--- title: "airpay capital: Loan App - Reviews, Revenue and Downloads in India | Apple App Store" description: "airpay capital offers digital loans products in partnership with RBI-registered NBFCs with simple onboarding, transparent terms, and quick approvals. Apply for loans with an easy and secure process" --- # airpay capital: Loan App — India > PL, GL, HL, LAP ![Airpay capital App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a9/ba/04/a9ba04e5-9bac-5c82-9d31-8975292e911e/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-mkJAjc) (India) **Category:** Finance **Rating:** 4.5/5 (6 ratings) **Price:** Free **Bundle ID:** com.airpay.capital **Store:** Apple App Store **Country:** India **Version:** 1.2.8 (released 2026-10-28) **Original Release:** 2026-05-08 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6757229325) **AppTail Page:** [https://apptail.io/app/airpay-capital-loan-app-cGOz/india](https://apptail.io/app/airpay-capital-loan-app-cGOz/india) ## Airpay capital Description airpay capital offers digital loans products in partnership with RBI-registered NBFCs with simple onboarding, transparent terms, and quick approvals. Apply for loans with an easy and secure process. Key Highlights 100% digital process: Apply, verify, check offers, and track loans online Loan disbursal: Typically, within 24-48 hours after approval, depends on NBFC partner Repayment: EMIs via eNACH and UPI mandate; part-payment and foreclosure allowed via Debit Card, UPI, or Net Banking Secure: Bank-grade encryption with strict data protection Why Choose airpay capital? Transparent lending with no hidden charges and quick approvals Flexible tenures and repayment options to match your cashflows Clear, example-based pricing so you know costs upfront RBI-authorised NBFC partners with strong security and easy account management Loan Product & Terms (Indicative) Personal Loan Loan Amount: Up to ₹ 5,00,000 Tenure: Up to 36 months Interest Rate: Up to 36% p.a. Processing Fee: Up to 5% + GST Eligibility: 1. Age: 21 to 60 years; 2. Income Proof: 6 months bank statement required, if enhancement of the sanctioned amount is sought. Gold Loan Loan Amount: From ₹ 5,000 onwards up to customer eligibility Tenure: 3 to 12 months Interest Rate: Up to 23% p.a. Processing Fee: Up to ₹250 + GST Eligibility: Gold purity required: 18 to 22 Karats Home Loan Loan Amount: Up to ₹ 1,00,00,000 Tenure: 3 to 20 years Interest Rate: Up to 18% Processing Fees: Up to 2% Loan to Value (LTV) Ratio: Up to 60% of property value Loan Against Property Loan Amount: Up to ₹ 1,00,00,000 Tenure: 3 to 15 years Interest Rate: Up to 20% Processing Fees: Up to 2% Loan to Value (LTV) Ratio: Up to 60% of property value Get Loans in Easy Steps Select the loan you want to apply for and complete digital journey Check your loan eligibility Review loan offers from lending partners Complete your loan journey to get access to the funds Make part-payments or close the loan early Illustrative Repayment Example: Below numbers are for illustration purpose only. Actual offers, rates, and fees depend on your profile and NBFC/lender discretion. Processing fees and taxes, if applicable, will be shown before you accept the offer. Personal Loan example: Loan Amount: ₹1,00,000/- Tenure: 24 months Interest Rate: 24% p.a. (reducing balance) Processing Fee: Nil (for illustration) EMI (approx.): ₹5,291 per month Total Interest (approx.): ₹26,984/- Total Repayment (approx.): ₹1,26,984/- Important Information & Disclaimers: airpay capital provides loans in partnership with RBI-registered NBFCs. Please read all Terms & Conditions and the loan agreement carefully before accepting an offer. Interest rates, processing fees, and taxes may vary by applicant profile; final terms are mentioned in the loan agreements received from NBFC/Lender. Late payment fees, bounce charges, and other charges may apply as per NBFC/Lender policy. Lending Partners: 1. Apollo Finvest (India) Limited- an RBI-registered NBFC Licence No.: 13.00722 2. Muthoot Fincorp Limited- an RBI-registered NBFC Registration No.: N-16.00170 3. FDPL Finance Private Limited- an RBI-registered NBFC Loans facilitated by lending partners are subject to eligibility, verification, credit assessment, and lender discretion. Contact us: loans@airpay.co.in Customer Care No: 020 69110333 Timings: 9:00 AM to 7:00 PM (Monday to Saturday) ## Airpay capital Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/81/75/5e/81755eb8-341d-ea83-56a2-043ae7a4886f/Screenshot5_1-100.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2a/7d/71/2a7d71ca-50cd-8da5-ab68-8524a279a131/Screenshot1_1-100.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e0/a2/7f/e0a27ff8-c610-5c06-6d94-57e322d5a255/Screenshot2_1-100.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2f/a8/e7/2fa8e719-624c-f939-7e0f-6eb049eaab7c/Screenshot3_1-100.jpg/1242x2688.png) ## Airpay capital Rating Breakdown in India - 5 stars: 5 (83%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 1 (17%) - 1 stars: 0 (0%) ## Airpay capital Reviews in India ### ***** "home loan" helpful app for home loan! -- gaurav_055, 2026-09-18 ### ***** "Loan" A convenient option if your looking for a loan. Entire process was easy -- rashmitakarkera, 2026-08-31 ### ***** "User friendly app" User friendly app for self employed people too -- Manish10@, 2026-08-28 ### ***** "Great experience" The app has a clean interface and the loan application process is simple. -- Charan karkera, 2026-07-28 [View all Airpay capital reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Airpay capital Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #205 | --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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