---
title: "惠如愿 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "“惠如愿”是中国银行自主研发的旨在服务小微企业、个体工商户、广大创业者和涉农经营主体等客群的普惠金融综合服务APP。“惠如愿”借助大数据、云计算等技术为客户提供包括金融、资讯、商机等在内的综合化、数字化普惠金融服务，通过不断降低服务成本，延伸服务半径，推动普惠金融的可持续发展，切实提升服务实体经济能力。"
---

# 惠如愿 — China

![惠如愿 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/52/58/2e/52582eb4-2923-3ae2-82c4-6f0d6e72fec9/AppIcon-0-0-1x_U007emarketing-0-7-0-0-85-220.png/434x0w.png)

**Developer:** [中国银行股份有限公司](https://apptail.io/developer/developer-UPab)
**Category:** Finance
**Rating:** 2.2/5 (93 ratings)
**Price:** Free
**Bundle ID:** com.boc.igtb.ifapp
**Store:** Apple App Store
**Country:** China
**Version:** 1.3.1 (released 2025-07-27)
**Original Release:** 2022-07-06
**Languages:** Chinese, English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id1616135591)
**AppTail Page:** [https://apptail.io/app/app-Xtph/china](https://apptail.io/app/app-Xtph/china)

## 惠如愿 Description
“惠如愿”是中国银行自主研发的旨在服务小微企业、个体工商户、广大创业者和涉农经营主体等客群的普惠金融综合服务APP。“惠如愿”借助大数据、云计算等技术为客户提供包括金融、资讯、商机等在内的综合化、数字化普惠金融服务，通过不断降低服务成本，延伸服务半径，推动普惠金融的可持续发展，切实提升服务实体经济能力。

## 惠如愿 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5d/63/97/5d639728-69c6-f2a0-75c2-4dc7c6191d4c/a32c8213-c45e-41d8-906f-5f9e4d0a4ffc__U6b22_U8fce_-__U526f_U672c.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e2/13/7e/e2137e23-9ae8-d811-fc17-82ff4528d7c6/89abaa06-92f0-40aa-9570-68ed1da8f3c7__U9996_U9875_-__U526f_U672c.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/d7/5d/7ad75dd7-a866-f05c-3f2b-6e3dfbb8277f/4ca53bbb-10fb-4174-8ab5-51d444871c0d__U8d37_U6b3e_-__U526f_U672c.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4a/fe/3f/4afe3f0e-810b-0db9-05dc-af633c23b7dc/341c8646-174b-4fd1-a7db-44c4ac3c82ef__U94f6_U7a0e_U8d37.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5f/80/b7/5f80b7a6-bb75-2c9d-9041-0dc3a0035f3b/85701daa-03d3-4091-a99a-190eae370cdb__U54a8_U8be2_-__U526f_U672c.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9f/40/85/9f408531-5ab2-6203-2933-96fc5cda7811/db19f2a0-d42b-4378-9607-d5242411faf7__U6211_U7684_-__U526f_U672c.jpg/1242x2688.png)

## 惠如愿 Rating Breakdown in China
- 5 stars: 26 (28%)
- 4 stars: 1 (1%)
- 3 stars: 4 (4%)
- 2 stars: 0 (0%)
- 1 stars: 62 (67%)

## 惠如愿 Reviews in China

### *---- "垃圾"
垃圾中行非要搞这种政治任务，佣金1块钱一户，谁稀罕？
-- 去玩手机哈表情略具不服, 2024-12-22

### *---- "1"
勾思
-- Res,, 2024-12-04

### *---- "不好用"
这软件根本就没用
-- hhhhnxsm, 2024-11-20

### *---- "垃圾"
不要弄这种垃圾出来，好吗
-- Chriswyt, 2024-10-15

### *---- "垃圾软件"
垃圾外包软件充业绩
-- 小青菜是大白痴白, 2024-09-06

### *---- "恶心"
一直弹非用户本人 我是不是本人用你告诉我啊 莫名其妙
-- 周棋洛的bed上, 2023-12-27

### *---- "垃圾软件"
强拉别人做
-- qwqeqqwqeq, 2023-12-22

### *---- "垃圾"
最恶心的app
-- 避雷+1, 2023-12-12

### *---- "一星是系统设置的底线，不是软件的底线！"
真垃圾啊
-- 🦅鹜, 2023-12-12

### *---- "无语"
这样冲业绩？ 恶心垃圾
-- 爆炸578468, 2023-12-12

[View all 惠如愿 reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




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