--- title: "B&W Budget - Reviews, Revenue and Downloads in New Zealand | Apple App Store" description: "Black & White Budget — opinionated, monochrome, beautifully simple personal budgeting. Built around one idea: see exactly what's coming in, what's going out, and what's left to spend. No rainbow char" --- # B&W Budget — New Zealand > Monochrome personal budgeting ![B&W Budget App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/75/16/6d/75166d84-01fe-a0c5-1a44-72ab7d600fc1/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png) **Developer:** [Juan Pierre Lotter](https://apptail.io/developer/juan-pierre-lotter-Ntqsnc) **Category:** Finance **Rating:** 5.0/5 (2 ratings) **Price:** Free **Bundle ID:** com.jp.BWBudget **Store:** Apple App Store **Country:** New Zealand **Version:** 1.4 (released 2026-10-28) **Original Release:** 2026-06-09 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/nz/app/app/id6776029320) **AppTail Page:** [https://apptail.io/app/bw-budget-OMtA/new-zealand](https://apptail.io/app/bw-budget-OMtA/new-zealand) ## B&W Budget Description Black & White Budget — opinionated, monochrome, beautifully simple personal budgeting. Built around one idea: see exactly what's coming in, what's going out, and what's left to spend. No rainbow charts. No category overload. No subscription. THE DESIGN • Strict monochrome — no green, no red, no opinion-by-colour. Hierarchy comes from typography and weight, the way good print does. • Every interaction respects the same 4pt grid. SF Rounded everywhere. • Private by design — no login, no account, no telemetry. Your data lives on your device, or in your private iCloud with optional sync (Pro). THE BASICS • Add income and expense in seconds. • Create categories and sub-categories with built-in icons. • Set a monthly spending limit on any category. When you cross it, the app offers a "split" — push the overage into another category, cascading until everything fits, or choose to go over. RECURRING • Rent, salary, subscriptions — set them once, let them fire on their schedule. • Upcoming view shows the next 30 days of expected income and expense, with a "balance after" line so you know what's actually free to spend. INSIGHTS • Monochrome donut breaking down spend by category for the focused period. • Trend chart of income vs expense over days, weeks, months, or years. • Plain-English deltas: "$120 less spent than last month." NOTIFICATIONS • Reminders when recurring transactions fire. • "Due tomorrow" reminders before they fire. • Low-balance alert when your total drops below your threshold. SHARING & EXPORT • Export everything to CSV or JSON via the native share sheet. • Home-screen widget shows Capital + this-month flow at a glance. • Long-press the app icon for "Add income" / "Add expense" quick actions. OTHER • Multiple budgets — Personal, Work, Family — switch with one tap. • Two app icon variants — default and inverted. • Replay the walkthrough any time from Settings. Free. No ads. No subscription. A single one-time purchase unlocks Pro — iCloud sync across iPhone, iPad, and Mac. ## B&W Budget Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ab/d5/00/abd5009b-6d78-0466-1ce7-13250f2d1edc/1-home.png/1320x2868.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/27/09/00/27090077-f5c7-67d9-2f3d-01cebda2a62d/2-year.png/1320x2868.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/45/4a/d8/454ad8fe-e9b0-989a-b5ba-2c46da19054a/3-ask.png/1320x2868.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e8/82/15/e88215ae-a567-7be0-d5b5-73132477629e/4-statements.png/1320x2868.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/18/4e/22/184e22b1-ac55-36d3-7b93-99e7df0aa7e3/5-add.png/1320x2868.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2d/02/1f/2d021ff9-63d5-cfb7-d9c9-aac2c6b28996/6-limits.png/1320x2868.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7e/bf/90/7ebf90f0-dd5b-fa7a-f6e5-3f6c1be822b0/7-transactions.png/1320x2868.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1b/71/b6/1b71b602-5daf-eee7-16ec-0c57fa6be82b/8-money.png/1320x2868.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/28/88/bb/2888bb6e-a3d1-be1c-058a-690b658a0d1b/9-widgets.png/1320x2868.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fe/c4/a7/fec4a72e-8ad3-a733-a93a-73643aa2445c/10-dark.png/1320x2868.png) ## B&W Budget Rating Breakdown in New Zealand - 5 stars: 2 (100%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 0 (0%) ## B&W Budget In-App Purchases | Item | Price | |------|-------| | Black & White Pro | $9.99 | ## B&W Budget Available In - [New Zealand](https://apptail.io/app/bw-budget-OMtA/new-zealand) - [Canada](https://apptail.io/app/bw-budget-OMtA/canada) - [United Kingdom](https://apptail.io/app/bw-budget-OMtA/united-kingdom) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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