---
title: "BankMobile - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Smart, digital banking on the move with the BankMobile app.    Download the app today and:     • Earn cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and "
---

# BankMobile — United States
> Digital banking on demand!

![BankMobile App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/e9/31/d7/e931d797-fd06-7ea5-4cee-9a72eec39171/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/400x400bb.png)

**Developer:** [BM TECHNOLOGIES](https://apptail.io/developer/bm-technologies-HKJb) (United States)
**Category:** Finance
**Rating:** 4.7/5 (34,445 ratings)
**Price:** Free
**Bundle ID:** com.higherone.mobile.ios.oneaccount
**Store:** Apple App Store
**Country:** United States
**Version:** 7.6.4 (released 2026-09-15)
**Original Release:** 2012-11-20

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id578435033)
**AppTail Page:** [https://apptail.io/app/bankmobile-PRU/united-states](https://apptail.io/app/bankmobile-PRU/united-states)

## BankMobile Description
Smart, digital banking on the move with the BankMobile app.  

Download the app today and:

   • Earn cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and over 12,000 local locations

   • Quickly link external accounts with Plaid      

   • Get paid up to 2 days early with direct deposit² 

   • Send and receive money with other BankMobile customers instantly with no fee via MobilePay

   • Quickly lock your debit card if you misplace it

   • Add your card to Apple Wallet®

   • Stay in the know on your account activity with alerts

   • Check your balance, view recent transactions, and transfer money to and from external accounts

   • Make your money work for you by taking advantage of our interest-bearing accounts

   • Deposit your checks in a flash with mobile check deposit

   • Locate the nearest fee-free Allpoint® ATM³ to withdraw cash

   • Set up one-time or recurring payments to pay your bills


1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account.

2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments. 

3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change.


© 2026 BM Technologies, Inc., a wholly owned subsidiary of First Carolina Bank, Member FDIC and Equal Housing Lender. BankMobile banking products and banking services are provided by First Carolina Bank. All Rights Reserved. The BankMobile Debit Mastercard® card is issued and administered by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners. 

## BankMobile Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/99/bd/c4/99bdc405-5b0d-1fce-4e59-e4fb52b002bd/1-IOS_No_Branches_PREVIEW.png/320x480bb.jpg)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/97/df/d297df75-1494-a4ca-130e-493863c9788d/2-IOS_Offers_PREVIEW.png/320x480bb.jpg)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/b5/d0/a5b5d0de-3568-e475-71b4-5444caabe20b/3-IOS_Secure_for_Sure_PREVIEW.png/320x480bb.jpg)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0a/47/6e/0a476ec8-ac5e-04e7-8b97-c8bb8ad795f2/4-IOS_Early_Payday_PREVIEW.png/320x480bb.jpg)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/68/f1/4e68f1fa-e11a-5cce-b49a-e4d4a5659e04/5-IOS_Features_PREVIEW.png/320x480bb.jpg)

## BankMobile Rating Breakdown in United States
- 5 stars: 29,141 (86%)
- 4 stars: 2,322 (7%)
- 3 stars: 689 (2%)
- 2 stars: 247 (1%)
- 1 stars: 1,466 (4%)

## BankMobile Reviews in United States

### ***** "BankMobile"
Great app helps me out with my last minute purchases.
-- Blezzed beyond measure, 2026-09-11

### *---- "Terrible."
They’re genuinely useless and no help , mailed my check to the wrong address then tells me I have to wait! Until my money gets sent to someone else to call back and request another one? Mind you they restricted my account because I tried to change my banking information.
-- Bambiiluvy, 2026-09-10

### **--- "Not so great"
9/10 The app says there’s an error when I try to login to my account. Even online, the website does the same thing. I would not recommend BankMobile to someone who needs access to their account often.
-- MimiWilson17, 2026-09-06

### *---- "Positive reviews are bots"
Stay far away from this banking app. You will have the worst experience of your life with this bank. You will never get your money, you will never get help from customer service, you will be stuck I’ve been forced to use this because it’s the only thing my college uses. Besides that I stay as far from it as possible and will never return the minute I can get away. For your own sake do not use this app.
-- Meentoma, 2026-09-04

### *---- "Evil and horrible ahh bank for students"
If you receive college funds you might have the chance to get a account with this bank+a card. DONTTT DO ITTT save yourself it’s actually HORRIBLE they have so many issues your card will decline even though you have more than enough money, it doesn’t go through in certain places/areas, they have random hidden fees and you can’t send money anywhere dodge this is horrible bank and instead just route that financial aid money to ur personal bank. Save yourself and don’t get it.
-- reg1naa, 2026-09-01

### ***** "Understanding, doesn’t bother you and has excellent and kind customer service"
They are very understanding when it comes to everything they do. Customer service is always kind to me. I would rate it 6 stars if I could
-- shshbws, 2026-08-29

### *---- "Awful bank"
I have absolutely nothing good to say about this bank. Ive only ever had issue after issue of not being able to log into my account even with 4-5 calls to customer service something always changes or customer support is unhelpful (there are a few reps that are really nice nothing bad to say about them) but im closing my account it’s ridiculous
-- Popular culture, 2026-08-27

### *---- "Locked account and no solution"
I get my fasfa money through here and I used it for 1 big purchase and the locked the account and it’s been locked for months and they have no in person offices or anything so you can only call to fix it but you’ll be on hold for like 7 hours so I just gave up you litteraly can’t do anything about it 🤦🏽I still have money stuck there but luckily I change my preference to direct deposit not this horrible BankMobile I wouldn’t recommend
-- Nickjames2, 2026-08-22

### *---- "All these reviews are lies."
This is by far the worst banking app. They’re hold times are 30mins+ and you literally never get too use your bank card. Money transfers are limited and take 24 hours.
-- FedxSucks, 2026-08-19

### *---- "Deserves less than one"
Someone has been trying to hack my account and Ive called multiple times and looked through their Q&amp;A and got no help whatsoever. All in all deserves a lawsuit for selling peoples information.
-- JonkTheRedeemer, 2026-08-16

[View all BankMobile reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## BankMobile Discovered Keywords
- banking
- check
- credit card
- mobile banking
- sofi app
- insta cash
- bank
- instantly
- mobile banking app
- bank mobile

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---

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