---
title: "360信用钱包-手机信用分期借款贷款借钱平台 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "产品优势：  - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。  - 通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购，分期借等多种现金消费形式，旨在向用户提供正规、便捷、省心的分期消费体验，提升用户的消费生活品质。  - 先消费后还款，分期立享所爱 - 费率透明：年化利率(单利)7.2%-24%（以审核为准）；  温馨提示"
---

# 360信用钱包-手机信用分期借款贷款借钱平台 — China
> 奇富科技(原360数科)旗下大额信用借钱平台

![360信用钱包 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/aa/07/7a/aa077ab2-df0a-b148-0d9d-bc88f41d38fd/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/400x400bb.png)

**Developer:** [Fuzhou Qifu Online Microcredit Co](https://apptail.io/developer/fuzhou-qifu-online-microcredit-co-DOj) (China)
**Category:** Finance
**Rating:** 2.5/5 (2,380 ratings)
**Price:** Free
**Bundle ID:** com.qihoo.corp.xyqb
**Store:** Apple App Store
**Country:** China
**Version:** 2.0.56 (released 2026-09-10)
**Original Release:** 2019-10-11

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id1480502565)
**AppTail Page:** [https://apptail.io/app/360-Tsdb/china](https://apptail.io/app/360-Tsdb/china)

## 360信用钱包 Description
产品优势：

- 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。

- 通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购，分期借等多种现金消费形式，旨在向用户提供正规、便捷、省心的分期消费体验，提升用户的消费生活品质。

- 先消费后还款，分期立享所爱
- 费率透明：年化利率(单利)7.2%-24%（以审核为准）；

温馨提示：
- 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00）
- 贷款额度、利率，放款时间以实际审核为准;
- 福利活动仅抵扣部分利息，详细优惠方式以APP内活动规则为准；
(新用户限时最长免息 30天，最高免息65元，借12期享最后一期免息)
- 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。

## 360信用钱包 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0f/78/99/0f789967-439a-e3ae-ed09-eac2103634d3/360_U4fe1_U7528_U94b1_U5305__U82f9_U679c__U56fe1.png/2688x1242.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b4/6c/f8/b46cf830-268d-a40f-d254-b39c44791d49/360_U4fe1_U7528_U94b1_U5305__U82f9_U679c__U56fe2.png/2688x1242.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2c/96/25/2c96256f-4273-a704-bedc-1eddce13a2e2/360_U4fe1_U7528_U94b1_U5305__U82f9_U679c__U56fe3.png/2688x1242.png)

## 360信用钱包 Rating Breakdown in China
- 5 stars: 677 (28%)
- 4 stars: 135 (6%)
- 3 stars: 120 (5%)
- 2 stars: 113 (5%)
- 1 stars: 1,335 (56%)

## 360信用钱包 Reviews in China

### *---- "骗会员费"
盗取信息很严重，下载了你一点隐私都没有了，无端端办理了会员79元，还不给退，也借不了款。
-- 垃圾公路宝贝, 2024-09-22

### *---- "骗个人信息的"
账号无法注销，注销环节手机验证码发送失败，但是登录验证码却能发送成功，简直流氓软件，
-- 💮 ঞ与情不染࿐, 2024-06-20

### *---- "垃圾软件"
注意了！这个软件会窃取用户信息！
-- 辣凤梨, 2024-05-20

### *---- "垃圾中的垃圾"
垃圾中的垃圾 游走在法律红线上的高利贷软件 千万别用 真的 没钱就跟家里说 千万别碰 亲身经历两年上岸 求求各位了 别碰网贷！！！
-- 小羊嘻嘻哈, 2023-11-26

### *---- "呵"
垃圾app
-- 哪个傻瓜取这名字, 2023-11-06

### *---- "很恶心的软件，千万别下载"
超高利息，很难找到提前还款的入口  根本就不想让你提前还款！好不容易还完了 想注销账号 根本注销不了！还天天打电话，看我马上还完了也不再借钱了就一天打好几遍电话换好几个电话号给我打 ，跟我推销升额度，说了不需要过几个小时还打电话还是那些话！真的吃相太难看，太恶心！
-- 先把我给你, 2023-10-13

### ***** "借了20000还了两期。提前还发现要多还八百多的利息可笑。分12期还才两千多利息。我提前还还要我一千多的利息真是可笑。你们家的日利息是从借款那天开始每个月累计加起来的，好玩。能借的借。借完不用还的放心"
babaa
-- 122344649768643, 2023-09-23

### *---- "垃圾，有额度用不了"
有额度就用不了，6月还能用，7月就用不了，8月也用不了，这都9月了依然用不了，说审核未通过，要等2-3个月，谁等你2-3个月，有毛病，真垃圾，谁用谁知道，我以后反正不用
-- 🌚芷～, 2023-09-01

### *---- "垃圾得很"
只要你个人信息，借不了钱
-- 深海浩劫鱼油胶囊, 2023-04-21

### *---- "超高利息，各种套路，隐私等不到保障"
血和泪的教训，千万别用
-- 滴答吧啦, 2023-02-24

[View all 360信用钱包 reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## 360信用钱包 Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Hong Kong SAR China | Finance | #243 |

## 360信用钱包 Discovered Keywords
- 360信用钱包
- 信用卡分期贷款小额借贷软件

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## 360信用钱包 Available In
- [China](https://apptail.io/app/360-Tsdb/china)
- [Hong Kong SAR China](https://apptail.io/app/360-Tsdb/hong-kong)
- [United States](https://apptail.io/app/360-Tsdb/united-states)
- [Austria](https://apptail.io/app/360-Tsdb/austria)
- [Australia](https://apptail.io/app/360-Tsdb/australia)
- [Azerbaijan](https://apptail.io/app/360-Tsdb/azerbaijan)
- [Belgium](https://apptail.io/app/360-Tsdb/belgium)
- [Bulgaria](https://apptail.io/app/360-Tsdb/bulgaria)
- [Bahrain](https://apptail.io/app/360-Tsdb/bahrain)
- [Bermuda](https://apptail.io/app/360-Tsdb/bermuda)
- [Brunei](https://apptail.io/app/360-Tsdb/brunei)
- [Belarus](https://apptail.io/app/360-Tsdb/belarus)
- [Canada](https://apptail.io/app/360-Tsdb/canada)
- [Switzerland](https://apptail.io/app/360-Tsdb/switzerland)
- [Chile](https://apptail.io/app/360-Tsdb/chile)
- [Colombia](https://apptail.io/app/360-Tsdb/colombia)
- [Cyprus](https://apptail.io/app/360-Tsdb/cyprus)
- [Czechia](https://apptail.io/app/360-Tsdb/czechia)
- [Germany](https://apptail.io/app/360-Tsdb/germany)
- [Denmark](https://apptail.io/app/360-Tsdb/denmark)
- [Dominican Republic](https://apptail.io/app/360-Tsdb/dominican-republic)
- [Algeria](https://apptail.io/app/360-Tsdb/algeria)
- [Ecuador](https://apptail.io/app/360-Tsdb/ecuador)
- [Egypt](https://apptail.io/app/360-Tsdb/egypt)
- [Spain](https://apptail.io/app/360-Tsdb/spain)
- [Finland](https://apptail.io/app/360-Tsdb/finland)
- [France](https://apptail.io/app/360-Tsdb/france)
- [United Kingdom](https://apptail.io/app/360-Tsdb/united-kingdom)
- [Grenada](https://apptail.io/app/360-Tsdb/grenada)
- [Greece](https://apptail.io/app/360-Tsdb/greece)
- [Pakistan](https://apptail.io/app/360-Tsdb/pakistan)
- [Armenia](https://apptail.io/app/360-Tsdb/armenia)
- [Argentina](https://apptail.io/app/360-Tsdb/argentina)
- [Türkiye](https://apptail.io/app/360-Tsdb/turkey)
- [Taiwan](https://apptail.io/app/360-Tsdb/taiwan)
- [Ukraine](https://apptail.io/app/360-Tsdb/ukraine)
- [Uzbekistan](https://apptail.io/app/360-Tsdb/uzbekistan)
- [Vietnam](https://apptail.io/app/360-Tsdb/vietnam)
- [South Africa](https://apptail.io/app/360-Tsdb/south-africa)
- [Honduras](https://apptail.io/app/360-Tsdb/honduras)
- [Croatia](https://apptail.io/app/360-Tsdb/croatia)
- [Hungary](https://apptail.io/app/360-Tsdb/hungary)
- [Indonesia](https://apptail.io/app/360-Tsdb/indonesia)
- [Ireland](https://apptail.io/app/360-Tsdb/ireland)
- [Israel](https://apptail.io/app/360-Tsdb/israel)
- [India](https://apptail.io/app/360-Tsdb/india)
- [Iceland](https://apptail.io/app/360-Tsdb/iceland)
- [Italy](https://apptail.io/app/360-Tsdb/italy)
- [Jordan](https://apptail.io/app/360-Tsdb/jordan)
- [Japan](https://apptail.io/app/360-Tsdb/japan)
- [Kenya](https://apptail.io/app/360-Tsdb/kenya)
- [Kuwait](https://apptail.io/app/360-Tsdb/kuwait)
- [Kazakhstan](https://apptail.io/app/360-Tsdb/kazakhstan)
- [Lebanon](https://apptail.io/app/360-Tsdb/lebanon)
- [Sri Lanka](https://apptail.io/app/360-Tsdb/sri-lanka)
- [Lithuania](https://apptail.io/app/360-Tsdb/lithuania)
- [Luxembourg](https://apptail.io/app/360-Tsdb/luxembourg)
- [Latvia](https://apptail.io/app/360-Tsdb/latvia)
- [Madagascar](https://apptail.io/app/360-Tsdb/madagascar)
- [North Macedonia](https://apptail.io/app/360-Tsdb/north-macedonia)
- [Macao SAR China](https://apptail.io/app/360-Tsdb/macau)
- [Malta](https://apptail.io/app/360-Tsdb/malta)
- [Mexico](https://apptail.io/app/360-Tsdb/mexico)
- [Malaysia](https://apptail.io/app/360-Tsdb/malaysia)
- [Nigeria](https://apptail.io/app/360-Tsdb/nigeria)
- [Netherlands](https://apptail.io/app/360-Tsdb/netherlands)
- [Norway](https://apptail.io/app/360-Tsdb/norway)
- [Nepal](https://apptail.io/app/360-Tsdb/nepal)
- [New Zealand](https://apptail.io/app/360-Tsdb/new-zealand)
- [Peru](https://apptail.io/app/360-Tsdb/peru)
- [Philippines](https://apptail.io/app/360-Tsdb/philippines)
- [United Arab Emirates](https://apptail.io/app/360-Tsdb/united-arab-emirates)
- [Poland](https://apptail.io/app/360-Tsdb/poland)
- [Portugal](https://apptail.io/app/360-Tsdb/portugal)
- [Qatar](https://apptail.io/app/360-Tsdb/qatar)
- [Romania](https://apptail.io/app/360-Tsdb/romania)
- [Russia](https://apptail.io/app/360-Tsdb/russia)
- [Saudi Arabia](https://apptail.io/app/360-Tsdb/saudi-arabia)
- [Sweden](https://apptail.io/app/360-Tsdb/sweden)
- [Singapore](https://apptail.io/app/360-Tsdb/singapore)
- [Slovenia](https://apptail.io/app/360-Tsdb/slovenia)
- [Slovakia](https://apptail.io/app/360-Tsdb/slovakia)
- [Suriname](https://apptail.io/app/360-Tsdb/suriname)
- [Thailand](https://apptail.io/app/360-Tsdb/thailand)
- [Tunisia](https://apptail.io/app/360-Tsdb/tunisia)
- [Ghana](https://apptail.io/app/360-Tsdb/ghana)
- [Senegal](https://apptail.io/app/360-Tsdb/senegal)
- [Mauritius](https://apptail.io/app/360-Tsdb/mauritius)
- [Belize](https://apptail.io/app/360-Tsdb/belize)
- [Cayman Islands](https://apptail.io/app/360-Tsdb/cayman-islands)
- [Uruguay](https://apptail.io/app/360-Tsdb/uruguay)

---

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