--- title: "优速备 - Reviews, Revenue and Downloads in China | Apple App Store" description: "财务核算不用愁！房贷、提前还款、复利理财、存款收益、贷款额度一键测算，搭配购房装修干货知识，一款工具全部搞定！ 新版页面视觉样式，操作更流畅。APP涵盖全场景财务计算与居家实用知识，新增利率转换、贷款利息对比、智能还款方案功能，全方位助力个人资金与置业规划。 【额度测算】快速测算贷款额度，购房贷款前预估可贷金额，规划资金更有数；自动保留新测算记录，无需手动清理，查看便捷； 【房贷计算器】支持商贷、" --- # 优速备 — China ![优速备 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/25/55/49/25554981-926d-9fc1-31f5-3e0d7db153fe/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-VPDnLb) (China) **Category:** Utilities **Rating:** 1.9/5 (69 ratings) **Price:** Free **Bundle ID:** com.qietoolbaoapp.qebgj **Store:** Apple App Store **Country:** China **Version:** 1.5.0 (released 2026-06-24) **Original Release:** 2026-01-21 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id6756936907) **AppTail Page:** [https://apptail.io/app/app-ElVy/china](https://apptail.io/app/app-ElVy/china) ## 优速备 Description 财务核算不用愁！房贷、提前还款、复利理财、存款收益、贷款额度一键测算，搭配购房装修干货知识，一款工具全部搞定！ 新版页面视觉样式，操作更流畅。APP涵盖全场景财务计算与居家实用知识，新增利率转换、贷款利息对比、智能还款方案功能，全方位助力个人资金与置业规划。 【额度测算】快速测算贷款额度，购房贷款前预估可贷金额，规划资金更有数；自动保留新测算记录，无需手动清理，查看便捷； 【房贷计算器】支持商贷、公积金、组合贷，两种还款方式随心选，同步银行实时利率，月供、总利息、还款明细清晰可查，可生成专属AI还款方案； 【提前还款测算】精准计算提前还贷省息金额，智能推荐缩短期限、减少月供最优方案； 【复利收益计算】自定义计息周期，直观查看理财复利增值收益； 【存款收益测算】覆盖定期、大额存单等场景，同步银行存款利率，轻松优选存款方案； 【新增实用工具】利率转换：支持日、月、年利率及民间利率相互转换；贷款利息对比：可测算利率调整后的利息差额，清晰掌握省息空间； 【购房装修干货】精选买房攻略、贷款技巧、装修避坑、预算规划内容，新手也能轻松上手。 无需复杂操作，各类财务计算 + 知识需求一次满足，个人财务规划必备工具！ ## 优速备 Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/ea/5e/cdea5e07-64c2-5b43-f04b-0dd04c010b10/20260114-174940.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a6/e9/34/a6e934ac-511a-8cb3-a9bd-1a2586dd6a22/_U4f18_U901f_U5907_U4e0a_U67b6_U56fe2.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/50/30/f0/5030f051-cb13-e8c4-93cd-0a719be360db/20260114-174952.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/3d/4e/de3d4efd-0a5f-2423-3664-71265b46cd7f/20260114-174956.png/1242x2688.png) ## 优速备 Rating Breakdown in China - 5 stars: 12 (17%) - 4 stars: 1 (1%) - 3 stars: 1 (1%) - 2 stars: 8 (12%) - 1 stars: 47 (68%) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*