Discover mobile banking that makes life easy. Spend, save, budget and invest—all while effortlessly offsetting your CO2 footprint. Download and sign up in 5 minutes to start your 30-day free trial today.
Our Plans
EASY CARD - Free
Get an international credit card in just 5 minutes.
• A Free Credit Card you can instantly use with Apple Pay/Google Pay
• AutoAccept payment requests
• Daily chances at great prizes from the Wheel of Fortune
• Access to Finn, your personal assistant
• Parent Access for any account set up for a minor
• Easily set Savings Goals
• Use Places to find recommendations from friends
• Get practical travel tips with Travel Assistant
• Plant a tree for every €1,000 spent with your bunq card
• 24/7 Online Support, Biometrics ID and Deposit Protection
EASY SAVINGS - Free
Earn high interest on your savings and pay zero fees.
Our interest rates per country:
• Germany: 4.01%*
• The Netherlands, Ireland, and Spain: 2.46%
• Rest of Europe: 1.56%
• All the benefits of Easy Card, plus:
• Interest paid weekly
• A Free Credit Card you can instantly use with Apple Pay/Google Pay
• 2 withdrawals per month, included
• No minimum deposit
• Add external bank accounts for a full overview of your finances (for NL+DE+FR users)
EASY BANK - €3.99/month
Get a bank account in just 5 minutes.
• All the benefits of Easy Savings, plus:
• Withdraw and Deposit cash at participating stores
• Enjoy instant incoming and outgoing payments
• Schedule Payments for bills and expenses
• List your preferred first name with True Name
• Use Refund Request when you’re not satisfied with a product or service
• Access to a Joint Account and a Joint Savings Account
• Accept and request Shared Access and Dual PIN
• One NL, DE, ES, FR or IE IBAN to match your location
• Added card security against overcharged tips and irregular payments, powered by AI
• Key category insights to help track your CO2 footprint
EASY BANK PRO - €9.99/month
Get a borderless bank account with easy budgeting
• All the benefits of Easy Bank, plus:
• Track expenses with Invoice Scanning
• Automatically pay from the right account or currency with AutoSelect
• 25 Bank Accounts for easy budgeting
• Monthly spending breakdowns and month-on-month comparisons
• Smart Automations automate your saving and spending
• Spend, save, pay and receive in 22 currencies
• Earn interest of 3.71% on USD and GBP
• Get multiple NL, DE, ES, FR & IE IBANs
• Invest automatically with Easy Investments
• No fees when you spend overseas
EASY BANK PRO XL - €18.99/month
Get a borderless bank account with easy budgeting and travel insurance.
• All the benefits of Easy Bank Pro, plus:
• Get Worldwide travel insurance with zero hassle
• Earn 2% Cashback on public transportation, 1% Cashback at restaurants and bars
• Freedom of Choice for where your money’s invested
• Earn more trees and Cashback by inviting up to 2 friends to your Green Team.
• Plant a tree for every €100 spent on card
All our plans are also available for business! bunq Business users benefit from additional features like real-time bookkeeping, Tap To Pay, and other great tools that make managing your company’s finances easy.
Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.
Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS), and rest assured that we’re rigorously tested to the same standards as traditional banks.
Investments in the bunq app are powered by Birdee. Investing involves risks, you may gain or lose money.
*Interest rate valid for the first 4 months after opening your account, you’ll earn 1.56% interest thereafter.
bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
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User Rating
4.19 out of 5
258 ratings
in Russia
5 star
192
4 star
12
3 star
7
2 star
4
1 star
43
Ratings History
Reviews
Worst bank ever
Don’t download and don’t keep money in that bank. Read all the reviews. They literally freeze your account and keep your money without any information.
And, moreover, you will never receive proper communication. Just standard replies without any related details.
Keep in mind that all your money will disappear one day if you use this app.
My money stolen
I went to the store today to buy food and discovered that I could not pay because the card was invalid. I open the application, and it says that my account is closed. There were no warnings, no emails, you simply froze my money for living and did not indicate a specific reason, referring to general documents. Why do I have to wait 4 months to get MY money back?? and what do you think a person who has kept all his means of subsistence in your bank should live on? no more trust in your bank.
All is great for me
I love BUNQ. Easy app, transparent KYC, good global coverage of the cards. I have not used much of support desk, but rare occasions were also easily resolved.
Security
In most situation there are no problems, but I’ve got a feeling that sometimes it’s to “easy” to accept an operation. So I would love to see an obligation to enter a password for majority of transaction and also an obligation to change the password twice a year
Money was stolen!
After closing the account, they said that the money would be withheld for 4 months. It's been 5 months since support is not responding! I do not recommend trusting them with your money!
Левый банк
Связь с консультантом не предусмотрена, общаться нужно с ботом, которы ничего не может решить в случае проблемы, присылает шаблонный идиотские ответы, словно издевается. Закрыть счет тоже невозможно, пишет об ошибке и все, хоть бейся головой об стену. А чего стоит требование внести данные налогоплательщика! Пишешь им данные о тех странах, где платишь налоги, но нет, дай информацию о той стране, где находился во время регистрации в приложении банка., хоть ты там и не налоговый резидент. Левый банк, не советую.
The bank stole my money
Bunq decided to charge €17.99 euro for subscription without notice. I haven't subscribed, it becomes automatically when you open an account. What a dark marketing move!
Can you imagine that you pay €17.99 per month for... just having a card?
Bunq's customer service hasn't helped at all. Refunds are impossible. Be aware of it!
No transparency in fees and subscription plans, no customer-first approach. Shame on you.
Hope they lose their license for such dark earning methods.
Crystal clear problems
And zero effect budgeting…
Awful
Terrible bank and support.
.
They approve applications for opening an account absolutely randomly. Didn’t get the bank policy.