--- title: "Atoa Business - Reviews, Revenue and Downloads in United Kingdom | Apple App Store" description: "Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly vi" --- # Atoa Business — United Kingdom > UK Instant Bank Pay ![Atoa Business App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/af/3f/9d/af3f9d90-7f90-0230-75b7-01542810898d/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [Atoa Payments](https://apptail.io/developer/atoa-payments-hgfb) (United Kingdom) **Category:** Finance **Rating:** 4.7/5 (34 ratings) **Price:** Free **Bundle ID:** com.atoa.merchant **Store:** Apple App Store **Country:** United Kingdom **Version:** 5.4.8 (released 2026-07-21) **Original Release:** 2022-05-04 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1620667507) **AppTail Page:** [https://apptail.io/app/atoa-business-yFQc/united-kingdom](https://apptail.io/app/atoa-business-yFQc/united-kingdom) ## Atoa Business Description Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 60% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the merchant in seconds and there's no contracts or hidden fees. Sign-up in minutes and enjoy 7-days of free transactions! Features - Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link - Transaction fees are up-to 60% lower fees versus Visa/Mastercard/AMEX - Customers pay securely using their Bank App via an "Instant Bank Transfer" - Merchants receive funds to your Bank account in seconds (not days) - Allow your customers to pay tips to you and your staff - Customers don't need to download any new apps How do I sign up? - Atoa allows Small Businesses to sign-up in seconds - Simply download the app and connect your UK Bank Account Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure. Got a question? - Contact our UK-based Customer Success Team at hello@paywithatoa.co.uk or visit www.paywithatoa.co.uk. ## Atoa Business Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e8/47/a9/e847a946-cfa9-9663-b064-b23483d05c96/1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/39/4e/09/394e093d-186f-d4c1-79c5-15c841140cc9/2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7b/29/47/7b29475f-10c8-15ab-d5f7-15cb819535a0/3.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9c/f9/ac/9cf9acc8-eb75-9ce3-8e00-5ff2dec017d8/4.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c7/36/68/c73668d0-8c6a-cd95-d317-d14e12f370d0/5.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fb/56/8e/fb568e80-a2a5-72ff-64c9-5b07511dd6fd/6.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/ef/b6/60efb688-776a-344d-4c10-54256845586b/8.png/1242x2688.png) ## Atoa Business Rating Breakdown in United Kingdom - 5 stars: 31 (91%) - 4 stars: 0 (0%) - 3 stars: 1 (3%) - 2 stars: 0 (0%) - 1 stars: 2 (6%) ## Atoa Business Reviews in United Kingdom ### *---- "ATOA are SCAMMERS" SCAM!!! Signed up to their platform and was asked for the basics (KYC) which I provided. I then received a templated email requesting further details, I provided these and the email responded stopped and I found my account was locked. This company are certainly sneaky to say the least and gather personal details and collect data with no intentions to provide their services. The 5 star reviews are 100% FAKE!! Look at the 1 star reviews and you’ll get a picture of how they operate and scam you out of your details. Steer clear from this company and use reputable services! Scammers is the only word to describe this ATOA -- Gaz....K, 2024-11-16 ### ***** "Best yet" If you run a small business and don’t have this then you are seriously missing out -- Qweryiiiuygfdygf, 2024-09-25 ### ***** "Great for small businesses" Simple app, saves on card fees and pays instantly. Finally a viable alternative to card payments. Whats not to like?!? -- Christinne Vesk, 2023-12-20 [View all Atoa Business reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Apps Similar to Atoa Business - [Countingup business account](https://apptail.io/app/countingup-business-account-oXm/united-kingdom) - [Go Get Paid](https://apptail.io/app/go-get-paid-Sex/united-kingdom) - [Xonder Business Account](https://apptail.io/app/xonder-business-account-XxA/united-kingdom) - [Kixy](https://apptail.io/app/kixy-vBH/united-kingdom) - [GoSolo: Smart Business Account](https://apptail.io/app/gosolo-smart-business-account-yBH/united-kingdom) - [Yotta Pay](https://apptail.io/app/yotta-pay-AFI/united-kingdom) - [UBL UK - Business Banking](https://apptail.io/app/ubl-uk-business-banking-kDN/united-kingdom) - [Transferra - IBANs, FX & Cards](https://apptail.io/app/transferra-ibans-fx-cards-BWMb/united-kingdom) - [Worldpay Dashboard](https://apptail.io/app/worldpay-dashboard-mVzm/united-kingdom) - [Epos Now My Business](https://apptail.io/app/epos-now-my-business-doPn/united-kingdom) ## Atoa Business Available In - [United Kingdom](https://apptail.io/app/atoa-business-yFQc/united-kingdom) - [India](https://apptail.io/app/atoa-business-yFQc/india) - [Austria](https://apptail.io/app/atoa-business-yFQc/austria) - [Australia](https://apptail.io/app/atoa-business-yFQc/australia) - [Azerbaijan](https://apptail.io/app/atoa-business-yFQc/azerbaijan) - [Belgium](https://apptail.io/app/atoa-business-yFQc/belgium) - [Brazil](https://apptail.io/app/atoa-business-yFQc/brazil) - [Belarus](https://apptail.io/app/atoa-business-yFQc/belarus) - [Canada](https://apptail.io/app/atoa-business-yFQc/canada) - [Switzerland](https://apptail.io/app/atoa-business-yFQc/switzerland) - [Chile](https://apptail.io/app/atoa-business-yFQc/chile) - [China](https://apptail.io/app/atoa-business-yFQc/china) - [Colombia](https://apptail.io/app/atoa-business-yFQc/colombia) - [Czechia](https://apptail.io/app/atoa-business-yFQc/czechia) - [Germany](https://apptail.io/app/atoa-business-yFQc/germany) - [Denmark](https://apptail.io/app/atoa-business-yFQc/denmark) - [Dominican Republic](https://apptail.io/app/atoa-business-yFQc/dominican-republic) - [Algeria](https://apptail.io/app/atoa-business-yFQc/algeria) - [Ecuador](https://apptail.io/app/atoa-business-yFQc/ecuador) - [Egypt](https://apptail.io/app/atoa-business-yFQc/egypt) - [Spain](https://apptail.io/app/atoa-business-yFQc/spain) - [Finland](https://apptail.io/app/atoa-business-yFQc/finland) - [Ghana](https://apptail.io/app/atoa-business-yFQc/ghana) - [Greece](https://apptail.io/app/atoa-business-yFQc/greece) - [Hong Kong SAR China](https://apptail.io/app/atoa-business-yFQc/hong-kong) - [Hungary](https://apptail.io/app/atoa-business-yFQc/hungary) - [Indonesia](https://apptail.io/app/atoa-business-yFQc/indonesia) - [Ireland](https://apptail.io/app/atoa-business-yFQc/ireland) - [Israel](https://apptail.io/app/atoa-business-yFQc/israel) - [Italy](https://apptail.io/app/atoa-business-yFQc/italy) - [Japan](https://apptail.io/app/atoa-business-yFQc/japan) - [South Korea](https://apptail.io/app/atoa-business-yFQc/south-korea) - [Kuwait](https://apptail.io/app/atoa-business-yFQc/kuwait) - [Kazakhstan](https://apptail.io/app/atoa-business-yFQc/kazakhstan) - [Lebanon](https://apptail.io/app/atoa-business-yFQc/lebanon) - [Mexico](https://apptail.io/app/atoa-business-yFQc/mexico) - [Malaysia](https://apptail.io/app/atoa-business-yFQc/malaysia) - [Nigeria](https://apptail.io/app/atoa-business-yFQc/nigeria) - [Netherlands](https://apptail.io/app/atoa-business-yFQc/netherlands) - [Norway](https://apptail.io/app/atoa-business-yFQc/norway) - [New Zealand](https://apptail.io/app/atoa-business-yFQc/new-zealand) - [Peru](https://apptail.io/app/atoa-business-yFQc/peru) - [Philippines](https://apptail.io/app/atoa-business-yFQc/philippines) - [Pakistan](https://apptail.io/app/atoa-business-yFQc/pakistan) - [Poland](https://apptail.io/app/atoa-business-yFQc/poland) - [Portugal](https://apptail.io/app/atoa-business-yFQc/portugal) - [Romania](https://apptail.io/app/atoa-business-yFQc/romania) - [Russia](https://apptail.io/app/atoa-business-yFQc/russia) - [Saudi Arabia](https://apptail.io/app/atoa-business-yFQc/saudi-arabia) - [Sweden](https://apptail.io/app/atoa-business-yFQc/sweden) - [Singapore](https://apptail.io/app/atoa-business-yFQc/singapore) - [Thailand](https://apptail.io/app/atoa-business-yFQc/thailand) - [Türkiye](https://apptail.io/app/atoa-business-yFQc/turkey) - [Taiwan](https://apptail.io/app/atoa-business-yFQc/taiwan) - [Ukraine](https://apptail.io/app/atoa-business-yFQc/ukraine) - [United States](https://apptail.io/app/atoa-business-yFQc/united-states) - [South Africa](https://apptail.io/app/atoa-business-yFQc/south-africa) - [Argentina](https://apptail.io/app/atoa-business-yFQc/argentina) - [United Arab Emirates](https://apptail.io/app/atoa-business-yFQc/united-arab-emirates) - [Vietnam](https://apptail.io/app/atoa-business-yFQc/vietnam) - [Uzbekistan](https://apptail.io/app/atoa-business-yFQc/uzbekistan) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*