---
title: "CAKE - Digital Bankin‪g - Reviews, Revenue and Downloads in Vietnam | Apple App Store"
description: "CAKE BY VPBANK DIGITAL BANK CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wid"
---

# CAKE - Digital Bankin‪g — Vietnam

![CAKE App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/fa/6f/18/fa6f1815-e127-ce2d-0a37-61d7250ad8df/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK](https://apptail.io/developer/vietnam-prosperity-joint-stock-commercial-bank-PDLb) (Vietnam)
**Category:** Finance
**Rating:** 4.6/5 (62,444 ratings)
**Price:** Free
**Bundle ID:** vn.com.be.cake
**Store:** Apple App Store
**Country:** Vietnam
**Version:** 19.3.0 (released 2026-08-24)
**Original Release:** 2021-02-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/vn/app/app/id1551907051)
**AppTail Page:** [https://apptail.io/app/cake-digital-banking-iEN/vietnam](https://apptail.io/app/cake-digital-banking-iEN/vietnam)

## CAKE Description
CAKE BY VPBANK DIGITAL BANK
CAKE BANK is the official mobile banking app of Cake by VPBank Digital Bank, enabling customers to access banking services, perform financial transactions, and manage a wide range of financial products—all on a single digital platform.

● A fully digital bank powered by Artificial Intelligence across the entire banking journey, following the vision of a Next GenAI Bank.
● The only Vietnamese digital bank recognized among the World's Top 100 Digital Banks.
● Awarded Best Digital Bank in Vietnam 2025 by The Asian Banker Global.
● A pioneer in adopting international security standards, including ISO, FIDO2, PCI DSS 4.0, while continuously developing proprietary technologies.
● Ranked among the Top 4 Vietnamese LLM developers and Top 10 fine-tuned AI models on the VLMU leaderboard.
● Offering a complete digital financial ecosystem, including bank accounts, savings, credit cards, personal loans, and many other innovative financial services.

FLEXIBLE FINANCIAL SOLUTIONS
Experience a modern digital banking ecosystem with Cake by VPBank. Open an account, access financial products, and manage your finances conveniently - all from your smartphone. Easy registration, transparent products, and secure banking.

CAKE 2in1 CARD

● Apply 100% online in as fast as 2 minutes.
● No income verification or complicated paperwork required.
● Credit limit of up to VND 100,000,000.
● Enjoy exclusive offers from Cake's partner ecosystem.
● Issued by Cake by VPBank in accordance with applicable regulations.

CAKE Cash Loan
● Apply 100% online using only your Vietnamese Citizen ID (CCCD). Funds are disbursed promptly after loan approval.
● Loan terms from 6 to 48 months.
● Loan amount from VND 5,000,000 to VND 50,000,000.
● Flat interest rate starting from 28.7% per year, up to 36% per year, depending on customer profile and lending partner.
● Maximum effective annual interest rate: 36%.
● Maximum Annual Percentage Rate (APR): 36%.
● Maximum loan amount: VND 50,000,000.

Example:
- For a loan of VND 10,000,000 over 12 months at an interest rate of 2.3% per month (equivalent to 27.6% per year):
- Monthly repayment: VND 1,065,522
- Total repayment after 12 months: VND 12,786,264
- Total interest paid: VND 2,786,264

Credit products are provided by Cake by VPBank Digital Bank and licensed financial partners in accordance with applicable regulations.

TERM DEPOSIT
● Start saving from as little as VND 100,000.
● Competitive interest rates across various terms.
● Enjoy partial early withdrawal without losing interest on the remaining balance.
● No branch visits or paperwork required.

Daily Services
● Mobile top-ups.
● Pay electricity, water, internet, and other utility bills.
● Access all your daily financial services in one app.

Cake is committed to maintaining reliable service availability, with service interruptions not exceeding 15 minutes per incident and 60 minutes per year, excluding scheduled maintenance announced in advance or force majeure events.

Cake by VPBank - Smart Finance at Your Fingertips.

Cake Digital Bank - As Easy As Cake. Start Enjoying Today!

CONNECT WITH CAKE
● Email: chat@cake.vn
● Hotline: 1900 636 686
● Website: 
● Head Office: 89 Lang Ha Street, Dong Da Ward, Hanoi, Vietnam

## CAKE Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/69/82/936982b7-35fd-5cb0-6b40-8bbf5edf74ee/1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/34/ed/ca34edbd-19cd-349f-eee1-053ef768421d/2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/07/dd/45/07dd451e-e31b-d31d-01f8-148c73e8847d/3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/43/c6/46/43c6467b-8a1e-df9f-2ebb-0df96416bf56/4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5d/0e/6b/5d0e6be9-46a8-2e53-d392-601e2f058c34/5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/31/e9/09/31e9093e-c2b4-cfa7-acb7-bd7d6035b459/6.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/83/57/d4/8357d4a6-9ae0-403e-5caf-edae6dec3883/7.png/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/44/21/f9442114-f59f-a42a-ef55-59fcece1cfb9/8.png/1284x2778.png)

## CAKE Rating Breakdown in Vietnam
- 5 stars: 54,567 (87%)
- 4 stars: 1,801 (3%)
- 3 stars: 693 (1%)
- 2 stars: 579 (1%)
- 1 stars: 4,804 (8%)

## CAKE Reviews in Vietnam

### **--- "Không thể vay"
Ngân hàng không cung cấp khoản vay cho tôi khi tôi đang có việc gấp
-- KNboy07, 2025-01-03

### ***-- "Biến động tk"
Tk không cập nhật biến động theo thời gian thực, đôi khi bạn vào check balance mà không hiểu sao app hiển thị như vậy … chán … ko quản lý được balance của mình
-- Người dùng thực tế 1, 2025-01-03

### *---- "giật lag"
phần gửi tiết kiệm online giật lag chậm kinh khủng, mong cải thiện
-- hg5962, 2025-01-02

### *---- "lỗi quá nhiều lỏ quá"
ngân hàng lò
-- Tao Ghét Ngân Hàng CaKe, 2025-01-01

### *---- "Cần Khắc Phục"
App không cho xác thực bằng app vnied ạ ?
-- Mít lily, 2025-01-01

### **--- "Cập nhập ap"
Ap nên để lại số dư còn lại xem đc như đợt trc vào biến động số dư còn xem đc 
Chứ ktra chỉ thấy tiền nhận với trừ k có số dư còn bn cả
-- Jcakg, 2024-12-31

### *---- "Sai quy định"
Báo 1/1 cập Nhật mà 31 lũ súc vật đã cấm chuyển tiền rồi
-- xnxx.xjjssjaja, 2024-12-31

### *---- "Lừa đảo quá mất dạy tẩy chay ngân hàng này nguyền rủa suốt đời"
Bọn này tự trừ phí xong không thông báo sau 1 tháng tính lãi x2 cắt cổ người dùng
-- Kingsman1212, 2024-12-31

### *---- "Chậm"
App chậm cập nhật và tệ nhất trong các app đang sử dụng
-- Hana91Le, 2024-12-31

### *---- "Lừa đảo"
Quá tệ
-- 711LiiVii, 2024-12-30

[View all CAKE reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## CAKE Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Vietnam | Finance | #16 |
| Top Free | Vietnam | Overall | #109 |

## CAKE Discovered Keywords
- liobank
- cake
- ngân hàng số
- tnex

## Apps Similar to CAKE
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- [digimi - Ngân hàng số](https://apptail.io/app/digimi-ngan-hang-so-nhw/vietnam)
- [TNEX - Ngân hàng số thế hệ mới](https://apptail.io/app/tnex-ngan-hang-so-the-he-moi-vkw/vietnam)
- [K PLUS Vietnam](https://apptail.io/app/k-plus-vietnam-EsA/vietnam)
- [VVay](https://apptail.io/app/vvay-pEN/vietnam)
- [On-Credit](https://apptail.io/app/on-credit-KQN/vietnam)
- [Kredivo - Buy Now Pay Later](https://apptail.io/app/kredivo-buy-now-pay-later-tMek/vietnam)
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- [Liobank - Digital Bank](https://apptail.io/app/liobank-digital-bank-gzUk/vietnam)

## CAKE Available In
- [Vietnam](https://apptail.io/app/cake-digital-banking-iEN/vietnam)
- [United States](https://apptail.io/app/cake-digital-banking-iEN/united-states)
- [Singapore](https://apptail.io/app/cake-digital-banking-iEN/singapore)
- [Japan](https://apptail.io/app/cake-digital-banking-iEN/japan)
- [Australia](https://apptail.io/app/cake-digital-banking-iEN/australia)
- [Canada](https://apptail.io/app/cake-digital-banking-iEN/canada)
- [China](https://apptail.io/app/cake-digital-banking-iEN/china)
- [United Kingdom](https://apptail.io/app/cake-digital-banking-iEN/united-kingdom)
- [Malaysia](https://apptail.io/app/cake-digital-banking-iEN/malaysia)
- [Taiwan](https://apptail.io/app/cake-digital-banking-iEN/taiwan)
- [France](https://apptail.io/app/cake-digital-banking-iEN/france)
- [Thailand](https://apptail.io/app/cake-digital-banking-iEN/thailand)
- [South Korea](https://apptail.io/app/cake-digital-banking-iEN/south-korea)
- [Germany](https://apptail.io/app/cake-digital-banking-iEN/germany)
- [Colombia](https://apptail.io/app/cake-digital-banking-iEN/colombia)
- [Poland](https://apptail.io/app/cake-digital-banking-iEN/poland)
- [Finland](https://apptail.io/app/cake-digital-banking-iEN/finland)
- [Türkiye](https://apptail.io/app/cake-digital-banking-iEN/turkey)
- [Russia](https://apptail.io/app/cake-digital-banking-iEN/russia)
- [Philippines](https://apptail.io/app/cake-digital-banking-iEN/philippines)
- [Czechia](https://apptail.io/app/cake-digital-banking-iEN/czechia)
- [United Arab Emirates](https://apptail.io/app/cake-digital-banking-iEN/united-arab-emirates)
- [Indonesia](https://apptail.io/app/cake-digital-banking-iEN/indonesia)
- [Macao SAR China](https://apptail.io/app/cake-digital-banking-iEN/macau)
- [India](https://apptail.io/app/cake-digital-banking-iEN/india)
- [New Zealand](https://apptail.io/app/cake-digital-banking-iEN/new-zealand)
- [Brazil](https://apptail.io/app/cake-digital-banking-iEN/brazil)
- [Egypt](https://apptail.io/app/cake-digital-banking-iEN/egypt)
- [Kazakhstan](https://apptail.io/app/cake-digital-banking-iEN/kazakhstan)
- [Slovakia](https://apptail.io/app/cake-digital-banking-iEN/slovakia)
- [Angola](https://apptail.io/app/cake-digital-banking-iEN/angola)
- [Azerbaijan](https://apptail.io/app/cake-digital-banking-iEN/azerbaijan)
- [Italy](https://apptail.io/app/cake-digital-banking-iEN/italy)
- [Switzerland](https://apptail.io/app/cake-digital-banking-iEN/switzerland)
- [Austria](https://apptail.io/app/cake-digital-banking-iEN/austria)
- [Bermuda](https://apptail.io/app/cake-digital-banking-iEN/bermuda)
- [Nepal](https://apptail.io/app/cake-digital-banking-iEN/nepal)
- [Hong Kong SAR China](https://apptail.io/app/cake-digital-banking-iEN/hong-kong)
- [Hungary](https://apptail.io/app/cake-digital-banking-iEN/hungary)
- [Bahrain](https://apptail.io/app/cake-digital-banking-iEN/bahrain)
- [Namibia](https://apptail.io/app/cake-digital-banking-iEN/namibia)
- [Nigeria](https://apptail.io/app/cake-digital-banking-iEN/nigeria)
- [Netherlands](https://apptail.io/app/cake-digital-banking-iEN/netherlands)
- [Norway](https://apptail.io/app/cake-digital-banking-iEN/norway)
- [Oman](https://apptail.io/app/cake-digital-banking-iEN/oman)
- [Panama](https://apptail.io/app/cake-digital-banking-iEN/panama)
- [Peru](https://apptail.io/app/cake-digital-banking-iEN/peru)
- [Pakistan](https://apptail.io/app/cake-digital-banking-iEN/pakistan)
- [Portugal](https://apptail.io/app/cake-digital-banking-iEN/portugal)
- [Paraguay](https://apptail.io/app/cake-digital-banking-iEN/paraguay)
- [Qatar](https://apptail.io/app/cake-digital-banking-iEN/qatar)
- [Romania](https://apptail.io/app/cake-digital-banking-iEN/romania)
- [Saudi Arabia](https://apptail.io/app/cake-digital-banking-iEN/saudi-arabia)
- [Sweden](https://apptail.io/app/cake-digital-banking-iEN/sweden)
- [Slovenia](https://apptail.io/app/cake-digital-banking-iEN/slovenia)
- [Senegal](https://apptail.io/app/cake-digital-banking-iEN/senegal)
- [Suriname](https://apptail.io/app/cake-digital-banking-iEN/suriname)
- [Tunisia](https://apptail.io/app/cake-digital-banking-iEN/tunisia)
- [Ukraine](https://apptail.io/app/cake-digital-banking-iEN/ukraine)
- [Uganda](https://apptail.io/app/cake-digital-banking-iEN/uganda)
- [Uruguay](https://apptail.io/app/cake-digital-banking-iEN/uruguay)
- [Uzbekistan](https://apptail.io/app/cake-digital-banking-iEN/uzbekistan)
- [South Africa](https://apptail.io/app/cake-digital-banking-iEN/south-africa)
- [Armenia](https://apptail.io/app/cake-digital-banking-iEN/armenia)
- [Argentina](https://apptail.io/app/cake-digital-banking-iEN/argentina)
- [Belgium](https://apptail.io/app/cake-digital-banking-iEN/belgium)
- [Bulgaria](https://apptail.io/app/cake-digital-banking-iEN/bulgaria)
- [Brunei](https://apptail.io/app/cake-digital-banking-iEN/brunei)
- [Belarus](https://apptail.io/app/cake-digital-banking-iEN/belarus)
- [Belize](https://apptail.io/app/cake-digital-banking-iEN/belize)
- [Chile](https://apptail.io/app/cake-digital-banking-iEN/chile)
- [Cyprus](https://apptail.io/app/cake-digital-banking-iEN/cyprus)
- [Denmark](https://apptail.io/app/cake-digital-banking-iEN/denmark)
- [Dominican Republic](https://apptail.io/app/cake-digital-banking-iEN/dominican-republic)
- [Algeria](https://apptail.io/app/cake-digital-banking-iEN/algeria)
- [Ecuador](https://apptail.io/app/cake-digital-banking-iEN/ecuador)
- [Estonia](https://apptail.io/app/cake-digital-banking-iEN/estonia)
- [Spain](https://apptail.io/app/cake-digital-banking-iEN/spain)
- [Grenada](https://apptail.io/app/cake-digital-banking-iEN/grenada)
- [Ghana](https://apptail.io/app/cake-digital-banking-iEN/ghana)
- [Greece](https://apptail.io/app/cake-digital-banking-iEN/greece)
- [Honduras](https://apptail.io/app/cake-digital-banking-iEN/honduras)
- [Croatia](https://apptail.io/app/cake-digital-banking-iEN/croatia)
- [Ireland](https://apptail.io/app/cake-digital-banking-iEN/ireland)
- [Israel](https://apptail.io/app/cake-digital-banking-iEN/israel)
- [Iceland](https://apptail.io/app/cake-digital-banking-iEN/iceland)
- [Jamaica](https://apptail.io/app/cake-digital-banking-iEN/jamaica)
- [Jordan](https://apptail.io/app/cake-digital-banking-iEN/jordan)
- [Kenya](https://apptail.io/app/cake-digital-banking-iEN/kenya)
- [Kuwait](https://apptail.io/app/cake-digital-banking-iEN/kuwait)
- [Cayman Islands](https://apptail.io/app/cake-digital-banking-iEN/cayman-islands)
- [Lebanon](https://apptail.io/app/cake-digital-banking-iEN/lebanon)
- [Sri Lanka](https://apptail.io/app/cake-digital-banking-iEN/sri-lanka)
- [Lithuania](https://apptail.io/app/cake-digital-banking-iEN/lithuania)
- [Luxembourg](https://apptail.io/app/cake-digital-banking-iEN/luxembourg)
- [Latvia](https://apptail.io/app/cake-digital-banking-iEN/latvia)
- [Madagascar](https://apptail.io/app/cake-digital-banking-iEN/madagascar)
- [North Macedonia](https://apptail.io/app/cake-digital-banking-iEN/north-macedonia)
- [Mali](https://apptail.io/app/cake-digital-banking-iEN/mali)
- [Malta](https://apptail.io/app/cake-digital-banking-iEN/malta)
- [Mauritius](https://apptail.io/app/cake-digital-banking-iEN/mauritius)
- [Mexico](https://apptail.io/app/cake-digital-banking-iEN/mexico)

---

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