---
title: "时光分期-贷款借钱平台 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "时光分期是时光金科旗下的信贷服务品牌，为大众提供更加方便、快捷、安心的互联网消费信贷服务。  【产品优势】 1.放款快：审批后最快五分钟到账，借钱不用等 2.申请简单：4项简易认证，线上极速审核 3.额度提升：多用多借按时还，信用提额有保障 4.息费透明：年化利率（单利）18%-24%起（以审核为准）  【温馨提示】 贷款额度、放款时间、通过率、利率等以实际审批为准。 贷款有风险,借款需谨慎;请根"
---

# 时光分期-贷款借钱平台 — China
> 小额贷款借钱平台

![时光分期 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/41/ca/87/41ca87a6-d1f7-9a70-6330-4494a08e6793/AppIcon-1x_U007emarketing-0-6-85-220-0.png/434x0w.png)

**Developer:** [Beijing Rong360 InfoTech](https://apptail.io/developer/beijing-rong360-infotech-zZbb)
**Category:** Finance
**Rating:** 4.2/5 (17,184 ratings)
**Price:** Free
**Bundle ID:** com.rong360.QuickLoan
**Store:** Apple App Store
**Country:** China
**Version:** 7.0.3 (released 2026-06-17)
**Original Release:** 2015-02-20
**Languages:** Chinese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id946620973)
**AppTail Page:** [https://apptail.io/app/app-ozdb/china](https://apptail.io/app/app-ozdb/china)

## 时光分期 Description
时光分期是时光金科旗下的信贷服务品牌，为大众提供更加方便、快捷、安心的互联网消费信贷服务。

【产品优势】
1.放款快：审批后最快五分钟到账，借钱不用等
2.申请简单：4项简易认证，线上极速审核
3.额度提升：多用多借按时还，信用提额有保障
4.息费透明：年化利率（单利）18%-24%起（以审核为准）

【温馨提示】
贷款额度、放款时间、通过率、利率等以实际审批为准。
贷款有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。
若有不法分子冒充时光分期工作人员，以帮助您申请贷款、协商减免还款等理由向您索要佣金，或套取您身份证信息、银行卡账号密码、短信验证码等敏感信息，请您注意辨别，保留好相关截图，并联系时光分期官方客服加以核对确认。

## 时光分期 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/1d/38/d21d3814-8923-612c-e6a5-a3ec4a1fbabb/iPhone_6.5_2.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/de/29/c6/de29c64c-8afb-2bad-fed1-e96b715d9293/iPhone_6.5_4.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/27/d1/3c/27d13cb3-434a-fb23-54ad-b8b62ed4cfbf/iPhone_6.5_5.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/33/29/f93329b6-7667-2a05-4bd5-0d10e9d824e5/iPhone_6.5_6.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dc/10/f0/dc10f00b-ec8d-56d2-3a47-bd731bcee3c4/iPhone.png/2688x1242.png)

## 时光分期 Rating Breakdown in China
- 5 stars: 12,806 (75%)
- 4 stars: 727 (4%)
- 3 stars: 390 (2%)
- 2 stars: 306 (2%)
- 1 stars: 2,955 (17%)

## 时光分期 Reviews in China

### ***** "骗人的你们看看就行"
垃圾软件下不了款不说了 是我的问题。会员必须要开我想取消非要会员付款以后才能取消再注销。真恶心
-- 一只发木, 2025-01-01

### *---- "暴力催收"
怎么会有这样的平台，怎么过审的
-- 4635524, 2024-12-29

### *---- "垃圾平台"
逾期一天不到，恶意催款，各种骚扰威胁联系人，担保费高到离谱
-- lixiang47, 2024-12-28

### *---- "骗钱骗资料"
骗钱的，骗人交了钱不通过不放款，还不给退
-- 与世隔绝-/, 2024-12-28

### *---- "垃圾的东西"
垃圾的一批，大家别下载，乱扣钱还不能取消，客服也是跟死人一样，话都没说完就挂电话，去投胎嘛
-- 大家别干, 2024-12-25

### *---- "就是骗你会员费的"
开咯59的会员，放心等几天也是放款不了，浪费时间。
-- 玩的就是溜, 2024-12-23

### *---- "真垃圾，扣费，不让注销"
瞎套路开月卡59，还不给注销，一点注销就显示注销异常
-- 你拔八我, 2024-12-20

### *---- "官方地图和v吃"
垃圾玩意儿，借不了，注销都注销不了
-- yingmi52, 2024-12-17

### *---- "不支持提前还款"
忘记了就恶语催收，不支持提前还款。
-- ）🍪q, 2024-12-16

### *---- "骗会员费"
垃圾软件，骗会员费！！
-- 老二小, 2024-12-14

[View all 时光分期 reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## 时光分期 Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | China | Finance | #65 |
| Top Free | Hong Kong SAR China | Finance | #410 |

## 时光分期 Discovered Keywords
- 宁银消金
- 零钱宝
- 极融借款
- 优速融
- 芒哩
- 畅行花
- 爱用商城
- 真享花
- 小象钱包
- 先先呗

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## 时光分期 Available In
- [China](https://apptail.io/app/app-ozdb/china)
- [Hong Kong SAR China](https://apptail.io/app/app-ozdb/hong-kong)
- [United States](https://apptail.io/app/app-ozdb/united-states)
- [Japan](https://apptail.io/app/app-ozdb/japan)
- [Austria](https://apptail.io/app/app-ozdb/austria)
- [Australia](https://apptail.io/app/app-ozdb/australia)
- [Azerbaijan](https://apptail.io/app/app-ozdb/azerbaijan)
- [Belgium](https://apptail.io/app/app-ozdb/belgium)
- [Bulgaria](https://apptail.io/app/app-ozdb/bulgaria)
- [Bahrain](https://apptail.io/app/app-ozdb/bahrain)
- [Bermuda](https://apptail.io/app/app-ozdb/bermuda)
- [Brunei](https://apptail.io/app/app-ozdb/brunei)
- [Brazil](https://apptail.io/app/app-ozdb/brazil)
- [Belarus](https://apptail.io/app/app-ozdb/belarus)
- [Belize](https://apptail.io/app/app-ozdb/belize)
- [Canada](https://apptail.io/app/app-ozdb/canada)
- [Switzerland](https://apptail.io/app/app-ozdb/switzerland)
- [Chile](https://apptail.io/app/app-ozdb/chile)
- [Colombia](https://apptail.io/app/app-ozdb/colombia)
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- [Argentina](https://apptail.io/app/app-ozdb/argentina)

---

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