---
title: "BankMobile - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Smart, digital banking on the move with the BankMobile app.    Download the app today and:     • Earn cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and "
---

# BankMobile — United States
> Digital banking on demand!

![BankMobile App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/d3/57/b9/d357b9bf-5085-c408-4d81-c88005b246f3/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/434x0w.png)

**Developer:** [BM TECHNOLOGIES](https://apptail.io/developer/bm-technologies-HKJb) (United States)
**Category:** Finance
**Rating:** 4.7/5 (31,326 ratings)
**Price:** Free
**Bundle ID:** com.higherone.mobile.ios.oneaccount
**Store:** Apple App Store
**Country:** United States
**Version:** 7.6.0 (released 2026-04-24)
**Original Release:** 2012-11-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id578435033)
**AppTail Page:** [https://apptail.io/app/bankmobile-PRU/united-states](https://apptail.io/app/bankmobile-PRU/united-states)

## BankMobile Description
Smart, digital banking on the move with the BankMobile app.  

Download the app today and:

   • Earn cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and over 12,000 local locations

   • Quickly link external accounts with Plaid      

   • Get paid up to 2 days early with direct deposit² 

   • Send and receive money with other BankMobile customers instantly with no fee via MobilePay

   • Quickly lock your debit card if you misplace it

   • Add your card to Apple Wallet®

   • Stay in the know on your account activity with alerts

   • Check your balance, view recent transactions, and transfer money to and from external accounts

   • Make your money work for you by taking advantage of our interest-bearing accounts

   • Deposit your checks in a flash with mobile check deposit

   • Locate the nearest fee-free Allpoint® ATM³ to withdraw cash

   • Set up one-time or recurring payments to pay your bills


1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account.

2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments. 

3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change.


© 2026 BM Technologies, Inc., a wholly owned subsidiary of First Carolina Bank, Member FDIC and Equal Housing Lender. BankMobile banking products and banking services are provided by First Carolina Bank. All Rights Reserved. The BankMobile Debit Mastercard® card is issued and administered by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners. 

## BankMobile Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/99/bd/c4/99bdc405-5b0d-1fce-4e59-e4fb52b002bd/1-IOS_No_Branches_PREVIEW.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/97/df/d297df75-1494-a4ca-130e-493863c9788d/2-IOS_Offers_PREVIEW.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/b5/d0/a5b5d0de-3568-e475-71b4-5444caabe20b/3-IOS_Secure_for_Sure_PREVIEW.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0a/47/6e/0a476ec8-ac5e-04e7-8b97-c8bb8ad795f2/4-IOS_Early_Payday_PREVIEW.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/68/f1/4e68f1fa-e11a-5cce-b49a-e4d4a5659e04/5-IOS_Features_PREVIEW.png/1242x2688.png)

## BankMobile Rating Breakdown in United States
- 5 stars: 26,922 (86%)
- 4 stars: 2,159 (7%)
- 3 stars: 626 (2%)
- 2 stars: 234 (1%)
- 1 stars: 1,385 (4%)

## BankMobile Reviews in United States

### ***** "Highly recommended"
Easy to use and great features. Works seamlessly with Apple Pay and Cash App.
-- Mike11111111466, 2025-01-08

### *---- "the worst"
genuinely the worst bank i’ve ever made an account with- i didn’t even want to open an account with them in the first place, but the wording was sneaky when I was trying to get my school aid and somehow I ended up with an account. every time I try to transfer my funds, 70% of the time it would cancel the transfers or just never transfer period. The monthly fee was almost $3 which is crazy to me. Now I have finally been able to move all my funds out of this account ( which took forever because of all the cancelled transfers and the fact that you can only transfer 250 at a time and it takes a good amount of days), I’m trying to close my account but it told me I needed to speak with an adviser before doing that (???) and when I called the number they provided me with, I’m told by my provider that the call can’t be completed and to check the number to call again. LET ME CLOSE MY ACCOUNT!!!! So sick of this bank. It’s almost like they’re trying so hard to keep you to the point where it’s ridiculous. Now I can’t close my account and I’ll probably get charged with another monthly fee….which is probably what they want. So incredibly frustrating.
-- usernamee2244, 2025-01-07

### *---- "Nothing but problems"
I have had nothing but issues with this bank. My card has never worked. I paid for a new one. That one didn’t work either. Then I disabled my card for a moment after testing g to make sure this one actually worked (virtual card as my physical card NEVER CAME) and now I cannot enable it until I speak to someone. That’s not a good idea at the moment.  I want to close my account but my school goes through them unfortunately. I stay frustrated. This bank is a joke. Run. Run fast.
-- ffffffffffcc, 2025-01-07

### *---- "Stolen money"
My money was stolen out of my account January 2nd 2025 and the issue still hasn’t been resolved. I’ve been banking with them since 2023. Once my issue is resolved if it’s resolved I’ll be moving my business elsewhere
-- lu_cky937648, 2025-01-06

### ***** "Easy banking with an app glitch"
Only gripe I have is the deposits always have the from and to switched. I get deposits from my employer that look like I am withdrawing to them. Thankfully deposits show up in green lettering for the denomination.
-- Highsugah, 2025-01-05

### ***** "Life saver"
It’s been a lifesaver for my schooling and having a separate card
-- CJMadlung, 2025-01-05

### *---- "Worse banking app ever don’t get!"
I’ve been trying to get my card from them and it’s been months I  haven’t gotten it for some reason it sent to my address from 2017 and I no longer live there I call customer service they don’t help me at all I go in the website update my information still doesn’t work and the app tells me it can’t be updated and to calll customer service I cal them still no help save urself the head ache get literally any other banking app
-- Smokey919824, 2025-01-02

### *---- "Checks"
What’s the point of bank app that takes a week to process checks🤦‍♂️🤦‍♂️🤦‍♂️
-- Cutlas Frazier, 2025-01-02

### *---- "Overcharging fees"
35 dollars was enough for transfers, now it is 100 dollars…
-- Local dreamer✌️✌, 2024-12-27

### ***** "Review"
Easy to manage
-- Mvri.i, 2024-12-23

### *---- "Horrible New App"
I cant transfer money between savings and checkings fix this app this is such an infuriating issue and has been completely ignored since this app has been updated to use the new website. Horrible bank, and horrible app. FIX YOUR APP
-- natskrt, 2024-12-22

### ***** "Love it!!"
The only banking app I use. Super easy! And trustworthy!!!
-- Let Brooke cook, 2024-12-19

### *---- "100% convinced this bank is a SCAM!!!!WORST customer service, money literally trapped"
I had my account restricted when i accidentally tried to connect my husbands account to mine. I reached out to them to explain the situation and received an email saying the restrictions were lifted. However, it’s been over a month and my account is still restricted. I have been in contact with customer support THREE times and they offer absolutely no help and pretty much say there is nothing they can do. I can’t use my debit card because the bank declines it and it will not allow me to cashapp money from this account either. So, my money is trapped in this account as they continue to charge a higher service fee each month.

UPDATE: finally figured out how to move money out of the account no thanks to customer service. I received an email saying the payment has processed, but the recipient still has not received my money. This bank is a SCAMMM
-- Missy M 1, 2024-12-17

### ***** "Best banking system"
It’s just a really good banking set up. Quick deposits. Accurate information. Notifications are customizable. It does all the things and is easy. Help is available if you need it.
-- Britt-WA, 2024-12-06

### ***** "great banking app for kids"
All in all the app is good in general i appreciate the difference features they have
-- famous.chriss__, 2024-12-05

### **--- "It’s ok"
The ATMs listed as “fee free” are not, I don’t get any notifications when I make transactions even though they’re on, what’s the point of having a button to show the card info if it’s just blocks out the number? I like how you can earn interest and they have deals at certain places but the app itself is stuck in 2021. Needs major upgrades
-- _chalesangel, 2024-12-03

### ***** "Review"
Very great to manage my money
-- Lilgirl222, 2024-12-02

### ***** "Easy student finances 🥳💜"
Easier than the homework. 📚
-- M_1_redacted, 2024-11-29

### ***** "Great option"
It’s gray app it worked outside the USA also but it don’t allowed you to get more then 500 dollars day
-- Peralta collage student, 2024-11-26

### ***** "How do I log out?"
It’s not clear where to/ how to log out while on the main page. That’s unfortunate and frustrating.
-- AmoPants, 2024-11-26

[View all BankMobile reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## BankMobile Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United States | Finance | #302 |

## BankMobile Discovered Keywords
- bank mobile
- bank mobile disbursements
- bankmobile vibe

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