---
title: "Cadence Money: Budget Tracker - Reviews, Revenue and Downloads in Canada | Apple App Store"
description: "Cadence Money is the Canadian budgeting app that makes money simple. Created by a 1Password builder.  Track your income, bills and cash flow in one modern and easy-to-use place. Start budgeting WorryF"
---

# Cadence Money: Budget Tracker — Canada
> Canadian Spending &amp; Net Worth

![Cadence Money App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b8/c5/c7/b8c5c72d-b504-7af8-fcbb-a18b07c1131e/AppIcon-0-0-1x_U007epad-0-1-0-85-220.png/434x0w.png)

**Developer:** [Cadence Money](https://apptail.io/developer/cadence-money-QEoWvc)
**Category:** Finance
**Rating:** 4.0/5 (4 ratings)
**Price:** Free
**Bundle ID:** com.cadencemoney.cadence
**Store:** Apple App Store
**Country:** Canada
**Version:** 1.2.12 (released 2026-11-06)
**Original Release:** 2026-07-22
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id6759767290)
**AppTail Page:** [https://apptail.io/app/cadence-money-budget-tracker-bIVA/canada](https://apptail.io/app/cadence-money-budget-tracker-bIVA/canada)

## Cadence Money Description
Cadence Money is the Canadian budgeting app that makes money simple. Created by a 1Password builder.

Track your income, bills and cash flow in one modern and easy-to-use place. Start budgeting WorryFree, visualize your entire net worth, set financial goals and explore time-based reports on how you spend and grow your money. The app works seamlessly across iPhone, iPad, iPhone Duo and the web with everything staying in sync.

Know What You Can Spend
- Start budgeting WorryFree with one monthly limit, or with detailed monthly budgets
- Create annual budgets for big purchases, vacations or anything else
- Out of Pocket budgets let you exclude spending on behalf of someone else

Never Miss a Bill
- Recurring bills, subscriptions and income are detected for you
- See every bill and payday on a calendar
- Price increase alerts catch a bill that is not the amount you expected

Everything at a Glance
- Immediately know how much you have left to spend or your current net worth
- Customize Home by reordering or turning off widgets
- Add home screen widgets to check in without opening the app

See Your Whole Net Worth
- Visualize your entire net worth - not just cash
- Bank accounts, investments, real estate, vehicles, jewelry and more
- Credit cards, loans and other debt sit alongside what you own
- Track your portfolio in Holdings, with daily prices on stocks and ETFs

Share With Your Household
- Invite up to 5 Household Members at no extra cost
- Everyone signs in as themselves, and you choose what each person can change
- See who added and last edited everything
- Keep items private, and switch between Everything, Household and Personal views

Reach Your Goals
- Save an amount, save monthly, pay off debt, or put away a percentage of your income
- Link a goal to the account or asset funding it, so progress updates itself
- Get a monthly contribution recommendation to keep pace
- Imagine shows what your spare income could become over 5 to 40 years

Understand Your Spending
- See spending by category, how each budget did, and what changed month to month
- Recap walks you through your strongest month, where the money went and how your goals moved
- Search every transaction, or filter by category, merchant, budget or account

Canada and the USA
- TFSA, RRSP, FHSA, RESP and RDSP
- 401(k), Roth IRA, HSA and 529 plans
- Hold CAD, USD and GBP together and read your totals in whichever you choose

Your Banks Your Way
- Connect Canadian and US banks for automatic tracking, import statements, or track everything by hand
- Every feature works either way, on every plan
- Import from statements, spreadsheets or another app
- Categorization learns from your corrections and stops asking

Insights &amp; Suggestions
- Get told when your spending, a bill or your cash flow moves the wrong way
- See how your categories compare to regional averages
- Suggestions for budgets, bills, income and goals, drawn from what is actually in your data
- Transaction rules set the category, assign a budget, or link a bill, income source or goal, even on past transactions
- Every insight and suggestion is a toggle - keep the ones that help, turn off the rest

Privacy &amp; Security
- No ads - we never sell your data, and we never train AI on it
- Passkey sign-in, two-factor authentication, encryption at rest and in transit
- Export your transactions, or delete your account and all its data, whenever you want
- Optional - connect your own AI assistant through our MCP server - your data, your choice

Pricing
- Cadence is a paid subscription with a 14-day trial (a card is required to start it)
- Plans differ only in how many banks you can sync
- Plans are billed annually

Made in Canada, independently. Paid for by subscriptions rather than by your data.

Terms of Use: 

Privacy Policy: 

## Cadence Money Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/eb/d5/a9/ebd5a9aa-ca8a-cd0d-5548-90deafa0294d/01-whole-picture.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/bc/ac/53bcacc1-9641-243c-5227-b7d23decdf5d/02-budgeting.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cc/85/73/cc8573ea-9079-5c2f-5084-da153bae4915/03-net-worth.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d8/04/75/d8047500-ac5e-7cb7-3e64-7dd882fd3bbc/09-holdings.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/95/ad/6e/95ad6ed2-82b7-d401-ead2-9e43514824dd/04-goals.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/98/8d/68988de1-6fc4-82fb-0a43-9f8b2cbc147b/10-reports.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/d7/04/4dd704c5-caa7-2b96-826b-6cc2efa7a93e/12-insights.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6f/e8/56/6fe856c5-f6b2-5ded-6a27-1ed724261d42/08-compensation.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b0/63/16/b06316ef-b8fe-b5fb-c39a-8ee100136402/07-calendar.png/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fb/e7/33/fbe73361-3ad4-c89e-34bc-1e98b3485982/05-imagine.png/1242x2688.png)

## Cadence Money Rating Breakdown in Canada
- 5 stars: 2 (50%)
- 4 stars: 0 (0%)
- 3 stars: 2 (50%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)

## Cadence Money Reviews in Canada

### ***-- "Not syncing with canadian banks after the payment is deducted"
For the trial week, it worked well and I made the 1 year payment. Since then the bank is not connected anymore, and it is frustrating. The dev team said it is the issue with plaid, but then why dont you guys try to fix it or change to another provider. The dev team asked me to import the statements in the mean while, then why did they take my money for the auto sync feature if they cannot fix the issue. Seems like they are just trying to take money instead of thinking from the customer side. I gave 3 star for the appearance and UI of the app.
-- jithu2025, 2026-10-19

### ***-- "What I’ve been waiting for?"
Did some reading / research, interested in trying the product. Canada is lacking a simplified budgeting app. Found Cadence through Google AI recommendation while searching for Dollarwise web + VPN capabilities. 

YNAB ui isn’t beginner friendly so here to hoping Cadence hits the mark. Will return to update. 

Thanks for your work on 1password btw, used it religiously in high-school
-- Jeh-aye, 2026-09-20

[View all Cadence Money reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Cadence Money In-App Purchases
| Item | Price |
|------|-------|
| Cadence+ | $67.99 |
| Cadence | $39.99 |
| Cadence Premium | $121.99 |

## Cadence Money Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Canada | Finance | #64 |


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## Cadence Money Available In
- [Canada](https://apptail.io/app/cadence-money-budget-tracker-bIVA/canada)
- [United States](https://apptail.io/app/cadence-money-budget-tracker-bIVA/united-states)

---

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