---
title: "AsetKu - Digital Lending - Reviews, Revenue and Downloads in Indonesia | Apple App Store"
description: "Application Name : AsetKu - Digital Lending Description : AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP"
---

# AsetKu - Digital Lending — Indonesia
> Licensed and supervised by OJK

![AsetKu App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/ac/9b/32/ac9b32fd-1815-388e-110d-b46ea5866964/AppIcon-1x_U007emarketing-0-7-0-85-220-0.png/400x400bb.png)

**Developer:** [PT. PINTAR INOVASI DIGITAL](https://apptail.io/developer/pt-pintar-inovasi-digital-zyqc) (Indonesia)
**Category:** Finance
**Rating:** 4.2/5 (4,317 ratings)
**Price:** Free
**Bundle ID:** com.asetku.product
**Store:** Apple App Store
**Country:** Indonesia
**Version:** 4.1.26 (released 2026-10-15)
**Original Release:** 2017-10-26

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id1300452602)
**AppTail Page:** [https://apptail.io/app/asetku-digital-lending-QFL/indonesia](https://apptail.io/app/asetku-digital-lending-QFL/indonesia)

## AsetKu Description
Application Name : AsetKu - Digital Lending
Description :
AsetKu is an digital Lending (Borrowing) platform licensed and supervised by OJK (Financial Services Authority) under Business License No. KEP-123/D.05/2021. It is also a member of AFPI, the association officially appointed by OJK as the official platform for Technology-Based Joint Funding Services. AsetKu offers user-friendly online services 24/7 to meet your lending or borrowing needs anytime, anywhere. Secure Consumptive Loan Solutions that offer safe loan services in full compliance with the regulations of the Financial Services Authority (OJK).

Flexible Loan Options:
Loan amounts ranging from Rp 150,000 to Rp 15,000,000.
A variety of repayment terms, from 91 to 365 days.

Transparency of Costs:
Maximum daily interest rate of 0.3%.
Maximum Annual Percentage Rate (APR): 109.5%.
In accordance with OJK regulations, total interest, fees, and late charges will not exceed 100% of the initial loan principal.

Loan Simulation Example:
A loan of Rp 1,000,000 with a term of 91 days will result in a total repayment of Rp 1,273,000.

Why Choose AsetKu?
No collateral required.
100% digital, easy and simple verification process.
Loan is disbursed upon approval.
Competitive interest rate at max. 0.3% per day.
No hidden fees.
ISO 27001 certified for information security and ISO 27701 certified for data privacy management.

Terms and Conditions :
Indonesian citizen (WNI).
At least 18 years old.
Possesses a valid ID and bank account.

How to Apply for a Loan on AsetKu:
1. Download the AsetKu app.
2. Fill in your personal information.
3. Apply for a loan limit.
4. Wait for the verification process.
5. Once approved, the loan will be disbursed directly to your bank account.

AsetKu is licensed and regulated by OJK and holds ISO 27001 and ISO 27701 certifications.

Contact Us
Email : 
loan@asetku.com (for Lenders / Borrowers) and
cs@asetku.com (for Lenders / Borrowers)
Phone : 
(021) 1500116
Address : 
PT. Pintar Inovasi Digital (AsetKu)
Sequis Tower, Lantai 18 Unit 1-7, Jalan Jend. Sudirman No. 71,
Kel. Senayan, Kec. Kebayoran Baru, Kota Adm. Jakarta Selatan,
Daerah Khusus Ibukota Jakarta 12190

## AsetKu Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/d9/56/c4/d956c48d-4a65-f4aa-7bcc-a74578826619/dffe0c32-a68b-4b17-8564-89d78e939569__U82f1_U6587-iPhone_XS-apple_store_page2.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/ca/08/98/ca08987d-c078-e1b9-15e7-dab4367b9431/d158c2d2-8d8a-479d-841c-d6be426b191e__U82f1_U6587-iPhone_XS-apple_store_page3.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/e2/09/23/e2092364-3a1a-5e2b-d5c4-ad8c6b9a0671/fe8b26df-ee8b-4f47-b2df-71d5ed437cac__U82f1_U6587-iPhone_XS-apple_store_page4.png/1242x2688.png)

## AsetKu Rating Breakdown in Indonesia
- 5 stars: 3,063 (71%)
- 4 stars: 314 (7%)
- 3 stars: 157 (4%)
- 2 stars: 113 (3%)
- 1 stars: 670 (16%)

## AsetKu Reviews in Indonesia

### ***** "Saya tidak pernah pinjol di aplikasi ini"
Tolong hapus data saya
-- 23febri, 2025-01-04

### *---- "Gak rekomendasi"
Udah ribet limit 300 rb diajukan mlh ditolak jancom
-- Pohon karet, 2025-01-03

### *---- "Ga pernah minjam apa apa tapi ditagih"
SAYA NGGA PERNAH MINJAM APA APA, KENAPA ADA TAGIHAN?
-- App jahat, 2025-01-02

### *---- "penipu"
saya gada minjam kenpa di tagih yah?saya laporkan yah
-- bNananah, 2025-01-01

### ****- "Tolong min"
Tolong min kasih lolos verifikasi🙏🏻
-- Iyanz_, 2024-12-25

### *---- "M DENDY FEBRIAN"
Karna verifikasi saya tidak lolos tolong data" saya jangan di salah gunakan ya kalau ada yang terjadi dengan data" saya saya tidak akan segan" untuk melapor ke pihak yang berwajib ka makasih sebelumnya
-- gslegfnelzybr, 2024-12-19

### *---- "Buruk"
Gagal terus
-- Sellyna26, 2024-12-17

### ***** "p2"
pinjaman termasuk cepat, pengajuan pinjamannya juga ga ribet dana cair dalam waktu singkatt cuman pakai ktp aja disini juga bunga termasuk rendah menurut saya gaperlu diragukan lagi sih ini segera pinjam disini
-- satriiiaabnu, 2024-12-15

### ***** "Peminjam"
Verifikasinya termasuk cepat, pengajuan pinjamannya juga ga ribet dana cair dalam waktu singkatt disini juga bunga termasuk rendah menurutku gaperlu diragukan lagi sih ini
-- nadiaviviann, 2024-12-11

### *---- "hapus akun"
hapus akun dan data pribadi saya karna pengajuan saya di tolak
-- nurulaqlia, 2024-12-11

[View all AsetKu reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## AsetKu Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Indonesia | Finance | #137 |
| Top Free | Philippines | Finance | #192 |

## AsetKu Discovered Keywords
- pinjaman
- smart finance
- pinjaman cepat
- danakini
- cashnow
- the home management app
- p2p lending
- home loan state bank mobiledge
- solusiku
- money manager easy

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- [IVOJI](https://apptail.io/app/ivoji-qqek/indonesia)
- [Danakini](https://apptail.io/app/danakini-sqek/indonesia)
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## AsetKu Available In
- [Indonesia](https://apptail.io/app/asetku-digital-lending-QFL/indonesia)
- [United States](https://apptail.io/app/asetku-digital-lending-QFL/united-states)
- [China](https://apptail.io/app/asetku-digital-lending-QFL/china)
- [Malaysia](https://apptail.io/app/asetku-digital-lending-QFL/malaysia)
- [Australia](https://apptail.io/app/asetku-digital-lending-QFL/australia)
- [Singapore](https://apptail.io/app/asetku-digital-lending-QFL/singapore)
- [South Korea](https://apptail.io/app/asetku-digital-lending-QFL/south-korea)
- [Taiwan](https://apptail.io/app/asetku-digital-lending-QFL/taiwan)
- [Philippines](https://apptail.io/app/asetku-digital-lending-QFL/philippines)
- [Netherlands](https://apptail.io/app/asetku-digital-lending-QFL/netherlands)
- [Russia](https://apptail.io/app/asetku-digital-lending-QFL/russia)
- [India](https://apptail.io/app/asetku-digital-lending-QFL/india)
- [France](https://apptail.io/app/asetku-digital-lending-QFL/france)
- [Finland](https://apptail.io/app/asetku-digital-lending-QFL/finland)
- [Norway](https://apptail.io/app/asetku-digital-lending-QFL/norway)
- [Japan](https://apptail.io/app/asetku-digital-lending-QFL/japan)
- [Germany](https://apptail.io/app/asetku-digital-lending-QFL/germany)
- [Thailand](https://apptail.io/app/asetku-digital-lending-QFL/thailand)
- [Ecuador](https://apptail.io/app/asetku-digital-lending-QFL/ecuador)
- [Estonia](https://apptail.io/app/asetku-digital-lending-QFL/estonia)
- [Egypt](https://apptail.io/app/asetku-digital-lending-QFL/egypt)
- [Spain](https://apptail.io/app/asetku-digital-lending-QFL/spain)
- [United Kingdom](https://apptail.io/app/asetku-digital-lending-QFL/united-kingdom)
- [Ghana](https://apptail.io/app/asetku-digital-lending-QFL/ghana)
- [Greece](https://apptail.io/app/asetku-digital-lending-QFL/greece)
- [Hong Kong SAR China](https://apptail.io/app/asetku-digital-lending-QFL/hong-kong)
- [Croatia](https://apptail.io/app/asetku-digital-lending-QFL/croatia)
- [Hungary](https://apptail.io/app/asetku-digital-lending-QFL/hungary)
- [Ireland](https://apptail.io/app/asetku-digital-lending-QFL/ireland)
- [Israel](https://apptail.io/app/asetku-digital-lending-QFL/israel)
- [Iceland](https://apptail.io/app/asetku-digital-lending-QFL/iceland)
- [Italy](https://apptail.io/app/asetku-digital-lending-QFL/italy)
- [Denmark](https://apptail.io/app/asetku-digital-lending-QFL/denmark)
- [Armenia](https://apptail.io/app/asetku-digital-lending-QFL/armenia)
- [Argentina](https://apptail.io/app/asetku-digital-lending-QFL/argentina)
- [Austria](https://apptail.io/app/asetku-digital-lending-QFL/austria)
- [Azerbaijan](https://apptail.io/app/asetku-digital-lending-QFL/azerbaijan)
- [Belgium](https://apptail.io/app/asetku-digital-lending-QFL/belgium)
- [Bahrain](https://apptail.io/app/asetku-digital-lending-QFL/bahrain)
- [Brunei](https://apptail.io/app/asetku-digital-lending-QFL/brunei)
- [Brazil](https://apptail.io/app/asetku-digital-lending-QFL/brazil)
- [Belarus](https://apptail.io/app/asetku-digital-lending-QFL/belarus)
- [Canada](https://apptail.io/app/asetku-digital-lending-QFL/canada)
- [Switzerland](https://apptail.io/app/asetku-digital-lending-QFL/switzerland)
- [Chile](https://apptail.io/app/asetku-digital-lending-QFL/chile)
- [Colombia](https://apptail.io/app/asetku-digital-lending-QFL/colombia)
- [Czechia](https://apptail.io/app/asetku-digital-lending-QFL/czechia)
- [United Arab Emirates](https://apptail.io/app/asetku-digital-lending-QFL/united-arab-emirates)
- [Dominican Republic](https://apptail.io/app/asetku-digital-lending-QFL/dominican-republic)
- [Algeria](https://apptail.io/app/asetku-digital-lending-QFL/algeria)
- [Pakistan](https://apptail.io/app/asetku-digital-lending-QFL/pakistan)
- [Poland](https://apptail.io/app/asetku-digital-lending-QFL/poland)
- [Portugal](https://apptail.io/app/asetku-digital-lending-QFL/portugal)
- [Paraguay](https://apptail.io/app/asetku-digital-lending-QFL/paraguay)
- [Qatar](https://apptail.io/app/asetku-digital-lending-QFL/qatar)
- [Romania](https://apptail.io/app/asetku-digital-lending-QFL/romania)
- [Saudi Arabia](https://apptail.io/app/asetku-digital-lending-QFL/saudi-arabia)
- [Sweden](https://apptail.io/app/asetku-digital-lending-QFL/sweden)
- [Slovenia](https://apptail.io/app/asetku-digital-lending-QFL/slovenia)
- [Slovakia](https://apptail.io/app/asetku-digital-lending-QFL/slovakia)
- [Senegal](https://apptail.io/app/asetku-digital-lending-QFL/senegal)
- [Tunisia](https://apptail.io/app/asetku-digital-lending-QFL/tunisia)
- [Türkiye](https://apptail.io/app/asetku-digital-lending-QFL/turkey)
- [Ukraine](https://apptail.io/app/asetku-digital-lending-QFL/ukraine)
- [Uzbekistan](https://apptail.io/app/asetku-digital-lending-QFL/uzbekistan)
- [Vietnam](https://apptail.io/app/asetku-digital-lending-QFL/vietnam)
- [South Africa](https://apptail.io/app/asetku-digital-lending-QFL/south-africa)
- [Kuwait](https://apptail.io/app/asetku-digital-lending-QFL/kuwait)
- [Kazakhstan](https://apptail.io/app/asetku-digital-lending-QFL/kazakhstan)
- [Lebanon](https://apptail.io/app/asetku-digital-lending-QFL/lebanon)
- [Sri Lanka](https://apptail.io/app/asetku-digital-lending-QFL/sri-lanka)
- [Lithuania](https://apptail.io/app/asetku-digital-lending-QFL/lithuania)
- [Latvia](https://apptail.io/app/asetku-digital-lending-QFL/latvia)
- [Madagascar](https://apptail.io/app/asetku-digital-lending-QFL/madagascar)
- [North Macedonia](https://apptail.io/app/asetku-digital-lending-QFL/north-macedonia)
- [Malta](https://apptail.io/app/asetku-digital-lending-QFL/malta)
- [Mexico](https://apptail.io/app/asetku-digital-lending-QFL/mexico)
- [Nigeria](https://apptail.io/app/asetku-digital-lending-QFL/nigeria)
- [Nepal](https://apptail.io/app/asetku-digital-lending-QFL/nepal)
- [New Zealand](https://apptail.io/app/asetku-digital-lending-QFL/new-zealand)
- [Oman](https://apptail.io/app/asetku-digital-lending-QFL/oman)
- [Peru](https://apptail.io/app/asetku-digital-lending-QFL/peru)
- [Kenya](https://apptail.io/app/asetku-digital-lending-QFL/kenya)
- [Grenada](https://apptail.io/app/asetku-digital-lending-QFL/grenada)
- [Cayman Islands](https://apptail.io/app/asetku-digital-lending-QFL/cayman-islands)
- [Bermuda](https://apptail.io/app/asetku-digital-lending-QFL/bermuda)
- [Costa Rica](https://apptail.io/app/asetku-digital-lending-QFL/costa-rica)
- [Uganda](https://apptail.io/app/asetku-digital-lending-QFL/uganda)
- [Angola](https://apptail.io/app/asetku-digital-lending-QFL/angola)
- [Cyprus](https://apptail.io/app/asetku-digital-lending-QFL/cyprus)
- [Belize](https://apptail.io/app/asetku-digital-lending-QFL/belize)
- [Barbados](https://apptail.io/app/asetku-digital-lending-QFL/barbados)
- [Mali](https://apptail.io/app/asetku-digital-lending-QFL/mali)
- [Macao SAR China](https://apptail.io/app/asetku-digital-lending-QFL/macau)
- [Tanzania](https://apptail.io/app/asetku-digital-lending-QFL/tanzania)
- [British Virgin Islands](https://apptail.io/app/asetku-digital-lending-QFL/british-virgin-islands)
- [Jordan](https://apptail.io/app/asetku-digital-lending-QFL/jordan)
- [Suriname](https://apptail.io/app/asetku-digital-lending-QFL/suriname)
- [Jamaica](https://apptail.io/app/asetku-digital-lending-QFL/jamaica)

---

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