---
title: "BHIM UCO UPI - Reviews, Revenue and Downloads in India | Apple App Store"
description: "UCO Bank launches official UPI-Unified Payment Interface app for all banking needs of customer.  UCO Bank is a commercial Bank and a Government of India undertaking and providing various services to i"
---

# BHIM UCO UPI — India

![BHIM UCO UPI App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/9a/34/a3/9a34a3e5-e65c-1a9f-5b09-6b3e5cbfaa7f/AppIcon-0-0-1x_U007emarketing-0-6-0-sRGB-85-220.jpeg/400x400bb.jpg)

**Developer:** [UCO BANK](https://apptail.io/developer/uco-bank-LqUb)
**Category:** Finance
**Rating:** 3.2/5 (47 ratings)
**Price:** Free
**Bundle ID:** com.lcode.ucoupi
**Store:** Apple App Store
**Country:** India
**Version:** 2.9 (released 2025-11-12)
**Original Release:** 2019-02-23

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1452986347)
**AppTail Page:** [https://apptail.io/app/bhim-uco-upi-MjVb/india](https://apptail.io/app/bhim-uco-upi-MjVb/india)

## BHIM UCO UPI Description
UCO Bank launches official UPI-Unified Payment Interface app for all banking needs of customer.

UCO Bank is a commercial Bank and a Government of India undertaking and providing various services to its customers.

BHIM UCO UPI-Unified Payment Interface allows customers to Pay/Collect money using Virtual Private Address. Virtual Private Address is unique for each customers account. Customer can download the UPI app and install it in device(Mobile/ Tablets). While doing the registration, UPI app communicates with NPCI in encrypted data format. The customer has to create virtual address and complete profile information. The customer can add UPI enabled Bank accounts based on their Mobile Number registered in banks. After adding the bank account, it has to verified using debit card information and set MPIN using OTP. After debit card verification, the customer can pay/collect to other bank accounts. The customer can do the balance enquiry. UPI uses IMPS as underlying base. The customer can use P2P(using MMID and Mobile of Remitter), P2A(using IFSC and account), P2U (AAdhar payments) and VPA(Virtual Private Address) for doing payments. The customer can initiate collect request to other UPI customer. It will appear in Collect Authorisation option where user can accept or reject requests. The transaction history shows details of all payment and collect requests. Using Add beneficiary, the customer can add beneficiary of other banks for doing payments.
The Unified Payment Interface allows payments to be initiated by the payer, or by the payee. In the basic payee initiated flows, the payment request is routed by the initiating application through the NPCI switch to the payer for approval. However, in certain instances, where it is possible to connect with the payer immediately, it is preferred that the payee sends a payment request to the payer, who can then initiate the payment request with his credentials.
Unified Payments Interface (UPI) is an architecture and a set of standard APIs to facilitate the next generation online immediate payments leveraging trends such as increasing smartphone adoption, Indian language interfaces, and universal access to Internet and data. UPI is launched by National Payments Corporation of India with Reserve Bank of India's vision of migrating towards a 'less-cash' and more digital society. NPCI has built on the Immediate Payment Service(IMPS) platform through which one could transfer money instantly by going online-by adding another layer that allows easy debit capability even on mobile phones.

Bank as a part of digital banking, is introducing QR code for its BHIMUCOUPI. This will facilitate in leveraging quick fund transfer and healthy replacement of PoS (Point of Sale).

## BHIM UCO UPI Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/de/12/f0/de12f0f5-9e96-9c22-af94-fb6bf832afad/pr_source.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple114/v4/f7/3a/15/f73a1597-9686-9656-de31-f1a6ba08ff6a/pr_source.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/f1/11/f9/f111f915-ff7e-c17d-ca3d-f11ccc404c3f/pr_source.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/f4/df/a0/f4dfa05d-c870-cf38-9085-2a88221a7b4b/pr_source.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/7e/e6/90/7ee69045-0223-98e7-afa2-67f6cd35cfe4/pr_source.jpg/1242x2688.png)

## BHIM UCO UPI Rating Breakdown in India
- 5 stars: 20 (43%)
- 4 stars: 4 (9%)
- 3 stars: 4 (9%)
- 2 stars: 4 (9%)
- 1 stars: 15 (32%)

## BHIM UCO UPI Reviews in India

### ***-- "App take longer time to open"
The server is too slow and specifically night time server is very bad didn’t receive any mssge really frustrated. Plzz doo something
-- 5?:;79, 2024-03-10

### ****- "Unable to login in Uco Bhim App"
I am unable to login in Uco Bhim App. Every time it shows the error “DEVICE NOT AUTHORISED TO LOGIN”. Please do the needful asap.
-- Chandan K Mondal, 2023-08-07

### **--- "SMS token disabled shows again and again"
Very poor services please improve.
-- Govind.., 2023-07-29

### *---- "The UPI UCo App"
It does not send the Sms for verification of cell no it goes back to home hopeless app
-- Dipoo, 2022-05-20

### *---- "Who deals with UPI related complaints"
There’s no specific link in UCO Bank’s website to get upi related complaints registered. Even when one calls consumer care there’s no option where one may get upi id related complaints registered. UCO tram please look into this. I started using uco mBanking plus App and deregistered myself from UCO UPI and since then I am not able to use my VPA. It says your user Id is blocked. I even visited my bank accounts home branch, even they seemed helpless.

Please look into this.
-- dhiraj Shimla, 2022-03-10

### *---- "It shows validation_error in adding of bank account"
There are so many problems in this app ignoring these problems there is a big problem in adding bank account with the ID it shows Validation_Error. I tried it several times but it shows the same. So please update this app and make it as perfect without having any problems...
-- Ashik2004, 2020-11-24

### *---- "Not support in iphone 6s"
Why this app is not support in iphone 6s
-- arun3284, 2020-06-26

### *---- "Not working"
Recently pay is not working.
-- dhhf3gjg, 2020-06-20

### *---- "cannot reset my upi mpin"
very pathetic service cannot reset mu upi pin  message each time i try to reset it display in the screen error user id is locked
-- wasi786iphone, 2020-04-12

### ***-- "Very poor service"
Why Uco Bank service is so poor in this competitive era . In this Bhim Uco Upi unable to activate beneficiary each time when i tried to activate the beneficiary it is logged out .Tried to convey the same to uco customer care team but no reponse if you people dont care for customers complain why do u make this app this app available in the Ios store .Very pathetic service not even a active portal for online grievances
-- Biswadeep's Iphone, 2019-10-10

[View all BHIM UCO UPI reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## BHIM UCO UPI Discovered Keywords
- bhim baroda pay

## Apps Similar to BHIM UCO UPI
- [BHIM Axis Pay UPI App](https://apptail.io/app/bhim-axis-pay-upi-app-OIl/india)
- [Utkarsh UPI](https://apptail.io/app/utkarsh-upi-NcK/india)
- [BHIM IOB UPI](https://apptail.io/app/bhim-iob-upi-NjVb/india)
- [PSB UnIC](https://apptail.io/app/psb-unic-Mkxe/india)
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- [Digi Khata](https://apptail.io/app/digi-khata-aYji/india)
- [PSB UnIC Biz](https://apptail.io/app/psb-unic-biz-gEIi/india)
- [CentPay](https://apptail.io/app/centpay-tkAj/india)
- [HSBC Simply Pay](https://apptail.io/app/hsbc-simply-pay-yKCl/india)
- [BHIM PNB](https://apptail.io/app/bhim-pnb-Hikn/india)

## BHIM UCO UPI Available In
- [India](https://apptail.io/app/bhim-uco-upi-MjVb/india)
- [United States](https://apptail.io/app/bhim-uco-upi-MjVb/united-states)
- [Australia](https://apptail.io/app/bhim-uco-upi-MjVb/australia)
- [Austria](https://apptail.io/app/bhim-uco-upi-MjVb/austria)
- [Azerbaijan](https://apptail.io/app/bhim-uco-upi-MjVb/azerbaijan)
- [Belgium](https://apptail.io/app/bhim-uco-upi-MjVb/belgium)
- [Bahrain](https://apptail.io/app/bhim-uco-upi-MjVb/bahrain)
- [Bermuda](https://apptail.io/app/bhim-uco-upi-MjVb/bermuda)
- [Brunei](https://apptail.io/app/bhim-uco-upi-MjVb/brunei)
- [South Africa](https://apptail.io/app/bhim-uco-upi-MjVb/south-africa)
- [Armenia](https://apptail.io/app/bhim-uco-upi-MjVb/armenia)
- [Argentina](https://apptail.io/app/bhim-uco-upi-MjVb/argentina)
- [Türkiye](https://apptail.io/app/bhim-uco-upi-MjVb/turkey)
- [Taiwan](https://apptail.io/app/bhim-uco-upi-MjVb/taiwan)
- [Ukraine](https://apptail.io/app/bhim-uco-upi-MjVb/ukraine)
- [Uzbekistan](https://apptail.io/app/bhim-uco-upi-MjVb/uzbekistan)
- [British Virgin Islands](https://apptail.io/app/bhim-uco-upi-MjVb/british-virgin-islands)
- [Vietnam](https://apptail.io/app/bhim-uco-upi-MjVb/vietnam)
- [United Arab Emirates](https://apptail.io/app/bhim-uco-upi-MjVb/united-arab-emirates)
- [Brazil](https://apptail.io/app/bhim-uco-upi-MjVb/brazil)
- [Botswana](https://apptail.io/app/bhim-uco-upi-MjVb/botswana)
- [Belarus](https://apptail.io/app/bhim-uco-upi-MjVb/belarus)
- [Canada](https://apptail.io/app/bhim-uco-upi-MjVb/canada)
- [Switzerland](https://apptail.io/app/bhim-uco-upi-MjVb/switzerland)
- [Chile](https://apptail.io/app/bhim-uco-upi-MjVb/chile)
- [China](https://apptail.io/app/bhim-uco-upi-MjVb/china)
- [Colombia](https://apptail.io/app/bhim-uco-upi-MjVb/colombia)
- [Cyprus](https://apptail.io/app/bhim-uco-upi-MjVb/cyprus)
- [Czechia](https://apptail.io/app/bhim-uco-upi-MjVb/czechia)
- [Germany](https://apptail.io/app/bhim-uco-upi-MjVb/germany)
- [Denmark](https://apptail.io/app/bhim-uco-upi-MjVb/denmark)
- [Dominican Republic](https://apptail.io/app/bhim-uco-upi-MjVb/dominican-republic)
- [Algeria](https://apptail.io/app/bhim-uco-upi-MjVb/algeria)
- [Ecuador](https://apptail.io/app/bhim-uco-upi-MjVb/ecuador)
- [Estonia](https://apptail.io/app/bhim-uco-upi-MjVb/estonia)
- [Egypt](https://apptail.io/app/bhim-uco-upi-MjVb/egypt)
- [Spain](https://apptail.io/app/bhim-uco-upi-MjVb/spain)
- [Finland](https://apptail.io/app/bhim-uco-upi-MjVb/finland)
- [France](https://apptail.io/app/bhim-uco-upi-MjVb/france)
- [United Kingdom](https://apptail.io/app/bhim-uco-upi-MjVb/united-kingdom)
- [Greece](https://apptail.io/app/bhim-uco-upi-MjVb/greece)
- [Guyana](https://apptail.io/app/bhim-uco-upi-MjVb/guyana)
- [Hong Kong SAR China](https://apptail.io/app/bhim-uco-upi-MjVb/hong-kong)
- [Croatia](https://apptail.io/app/bhim-uco-upi-MjVb/croatia)
- [Hungary](https://apptail.io/app/bhim-uco-upi-MjVb/hungary)
- [Indonesia](https://apptail.io/app/bhim-uco-upi-MjVb/indonesia)
- [Ireland](https://apptail.io/app/bhim-uco-upi-MjVb/ireland)
- [Israel](https://apptail.io/app/bhim-uco-upi-MjVb/israel)
- [Iceland](https://apptail.io/app/bhim-uco-upi-MjVb/iceland)
- [Italy](https://apptail.io/app/bhim-uco-upi-MjVb/italy)
- [Jamaica](https://apptail.io/app/bhim-uco-upi-MjVb/jamaica)
- [Jordan](https://apptail.io/app/bhim-uco-upi-MjVb/jordan)
- [Japan](https://apptail.io/app/bhim-uco-upi-MjVb/japan)
- [Kenya](https://apptail.io/app/bhim-uco-upi-MjVb/kenya)
- [South Korea](https://apptail.io/app/bhim-uco-upi-MjVb/south-korea)
- [Kuwait](https://apptail.io/app/bhim-uco-upi-MjVb/kuwait)
- [Cayman Islands](https://apptail.io/app/bhim-uco-upi-MjVb/cayman-islands)
- [Kazakhstan](https://apptail.io/app/bhim-uco-upi-MjVb/kazakhstan)
- [Lebanon](https://apptail.io/app/bhim-uco-upi-MjVb/lebanon)
- [Sri Lanka](https://apptail.io/app/bhim-uco-upi-MjVb/sri-lanka)
- [Lithuania](https://apptail.io/app/bhim-uco-upi-MjVb/lithuania)
- [Luxembourg](https://apptail.io/app/bhim-uco-upi-MjVb/luxembourg)
- [Latvia](https://apptail.io/app/bhim-uco-upi-MjVb/latvia)
- [Madagascar](https://apptail.io/app/bhim-uco-upi-MjVb/madagascar)
- [North Macedonia](https://apptail.io/app/bhim-uco-upi-MjVb/north-macedonia)
- [Mali](https://apptail.io/app/bhim-uco-upi-MjVb/mali)
- [Macao SAR China](https://apptail.io/app/bhim-uco-upi-MjVb/macau)
- [Malta](https://apptail.io/app/bhim-uco-upi-MjVb/malta)
- [Mexico](https://apptail.io/app/bhim-uco-upi-MjVb/mexico)
- [Malaysia](https://apptail.io/app/bhim-uco-upi-MjVb/malaysia)
- [Namibia](https://apptail.io/app/bhim-uco-upi-MjVb/namibia)
- [Nigeria](https://apptail.io/app/bhim-uco-upi-MjVb/nigeria)
- [Netherlands](https://apptail.io/app/bhim-uco-upi-MjVb/netherlands)
- [Norway](https://apptail.io/app/bhim-uco-upi-MjVb/norway)
- [Nepal](https://apptail.io/app/bhim-uco-upi-MjVb/nepal)
- [New Zealand](https://apptail.io/app/bhim-uco-upi-MjVb/new-zealand)
- [Oman](https://apptail.io/app/bhim-uco-upi-MjVb/oman)
- [Panama](https://apptail.io/app/bhim-uco-upi-MjVb/panama)
- [Peru](https://apptail.io/app/bhim-uco-upi-MjVb/peru)
- [Philippines](https://apptail.io/app/bhim-uco-upi-MjVb/philippines)
- [Pakistan](https://apptail.io/app/bhim-uco-upi-MjVb/pakistan)
- [Poland](https://apptail.io/app/bhim-uco-upi-MjVb/poland)
- [Portugal](https://apptail.io/app/bhim-uco-upi-MjVb/portugal)
- [Qatar](https://apptail.io/app/bhim-uco-upi-MjVb/qatar)
- [Romania](https://apptail.io/app/bhim-uco-upi-MjVb/romania)
- [Russia](https://apptail.io/app/bhim-uco-upi-MjVb/russia)
- [Saudi Arabia](https://apptail.io/app/bhim-uco-upi-MjVb/saudi-arabia)
- [Sweden](https://apptail.io/app/bhim-uco-upi-MjVb/sweden)
- [Singapore](https://apptail.io/app/bhim-uco-upi-MjVb/singapore)
- [Slovenia](https://apptail.io/app/bhim-uco-upi-MjVb/slovenia)
- [Slovakia](https://apptail.io/app/bhim-uco-upi-MjVb/slovakia)
- [Senegal](https://apptail.io/app/bhim-uco-upi-MjVb/senegal)
- [Suriname](https://apptail.io/app/bhim-uco-upi-MjVb/suriname)
- [Thailand](https://apptail.io/app/bhim-uco-upi-MjVb/thailand)
- [Tunisia](https://apptail.io/app/bhim-uco-upi-MjVb/tunisia)
- [Bolivia](https://apptail.io/app/bhim-uco-upi-MjVb/bolivia)
- [Ghana](https://apptail.io/app/bhim-uco-upi-MjVb/ghana)
- [Uganda](https://apptail.io/app/bhim-uco-upi-MjVb/uganda)
- [Angola](https://apptail.io/app/bhim-uco-upi-MjVb/angola)
- [Belize](https://apptail.io/app/bhim-uco-upi-MjVb/belize)
- [Costa Rica](https://apptail.io/app/bhim-uco-upi-MjVb/costa-rica)
- [Bulgaria](https://apptail.io/app/bhim-uco-upi-MjVb/bulgaria)

---

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