---
title: "中银智慧商家 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "中银智慧商家APP是中国银行针对本行签约商户提供的移动端服务平台，可为商户提供交易实时提醒、交易账单查询、商户在线申请、退款操作、收银员/店铺管理等全方位商户金融服务。"
---

# 中银智慧商家 — China

![中银智慧商家 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/93/7e/36/937e3617-c28f-ff7e-5b9f-e33d7013265c/AppIcon-0-0-1x_U007emarketing-0-8-0-0-85-220.png/400x400bb.png)

**Developer:** [Bank of China](https://apptail.io/developer/bank-of-china-UPab)
**Category:** Finance
**Rating:** 2.8/5 (69 ratings)
**Price:** Free
**Bundle ID:** com.boc.DSMS
**Store:** Apple App Store
**Country:** China
**Version:** 3.6.9 (released 2026-09-03)
**Original Release:** 2017-04-07

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id1222286331)
**AppTail Page:** [https://apptail.io/app/app-adzb/china](https://apptail.io/app/app-adzb/china)

## 中银智慧商家 Description
中银智慧商家APP是中国银行针对本行签约商户提供的移动端服务平台，可为商户提供交易实时提醒、交易账单查询、商户在线申请、退款操作、收银员/店铺管理等全方位商户金融服务。

## 中银智慧商家 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/4e/8e/2a/4e8e2a6e-9079-584a-fd95-96211c458762/pr_source.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/1a/e4/d7/1ae4d7f6-84bf-06ba-46e8-8dc884d43666/pr_source.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple114/v4/b6/9e/7b/b69e7b12-f3b7-1c7a-ea68-e3f8b0409735/pr_source.png/1242x2688.png)

## 中银智慧商家 Rating Breakdown in China
- 5 stars: 22 (32%)
- 4 stars: 8 (12%)
- 3 stars: 3 (4%)
- 2 stars: 6 (9%)
- 1 stars: 30 (43%)

## 中银智慧商家 Reviews in China

### ***-- "几个优化建议"
1、缺少老人模式 个体户老板有些都50-60岁了眼睛真的不好了
2、播报没有实时响应，自动刷新方便看到每一笔金额
3、账单查询不方便期待优化 4、增加优惠剩余额度显示
-- eehokei, 2024-10-16

### **--- "新版更新后直接在页面显示合计金额非常不合理"
希望尽快改进一下不要在收款详细页面显示合计金额，而且新版改成了集成显示，也不带消息滚动，每一次看最新的都要退出再进太复杂了，集成的话建议做成滚动的，来一条就显示最新的。
-- 小狸de猫, 2024-02-21

### *---- "用不了"
来聚财的商户根本不能用，重新成为商户也申请不了
-- 云云@, 2022-08-07

### **--- "收款语音提示经常失灵"
收款后的手机语音推送不好用，老是失灵
-- InvokerInvoker, 2022-07-30

### *---- "扫码后不显示数额 没有账单"
扫码成功后不显示数额 历史账单没记录
-- 苏苏糊糊, 2022-07-21

### **--- "怎么添加完员工，没反应"
扫码添加员工后没反应
-- 思ྉ思ྉ, 2022-06-11

### *---- "注册成为商户点击经营范围点不了"
希望app改进！安卓版本苹果版本都点不了
-- 爱上你的美丽, 2022-02-21

### ***-- "怎么添加员工"
添加员工一项要扫二维码？
-- Jiang880515, 2022-01-23

### *---- "垃圾"
真垃圾，经常闪退，这么简单的东西都做成这样，无语了。
-- 那一丝丝冰, 2021-05-27

### ***** "新版好用"
新版很好用，赞一个
-- Phzegm, 2020-02-26

[View all 中银智慧商家 reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## 中银智慧商家 Discovered Keywords
- 智慧商户

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## 中银智慧商家 Available In
- [China](https://apptail.io/app/app-adzb/china)
- [United States](https://apptail.io/app/app-adzb/united-states)
- [Austria](https://apptail.io/app/app-adzb/austria)
- [Australia](https://apptail.io/app/app-adzb/australia)
- [Azerbaijan](https://apptail.io/app/app-adzb/azerbaijan)
- [Belgium](https://apptail.io/app/app-adzb/belgium)
- [Bulgaria](https://apptail.io/app/app-adzb/bulgaria)
- [Brunei](https://apptail.io/app/app-adzb/brunei)
- [Brazil](https://apptail.io/app/app-adzb/brazil)
- [Belarus](https://apptail.io/app/app-adzb/belarus)
- [Canada](https://apptail.io/app/app-adzb/canada)
- [Switzerland](https://apptail.io/app/app-adzb/switzerland)
- [Chile](https://apptail.io/app/app-adzb/chile)
- [Colombia](https://apptail.io/app/app-adzb/colombia)
- [Cyprus](https://apptail.io/app/app-adzb/cyprus)
- [Czechia](https://apptail.io/app/app-adzb/czechia)
- [Germany](https://apptail.io/app/app-adzb/germany)
- [Denmark](https://apptail.io/app/app-adzb/denmark)
- [Dominican Republic](https://apptail.io/app/app-adzb/dominican-republic)
- [Algeria](https://apptail.io/app/app-adzb/algeria)
- [Ecuador](https://apptail.io/app/app-adzb/ecuador)
- [Egypt](https://apptail.io/app/app-adzb/egypt)
- [Spain](https://apptail.io/app/app-adzb/spain)
- [Finland](https://apptail.io/app/app-adzb/finland)
- [France](https://apptail.io/app/app-adzb/france)
- [United Kingdom](https://apptail.io/app/app-adzb/united-kingdom)
- [Greece](https://apptail.io/app/app-adzb/greece)
- [Hong Kong SAR China](https://apptail.io/app/app-adzb/hong-kong)
- [Hungary](https://apptail.io/app/app-adzb/hungary)
- [Indonesia](https://apptail.io/app/app-adzb/indonesia)
- [Ireland](https://apptail.io/app/app-adzb/ireland)
- [Israel](https://apptail.io/app/app-adzb/israel)
- [India](https://apptail.io/app/app-adzb/india)
- [Italy](https://apptail.io/app/app-adzb/italy)
- [Japan](https://apptail.io/app/app-adzb/japan)
- [South Korea](https://apptail.io/app/app-adzb/south-korea)
- [Kuwait](https://apptail.io/app/app-adzb/kuwait)
- [Kazakhstan](https://apptail.io/app/app-adzb/kazakhstan)
- [Lebanon](https://apptail.io/app/app-adzb/lebanon)
- [Sri Lanka](https://apptail.io/app/app-adzb/sri-lanka)
- [Latvia](https://apptail.io/app/app-adzb/latvia)
- [Madagascar](https://apptail.io/app/app-adzb/madagascar)
- [Malta](https://apptail.io/app/app-adzb/malta)
- [Mexico](https://apptail.io/app/app-adzb/mexico)
- [Malaysia](https://apptail.io/app/app-adzb/malaysia)
- [Nigeria](https://apptail.io/app/app-adzb/nigeria)
- [Netherlands](https://apptail.io/app/app-adzb/netherlands)
- [Norway](https://apptail.io/app/app-adzb/norway)
- [Nepal](https://apptail.io/app/app-adzb/nepal)
- [New Zealand](https://apptail.io/app/app-adzb/new-zealand)
- [Peru](https://apptail.io/app/app-adzb/peru)
- [Philippines](https://apptail.io/app/app-adzb/philippines)
- [Pakistan](https://apptail.io/app/app-adzb/pakistan)
- [Poland](https://apptail.io/app/app-adzb/poland)
- [Portugal](https://apptail.io/app/app-adzb/portugal)
- [Romania](https://apptail.io/app/app-adzb/romania)
- [Russia](https://apptail.io/app/app-adzb/russia)
- [Saudi Arabia](https://apptail.io/app/app-adzb/saudi-arabia)
- [Sweden](https://apptail.io/app/app-adzb/sweden)
- [Singapore](https://apptail.io/app/app-adzb/singapore)
- [Slovenia](https://apptail.io/app/app-adzb/slovenia)
- [Slovakia](https://apptail.io/app/app-adzb/slovakia)
- [Thailand](https://apptail.io/app/app-adzb/thailand)
- [Türkiye](https://apptail.io/app/app-adzb/turkey)
- [Taiwan](https://apptail.io/app/app-adzb/taiwan)
- [Ukraine](https://apptail.io/app/app-adzb/ukraine)
- [South Africa](https://apptail.io/app/app-adzb/south-africa)
- [Argentina](https://apptail.io/app/app-adzb/argentina)
- [United Arab Emirates](https://apptail.io/app/app-adzb/united-arab-emirates)
- [Uzbekistan](https://apptail.io/app/app-adzb/uzbekistan)
- [Vietnam](https://apptail.io/app/app-adzb/vietnam)
- [Macao SAR China](https://apptail.io/app/app-adzb/macau)

---

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