--- title: "BuildMyCreditScore - Reviews, Revenue and Downloads in United Kingdom | Apple App Store" description: "BuildMyCreditScore - The debit card that works with your bank to build your credit score through everyday spending¹. The majority of our customers that used the product as recommended, see an increas" --- # BuildMyCreditScore — United Kingdom > Build your credit score ![BuildMyCreditScore App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/90/7e/85/907e8509-43da-9b45-5df2-d8c86e260a59/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png) **Developer:** [Currensea](https://apptail.io/developer/currensea-vkk) **Category:** Finance **Rating:** 4.5/5 (479 ratings) **Price:** Free **Bundle ID:** com.buildmycreditscore.app **Store:** Apple App Store **Country:** United Kingdom **Version:** 8.1.1 (released 2026-07-23) **Original Release:** 2023-07-15 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id6450715226) **AppTail Page:** [https://apptail.io/app/buildmycreditscore-GUYm/united-kingdom](https://apptail.io/app/buildmycreditscore-GUYm/united-kingdom) ## BuildMyCreditScore Description BuildMyCreditScore - The debit card that works with your bank to build your credit score through everyday spending¹. The majority of our customers that used the product as recommended, see an increase in their score of between 11 and 55 points within the first 3 months². LEARN MORE ▪ Works with all the major UK high-street banks ▪ Reports to the 3 main UK credit reference agencies: Experian, Transunion and Equifax ▪ Soft credit check is not visible to lenders ▪ No interest rates or hidden fees ▪ Designed to build your credit score ▪ Sign-up in under 5 minutes HOW IT WORKS ▪ Sign up and connect your BuildMyCreditScore debit card to your bank account. ▪ Use your new debit card for small daily purchases, and we'll process the payment a few days later using direct debit. ▪ At the end of every month, we report your purchases and payments to the 3 main UK credit reference agencies to build your credit¹. WHAT OUR CUSTOMERS THINK: “It’s a great card so easy to use, helps build your credit every time you use it, just use it in any shops.” “Highly recommended, especially in this day and age when everything is based on credit scores.” “I am delighted as this is exactly what I signed up for with this card.” FAQS What are the best ways to use BuildMyCreditScore? ▪ The debit card is specifically designed for small everyday purchases such as coffee, train fares and other incidentals, as well as regular payments like Netflix and Spotify. What sets the card apart is its optimisation to transform those seemingly insignificant purchases into significant boosts to your credit score². How long will it take to build credit? ▪ You should think of this as a 12-month journey to establish a robust credit history. For the price of just a few cups of coffee per month, you’ll have the opportunity to save thousands of pounds on future borrowing³. ¹ BuildMyCreditScore reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit reference agencies based on a number of factors, including your other financial transactions. BuildMyCreditScore reports to Transunion, Experian and Equifax. The BuildMyCreditScore Debit Card and related services will not remove negative credit history from your credit report. ² Data is based on a study of active customers with good credit habits. Individual results may vary. For details please see the full study at buildmyscreditscore.com/study. ³ Estimates based on a study by MoneyComms.co.uk 22.09.2022 ## BuildMyCreditScore Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/88/39/72/8839724c-2f4e-dd8e-c26c-372de8971731/1efe0557-ef85-4bf6-af0b-38baa9c8014e_1242x2208bb.png/1242x2208.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/ce/ac/c4/ceacc46b-ded7-e17b-b263-dbc41e66c108/fb9ca53e-cc9f-4e4a-b02e-7a998b23d3d2_1242x2208bb__U00281_U0029.png/1242x2208.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/9b/f8/f4/9bf8f46b-07fb-e529-b2a6-dac31079225c/33b804cd-60e9-40f0-b76f-e2841ba6b5ce_1242x2208bb__U00282_U0029.png/1242x2208.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a1/e7/95/a1e7959f-2ddd-91d6-82cd-3652869d6cc2/14a93314-257c-4313-9613-55236d754acd_1242x2208bb__U00283_U0029.png/1242x2208.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/ed/00/6c/ed006c98-b1d1-bc14-45a2-3e9849f3e05d/7790d713-07ba-40a2-85ad-d9f2deb65cd3_1242x2208bb__U00284_U0029.png/1242x2208.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/fb/02/a9/fb02a9f6-abb0-897d-d332-bb2df86375cf/566cccdc-1acb-4b28-b297-e06e233680b4_1242x2208bb__U00285_U0029.png/1242x2208.png) ## BuildMyCreditScore Rating Breakdown in United Kingdom - 5 stars: 404 (84%) - 4 stars: 17 (4%) - 3 stars: 6 (1%) - 2 stars: 3 (1%) - 1 stars: 49 (10%) ## BuildMyCreditScore Reviews in United Kingdom ### *---- "Cannot sign up" Seem the onfido I’d check keeps failing after scanning from of driver’s license, camera goes black when trying to scan rear of licence section. -- Bugster2o, 2025-05-11 ### *---- "Useless" This app is useless. Never bother using it. -- esp.man, 2025-04-10 ### *---- "DON’T" I just paid for a yearly membership and after that this app doesn’t work!! Emailed them to fix the issue and they keep saying deleted it and download it again! I even tried to change the password but it keeps saying session is expired!! I really regret every penny I paid!! -- 5891sssss, 2025-04-06 ### *---- "Fraud" This app take my 42£ and they didn’t give me the service and the app stop working. This is a fraud app and I am still thinking why the App Store put this app here.😒 -- Khaled Hashimi, 2025-03-31 ### *---- "There charlatans" A list on the app it will help to rebuild your credit within 90 days had the app now for six months and I sent my credit so will go down They charge you a fee of about £90 before you could even use the app hoping that you will get sucked into exceptionally high credit agreement -- skyp user06, 2025-03-01 ### *---- "Worst app i ever used" I had a very disappointing experience with BuildMyCreditScore. Despite requesting to close my account before the subscription renewal date, the company insisted that I pay the full annual fee before they would process my cancellation. This policy feels unfair and exploitative, especially when I no longer have any use for the app. To make matters worse, the app did not deliver on its primary promise: improving my credit score. Despite following their guidance, I saw no meaningful improvement. I feel misled and regret subscribing in the first place. I cannot recommend this service to anyone looking to improve their credit score. -- Nishal nishu, 2025-01-16 ### *---- "Useless" I thought I have £30 credit but it seems like if my bank account is low, this account is just as useless as nothing -- Nobby4geez, 2024-12-10 ### *---- "Do not recommend" Seems like a good idea, but be aware if you cancel your direct debit or wish to close your account they will set up a new direct debit automatically from 1 of 2 bank accounts on your account with them, DO NOT BOTHER USING, have raised this issue several times and have gotten no where, and I have provided all the necessary information, if this continues after my account is closed I will be taking legal action since I no longer have an account why try and charge me for something I don’t have 😡😡😡😡 -- Tyranasuarus, 2024-12-04 ### ***** "Anonymous" Awesome and helpful -- Mr Puccini, 2024-11-12 ### ***** "Benny4253" Am happy with it and have no issues but am yet to see the impact on my scores at the moment -- benny4253, 2024-10-25 [View all BuildMyCreditScore reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## BuildMyCreditScore Discovered Keywords - buildmycreditscore ## Apps Similar to BuildMyCreditScore - [Aqua credit card](https://apptail.io/app/aqua-credit-card-Ibi/united-kingdom) - [marbles card](https://apptail.io/app/marbles-card-nri/united-kingdom) - [opus card](https://apptail.io/app/opus-card-isi/united-kingdom) - [Drafty | Personal Credit](https://apptail.io/app/drafty-personal-credit-Dxj/united-kingdom) - [CarFinance 247](https://apptail.io/app/carfinance-247-Gpk/united-kingdom) - [Kroo Bank - Mobile Banking](https://apptail.io/app/kroo-bank-mobile-banking-JKl/united-kingdom) - [Bits Credit Card and More](https://apptail.io/app/bits-credit-card-and-more-Hxr/united-kingdom) - [Wollit](https://apptail.io/app/wollit-GCu/united-kingdom) - [Zilch: Smart Credit](https://apptail.io/app/zilch-smart-credit-oDx/united-kingdom) - [Park Christmas](https://apptail.io/app/park-christmas-FzZi/united-kingdom) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*