---
title: "房贷宝 - 房贷计算｜商业贷款计算｜公积金贷款计算 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "【核心功能】 - 三种贷款类型：商业贷款、公积金贷款、组合贷款，覆盖常见购房场景。 - 双还款方式：等额本息与等额本金自由切换，对比月供与总利息差异。 - 利率灵活：支持 LPR 加基点与基准利率倍数，贴合各地房贷政策。 - 完整还款计划：逐月本金、利息与剩余本金，按自然年折叠查看。 - 个性主题：明亮 / 暗黑 / 跟随系统，橙色主题随心。 - 隐私安全：计算在本机完成，不收集、不上传个人信息。"
---

# 房贷宝 - 房贷计算｜商业贷款计算｜公积金贷款计算 — China
> 新房二手房LPR利率房贷计算器公积金贷款商业贷款计算组合贷款

![房贷宝 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/d3/c8/6a/d3c86a47-156d-62f5-0e1d-273a6cb906b5/AppIcon-0-0-1x_U007epad-0-1-0-85-220.png/434x0w.png)

**Developer:** [Wuhan Xingyun Technology Co](https://apptail.io/developer/wuhan-xingyun-technology-co-SvlRgb)
**Category:** Finance
**Rating:** 5.0/5 (1 ratings)
**Price:** Free
**Bundle ID:** com.luckfast.fangdaibao
**Store:** Apple App Store
**Country:** China
**Version:** 1.0.1006 (released 2026-10-30)
**Original Release:** 2026-06-18
**Languages:** Chinese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id6781649269)
**AppTail Page:** [https://apptail.io/app/app-aYAA/china](https://apptail.io/app/app-aYAA/china)

## 房贷宝 Description
【核心功能】
- 三种贷款类型：商业贷款、公积金贷款、组合贷款，覆盖常见购房场景。
- 双还款方式：等额本息与等额本金自由切换，对比月供与总利息差异。
- 利率灵活：支持 LPR 加基点与基准利率倍数，贴合各地房贷政策。
- 完整还款计划：逐月本金、利息与剩余本金，按自然年折叠查看。
- 个性主题：明亮 / 暗黑 / 跟随系统，橙色主题随心。
- 隐私安全：计算在本机完成，不收集、不上传个人信息。

【适用场景】
- 购房预算：先把月供算清楚，量力而行做决策
- 方案对比：等额本息 vs 等额本金，看清利息差异
- 组合贷测算：商贷与公积金如何搭配更合适
- 还款规划：每月还多少、总利息多少，提前规划

## 房贷宝 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c0/02/26/c002261b-7a3b-965f-0243-8afcaa613ef0/app-screenshot-1781784911148.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f0/c0/86/f0c08674-0433-9a81-7bf8-a794bc901dd4/app-screenshot-1781784922399.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/f9/ff/20f9ffbb-4451-7118-3008-827d27b7c129/app-screenshot-1781784935309.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f1/be/f2/f1bef2f5-484c-3213-439a-ac12d39f9180/app-screenshot-1781784961451.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/ba/d5/65bad5e4-0251-0155-6a32-b832ca0d12d1/app-screenshot-1781784971513.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/17/93/a0/1793a03e-b0b1-25e6-255f-a90322980c35/app-screenshot-1781784967216.png/1242x2688.png)

## 房贷宝 Rating Breakdown in China
- 5 stars: 1 (100%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)






## 房贷宝 Available In
- [China](https://apptail.io/app/app-aYAA/china)
- [Armenia](https://apptail.io/app/app-aYAA/armenia)
- [Argentina](https://apptail.io/app/app-aYAA/argentina)
- [Austria](https://apptail.io/app/app-aYAA/austria)
- [Australia](https://apptail.io/app/app-aYAA/australia)
- [Bulgaria](https://apptail.io/app/app-aYAA/bulgaria)
- [Bahrain](https://apptail.io/app/app-aYAA/bahrain)
- [Brunei](https://apptail.io/app/app-aYAA/brunei)
- [Brazil](https://apptail.io/app/app-aYAA/brazil)
- [Belarus](https://apptail.io/app/app-aYAA/belarus)
- [Belize](https://apptail.io/app/app-aYAA/belize)
- [Canada](https://apptail.io/app/app-aYAA/canada)
- [Switzerland](https://apptail.io/app/app-aYAA/switzerland)
- [Chile](https://apptail.io/app/app-aYAA/chile)
- [Cyprus](https://apptail.io/app/app-aYAA/cyprus)
- [Germany](https://apptail.io/app/app-aYAA/germany)
- [Finland](https://apptail.io/app/app-aYAA/finland)
- [Indonesia](https://apptail.io/app/app-aYAA/indonesia)
- [Ireland](https://apptail.io/app/app-aYAA/ireland)
- [Israel](https://apptail.io/app/app-aYAA/israel)
- [India](https://apptail.io/app/app-aYAA/india)
- [South Korea](https://apptail.io/app/app-aYAA/south-korea)
- [Malaysia](https://apptail.io/app/app-aYAA/malaysia)
- [Netherlands](https://apptail.io/app/app-aYAA/netherlands)
- [Norway](https://apptail.io/app/app-aYAA/norway)
- [Senegal](https://apptail.io/app/app-aYAA/senegal)
- [Tunisia](https://apptail.io/app/app-aYAA/tunisia)
- [United Arab Emirates](https://apptail.io/app/app-aYAA/united-arab-emirates)
- [United States](https://apptail.io/app/app-aYAA/united-states)

---

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