--- title: "Business Smart Banking - Reviews, Revenue and Downloads in Czechia | Apple App Store" description: "With Business Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pa" --- # Business Smart Banking — Czechia ![Business Smart Banking App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8c/14/6d/8c146d6a-7c8c-a22f-a6f0-408160a3c3f2/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png) **Developer:** [UniCredit Bank Czech Republic and Slovakia, a.s](https://apptail.io/developer/unicredit-bank-czech-republic-and-slovakia-as-Yhpb) (Czechia) **Category:** Finance **Rating:** 4.4/5 (2,577 ratings) **Price:** Free **Bundle ID:** cz.unicredit.mUciCZ-SME **Store:** Apple App Store **Country:** Czechia **Version:** 26.1.3103 (released 2026-04-10) **Original Release:** 2019-12-06 **Languages:** English, Czech **App Store Link:** [Download on Apple App Store](https://apps.apple.com/cz/app/app/id1483944913) **AppTail Page:** [https://apptail.io/app/business-smart-banking-xnt/czechia](https://apptail.io/app/business-smart-banking-xnt/czechia) ## Business Smart Banking Description With Business Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. The application access as well as payment signatures are protected by your PIN, fingerprint, or Face ID. Business Smart Banking also includes a Smart Key, which generates a one-time login and login codes for BusinessNet. But the application can do many more things! • Learn about what’s going on in your account after you turn on the Push Notification. • Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app. • You can also make a payment by scanning a QR code (QR payment). • In BusinessNet you can use the Payment templates and stored Beneficiaries in the Smart Banking application. • Get an instant overview of currency rates. • Account statements, statements for credit cards and other documents can be found in Documents. • Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application. How to activate the app? Install the application and ask a banker at UniCredit Bank for activation. ## Business Smart Banking Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/45/0b/c6/450bc603-7a36-8bb1-5233-66dd1f540a92/01_Prelogin_ENG_Big.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/db/f4/a4/dbf4a47c-067b-4e46-0b90-d0c262e56f08/02_Homepage_ENG_Big.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c9/e8/f4/c9e8f4db-d1b7-748d-55f7-fc8464b697d9/03_Security_ENG_Big.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e5/33/05/e533054d-ec07-bdeb-3af6-5e1ae704f937/04_Cards_ENG_Big.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/10/0f/93/100f933f-ff65-65a3-3238-713bdb8355b8/05_Payments_ENG_Big.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/da/a6/48/daa6488c-dca8-588d-c951-5c65d26db100/06_Products_ENG_Big.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e2/4e/c4/e24ec45c-7f6f-0dd9-7904-34e2847cf1fe/07_Signature_ENG_Big.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f1/93/db/f193db75-3313-2e74-d488-0f98c861245b/08_Analytics_ENG_Big.jpg/1242x2688.png) ## Business Smart Banking Rating Breakdown in Czechia - 5 stars: 1,890 (73%) - 4 stars: 239 (9%) - 3 stars: 143 (6%) - 2 stars: 60 (2%) - 1 stars: 245 (10%) ## Business Smart Banking Reviews in Czechia ### *---- "Problémová aplikace" Ve srovnání s konkurenci složitá , častá potřeba reinstalace -- Josef pavlik, 2025-01-03 ### *---- "Hodnoceni" Nejhure uzivatelsky privetive bankovnictvi ze 4 bank, ktere mam v telefonu. Okamzita platba po 12 h neni okamžitá. Toto je duvod proc sve firemni penize tocim u konkurence. S pozdravem Martin Cisar -- GDPR GDPR, 2024-09-19 ### *---- "Špatné recenze převládají, přesto v grafu vypadá, že jsou lidé spokojeni" Z grafu spokojenosti to vypadá, že 4,1 uživatelů z 5 je s aplikací spokojeno (stav 12.9.2024), ale když si dáte seřadit recenze i podle nejspokojenějších zjistíte, že kladných recenzí je minimum a záporných několikanásobně více. …. tady něco nefunguje!!! -- Martin 173, 2024-09-12 ### *---- "Horší už nenajdete" Unicredit aplikace neumí a tato není výjimkou. Pro jakoukoliv práci s účtem, na který přijdou víc, jak 3 platby denně, je to naprosto nepoužitelné. Aplikace ukáže akorát zústatek na účtě, částku a jméno odesilatele platby. Vývojáře UCB asi neproškolili, k čemu jsou podnikatelům dobré variabilní symboly, takže rychlé hledání podle VS nefunguje, výpis plateb VS taky nezobrazuje, musí se lovit kdesi ve skrytých detailech. Odtud se VS ani jiná informace o platbě navíc nedá zkopírovat, aby se s ní mohlo pracovat v externí appce. Nefunguje ani biometrické přihlašování, při každém přihlášení se musí zadávat pin s prapodivnými požadavky na (ne)opakování číslic. Nenašel jsem opravdu nic, čím by tato aplikace mohla být užitečná, ve srovnání s aplikacemi ostatních bank působí spíš jako nepovedený vtip. Jediné, co nakonec používám je mobilní klíč, ten ovšem přestane fungovat po uspání telefonu, takže je pak nutné aplikaci natvrdo ukončit a spustit znovu. -- Tom8448, 2024-09-10 ### ***** "super" intuitivni a prehledne. doporucuju 👍🏻 -- mortugh, 2024-08-19 ### ***-- "Chybějíci kurzovní lístek" Po upgrade aplikace zmizel z aplikace kurzovní lístek. Pro mně v business aplikaci zásadní věc. Luděk Kučera ludwigreal s.r.o. -- Sikyl, 2024-07-26 ### *---- "Zklamání" Dva roky čekáme na nové bankovnictví a kromě vylepšení čtení qr kódu a nějakých drobností žádné změny. Proč nejde vrátit prijata platba a musím vše znovu opisovat, vyhledávání plateb dle čísla účtu nebo v.s. velice špatné a skoro vždy nefunkční. Myslím že by se měli podívat programátoři na konkurenční banky jak má vypadat aplikace na bankovnictví... Podívejte se na to prosím jako uživatelé a opravte, denně musím zpracovávat hodně plateb a jen kvůli tomu bankovnictví bych nejraději od banky odešel. -- HB onza, 2024-07-12 ### ***-- "Face ID" Chybí možnost Face ID. -- VK Prague, 2024-05-27 ### *---- "Nepřehledné_složité" Aplikace je nepřehledná a zbytečně komplikovaná. Není uživatelsky přívětivá. -- A_Pila, 2024-05-27 ### *---- "Ostuda" IT u tak velké banky by rozhodně nemělo dopustit tolik nedostatků a prodlev. V současné verzi stále po asi dvou měsících nefunguje přihlášení přes FaceID. -- Lu$o, 2024-05-27 [View all Business Smart Banking reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Business Smart Banking Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Czechia | Finance | #72 | ## Apps Similar to Business Smart Banking - [MONETA Smart Banka](https://apptail.io/app/moneta-smart-banka-Gxj/czechia) - [Business Smart Banking SK](https://apptail.io/app/business-smart-banking-sk-wrt/czechia) - [RB klíč](https://apptail.io/app/rb-klic-ABI/czechia) - [KB Klíč](https://apptail.io/app/kb-klic-jQU/czechia) - [Fio Smartbanking CZ](https://apptail.io/app/fio-smartbanking-cz-HBV/czechia) - [Allianz CZ](https://apptail.io/app/allianz-cz-bxnc/czechia) - [Raiffeisen mobile investing](https://apptail.io/app/raiffeisen-mobile-investing-KGnc/czechia) - [KB Mobilní banka Business](https://apptail.io/app/kb-mobilni-banka-business-xZnc/czechia) - [Maxbanking](https://apptail.io/app/maxbanking-CZnc/czechia) - [ČSOB CEB Mobile](https://apptail.io/app/csob-ceb-mobile-dmoc/czechia) ## Business Smart Banking Available In - [Czechia](https://apptail.io/app/business-smart-banking-xnt/czechia) - [Slovakia](https://apptail.io/app/business-smart-banking-xnt/slovakia) - [Italy](https://apptail.io/app/business-smart-banking-xnt/italy) - [Ukraine](https://apptail.io/app/business-smart-banking-xnt/ukraine) - [Germany](https://apptail.io/app/business-smart-banking-xnt/germany) - [United States](https://apptail.io/app/business-smart-banking-xnt/united-states) - [Poland](https://apptail.io/app/business-smart-banking-xnt/poland) - [Russia](https://apptail.io/app/business-smart-banking-xnt/russia) - [United Kingdom](https://apptail.io/app/business-smart-banking-xnt/united-kingdom) - [Spain](https://apptail.io/app/business-smart-banking-xnt/spain) - [Vietnam](https://apptail.io/app/business-smart-banking-xnt/vietnam) - [North Macedonia](https://apptail.io/app/business-smart-banking-xnt/north-macedonia) - [Austria](https://apptail.io/app/business-smart-banking-xnt/austria) - [France](https://apptail.io/app/business-smart-banking-xnt/france) - [China](https://apptail.io/app/business-smart-banking-xnt/china) - [Australia](https://apptail.io/app/business-smart-banking-xnt/australia) - [Israel](https://apptail.io/app/business-smart-banking-xnt/israel) - [Thailand](https://apptail.io/app/business-smart-banking-xnt/thailand) - [Türkiye](https://apptail.io/app/business-smart-banking-xnt/turkey) - [Netherlands](https://apptail.io/app/business-smart-banking-xnt/netherlands) - [Ireland](https://apptail.io/app/business-smart-banking-xnt/ireland) - [Hungary](https://apptail.io/app/business-smart-banking-xnt/hungary) - [United Arab Emirates](https://apptail.io/app/business-smart-banking-xnt/united-arab-emirates) - [Romania](https://apptail.io/app/business-smart-banking-xnt/romania) - [Croatia](https://apptail.io/app/business-smart-banking-xnt/croatia) - [Sweden](https://apptail.io/app/business-smart-banking-xnt/sweden) - 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