---
title: "Breakwater Federal CU - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Breakwater Federal Credit Union is a mobile decision-support tool. Breakwater Federal CU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools y"
---

# Breakwater Federal CU — United States

![Breakwater Federal CU App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/d2/0b/7c/d20b7ca3-96ba-0b2c-9e1e-7438277649d7/AppIcon-0-0-1x_U007epad-0-1-0-0-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-xORb)
**Category:** Finance
**Rating:** 4.7/5 (593 ratings)
**Price:** Free
**Bundle ID:** org.breakwaterfcu.grip
**Store:** Apple App Store
**Country:** United States
**Version:** 3.38.1 (released 2026-09-22)
**Original Release:** 2024-10-14
**Languages:** English, Spanish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6572305966)
**AppTail Page:** [https://apptail.io/app/breakwater-federal-cu-UbXt/united-states](https://apptail.io/app/breakwater-federal-cu-UbXt/united-states)

## Breakwater Federal CU Description
Breakwater Federal Credit Union is a mobile decision-support tool.
Breakwater Federal CU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. 

Here’s what you can do with Breakwater Federal CU: 
•	Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. 
•	Set up alerts so you know when your balance drops below a certain amount.
•	Make Payments, whether you’re paying a company or a friend.
•	Transfer money between your accounts.
•	Deposit checks in a snap by taking a picture of the front and back.
•	Reorder your debit card or turn it off if you’ve misplaced it.
•	View and save your monthly statements.
•	Find Branches and ATMs near you.
•	Secure your account with a 4-digit passcode or biometric on support devices.

## Breakwater Federal CU Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6b/d8/02/6bd80298-485e-eafa-384c-55e94600b2b6/f1d427c8-b996-4b50-9e6c-ab9b75e155f1_Dashboard_6-5in.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1f/94/90/1f9490f0-fab2-8dbb-4810-98cb03c62f72/6cb830b2-c9f8-4cbe-a464-8ba44f2e7cc8_Passcode_6-5in.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/90/b0/19/90b01929-45bc-ebb8-25dd-b4d6dd7d34e6/203a826e-5c3b-48ac-ad85-d1c24c31df64_TransactionDetails_6-5in.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/51/19/a4/5119a468-275f-2f51-48ca-1e32a5d6e37e/026dbdee-8068-4378-aa4d-b23662842e7f_TransactionsList_6-5in.jpg/1242x2688.png)

## Breakwater Federal CU Rating Breakdown in United States
- 5 stars: 509 (86%)
- 4 stars: 38 (6%)
- 3 stars: 15 (3%)
- 2 stars: 6 (1%)
- 1 stars: 25 (4%)

## Breakwater Federal CU Reviews in United States

### *---- "Beautiful app, depositing a check has never been more frustrating"
I really like my federal credit union but this new app has some major flaws with the deposit feature.

I’m currently using an iPhone 16 with the latest version of the operating system. 

I have two issues with a deposit feature. For one, every other time I use it the camera switches horizontal to vertical, which makes it almost impossible to take a picture of my check, which requires me then to close the app and reopen it and try it again.

The second and most frustrating issue is that it does not like my signature and notation on the back of the check. I’ve gotten to the point now, where I actually have a spare check that I know works, and I use it. 

I love the new look and many other features on the app are nice, but my main need is to deposit checks and bill pay. And half of what I need it to do is terrible. And for that I’d rather have the old app.
-- Froggert3000, 2025-04-09

### *---- "New app"
The new app is a piece of work! Never lets me do a mobile deposit.
-- Hallamp20, 2025-02-04

### *---- "Unable to open app"
I am currently overseas and the app won’t even open. Redownloaded the new app and it keeps giving me error messages. Miss the old one!!
-- Young n free, 2024-10-19

### ****- "I hate changes"
Although I hate changes, so far, this new app hasn’t been bad.
-- Newmans383, 2024-10-17

### *---- "What was wrong with the old one?"
I wasn’t able to download the old app until after I got off work, when the bank is closed. Forgot my username, but the only option I have for recovering it is by calling the bank… which is closed! At least let it send me an email to recover it.
-- Broke local, 2024-10-16

### ***** "Best CU ever😎"
Thanks for making life and finances better✨
-- British Rosée, 2024-10-15

### ***** "Customer service ⭐️⭐️⭐️⭐️⭐️"
Breakwater Federal Credit Union staff is always friendly and supportive to customers needs. Not to mention always looking out for fraudulent transactions. 
Great customer service BFCU!
-- Dani#4777, 2024-10-15

[View all Breakwater Federal CU reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)






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