---
title: "Bip: Simple cardless credit - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "This is cardless credit you control. Bip is the cardless credit app with absolutely no hidden fees.  Experience the simplicity of Bip and join a growing community of people wanting to go cardless. Che"
---

# Bip: Simple cardless credit — United Kingdom
> Spend, save & control money

![Bip: Simple cardless credit App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f4/72/70/f472700f-a20b-63f9-a4c3-68f7ff9fa74d/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [NewDay](https://apptail.io/developer/newday-CrQ) (United Kingdom)
**Category:** Finance
**Rating:** 4.8/5 (7,073 ratings)
**Price:** Free
**Bundle ID:** com.newdaycards.bip
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 2026.40.5 (released 2026-10-07)
**Original Release:** 2021-06-03
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1541023957)
**AppTail Page:** [https://apptail.io/app/bip-simple-cardless-credit-wnx/united-kingdom](https://apptail.io/app/bip-simple-cardless-credit-wnx/united-kingdom)

## Bip: Simple cardless credit Description
This is cardless credit you control. Bip is the cardless credit app with absolutely no hidden fees.

Experience the simplicity of Bip and join a growing community of people wanting to go cardless. Check your eligibility today to be a part of it.

Smart finance and money management - here’s what you’ll get with Bip:

Quick and simple setup - Check your eligibility (there’s no impact on your credit score), then apply and add Bip to Apple Pay and you’re good to go. If you’ve already checked your eligibility online, simply pick up your application in app to continue.

Tap. Cap. Control - Set yourself Spending Caps, get instant balance updates and copy your Bip details from within the app to spend online. With no card, there’s less hanging around.

No hidden fees - Just one interest rate. No annual charges, no late payment or over limit fees and nothing extra for using Bip abroad.

24/7 support - In-app messaging means that you’ll always have support to help you with any questions you may have. Need help setting your Spending Caps? Want general advice about your cardless credit? We’re on standby.

Boosted Payments - See how much you could save yourself by paying more off each month. Use the in-app payment slider to compare boosted payments against your minimum.

Safe and secure payments - Supported by Mastercard, Bip has the standard fraud prevention and purchase protections you’d get with a regular credit card. Apple Pay is both a safe and secure way of making contactless purchases, and just as easy as a plastic credit card.

Decide how credit works for you – managing your credit has never been easier.

Download today to get started!

Representative 39.9% APR (variable). Starting credit limit from £250 to £1,200.

Don’t forget: Failure to make payments on time or to stay within your credit limit may make obtaining credit in the future more expensive and 
difficult.

Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.

The APR and credit limit applicable to your account will depend on our assessment of your application.

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulation 2017 (ref no: 555318) for the provision of payment services. Bip is a trademark of NewDay Cards Ltd, which is used under license by NewDay Ltd.

## Bip: Simple cardless credit Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ba/4f/4a/ba4f4aee-7035-c98d-b26f-efeb57de54f4/6.5_inch_-_01_iOS_Bip_Hero.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bd/03/90/bd039024-ab58-f068-ac12-160833617ecc/f0958a0f-89a4-4e59-869a-80dc46912956_02_UI_Focus_Bip_Screenshot_iOS_6.5_2.jpeg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e1/d8/ee/e1d8ee71-0fb0-93e0-d008-8d360af73a15/c51142a4-7c00-4046-8765-5392abdb5b2d_03_UI_Focus_Bip_Screenshot_iOS_6.5.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/a5/63/4da5633a-b788-f2eb-9bac-0a2be9ccc98d/6.5_inch_-_04_iOS_Bip_Manage_account.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/03/d2/e7/03d2e7d2-3bc5-e3fc-affd-ea4bc87e8595/d9da5abf-92b2-46d5-b036-eb2d003e8fbd_05_UI_Focus_Bip_Screenshot_iOS_6.5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/4a/09/ca4a09ec-b5c0-42c3-675b-bdec3419e36e/5de1015c-840d-4eee-893a-d87db90341ce_06_UI_Focus_Bip_Screenshot_iOS_6.5.png/1284x2778.png)

## Bip: Simple cardless credit Rating Breakdown in United Kingdom
- 5 stars: 6,358 (90%)
- 4 stars: 393 (6%)
- 3 stars: 109 (2%)
- 2 stars: 39 (1%)
- 1 stars: 174 (2%)

## Bip: Simple cardless credit Reviews in United Kingdom

### *---- "Needs updating"
I have been trying to retrieve my username to avail. I messaged support back in September and had no response . I logged out to see if i could retrieve it. Typed in my email address - told me it was wrong so I put in another which was correct so that’s not been updated on your system. When it came to the one time passcode, it told me it had been entered “wrong” and told me I had three more attempts. Each time I typed the passcode in it came up incorrect so now Ive had my account blocked . Please sort the atrocity of an app out.
-- carlito303, 2024-10-27

### ***** "Brilliant"
The easiest online card I have used.  Everything is at your fingertips.
-- Iainrm, 2024-08-08

### *---- "Can’t log in"
Haven’t been able to log in for weeks on end as can’t reset passcode ‘system currently unavailable, please try again’. Need access but they clearly don’t care. Update one month on; still despite updating the app I can’t log in to make a payment or use my account. Can’t do anything on the phone as can’t confirm details to my account!! Absolutely ridiculous. Would email in but no email address!!

The app developer has asked me to clear cache / cookies on my device. You know it’s an issue when you are being asked to do this as this is on safari which is nothing to do with the app. Using an iPhone 15 pro max (the latest iPhone) on iOS 17.5.1 (the latest software). When I call up I am being told staff are aware of app issues, this has been the case for 7 weeks and counting. Fix your app and I can make a payment, the fact it’s not working is not my fault.
-- bhiscoke, 2024-07-09

### ***** "Bip credit"
Amazing credit account, let’s you know whenever a purchase is made on your card. Keeps you updated on your balance. Would recommend to anyone. Happy customer.
-- Billy.bear1, 2024-06-24

### ***** "Great app to have"
Had Bip few year now an it’s never let me down the apps always worked fine an customer service has always answered promptly if ever I needed them ..easy to make payments in installments or by direct debit an best of all I don’t have to carry a card around as it’s virtual also can use abroad with no exchange fees
-- Jaime2178, 2024-03-06

### *---- "What is bip. ?"
Cardless credit that controls you. Not so simple?
-- Fozzeelectronicsgold, 2024-02-10

### ***** "Great facility"
Great card easy to use good customer service! Could do with a physical card too then it would be perfect!
-- johnnys007, 2024-01-30

### *---- "Making payment to card is a nightmare"
You have to leave the app to authorise payment from your payment card company and when you come back you have to log in again, and you get stuck in a loop and have to do it all again.
-- Oopwee, 2023-11-13

### ***** "Great"
Easy to use no card to worry about all on your phone in your wallet easy to check balance pay your monthly payments
My payments show usually straight away as soon as I pay them just a first class safe and easy hassle free way to have a credit account
-- tara booty, 2023-10-17

### ***-- "Been useless so far!"
Opened a new account and they blocked my first purchase and put it down as fraud. Been trying to sort it out over their online chat but the customer service is so slow and they’re acting as if I don’t have better things to do or that I might be busy myself. They take so long to reply that I’m busy doing something else. Then they cancel the conversation. And I’ve got to start all over again. Customer service takes about 10 mins per message to respond. Really bad so far. Wouldn’t recommend to anyone.
-- Shakki G, 2023-10-07

[View all Bip: Simple cardless credit reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Bip: Simple cardless credit Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #245 |

## Bip: Simple cardless credit Discovered Keywords
- shop st
- updraft
- marbles card
- the credit thing
- marbles credit card
- pay weekly
- splitit
- butter
- bank app
- cash plus bank

## Apps Similar to Bip: Simple cardless credit
- [Drafty | Personal Credit](https://apptail.io/app/drafty-personal-credit-Dxj/united-kingdom)
- [SteadyPay - Smart Money Loans](https://apptail.io/app/steadypay-smart-money-loans-Nxo/united-kingdom)
- [Updraft: Pay Off Card Debt](https://apptail.io/app/updraft-pay-off-card-debt-LFo/united-kingdom)
- [Zable - Mobile Finance](https://apptail.io/app/zable-mobile-finance-ozq/united-kingdom)
- [Bits Credit Card and More](https://apptail.io/app/bits-credit-card-and-more-Hxr/united-kingdom)
- [Tymit Credit Card](https://apptail.io/app/tymit-credit-card-eut/united-kingdom)
- [Elfin Market](https://apptail.io/app/elfin-market-hew/united-kingdom)
- [Wave - credit card](https://apptail.io/app/wave-credit-card-Jww/united-kingdom)
- [Keebo](https://apptail.io/app/keebo-XLz/united-kingdom)
- [118 118 Money](https://apptail.io/app/118-118-money-rZz/united-kingdom)

## Bip: Simple cardless credit Available In
- [United Kingdom](https://apptail.io/app/bip-simple-cardless-credit-wnx/united-kingdom)
- [Australia](https://apptail.io/app/bip-simple-cardless-credit-wnx/australia)
- [United States](https://apptail.io/app/bip-simple-cardless-credit-wnx/united-states)
- [India](https://apptail.io/app/bip-simple-cardless-credit-wnx/india)
- [Ireland](https://apptail.io/app/bip-simple-cardless-credit-wnx/ireland)
- [France](https://apptail.io/app/bip-simple-cardless-credit-wnx/france)
- [Nigeria](https://apptail.io/app/bip-simple-cardless-credit-wnx/nigeria)
- [Germany](https://apptail.io/app/bip-simple-cardless-credit-wnx/germany)
- [Romania](https://apptail.io/app/bip-simple-cardless-credit-wnx/romania)
- [Ghana](https://apptail.io/app/bip-simple-cardless-credit-wnx/ghana)
- [Pakistan](https://apptail.io/app/bip-simple-cardless-credit-wnx/pakistan)
- [Sweden](https://apptail.io/app/bip-simple-cardless-credit-wnx/sweden)
- [Türkiye](https://apptail.io/app/bip-simple-cardless-credit-wnx/turkey)
- [Hungary](https://apptail.io/app/bip-simple-cardless-credit-wnx/hungary)
- [Brazil](https://apptail.io/app/bip-simple-cardless-credit-wnx/brazil)
- [Hong Kong SAR China](https://apptail.io/app/bip-simple-cardless-credit-wnx/hong-kong)
- [Denmark](https://apptail.io/app/bip-simple-cardless-credit-wnx/denmark)
- [Spain](https://apptail.io/app/bip-simple-cardless-credit-wnx/spain)
- [Jamaica](https://apptail.io/app/bip-simple-cardless-credit-wnx/jamaica)
- [Bulgaria](https://apptail.io/app/bip-simple-cardless-credit-wnx/bulgaria)
- [Cyprus](https://apptail.io/app/bip-simple-cardless-credit-wnx/cyprus)
- [Czechia](https://apptail.io/app/bip-simple-cardless-credit-wnx/czechia)
- [Dominican Republic](https://apptail.io/app/bip-simple-cardless-credit-wnx/dominican-republic)
- [Algeria](https://apptail.io/app/bip-simple-cardless-credit-wnx/algeria)
- [Ecuador](https://apptail.io/app/bip-simple-cardless-credit-wnx/ecuador)
- [Estonia](https://apptail.io/app/bip-simple-cardless-credit-wnx/estonia)
- [Egypt](https://apptail.io/app/bip-simple-cardless-credit-wnx/egypt)
- [Finland](https://apptail.io/app/bip-simple-cardless-credit-wnx/finland)
- [Grenada](https://apptail.io/app/bip-simple-cardless-credit-wnx/grenada)
- [Greece](https://apptail.io/app/bip-simple-cardless-credit-wnx/greece)
- [Guyana](https://apptail.io/app/bip-simple-cardless-credit-wnx/guyana)
- [Honduras](https://apptail.io/app/bip-simple-cardless-credit-wnx/honduras)
- [Croatia](https://apptail.io/app/bip-simple-cardless-credit-wnx/croatia)
- [Indonesia](https://apptail.io/app/bip-simple-cardless-credit-wnx/indonesia)
- [Israel](https://apptail.io/app/bip-simple-cardless-credit-wnx/israel)
- [Iceland](https://apptail.io/app/bip-simple-cardless-credit-wnx/iceland)
- [Italy](https://apptail.io/app/bip-simple-cardless-credit-wnx/italy)
- [Jordan](https://apptail.io/app/bip-simple-cardless-credit-wnx/jordan)
- [Japan](https://apptail.io/app/bip-simple-cardless-credit-wnx/japan)
- [Kenya](https://apptail.io/app/bip-simple-cardless-credit-wnx/kenya)
- [South Korea](https://apptail.io/app/bip-simple-cardless-credit-wnx/south-korea)
- [Kuwait](https://apptail.io/app/bip-simple-cardless-credit-wnx/kuwait)
- [Cayman Islands](https://apptail.io/app/bip-simple-cardless-credit-wnx/cayman-islands)
- [Kazakhstan](https://apptail.io/app/bip-simple-cardless-credit-wnx/kazakhstan)
- [Lebanon](https://apptail.io/app/bip-simple-cardless-credit-wnx/lebanon)
- [Sri Lanka](https://apptail.io/app/bip-simple-cardless-credit-wnx/sri-lanka)
- [Lithuania](https://apptail.io/app/bip-simple-cardless-credit-wnx/lithuania)
- [Luxembourg](https://apptail.io/app/bip-simple-cardless-credit-wnx/luxembourg)
- [Latvia](https://apptail.io/app/bip-simple-cardless-credit-wnx/latvia)
- [Madagascar](https://apptail.io/app/bip-simple-cardless-credit-wnx/madagascar)
- [North Macedonia](https://apptail.io/app/bip-simple-cardless-credit-wnx/north-macedonia)
- [Macao SAR China](https://apptail.io/app/bip-simple-cardless-credit-wnx/macau)
- [Malta](https://apptail.io/app/bip-simple-cardless-credit-wnx/malta)
- [Mauritius](https://apptail.io/app/bip-simple-cardless-credit-wnx/mauritius)
- [Mexico](https://apptail.io/app/bip-simple-cardless-credit-wnx/mexico)
- [Malaysia](https://apptail.io/app/bip-simple-cardless-credit-wnx/malaysia)
- [Namibia](https://apptail.io/app/bip-simple-cardless-credit-wnx/namibia)
- [Nicaragua](https://apptail.io/app/bip-simple-cardless-credit-wnx/nicaragua)
- [Netherlands](https://apptail.io/app/bip-simple-cardless-credit-wnx/netherlands)
- [Norway](https://apptail.io/app/bip-simple-cardless-credit-wnx/norway)
- [Nepal](https://apptail.io/app/bip-simple-cardless-credit-wnx/nepal)
- [New Zealand](https://apptail.io/app/bip-simple-cardless-credit-wnx/new-zealand)
- [Oman](https://apptail.io/app/bip-simple-cardless-credit-wnx/oman)
- [Panama](https://apptail.io/app/bip-simple-cardless-credit-wnx/panama)
- [Peru](https://apptail.io/app/bip-simple-cardless-credit-wnx/peru)
- [Philippines](https://apptail.io/app/bip-simple-cardless-credit-wnx/philippines)
- [Poland](https://apptail.io/app/bip-simple-cardless-credit-wnx/poland)
- [Portugal](https://apptail.io/app/bip-simple-cardless-credit-wnx/portugal)
- [Paraguay](https://apptail.io/app/bip-simple-cardless-credit-wnx/paraguay)
- [Qatar](https://apptail.io/app/bip-simple-cardless-credit-wnx/qatar)
- [Russia](https://apptail.io/app/bip-simple-cardless-credit-wnx/russia)
- [Saudi Arabia](https://apptail.io/app/bip-simple-cardless-credit-wnx/saudi-arabia)
- [Singapore](https://apptail.io/app/bip-simple-cardless-credit-wnx/singapore)
- [Slovenia](https://apptail.io/app/bip-simple-cardless-credit-wnx/slovenia)
- [Slovakia](https://apptail.io/app/bip-simple-cardless-credit-wnx/slovakia)
- [Senegal](https://apptail.io/app/bip-simple-cardless-credit-wnx/senegal)
- [Suriname](https://apptail.io/app/bip-simple-cardless-credit-wnx/suriname)
- [El Salvador](https://apptail.io/app/bip-simple-cardless-credit-wnx/el-salvador)
- [Thailand](https://apptail.io/app/bip-simple-cardless-credit-wnx/thailand)
- [Tunisia](https://apptail.io/app/bip-simple-cardless-credit-wnx/tunisia)
- [South Africa](https://apptail.io/app/bip-simple-cardless-credit-wnx/south-africa)
- [Armenia](https://apptail.io/app/bip-simple-cardless-credit-wnx/armenia)
- [Angola](https://apptail.io/app/bip-simple-cardless-credit-wnx/angola)
- [Argentina](https://apptail.io/app/bip-simple-cardless-credit-wnx/argentina)
- [Austria](https://apptail.io/app/bip-simple-cardless-credit-wnx/austria)
- [Azerbaijan](https://apptail.io/app/bip-simple-cardless-credit-wnx/azerbaijan)
- [Barbados](https://apptail.io/app/bip-simple-cardless-credit-wnx/barbados)
- [Belgium](https://apptail.io/app/bip-simple-cardless-credit-wnx/belgium)
- [Bahrain](https://apptail.io/app/bip-simple-cardless-credit-wnx/bahrain)
- [Bermuda](https://apptail.io/app/bip-simple-cardless-credit-wnx/bermuda)
- [Brunei](https://apptail.io/app/bip-simple-cardless-credit-wnx/brunei)
- [Bolivia](https://apptail.io/app/bip-simple-cardless-credit-wnx/bolivia)
- [Botswana](https://apptail.io/app/bip-simple-cardless-credit-wnx/botswana)
- [Belarus](https://apptail.io/app/bip-simple-cardless-credit-wnx/belarus)
- [Belize](https://apptail.io/app/bip-simple-cardless-credit-wnx/belize)
- [Canada](https://apptail.io/app/bip-simple-cardless-credit-wnx/canada)
- [Switzerland](https://apptail.io/app/bip-simple-cardless-credit-wnx/switzerland)
- [Chile](https://apptail.io/app/bip-simple-cardless-credit-wnx/chile)
- [China](https://apptail.io/app/bip-simple-cardless-credit-wnx/china)
- [Colombia](https://apptail.io/app/bip-simple-cardless-credit-wnx/colombia)
- [Vietnam](https://apptail.io/app/bip-simple-cardless-credit-wnx/vietnam)
- [United Arab Emirates](https://apptail.io/app/bip-simple-cardless-credit-wnx/united-arab-emirates)
- [Taiwan](https://apptail.io/app/bip-simple-cardless-credit-wnx/taiwan)
- [Ukraine](https://apptail.io/app/bip-simple-cardless-credit-wnx/ukraine)
- [Uruguay](https://apptail.io/app/bip-simple-cardless-credit-wnx/uruguay)
- [Uzbekistan](https://apptail.io/app/bip-simple-cardless-credit-wnx/uzbekistan)
- [Venezuela](https://apptail.io/app/bip-simple-cardless-credit-wnx/venezuela)
- [British Virgin Islands](https://apptail.io/app/bip-simple-cardless-credit-wnx/british-virgin-islands)
- [Guatemala](https://apptail.io/app/bip-simple-cardless-credit-wnx/guatemala)
- [Costa Rica](https://apptail.io/app/bip-simple-cardless-credit-wnx/costa-rica)

---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*