---
title: "Bank Zero - Reviews, Revenue and Downloads in South Africa | Apple App Store"
description: "Powerful and robust banking... at Zero cost! Bank Zero is a modern App-driven bank for individuals AND businesses.  Customers also get a secure patented card and can chat via email with a dedicated te"
---

# Bank Zero — South Africa

![Bank Zero App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/60/6e/37/606e37b9-628c-483c-ba87-a869ad8f661a/AppIcon-0-0-1x_U007ephone-0-1-0-0-85-220.png/434x0w.png)

**Developer:** [Bank Zero](https://apptail.io/developer/bank-zero-cFKc) (South Africa)
**Category:** Finance
**Rating:** 4.0/5 (213 ratings)
**Price:** Free
**Bundle ID:** com.bankzero.ios
**Store:** Apple App Store
**Country:** South Africa
**Version:** 1.1.36 (released 2026-06-24)
**Original Release:** 2021-03-23
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/za/app/app/id1514773975)
**AppTail Page:** [https://apptail.io/app/bank-zero-muv/south-africa](https://apptail.io/app/bank-zero-muv/south-africa)

## Bank Zero Description
Powerful and robust banking... at Zero cost! Bank Zero is a modern App-driven bank for individuals AND businesses. 
Customers also get a secure patented card and can chat via email with a dedicated team of banking specialists. 
Visit www.BankZero.co.za for 16 powerful unique features and more...

You can do these banking activities:
• Register
• Open accounts including investments
• Businesses banking and related functionality
• Relationship Banking and Auth Chain
• Opening of new business types - Pty, Solo, CC, NPO's, NPI's and Partnerships
• Pay
• Apple Pay
• SARS/Public Recipient Pay
• Transfer
• Buy prepaid
• Send Money
• Pay via QR code
• Pay many for multiple payments
• Import recipient list for Pay Many using CSV upload
• Pay Immediately
• Stopping of Debit Orders
• Update business FICA at any time
• Download your statements and letters
• Ability to switch daily emails on/off
• Add your children (so they get full access)
• Link people to your account, like friends and family
• Setup owners/officials and the authorisation chain for your businesses

## Bank Zero Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/25/36/89/25368983-bc1f-d0f8-eaa0-dffe84a62bc8/d9be3edc-ccff-4b2b-bb04-2bcca845e99d_1.1__U00283_U0029.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/0b/9a/20/0b9a208b-8333-4115-2cad-083177d24683/f9e6c29d-0cab-46cd-bedd-49f51704bbda_1.2__U00283_U0029.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/e8/ab/a7/e8aba7bf-7acd-87e4-7a74-a8c735a8e763/9fe95fab-ef40-4445-b97a-66712d4c2d5e_1.3__U00283_U0029.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/e0/f1/2b/e0f12bfb-2da0-9690-a57a-2d20e4c3121f/a25e7b9c-7240-4871-80ea-d11c17504bad_1.4__U00283_U0029.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/e8/8a/cd/e88acd0f-942b-5b01-0367-eef0c7a257cb/3a6c9c93-8d06-4351-ac68-0828744f4200_1.5__U00283_U0029.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/65/01/46/650146e9-28c8-dd0d-a147-dbbc14325e03/86e81783-d7da-4c67-8fb2-99a26fed5973_1.6__U00283_U0029.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/44/db/fe/44dbfe64-81b2-3f36-d9b1-9ea9270267ff/db7cf342-2417-42fa-a554-e8286dba94d9_1.7__U00283_U0029.jpg/1242x2688.png)

## Bank Zero Rating Breakdown in South Africa
- 5 stars: 136 (64%)
- 4 stars: 20 (9%)
- 3 stars: 14 (7%)
- 2 stars: 8 (4%)
- 1 stars: 35 (16%)

## Bank Zero Reviews in South Africa

### ***** "Easy to use"
Opened an investment account and the app was so easy to use.
-- Dalisu, 2024-12-20

### ***** "Brilliant service"
very basic App but any issues and a quick email gets a reply even opn a sunday! unheard of 

This gets my support
-- jonathan-reviews, 2024-11-17

### ****- "Almost fantastic"
Love the concept of Bank Zero, the low fees and the ‘friend’ function. Opening my account was fairly painless, except for being allowed to continue to the ‘recovery contact’ screen while there was still a problem with my address selection and then not being able to finalise the account creation without resorting to Whatsapp help - which is fantastic by the way. My wife’s green ID book, as proof of FICA, which was also rejected was also resolved via Whatsapp. Would love an ‘automatic biometric authentication’ without having to click on the button every time.
-- StefanDeV, 2024-10-15

### ****- "Bill Payment"
Good day please add bill payment EasyPay @ Pay@ & Vouchers for purchase
-- Kat The Calf, 2024-10-06

### *---- "OTP error - Be Warned - Outdated App"
with the app installed, we cannot get past the second screen where you have to type the OTP received to your cell number in order to continue. Despite uninstalling the app, reinstalling the app. ZERO success. It seems ZERO are struggling with South African cellular carriers, and cellphone tower access. Perhaps because they are only a online bank, with no actual address to visit, or person to call. I have logged many support calls via email, and it seems only one person per day during office hours responds with a general reply. If this is how it's going with a standard app install, what will happen if you have a real issue with real money? Where do you go? Who do you call? Only during office hours? online banks should have 24/7 support. I would not feel comfortable trusting them with my heard earned cash. A real bank with real staff, in a real building, still holds value to me. Others might be happy with this system, and good for them. PS: I read through the reviews. It seems they've had this problem with OTP already 2 years ago, and the give the same copy and paste general response. Beware of this out of dat under developed ZERO use and ZERO response app
-- ChrisTerblanche721214, 2024-09-04

### ***** "The best"
The bank for the people. 👍
-- Chris Karelse, 2024-09-04

### ***** "Amazing service!"
I had a small issue regarding my address and it was fixed within a few hours, and to top it all, on a Sunday!!! Where else would you find service like this?!  Excellent!!
-- James Nel, 2024-09-01

### *---- "unable to register"
still not able to use on iPhone 11. app keeps telling me to look over my shoulder but camera not capturing. i tried all the tips to no avail. now my neck is painful after looking over my shoulder for too long. i guess the app is on holiday.
-- tsplfk, 2024-08-05

### ***** "Super happy with Bank Zero!"
I switched to Bank Zero over a year ago, and I’m so happy with their services. I love the automated transfer and payment options, and savings accounts. And their customer service is unparalleled. Thanks Bank Zero :)
-- aishamalenka, 2024-07-23

### **--- "App is not stable"
I can’t do anything on this app, great back but the app keeps on exiting on its own. Still has many issues and that UI needs to be updated
-- Greendale10, 2024-07-17

[View all Bank Zero reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Bank Zero Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | South Africa | Finance | #101 |

## Bank Zero Discovered Keywords
- bank zero

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- [Santam app](https://apptail.io/app/santam-app-gGoc/south-africa)
- [Shoprite SA](https://apptail.io/app/shoprite-sa-Oxyc/south-africa)
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## Bank Zero Available In
- [South Africa](https://apptail.io/app/bank-zero-muv/south-africa)
- [United States](https://apptail.io/app/bank-zero-muv/united-states)
- [United Kingdom](https://apptail.io/app/bank-zero-muv/united-kingdom)
- [Portugal](https://apptail.io/app/bank-zero-muv/portugal)
- [Nigeria](https://apptail.io/app/bank-zero-muv/nigeria)
- [Mauritius](https://apptail.io/app/bank-zero-muv/mauritius)
- [Belgium](https://apptail.io/app/bank-zero-muv/belgium)
- [Bahrain](https://apptail.io/app/bank-zero-muv/bahrain)
- [Brazil](https://apptail.io/app/bank-zero-muv/brazil)
- [Belarus](https://apptail.io/app/bank-zero-muv/belarus)
- [Canada](https://apptail.io/app/bank-zero-muv/canada)
- [Switzerland](https://apptail.io/app/bank-zero-muv/switzerland)
- [Chile](https://apptail.io/app/bank-zero-muv/chile)
- [China](https://apptail.io/app/bank-zero-muv/china)
- [Colombia](https://apptail.io/app/bank-zero-muv/colombia)
- [Cyprus](https://apptail.io/app/bank-zero-muv/cyprus)
- [Czechia](https://apptail.io/app/bank-zero-muv/czechia)
- [Germany](https://apptail.io/app/bank-zero-muv/germany)
- [Denmark](https://apptail.io/app/bank-zero-muv/denmark)
- [Dominican Republic](https://apptail.io/app/bank-zero-muv/dominican-republic)
- [Algeria](https://apptail.io/app/bank-zero-muv/algeria)
- [Ecuador](https://apptail.io/app/bank-zero-muv/ecuador)
- [Egypt](https://apptail.io/app/bank-zero-muv/egypt)
- [Spain](https://apptail.io/app/bank-zero-muv/spain)
- [Finland](https://apptail.io/app/bank-zero-muv/finland)
- [France](https://apptail.io/app/bank-zero-muv/france)
- [Greece](https://apptail.io/app/bank-zero-muv/greece)
- [Hong Kong SAR China](https://apptail.io/app/bank-zero-muv/hong-kong)
- [Hungary](https://apptail.io/app/bank-zero-muv/hungary)
- [Indonesia](https://apptail.io/app/bank-zero-muv/indonesia)
- [Ireland](https://apptail.io/app/bank-zero-muv/ireland)
- [Israel](https://apptail.io/app/bank-zero-muv/israel)
- [India](https://apptail.io/app/bank-zero-muv/india)
- [Italy](https://apptail.io/app/bank-zero-muv/italy)
- [Jamaica](https://apptail.io/app/bank-zero-muv/jamaica)
- [Japan](https://apptail.io/app/bank-zero-muv/japan)
- [South Korea](https://apptail.io/app/bank-zero-muv/south-korea)
- [Kuwait](https://apptail.io/app/bank-zero-muv/kuwait)
- [Cayman Islands](https://apptail.io/app/bank-zero-muv/cayman-islands)
- [Kazakhstan](https://apptail.io/app/bank-zero-muv/kazakhstan)
- [Lebanon](https://apptail.io/app/bank-zero-muv/lebanon)
- [Sri Lanka](https://apptail.io/app/bank-zero-muv/sri-lanka)
- [Madagascar](https://apptail.io/app/bank-zero-muv/madagascar)
- [Saudi Arabia](https://apptail.io/app/bank-zero-muv/saudi-arabia)
- [Angola](https://apptail.io/app/bank-zero-muv/angola)
- [Argentina](https://apptail.io/app/bank-zero-muv/argentina)
- [Austria](https://apptail.io/app/bank-zero-muv/austria)
- [Australia](https://apptail.io/app/bank-zero-muv/australia)
- [Azerbaijan](https://apptail.io/app/bank-zero-muv/azerbaijan)
- [Thailand](https://apptail.io/app/bank-zero-muv/thailand)
- [Türkiye](https://apptail.io/app/bank-zero-muv/turkey)
- [Taiwan](https://apptail.io/app/bank-zero-muv/taiwan)
- [Ukraine](https://apptail.io/app/bank-zero-muv/ukraine)
- [Vietnam](https://apptail.io/app/bank-zero-muv/vietnam)
- [Mexico](https://apptail.io/app/bank-zero-muv/mexico)
- [Malaysia](https://apptail.io/app/bank-zero-muv/malaysia)
- [Namibia](https://apptail.io/app/bank-zero-muv/namibia)
- [Netherlands](https://apptail.io/app/bank-zero-muv/netherlands)
- [Norway](https://apptail.io/app/bank-zero-muv/norway)
- [Nepal](https://apptail.io/app/bank-zero-muv/nepal)
- [New Zealand](https://apptail.io/app/bank-zero-muv/new-zealand)
- [Peru](https://apptail.io/app/bank-zero-muv/peru)
- [Philippines](https://apptail.io/app/bank-zero-muv/philippines)
- [Pakistan](https://apptail.io/app/bank-zero-muv/pakistan)
- [Poland](https://apptail.io/app/bank-zero-muv/poland)
- [Romania](https://apptail.io/app/bank-zero-muv/romania)
- [Russia](https://apptail.io/app/bank-zero-muv/russia)
- [United Arab Emirates](https://apptail.io/app/bank-zero-muv/united-arab-emirates)
- [Sweden](https://apptail.io/app/bank-zero-muv/sweden)
- [Singapore](https://apptail.io/app/bank-zero-muv/singapore)
- [Latvia](https://apptail.io/app/bank-zero-muv/latvia)
- [Estonia](https://apptail.io/app/bank-zero-muv/estonia)
- [Ghana](https://apptail.io/app/bank-zero-muv/ghana)
- [Croatia](https://apptail.io/app/bank-zero-muv/croatia)
- [Kenya](https://apptail.io/app/bank-zero-muv/kenya)

---

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