---
title: "Apanda Credit - 年青人的第一筆信貸 - Reviews, Revenue and Downloads in Hong Kong SAR China | Apple App Store"
description: "讀大學嘅日子，邊個冇試過：學期一開始要俾學費 deposit、突然要租屋畀按金、或者爭啲走唔到去 exchange？Apanda Credit 明白大專生嘅財務節奏，為你提供簡單、透明、靈活嘅信貸方案，喺重要關頭幫到你一把。 · 為大學生而生 無論係交學費、租屋按金、買 Mac、定係 exchange 機票，都係我哋設計時諗住嘅場景。 · 申請夠簡單 唔使入息證明、唔使稅單。憑身份證 + 學生證就"
---

# Apanda Credit - 年青人的第一筆信貸 — Hong Kong SAR China
> 全程无痕 · 免入息证明 · AI极速审批

![Apanda Credit App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/db/a9/c7/dba9c79b-5add-080f-f220-0a11e2f853a1/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/400x400bb.png)

**Developer:** [Apanda Credit](https://apptail.io/developer/apanda-credit-jGungc)
**Category:** Finance
**Rating:** 3.9/5 (7 ratings)
**Price:** Free
**Bundle ID:** app.apanda.credit
**Store:** Apple App Store
**Country:** Hong Kong SAR China
**Version:** 2.0.0 (released 2026-08-28)
**Original Release:** 2026-04-23

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/hk/app/app/id6762086068)
**AppTail Page:** [https://apptail.io/app/apanda-credit-LhFz/hong-kong](https://apptail.io/app/apanda-credit-LhFz/hong-kong)

## Apanda Credit Description
讀大學嘅日子，邊個冇試過：學期一開始要俾學費 deposit、突然要租屋畀按金、或者爭啲走唔到去 exchange？Apanda Credit 明白大專生嘅財務節奏，為你提供簡單、透明、靈活嘅信貸方案，喺重要關頭幫到你一把。
· 為大學生而生
無論係交學費、租屋按金、買 Mac、定係 exchange 機票，都係我哋設計時諗住嘅場景。
· 申請夠簡單
唔使入息證明、唔使稅單。憑身份證 + 學生證就申請得，幾分鐘搞掂。
· 智能審批
全天候 AI 審核系統，唔使等返工時間，批核後資金快速到帳。
· 循環額度，靈活還款
還幾多、額度就回幾多。下次有需要即時可用，唔使再申請過。
—
我哋相信，年青人嘅第一筆信貸唔應該複雜或者令人焦慮。Apanda Credit 用清晰嘅條款、合理嘅利率，陪你行好理財路上嘅第一步。
—
忠告：借錢梗要還，咪俾錢中介
查詢及投訴熱線：9505 9999
放債人牌照號碼：1037/2026

## Apanda Credit Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/81/80/13/818013b1-537c-dc20-7a73-d9efba761b80/0x0ss.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a7/5b/60/a75b60b3-c454-9cc5-84bb-70322ee8a8bb/0x0ss__U00282_U0029.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/27/ec/85/27ec85de-7108-89ec-3f59-00f773a9396b/0x0ss__U00283_U0029.png/1242x2688.png)

## Apanda Credit Rating Breakdown in Hong Kong SAR China
- 5 stars: 5 (71%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 2 (29%)







---

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