---
title: "Betterment Invest &amp; Save Money - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Better"
---

# Betterment Invest &amp; Save Money — United States
> Investments &amp; Cash Accounts

![Betterment Invest &amp; Save Money App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/ec/54/a9/ec54a97d-3d54-7570-cea3-00130820aed6/BMT_App_Icon_iOS_Prod-0-0-1x_U007ephone-0-1-0-85-220.png/400x400bb.png)

**Developer:** [Betterment](https://apptail.io/developer/betterment-wl)
**Category:** Finance
**Rating:** 4.8/5 (64,970 ratings)
**Price:** Free
**Bundle ID:** betterment
**Store:** Apple App Store
**Country:** United States
**Version:** 9.59.0 (released 2026-09-10)
**Original Release:** 2010-09-21

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id393156562)
**AppTail Page:** [https://apptail.io/app/betterment-invest-save-money-kO/united-states](https://apptail.io/app/betterment-invest-save-money-kO/united-states)

## Betterment Invest &amp; Save Money Description
Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence.

Join 1M+ investors who trust us with over $70B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy.

INVEST &amp; SAVE WITH CONFIDENCE
-  Start investing and saving with no minimum balance
-  Track your cash, savings, and investments in one app
-  Manage financial goals for short and long-term growth

EARN 3.25% VARIABLE APY* (AS OF 12/12/25) WITH BETTERMENT CASH RESERVE
-  Grow your savings with a high-yield cash account
-  Get up to an extra 0.75% APY* with qualifying deposits
-  Cash Reserve lets you earn interest even during volatile times at 10x the national average.
-  Protect your eligible cash with up to $4M FDIC insurance through program banks. Subject to certain conditions. Learn more: betterment.com/cash-portfolio

EXPERT-BUILT PORTFOLIOS
-  Choose from low-cost, globally diversified portfolios that match your risk tolerance and goals.
-  Diversify with stock and bond ETFs
-  Explore low-cost, expert-built portfolios like Social Impact, Innovative Technology, or Climate Impact 
-  Choose bond-only portfolios like Goldman Sachs Tax-Smart Bonds
-  We manage all the trading, rebalancing, reinvesting, and tax management for you, automatically

SELF-DIRECTED INVESTING
-  Start trading individual stocks, ETFs, and mutual funds, all with a platform you trust.
-  Invest in stocks and ETFs with Betterment’s tools by your side
-  See your tax impact before you sell
- ​​ Trade fractional shares with no commissions 
-  Invest and build your wealth your way

SMART AUTOMATION &amp; OPTIMIZATION
-  Betterment’s automated tech does the work for you.
-  Automatically reinvest available dividends and rebalance your portfolio
-  Improve tax efficiency with tools like tax-loss harvesting
-  Automate deposits to grow your investments consistently
-  Get expert guidance and advice

LOW FEES. REAL GROWTH POTENTIAL.
-  Keep more of what you earn while your investments grow.
-  Invest for $5/month or 0.25% annually with $24K balance or $200+ monthly deposit
-  Upgrade to Premium (0.65%) for unlimited CFP® advisor access
-  Certified Financial Planner® professionals, salaried, never commissioned, for a significantly lower management fee

PLAN FOR RETIREMENT &amp; SAVINGS GOALS
-  Turn future financial planning into action
-  Build retirement savings with IRAs or taxable accounts
-  Manage spending with hassle-free, no-fee checking
-  Plan income growth and long-term savings
-  Track net worth, outside accounts, and investment performance

SO, WHY BETTERMENT?
Betterment combines investing, crypto, cash, and savings in one easy-to-use app to help you build lasting wealth. With automation, expert-built portfolios, and low pricing, you can invest and save confidently and focus on your financial growth with ease.

## Betterment Invest &amp; Save Money Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/37/af/84/37af844b-9b61-725c-3756-0e6b55ff81c0/Betterment_iOS_6.5_MLP_01.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5f/85/35/5f853506-bf31-6ad0-4dfe-7e528f9bf1fd/Betterment_iOS_6.5_MLP_02.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fe/87/b6/fe87b601-3a0d-4645-ccee-b031df380f79/Betterment_iOS_6.5_MLP_03.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b4/35/43/b43543a4-3dee-6ca4-8226-d0bf5a2b2f87/Betterment_iOS_6.5_MLP_04.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/da/65/b1/da65b145-c24a-2f22-f1fb-57bfd81acf19/Betterment_iOS_6.5_MLP_05.jpg/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/67/61/a2/6761a2ae-6a96-baa8-cc5e-8c1e563294e8/Betterment_iOS_6.5_MLP_06.jpg/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/71/ba/38/71ba382f-8b35-bc2e-89dd-3edac416130b/Betterment_iOS_6.5_MLP_07.jpg/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/6c/2d/cd6c2dcf-b3b0-3ec6-4e59-229f4253bcae/Betterment_iOS_6.5_MLP_08.jpg/1284x2778.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/16/6d/cf/166dcf22-b9cc-0009-9103-fc11f7f2b1fc/Betterment_iOS_6.5_MLP_10.jpg/1284x2778.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ad/3a/90/ad3a9087-8ef4-1a7c-a58b-2097e38913ad/Betterment_iOS_6.5_MLP_11.png/1284x2778.png)

## Betterment Invest &amp; Save Money Rating Breakdown in United States
- 5 stars: 57,253 (88%)
- 4 stars: 4,279 (7%)
- 3 stars: 1,199 (2%)
- 2 stars: 526 (1%)
- 1 stars: 1,713 (3%)

## Betterment Invest &amp; Save Money Reviews in United States

### ***** "Good checking and savings"
Using it to test it out cause of the reimbursement they do and so far it’s been easy to use. Thank you betterment. ❤️❤️ 10/10 recommend
-- delmar_bernie, 2026-09-09

### ***** "Great Investment Tool"
I’ve been using Betterment for a few years. We like the ease of use. Great for shorter and longer term investments and high yield savings. We were even able to do our own IRA and convert into a Backdoor Roth. I would recommend.
-- dzelvy, 2026-09-09

### **--- "Can’t see account numbers."
They make it very difficult to track and see your actual specific account numbers. I have numerous accounts and not providing my account number makes tracking and managing my accounts difficult.
-- Ssplllat, 2026-09-08

### *---- "Bank issue"
I linked my bank but it won’t let me deposit any money
-- SapphiReign1025, 2026-09-05

### *---- "Transfer"
Transfer take forever 3 business days to arrive if you move it again next 3 business day again   If we verify everything what’s the hold up
-- Marlond A smith, 2026-09-04

### *---- "DO NOT USE"
Terrible customer service and asset allocation. I had this for 8 years and barely made any money. Save your assets and put them in something credible like Vanguard or Fidelity.
-- rcmecca7, 2026-08-28

### *---- "Worst app ever"
Worst app ever
-- SawRosee, 2026-08-17

### *---- "Too slow and does not load the portfolio."
Highly disappointed at their website and app performance. It never loads my portfolio and I am looking to move out to a different provider very soon.
-- HighlyDisappointed12345, 2026-08-17

### *---- "Hate it."
They don’t have sector specific funds and it’s almost impossible to reallocate investments in the app. Wth is this?
-- bet824, 2026-08-13

### *---- "Not user friendly"
I’ve had multiple accounts set up for weeks and while they have no problem transferring money in- whenever I try to withdraw suddenly they have a problem and need to verify identity and go through multiple security loops. It will take me a solid week to get my money. I plan on taking out all my money and going elsewhere agreed this. I’ve had customer service hang up because they can’t listen to feedback. They don’t explain why they can’t verify anything. No notes. Horrible service.
-- crn83, 2026-08-13

[View all Betterment Invest &amp; Save Money reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Betterment Invest &amp; Save Money Discovered Keywords
- savings
- money management
- saving money
- account balance
- save money
- save
- invest
- wealth
- indi app
- crypto

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