---
title: "分期乐 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "上市公司，正规平台，最高可借20万额度 新人最长可享30天免息，在线申请，智能审批  【平台介绍】 分期乐是乐信旗下倡导年轻人有度消费的分期消费平台，以更懂年轻人、更有安全保障、更有温度的产品体验和金融科技服务，让年轻人可以享受安全、稳定、便捷的现金借钱、分期购物和分期还款的金融服务，已有超过1.5亿用户选择分期乐。  【产品优势】 纳斯达克上市公司（股票代码：LX）旗下品质分期购物商城和分期借贷"
---

# 分期乐 — China
> 专业分期借款借钱购物App

![分期乐 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/5c/d3/82/5cd38291-12ce-0f4f-0804-0edb76a58d7e/AppIcon-1x_U007emarketing-0-6-0-0-85-220-0.png/434x0w.png)

**Developer:** [Shenzhen Fenqile Network Technology Co](https://apptail.io/developer/shenzhen-fenqile-network-technology-co-Idcb)
**Category:** Finance
**Rating:** 4.0/5 (691,138 ratings)
**Price:** Free
**Bundle ID:** com.fenqile.phone
**Store:** Apple App Store
**Country:** China
**Version:** 8.10.7 (released 2026-03-31)
**Original Release:** 2014-08-20
**Languages:** English, Chinese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id906611031)
**AppTail Page:** [https://apptail.io/app/app-DYeb/china](https://apptail.io/app/app-DYeb/china)

## 分期乐 Description
上市公司，正规平台，最高可借20万额度
新人最长可享30天免息，在线申请，智能审批

【平台介绍】
分期乐是乐信旗下倡导年轻人有度消费的分期消费平台，以更懂年轻人、更有安全保障、更有温度的产品体验和金融科技服务，让年轻人可以享受安全、稳定、便捷的现金借钱、分期购物和分期还款的金融服务，已有超过1.5亿用户选择分期乐。

【产品优势】
纳斯达克上市公司（股票代码：LX）旗下品质分期购物商城和分期借贷金融平台；
贷款资金由正规金融持牌放款机构提供；
利用AI技术和大数据风控技术给用户提供安全靠谱的分期借贷平台；
息费透明，期数灵活的分期借款平台；
是超过1.5亿用户值得信赖的借钱平台。

【主要特色】
安心借款：费用透明，借钱更放心；
安全保障：银行级风控团队为您的账户安全保驾护航；
优质体验：支持线上贷款申请，方便快捷，借钱分期期限灵活；
分期购物：国行正品，品质保证，分期还款更便捷。

【贷款利率说明】
“乐花借钱”年化利率区间8-24%，因个人资质不同，最终以平台实际审批为准
以上应用截图仅为示例，贷款额度、利率、放款时间、通过率等以实际审批为准
贷款投资有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。

## 分期乐 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4c/43/32/4c4332b8-8327-ba7a-38a3-bd0638bad3dd/6.5_1@1x.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/30/7a/4e307ab8-6a8b-ffaf-7c8d-35a35b18155f/6.5_2@1x.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/0b/2b/af0b2bb6-3561-32d3-8401-8dbd3d41137b/6.5_3@1x.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/00/70/a6/0070a6b3-5934-5e8d-9d7e-a470c68cb444/6.5_4@1x.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/2a/78/f82a7874-4a12-0aad-0fee-3cd24cbc2794/6.5_7@1x.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b5/64/1e/b5641e45-0cd8-1fc1-eadf-0768185cb941/6.5_5@1x.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/33/52/09/3352099b-6faf-b892-19fb-2e2a45916aab/6.5_6@1x.png/1242x2688.png)

## 分期乐 Rating Breakdown in China
- 5 stars: 487,274 (71%)
- 4 stars: 17,944 (3%)
- 3 stars: 10,368 (2%)
- 2 stars: 11,971 (2%)
- 1 stars: 163,581 (24%)

## 分期乐 Reviews in China

### *---- "坑人乐"
真不知道怎么说这个软件 我借三千块钱 要多还800块钱我敲 堪比高利贷
-- 财运通达, 2025-01-02

### ***** "好好好，这个软件真好"
我没点会员，他直接给我扣费了，点两次申请，两个会员，我丢，没遇到这么坑的，钱没借到，反而倒贴了，而且还得出账了才能注销。
-- 入坑之人丶, 2025-01-02

### ***** "给五星看事实。"
流氓软件。借款前天天给你打电话。 然后保证接出来随时换吧啦吧啦。什么不影响。不借基本天天打电话。现在借出来了提前还款要申请。还有违约金。违约金比利息都贵。真可以。看到评论也别再给我打电话。这次违约金老子交完直接注销。流氓软件。
-- 白荼c, 2025-01-02

### ***** "史"
一坨
-- 爱三分冬季, 2025-01-02

### *---- "坑人买会员投诉差评"
坑人买会员垃圾
-- j g v vv, 2025-01-02

### *---- "坑人平台"
莫名其妙就被扣费
-- 我dty, 2025-01-02

### *---- "因为只有一分"
垃圾软件别信，莫名就是想扣你钱，给你自动升级会员
-- 可乐279, 2025-01-02

### *---- "高利贷"
垃圾东西，乱收利息乱扣。
-- 。。。'。。，, 2025-01-01

### *---- "垃圾平台坑死人"
36%年利率高的吓人，额度也很少，还坑了我119开了会员，开完还没额度，极品平台，提前结清还要违约金
-- 弃疗的213学渣, 2025-01-01

### *---- "假的"
借不了 跳出一堆买会员买保险之累的东西
-- 了集体经济看哭了, 2025-01-01

### *---- "垃圾乱扣钱"
乱扣钱….
-- 乱扣钱、cccc, 2025-01-01

### *---- "垃圾"
垃圾短信电话天天打，一个劲要权限，
-- 最后的轻语！, 2024-12-31

### *---- "极度无语"
提前还款要预约，我希望借款的同志能明白！
-- 卑微的肥羊, 2024-12-31

### *---- "暴力app，投诉无门"
逾期一天，就有催收公司来催收，并人身攻击，并威胁家人安全，严重黑社会性质。
-- 嗨及老表, 2024-12-31

### *---- "垃圾玩意"
建议别用，借同样钱，期数一样利息比其它任何平台贵多几十块，可想而知了有多坑人，还款日期没到，就提前各种电话短信轰炸提醒，想用的好自为之吧
-- 分期樂太垃圾, 2024-12-31

### *---- "垃圾客服"
客服真垃圾
-- 孙建森1234, 2024-12-31

### *---- "骗人平台"
进去就是让开会员 开过超级会员开普通会员 然后还是不可以借
-- dudhsusoooo, 2024-12-31

### *---- "垃圾千万不要用啊 同志们 利息高的不能说"
而且给你玩文字游戏
-- 2@浙, 2024-12-31

### ***** "坑人的"
进去全是付费 不付费不给下一步 付费了不给额度 开一大堆会员都花了大几百 再是花了钱后一大堆理由就是不放款
-- 治愈The, 2024-12-31

### *---- "别用 不能提前还款"
垃圾软件 利息很高  提前还款还要预约 有违约金
-- 测近水楼台魔都, 2024-12-30

[View all 分期乐 reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## 分期乐 Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | China | Finance | #14 |
| Top Free | Hong Kong SAR China | Finance | #154 |
| Top Free | China | Overall | #184 |
| Top Free | Taiwan | Finance | #386 |

## 分期乐 Discovered Keywords
- 分期乐

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## 分期乐 Available In
- [China](https://apptail.io/app/app-DYeb/china)
- [Hong Kong SAR China](https://apptail.io/app/app-DYeb/hong-kong)
- [United States](https://apptail.io/app/app-DYeb/united-states)
- [Japan](https://apptail.io/app/app-DYeb/japan)
- [Taiwan](https://apptail.io/app/app-DYeb/taiwan)
- [Macao SAR China](https://apptail.io/app/app-DYeb/macau)
- [South Korea](https://apptail.io/app/app-DYeb/south-korea)
- [United Kingdom](https://apptail.io/app/app-DYeb/united-kingdom)
- [Australia](https://apptail.io/app/app-DYeb/australia)
- [Singapore](https://apptail.io/app/app-DYeb/singapore)
- [Thailand](https://apptail.io/app/app-DYeb/thailand)
- [Canada](https://apptail.io/app/app-DYeb/canada)
- [Vietnam](https://apptail.io/app/app-DYeb/vietnam)
- [Kazakhstan](https://apptail.io/app/app-DYeb/kazakhstan)
- [United Arab Emirates](https://apptail.io/app/app-DYeb/united-arab-emirates)
- [Philippines](https://apptail.io/app/app-DYeb/philippines)
- [Germany](https://apptail.io/app/app-DYeb/germany)
- [Malaysia](https://apptail.io/app/app-DYeb/malaysia)
- [India](https://apptail.io/app/app-DYeb/india)
- [New Zealand](https://apptail.io/app/app-DYeb/new-zealand)
- [Indonesia](https://apptail.io/app/app-DYeb/indonesia)
- [Russia](https://apptail.io/app/app-DYeb/russia)
- [Italy](https://apptail.io/app/app-DYeb/italy)
- [Türkiye](https://apptail.io/app/app-DYeb/turkey)
- [Netherlands](https://apptail.io/app/app-DYeb/netherlands)
- [France](https://apptail.io/app/app-DYeb/france)
- [Brazil](https://apptail.io/app/app-DYeb/brazil)
- [Saudi Arabia](https://apptail.io/app/app-DYeb/saudi-arabia)
- [South Africa](https://apptail.io/app/app-DYeb/south-africa)
- [Austria](https://apptail.io/app/app-DYeb/austria)
- [Azerbaijan](https://apptail.io/app/app-DYeb/azerbaijan)
- [Belarus](https://apptail.io/app/app-DYeb/belarus)
- [Chile](https://apptail.io/app/app-DYeb/chile)
- [Algeria](https://apptail.io/app/app-DYeb/algeria)
- [Estonia](https://apptail.io/app/app-DYeb/estonia)
- [Cayman Islands](https://apptail.io/app/app-DYeb/cayman-islands)
- [Lithuania](https://apptail.io/app/app-DYeb/lithuania)
- [Sweden](https://apptail.io/app/app-DYeb/sweden)
- [Ukraine](https://apptail.io/app/app-DYeb/ukraine)
- [Uzbekistan](https://apptail.io/app/app-DYeb/uzbekistan)
- [Greece](https://apptail.io/app/app-DYeb/greece)
- [Finland](https://apptail.io/app/app-DYeb/finland)
- [Kuwait](https://apptail.io/app/app-DYeb/kuwait)
- [Argentina](https://apptail.io/app/app-DYeb/argentina)
- [Spain](https://apptail.io/app/app-DYeb/spain)
- [Lebanon](https://apptail.io/app/app-DYeb/lebanon)
- [Sri Lanka](https://apptail.io/app/app-DYeb/sri-lanka)
- [Belgium](https://apptail.io/app/app-DYeb/belgium)
- [Luxembourg](https://apptail.io/app/app-DYeb/luxembourg)
- [Latvia](https://apptail.io/app/app-DYeb/latvia)
- [Madagascar](https://apptail.io/app/app-DYeb/madagascar)
- [North Macedonia](https://apptail.io/app/app-DYeb/north-macedonia)
- [Egypt](https://apptail.io/app/app-DYeb/egypt)
- [Malta](https://apptail.io/app/app-DYeb/malta)
- [Mexico](https://apptail.io/app/app-DYeb/mexico)
- [Ecuador](https://apptail.io/app/app-DYeb/ecuador)
- [Nigeria](https://apptail.io/app/app-DYeb/nigeria)
- [Dominican Republic](https://apptail.io/app/app-DYeb/dominican-republic)
- [Norway](https://apptail.io/app/app-DYeb/norway)
- [Nepal](https://apptail.io/app/app-DYeb/nepal)
- [Denmark](https://apptail.io/app/app-DYeb/denmark)
- [Panama](https://apptail.io/app/app-DYeb/panama)
- [Peru](https://apptail.io/app/app-DYeb/peru)
- [Czechia](https://apptail.io/app/app-DYeb/czechia)
- [Pakistan](https://apptail.io/app/app-DYeb/pakistan)
- [Poland](https://apptail.io/app/app-DYeb/poland)
- [Portugal](https://apptail.io/app/app-DYeb/portugal)
- [Romania](https://apptail.io/app/app-DYeb/romania)
- [Cyprus](https://apptail.io/app/app-DYeb/cyprus)
- [Colombia](https://apptail.io/app/app-DYeb/colombia)
- [Armenia](https://apptail.io/app/app-DYeb/armenia)
- [Switzerland](https://apptail.io/app/app-DYeb/switzerland)
- [Slovenia](https://apptail.io/app/app-DYeb/slovenia)
- [Slovakia](https://apptail.io/app/app-DYeb/slovakia)
- [Suriname](https://apptail.io/app/app-DYeb/suriname)
- [Brunei](https://apptail.io/app/app-DYeb/brunei)
- [Tunisia](https://apptail.io/app/app-DYeb/tunisia)
- [Bahrain](https://apptail.io/app/app-DYeb/bahrain)
- [Bulgaria](https://apptail.io/app/app-DYeb/bulgaria)
- [Ireland](https://apptail.io/app/app-DYeb/ireland)
- [Israel](https://apptail.io/app/app-DYeb/israel)
- [Hungary](https://apptail.io/app/app-DYeb/hungary)
- [Iceland](https://apptail.io/app/app-DYeb/iceland)
- [Croatia](https://apptail.io/app/app-DYeb/croatia)

---

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