---
title: "Bili: AI Money Coach - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Every unnecessary dollar you spend is a dollar that could have been invested in your future.  Bili is an AI-powered financial wellness app built for people who want to spend smarter, understand where "
---

# Bili: AI Money Coach — United States
> Spending Analysis, Budget tips

![Bili App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/af/c4/5e/afc45e36-2e0e-6e2e-3b64-7e9ab66ecac2/AppIcon-0-1x_U007ephone-0-1-85-220-0.png/434x0w.png)

**Developer:** [Mindshare Club](https://apptail.io/developer/mindshare-club-NdbuOb)
**Category:** Lifestyle
**Rating:** 5.0/5 (2 ratings)
**Price:** Free
**Bundle ID:** Mindshare-Club-LLC.wiwi
**Store:** Apple App Store
**Country:** United States
**Version:** 2.02 (released 2026-08-21)
**Original Release:** 2025-07-25
**Languages:** English, Arabic, French, German, Hindi, Japanese, Korean, Portuguese, Chinese, Spanish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6749036589)
**AppTail Page:** [https://apptail.io/app/bili-ai-money-coach-Swez/united-states](https://apptail.io/app/bili-ai-money-coach-Swez/united-states)

## Bili Description
Every unnecessary dollar you spend is a dollar that could have been invested in your future.

Bili is an AI-powered financial wellness app built for people who want to spend smarter, understand where their money goes, and build lasting wealth habits—not just track transactions in a spreadsheet.

THE QUESTION THAT CHANGES EVERYTHING
Before your next impulse buy, ask yourself: Was it worth it?
Bili doesn&#039;t just show what you spent. It shows what that money could have become—using the Opportunity Cost of every unnecessary purchase, calculated against historical market returns. That $14 coffee run? See its real price tag over 10, 20, or 30 years.

YOUR AI FINANCIAL ADVISOR
Chat with an Advisor that knows your full financial picture—spending, goals, debt, cash flow, and more. Ask anything:
- &quot;How much did I spend eating out this month?&quot;
- &quot;Am I on track for my goals?&quot;
- &quot;Where am I wasting money?&quot;

Get interactive insights right in the conversation: spending breakdowns, weekly reports, Financial Health Score updates, and Worth It? calculators—without leaving the chat.

SMART SPENDING ANALYSIS
Securely connect your bank accounts (powered by Plaid) and let AI analyze every transaction:
- Automatic necessary vs. unnecessary tagging
- Category breakdowns and spending trends
- Subscription and recurring charge detection
- Monthly and yearly opportunity-cost totals
- Edit, override, or add transactions manually anytime

FINANCIAL HEALTH SCORE
One number that reflects your whole picture—tailored to your primary goal, whether that&#039;s building an emergency fund, paying off debt, saving for a home, or building wealth. Watch it improve as your habits change.

ACCOUNTABILITY THAT ACTUALLY WORKS
- Real-time spending alerts when you splurge
- &quot;Is it worth it?&quot; calculator before you buy
- Avoided purchases tracker—celebrate every time you say no
- Daily streaks and milestones to keep you on track
- Optional spicy notification mode for extra accountability  

YOUR COMPLETE FINANCIAL PICTURE
Spending, debt, income, balances, goals, and subscriptions—all in one place. No jumping between apps.

LEARN AS YOU GO
Built-in guides on the S&amp;P 500, compounding interest, investing basics, and a searchable glossary—so you understand the terms, not just the numbers.

PRIVACY &amp; SECURITY
- Bank-level encryption; Bili never stores your bank credentials
- Face ID / passcode app lock
- Read-only bank access via Plaid

BILI PRO
Unlock the full experience with a 7-day free trial:
- Secure bank linking and automatic transaction sync
- AI-powered analysis on every purchase
- Unlimited Advisor chat with full financial context
- Smart spending notifications and weekly reports

Subscription managed through the App Store. Cancel anytime in Settings → Subscriptions.

DISCLAIMER
True Cost/Opportunity Cost calculations use hypothetical returns based on historical market averages for illustrative purposes only. They are not predictions of future performance. Bili Finance, LLC is a multi-state registered investment adviser however, you should always evaluate spending and investing decisions based on your own research and understanding of your financial situation . Past performance does not guarantee future results.

Your money. Your future. In your control.
Download Bili and start asking: Was it worth it?

Terms of use and privacy policy information available at 

## Bili Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/63/10/af631012-d6ea-e04a-7809-ea9147d3a1d5/slide1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3b/59/22/3b59221f-77e2-e401-68e7-f9954f276e85/slide3.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bd/37/58/bd3758eb-0d12-0edc-1fa2-46878f03881d/slide4.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/f8/e3/3df8e393-f8b1-124a-2d19-ee0ed94d7e9b/slide2.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/33/f9/07/33f90785-eb4d-6b8c-bcdd-e38780e4e61e/slide5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e5/31/42/e5314208-1d2b-aa66-306d-6c5298d82b72/slide6.png/1242x2688.png)

## Bili Rating Breakdown in United States
- 5 stars: 2 (100%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)

## Bili Reviews in United States

### ***** "The perfect app for those who hate looking at their bank acct"
I have always hated looking at my bank acct, like the accountability of it and this app makes it so fun to manage your money and take responsibility for your money goals!! It makes achieving your money dreams so much easier fr
-- Sam H.Y., 2026-08-06

### ***** "wow..."
you&#039;ll never look at your spending the same way!😬 

you enter an amount you spent on something and it shows you want that could have been if you invested it instead. very cool.
-- Brodawgg, 2025-07-31

[View all Bili reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Bili In-App Purchases
| Item | Price |
|------|-------|
| Bili Pro | $9.99 |
| Bili Pro Annual Plan | $59.99 |



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## Bili Available In
- [United States](https://apptail.io/app/bili-ai-money-coach-Swez/united-states)
- [Bermuda](https://apptail.io/app/bili-ai-money-coach-Swez/bermuda)
- [Canada](https://apptail.io/app/bili-ai-money-coach-Swez/canada)
- [Germany](https://apptail.io/app/bili-ai-money-coach-Swez/germany)
- [Algeria](https://apptail.io/app/bili-ai-money-coach-Swez/algeria)
- [United Kingdom](https://apptail.io/app/bili-ai-money-coach-Swez/united-kingdom)
- [India](https://apptail.io/app/bili-ai-money-coach-Swez/india)
- [Japan](https://apptail.io/app/bili-ai-money-coach-Swez/japan)
- [South Korea](https://apptail.io/app/bili-ai-money-coach-Swez/south-korea)
- [Mali](https://apptail.io/app/bili-ai-money-coach-Swez/mali)
- [Singapore](https://apptail.io/app/bili-ai-money-coach-Swez/singapore)
- [Senegal](https://apptail.io/app/bili-ai-money-coach-Swez/senegal)
- [Thailand](https://apptail.io/app/bili-ai-money-coach-Swez/thailand)
- [Ukraine](https://apptail.io/app/bili-ai-money-coach-Swez/ukraine)
- [Australia](https://apptail.io/app/bili-ai-money-coach-Swez/australia)
- [South Africa](https://apptail.io/app/bili-ai-money-coach-Swez/south-africa)

---

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