---
title: "BOV 3D Secure - Reviews, Revenue and Downloads in Malta | Apple App Store"
description: "The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card.   The app is simple to use:  The first step is "
---

# BOV 3D Secure — Malta

![BOV 3D Secure App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/80/06/bc/8006bcd5-fa49-8d77-842c-4dd2091e956d/AppIcon-0-0-1x_U007emarketing-0-8-0-0-85-220.png/400x400bb.png)

**Developer:** [Bank of Valletta p.l.c](https://apptail.io/developer/bank-of-valletta-plc-iNYb)
**Category:** Finance
**Rating:** 1.4/5 (403 ratings)
**Price:** Free
**Bundle ID:** com.openwaygroup.authentication.app.bov
**Store:** Apple App Store
**Country:** Malta
**Version:** BOV 3D Secure 1316 (1.3.241) (released 2025-10-29)
**Original Release:** 2021-04-07

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/mt/app/app/id1556025166)
**AppTail Page:** [https://apptail.io/app/bov-3d-secure-Vny/malta](https://apptail.io/app/bov-3d-secure-Vny/malta)

## BOV 3D Secure Description
The BOV 3D Secure app is downloadable to smart devices and will enable the user to effect online purchases with a Bank of Valletta debit or credit card. 

The app is simple to use:

The first step is to download the BOV 3D Secure app and install it on your smart device
You will then need to enrol the Bank of Valletta debit or credit card that you will use to effect online purchases. This is a one time process since once you enrol one card all your Bank of Valletta cards, that may be used for online purchases will be automatically enrolled to the 3D Secure app.
During the enrolment process you will set an authentication passcode that will be used to authenticate you online purchases via the app - alternatively you can choose to set up biometric authentication by means of fingerprint, if your device supports the feature.  

Once the one-time enrolment process is complete, you are set to start shopping online:

When checking out purchases over a certain amount, at certain merchants, the payment screen will ask you to authenticate the purchase;  
Simultaneously you will receive a push notification on your smart device which will prompt you to access the BOV 3D Secure app to authenticate the transaction either by passcode (established during enrollment) or biometrically, by means of your fingerprint. 
The app will then advise that authentication is successful and you will be able to tap the "proceed" button on the payment screen to complete your purchase.
If you are in an area of no reception, or your device is not connected to an internet/data service, the payment screen will prompt you to scan a QR Code which will automatically launch the BOV 3D Secure app on your phone and following authentication a 6 digit code will be displayed. This code is to be inserted in the designated field on the payment screen. Following that simply tap the "proceed" button on the payment screen to complete your purchase.

Important information
Bank of Valletta will not contact you because you are using the app. So please stay alert to emails, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information.  Any suspicious communications or transactions should always be reported to Bank of Valletta immediately by calling the number on the reverse of your card, thus enabling immediate remedial action to be taken as necessary.

## BOV 3D Secure Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/98/8d/ab/988dab40-e654-0d41-5447-82e0e78b2056/67c977e6-1518-4593-83e0-5e45eeac7aa6_addcard_cvv.jpeg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/92/fc/5d/92fc5d80-2231-e9e7-c532-b78f9589d62f/7e17e94b-394b-4f24-8fd5-fba872853b82_cardslist.jpeg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/9e/16/9e/9e169edc-3357-b067-c22e-80221b161d20/a64ed335-cf72-4566-84b8-aface2a2bca6_enroll.jpeg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/ad/fc/b8/adfcb8d5-b46d-a122-58de-72e83aa3643f/124cec92-5f6e-4f7a-88c2-a726ebc55df8_enroll_card.jpeg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/8e/e8/2b/8ee82be5-ee14-e4da-004c-b25aaf392432/45d49af9-1a21-45ea-a15b-f2e9dbfccac9_enroll_faceid.jpeg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource114/v4/b6/0b/f8/b60bf8b7-9c0c-9669-270e-eb146d2a7b3d/526bec87-3415-4c83-a6cc-e5c58ae6a041_enroll_otp.jpeg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/1a/47/c0/1a47c0c3-56a7-9ffd-27f4-2b0583b3fd72/764f8448-5d86-4ee5-bf37-55b66050c2f2_enroll_passcode_1.jpeg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/b3/56/2c/b3562ce7-ed13-61e1-b0e6-cc02dc1d4434/d4c7b0a6-e850-47bc-93b8-e0a22e6df8c0_enroll_passcode_2.jpeg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/45/2d/90/452d90a0-9d77-3cfc-c461-a55b5393be15/b52624ac-97d5-4b8e-9fda-8178a939dd5c_main.jpeg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/2b/2e/da/2b2eda8f-4e4a-a630-d259-e7bf6f23ec35/71921c74-7a3d-48dd-83c0-d8f899138007_transaction_confirm.jpeg/1242x2688.png)

## BOV 3D Secure Rating Breakdown in Malta
- 5 stars: 29 (7%)
- 4 stars: 6 (1%)
- 3 stars: 2 (0%)
- 2 stars: 6 (1%)
- 1 stars: 360 (89%)

## BOV 3D Secure Reviews in Malta

### *---- "Real bad app"
Hopeless :(
-- Hotch., 2024-12-27

### *---- "Rarely works"
I have been trying to buy online and the app does not work.
-- Tiffismith, 2024-11-18

### *---- "Nightmare !!"
This is the most useless app ever. It works for ONE transfer, then you need to delete it, is tell it all over again, put it your card details again and hope it works. What a joke. BOV invest in some proper tech with all your millions in profits!!
-- clinteastwood74, 2024-11-02

### *---- "horrible"
thank god revolut exists so i don’t have to try to make this useless app work for online purchases
-- oskar.l, 2024-10-05

### *---- "Worst App Ever"
Simply does not work, the card is enrolled but the notification isn’t arriving. Had to call the customer service like 5 times since having this app…
-- heiysvecejbg, 2024-09-09

### *---- "Terrible"
This app is frustrating. I never get the push notifications needed for payments, so I always end up using Revolut instead! BOV get your act together!
-- dreamcatcher176, 2024-09-05

### *---- "curry monkeys"
handicaps kollkhom
-- bmhfhchgyhfjvh, 2024-08-10

### *---- "Not working on ios"
Nothing works
-- POHAN2304, 2024-07-22

### *---- "Horrible to use"
Tried 4 times to book a car hire in Australia.never happened yet .All 4 times the car hire company tells me to contact your bank because the fault comes from your bank.shame
-- Still 07, 2024-06-14

### *---- "Don't bother"
Saving plenty of money nowadays since I can't spend any.
-- mmruol, 2024-05-20

[View all BOV 3D Secure reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




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## BOV 3D Secure Available In
- [Malta](https://apptail.io/app/bov-3d-secure-Vny/malta)
- [United Kingdom](https://apptail.io/app/bov-3d-secure-Vny/united-kingdom)
- [Italy](https://apptail.io/app/bov-3d-secure-Vny/italy)
- [India](https://apptail.io/app/bov-3d-secure-Vny/india)
- [Sweden](https://apptail.io/app/bov-3d-secure-Vny/sweden)
- [Poland](https://apptail.io/app/bov-3d-secure-Vny/poland)
- [Spain](https://apptail.io/app/bov-3d-secure-Vny/spain)
- [Russia](https://apptail.io/app/bov-3d-secure-Vny/russia)
- [United Arab Emirates](https://apptail.io/app/bov-3d-secure-Vny/united-arab-emirates)
- [Colombia](https://apptail.io/app/bov-3d-secure-Vny/colombia)
- [Kuwait](https://apptail.io/app/bov-3d-secure-Vny/kuwait)
- [France](https://apptail.io/app/bov-3d-secure-Vny/france)
- [Brazil](https://apptail.io/app/bov-3d-secure-Vny/brazil)
- [United States](https://apptail.io/app/bov-3d-secure-Vny/united-states)
- [Denmark](https://apptail.io/app/bov-3d-secure-Vny/denmark)
- [Dominican Republic](https://apptail.io/app/bov-3d-secure-Vny/dominican-republic)
- [Algeria](https://apptail.io/app/bov-3d-secure-Vny/algeria)
- [Ecuador](https://apptail.io/app/bov-3d-secure-Vny/ecuador)
- [Egypt](https://apptail.io/app/bov-3d-secure-Vny/egypt)
- [Finland](https://apptail.io/app/bov-3d-secure-Vny/finland)
- [Greece](https://apptail.io/app/bov-3d-secure-Vny/greece)
- [Hong Kong SAR China](https://apptail.io/app/bov-3d-secure-Vny/hong-kong)
- [Hungary](https://apptail.io/app/bov-3d-secure-Vny/hungary)
- [Indonesia](https://apptail.io/app/bov-3d-secure-Vny/indonesia)
- [Ireland](https://apptail.io/app/bov-3d-secure-Vny/ireland)
- [Israel](https://apptail.io/app/bov-3d-secure-Vny/israel)
- [Japan](https://apptail.io/app/bov-3d-secure-Vny/japan)
- [South Korea](https://apptail.io/app/bov-3d-secure-Vny/south-korea)
- [Kazakhstan](https://apptail.io/app/bov-3d-secure-Vny/kazakhstan)
- [Lebanon](https://apptail.io/app/bov-3d-secure-Vny/lebanon)
- [Sri Lanka](https://apptail.io/app/bov-3d-secure-Vny/sri-lanka)
- [Lithuania](https://apptail.io/app/bov-3d-secure-Vny/lithuania)
- [Mexico](https://apptail.io/app/bov-3d-secure-Vny/mexico)
- [Malaysia](https://apptail.io/app/bov-3d-secure-Vny/malaysia)
- [Nigeria](https://apptail.io/app/bov-3d-secure-Vny/nigeria)
- [Netherlands](https://apptail.io/app/bov-3d-secure-Vny/netherlands)
- [Norway](https://apptail.io/app/bov-3d-secure-Vny/norway)
- [New Zealand](https://apptail.io/app/bov-3d-secure-Vny/new-zealand)
- [Peru](https://apptail.io/app/bov-3d-secure-Vny/peru)
- [Philippines](https://apptail.io/app/bov-3d-secure-Vny/philippines)
- [Pakistan](https://apptail.io/app/bov-3d-secure-Vny/pakistan)
- [Portugal](https://apptail.io/app/bov-3d-secure-Vny/portugal)
- [Romania](https://apptail.io/app/bov-3d-secure-Vny/romania)
- [Saudi Arabia](https://apptail.io/app/bov-3d-secure-Vny/saudi-arabia)
- [Singapore](https://apptail.io/app/bov-3d-secure-Vny/singapore)
- [Slovakia](https://apptail.io/app/bov-3d-secure-Vny/slovakia)
- [Thailand](https://apptail.io/app/bov-3d-secure-Vny/thailand)
- [Türkiye](https://apptail.io/app/bov-3d-secure-Vny/turkey)
- [Taiwan](https://apptail.io/app/bov-3d-secure-Vny/taiwan)
- [Ukraine](https://apptail.io/app/bov-3d-secure-Vny/ukraine)
- [Uzbekistan](https://apptail.io/app/bov-3d-secure-Vny/uzbekistan)
- [Vietnam](https://apptail.io/app/bov-3d-secure-Vny/vietnam)
- [South Africa](https://apptail.io/app/bov-3d-secure-Vny/south-africa)
- [Argentina](https://apptail.io/app/bov-3d-secure-Vny/argentina)
- [Austria](https://apptail.io/app/bov-3d-secure-Vny/austria)
- [Australia](https://apptail.io/app/bov-3d-secure-Vny/australia)
- [Azerbaijan](https://apptail.io/app/bov-3d-secure-Vny/azerbaijan)
- [Belgium](https://apptail.io/app/bov-3d-secure-Vny/belgium)
- [Bulgaria](https://apptail.io/app/bov-3d-secure-Vny/bulgaria)
- [Belarus](https://apptail.io/app/bov-3d-secure-Vny/belarus)
- [Canada](https://apptail.io/app/bov-3d-secure-Vny/canada)
- [Switzerland](https://apptail.io/app/bov-3d-secure-Vny/switzerland)
- [Chile](https://apptail.io/app/bov-3d-secure-Vny/chile)
- [China](https://apptail.io/app/bov-3d-secure-Vny/china)
- [Czechia](https://apptail.io/app/bov-3d-secure-Vny/czechia)
- [Germany](https://apptail.io/app/bov-3d-secure-Vny/germany)

---

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