---
title: "Bajaj Finance: Loans, UPI & FD - Reviews, Revenue and Downloads in India | Apple App Store"
description: "The Bajaj Finance UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a variety of loans including personal "
---

# Bajaj Finance: Loans, UPI & FD — India
> Instant Loans, UPI, Easy EMI

![Bajaj Finance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/5e/68/f4/5e68f48c-6a95-b03c-e81f-09db64a944d4/AppIcon-0-1x_U007emarketing-0-11-0-85-220-0.png/434x0w.png)

**Developer:** [Bajaj Finance](https://apptail.io/developer/bajaj-finance-fJcb) (India)
**Category:** Finance
**Rating:** 4.7/5 (454,962 ratings)
**Price:** Free
**Bundle ID:** com.Bajaj.bajajexperia
**Store:** Apple App Store
**Country:** India
**Version:** 26.1.2 (released 2026-06-05)
**Original Release:** 2012-03-06
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id505454145)
**AppTail Page:** [https://apptail.io/app/bajaj-finance-loans-upi-fd-hoWd/india](https://apptail.io/app/bajaj-finance-loans-upi-fd-hoWd/india)

## Bajaj Finance Description
The Bajaj Finance UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a variety of loans including personal loan, home loan, gold loan, business loan, etc. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bills, helps with mobile recharge, DTH service & transfer money using BHIM UPI.
 
Instant Personal Loan App
• Get instant personal loan up to ₹55 Lakh with this loan app.
• Get quick funding with a gold loan by pledging your gold
• Doctors & Chartered Accountants can get funding via professional loan.
• Self-employed individuals can get affordable business loans with Easy EMI options.
 
Highlights of Personal Loan
• Loan Amount: ₹40,000 to ₹55 Lakh 
• Repayment Tenure: 12 to 108 months
• Rate of Interest: 10% to 31% p.a. 
• Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount

Example: For an instant loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340. 
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.
 
More Loans with the Same Ease
• Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
• Gold Loan: Use your gold as security to get a gold loan for any urgent needs
• Business Loan: Designed for business owners, easily meets all expenses related to growth, operations, or expansion using Business loan.
• Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.
 
Shop on Easy EMIs
• Shop from 1 million+ products at 1.5 lakh+ stores across India with Easy EMI options.
• Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finance UPI & Loan App.
 
Recharge & Bill Payments in One Place
• Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finance UPI & Loan App.
• Helps with mobile recharge, DTH & FASTag from leading providers.
 
Payments Simplified with BHIM UPI App
• Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills using Bajaj UPI App & authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & recharge mobile or make bill payments in seconds.
 
Invest with Ease in Fixed Deposits
• Get high ROI on fresh FDs and renewal of existing FDs.
• You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.
 
Mutual Funds for Everyone
• Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
• You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
• Make the most of your investment by paying 0% distributor commission.
 
Insurance for Every Need
• The Bajaj Finance app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
• Getting insurance is even easier with digital process.
 
One App for All Needs
• Fulfill your shopping and travel needs on one platform with 100+ brand partners.
• From instant loan availability to UPI convenience, recharge, and bill payments, your daily tasks become effortless.
 
Features
• Find all your financial transactions in one place
• Calculate your EMIs for your preferred Easy EMI tenure using the EMI Calculator
• Check your CIBIL score and get the credit health report online
• Download your loan account statements for gold loan, personal loan, etc
• Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finance- Off Pune-Ahmednagar Road, Viman nagar, Pune-411014

## Bajaj Finance Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/47/a7/5a/47a75a42-329a-0337-c4d7-d8d13f702c0d/2b5df9e2-c441-46c7-8645-2a54f1656c38_play_store_pg_1.jpg/2048x2732.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/49/db/38/49db3878-cad5-3255-0621-17c0d3032344/419bc25c-501b-4875-ac05-f38ceebe7d84_play_store_pg_2.jpg/2048x2732.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b6/e0/f8/b6e0f826-45ce-60a8-ce70-d4cc64639aa4/bb753d6a-96f1-4840-b042-3238752c4afe_play_store_pg_3.jpg/2048x2732.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cc/86/d2/cc86d204-4b49-ee6b-8283-c7ac273e59fd/5cfebf56-854b-4c13-b1a8-2ea10926de89_play_store_pg_5.jpg/2048x2732.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/86/34/a6/8634a6ff-d7b7-fd1e-fd46-e3a9505a6bbe/acba60bd-4818-4e44-a8bc-bca3ada5c76f_play_store_pg_4.jpg/2048x2732.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7b/8e/e9/7b8ee9bd-e588-8efc-4188-602bb9bfb584/d208c051-241e-4b22-9cdc-6f5c171de6f4_play_store_pg_7.jpg/2048x2732.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0c/0c/46/0c0c46de-c29c-05fe-c640-88639c888e32/b9a13023-31f5-426f-8964-309ab9e60231_play_store_pg_6.jpg/2048x2732.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9d/a7/32/9da732c4-c4dd-364d-6c61-e63906d2f621/97aa2587-4b3b-4bb2-a41b-9188e52d8239_play_store_pg_8.jpg/2048x2732.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c1/ba/3f/c1ba3f4d-0ddc-27e1-9981-d30d1453616c/ec2bbd1f-83c3-47a6-80a0-9399a8863a7e_play_store_pg_9.jpg/2048x2732.png)

## Bajaj Finance Rating Breakdown in India
- 5 stars: 391,019 (86%)
- 4 stars: 33,705 (7%)
- 3 stars: 11,002 (2%)
- 2 stars: 5,183 (1%)
- 1 stars: 14,053 (3%)

## Bajaj Finance Reviews in India

### ***** "Nice"
Nice app
-- Dhirendra Padvi, 2025-06-21

### ***** "Bajaj"
Good
-- Bibi parween, 2025-06-21

### ***** "Good"
Nice
-- Rjappuhbd, 2025-06-21

### ***** "Good"
Exilent
-- Chili pilili, 2025-06-21

### ***** "Very good application"
Very good application
-- Hchvkbjug, 2025-06-21

### ***** "Good"
Good
-- Sonu25857, 2025-06-21

### ***** "Superb application smooth working"
Nice System in this app
-- Joshi Rajni, 2025-06-21

### ***** "Good"
Good
-- harshalpachupate15, 2025-06-21

### ***** "Good"
Good
-- Thoufeeq23442, 2025-06-21

### ***** "Review"
Best app good
-- akshaybro, 2025-06-21

### ***** "Excellent"
Good
-- Baljindere, 2025-06-21

### ***** "Review"
Good
-- Jdsg747, 2025-06-21

### ***** "Awesome"
Awesome
-- Ashi506, 2025-06-21

### ***** "Safvan Kallingal"
Good
-- Safvan Kallingal, 2025-06-21

### ***** "Bajaj"
Good
-- Anvintm, 2025-06-21

### ***** "Bajaj"
Good
-- Jasheer11, 2025-06-21

### ***** "Bajaj Finserv: Quick Loans & Secure FDs for UP”"
Bajaj Finserv Loans & FD in UP: Trusted and Efficient
Bajaj Finserv offers quick loans (up to ₹55 lakh, 9.99% p.a.) and secure FDs (up to 8.85% p.a.) in Uttar Pradesh. The user-friendly app ensures fast approvals and disbursals. High safety ratings and flexible tenures shine, despite occasional app slowdowns.
-- pulokm38, 2025-06-21

### ***** "Good"
Good
-- Noorudheen kv, 2025-06-21

### ***** "Good"
Good
-- Jasvir singh 1, 2025-06-21

### ***** "review"
good
-- hrmn12y, 2025-06-21

[View all Bajaj Finance reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Bajaj Finance Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #10 |
| Top Free | India | Overall | #94 |

## Bajaj Finance Discovered Keywords
- upi
- fd
- bajaj finserv loans

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