--- title: "Capital Now: Instant Loan App - Reviews, Revenue and Downloads in India | Apple App Store" description: "Capital Now - All-In-One Finance App... For Secure Instant Personal Loans & Bill Payments Need an urgent loan app you can trust? Capital Now delivers online instant loans when you need them the most." --- # Capital Now: Instant Loan App — India > Easy Instant Personal Loans ![Capital Now App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/8b/e7/1a/8be71ac2-be03-32e0-088e-fb9a7a31e5ae/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png) **Developer:** [FINXER TECHNOLOGIES PRIVATE](https://apptail.io/developer/finxer-technologies-private-vplb) (India) **Category:** Finance **Rating:** 4.3/5 (3,713 ratings) **Price:** Free **Bundle ID:** com.capitalnow.in.mobile **Store:** Apple App Store **Country:** India **Version:** 2.0.94 (released 2026-10-01) **Original Release:** 2021-10-14 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1584771837) **AppTail Page:** [https://apptail.io/app/capital-now-instant-loan-app-Nnxe/india](https://apptail.io/app/capital-now-instant-loan-app-Nnxe/india) ## Capital Now Description Capital Now - All-In-One Finance App... For Secure Instant Personal Loans & Bill Payments Need an urgent loan app you can trust? Capital Now delivers online instant loans when you need them the most. Apply for online personal loans and get instant funds anytime, anywhere – with no hidden charges, on India’s most trusted instant personal loan app for salaried individuals. Whether you need an instant cash loan, want to pay off some bills, or manage your finances smartly, Capital Now makes borrowing simple, safe, and rewarding. Experience 100% safe and 100% secure digital lending with fast approvals and transparent terms. Why Choose Capital Now? - Seamless online instant personal loans of upto Rs 150000  - Quick approvals & disbursals within 10 minutes - Zero Hidden Charges  - Zero Pre-Closure Charges  - Apply for instant cash loans even with no credit score - No collateral needed for online personal loans - Low interest rates (starting at 1.5% per month) for secure finance - EMI repayment tenure between 3-6 months Refer & Earn Our instant personal loan app aims to make borrowing rewarding. Earn rewards on every transaction while managing your expenses efficiently. - Refer friends and earn up to Rs.10,000 per month - Earn cashback on transactions - Enjoy rewards as you repay Seamless Instant Personal Loans Get an instant personal loan within minutes through Capital Now’s fully digital process. Our instant loan app allows you to apply for a cash loan online with flexible repayment periods ranging from 3 to 6 months.  Capital Now offers quick approvals and disbursals of instant personal loans with no hidden charges. Designed for salaried individuals, our personal loan app also offers zero pre-closure fees on your loans.  Loan Against Mutual Funds Why sell your investments when you can leverage them to get instant cash? Our MF loan app lets you pledge mutual fund units and access funds instantly at competitive rates starting as low as 8% p.a. This makes it a cost-effective alternative to unsecured loans. Download Capital Now and unlock liquidity without liquidation! Bill Payments & Recharges via BBPS Capital Now is not just an instant loan online platform but also a complete and secure finance app. Through Bharat Bill Payment System (BBPS), you can: - Pay electricity bills - Make credit card bill payment - Recharge FASTag - Pay broadband, water & landline bills -Book LPG cylinders -Repay loans -Pay rent and more! Who Can Apply For An Instant Personal Loan? - Age: 21+ years - Nationality: Indian - Monthly Income: Rs.22,000+ - Documents Required: PAN Card, Aadhaar Card, Recent Salary Slip or Income Proof Sample Loan Calculation: - Amount: Rs.50,000 - Tenure: 6 months - Rate of Interest: 24% p.a. - Processing Fee: Rs.2,500 - GST on Processing Fee: Rs.450 - Total Interest: Rs.6,000 - EMI: Rs.9,333 - APR: 36.30% - Total Repayment Amount: Rs.56,000 Note: The above figures are for representation purposes only. Final rates may vary depending on profile assessment. Maximum APR up to 41.08%. At Capital Now, your privacy is our priority. We use 256-bit SSL encryption to ensure secure transactions and protect your personal and financial information. Your searching quest for a reliable and secure loan app ends here! Download Capital Now today and you can complete your easy personal loan application while sipping on your morning coffee! Our Lending Partners: - Goldline Finance Private Limited -Anu Colonisers Limited Please go through our Terms and Conditions & Privacy Policy before applying for any loan online. In order to ensure an efficient loan application process, we would need access to the following - Camera - Location - SMS - Storage/Photos - Device Info - Notifications Contact Us Have questions? We’re here to help. Call: 7075463172 Email: support@capitalnow.in ## Capital Now Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/24/4f/85/244f858c-a9bf-ee1a-9fd7-c07d2d465d51/Asset_4_appstore-1.png/1290x2796.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e1/25/00/e12500b0-d45a-15e3-0bfa-bdf9164dad5b/Asset_4_appstore.png/1290x2796.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c6/02/53/c602531c-93a2-2d9a-f16d-1f4531be3876/Asset_4_appstore-2.png/1290x2796.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/d2/5e/f9d25eee-2051-7304-c0d7-03f657a734fe/Asset_4_appstore-4.png/1290x2796.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/43/be/c6/43bec633-5c68-2b63-6e8a-a896589667fc/Asset_1_playstore.png/1290x2796.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8b/5e/8d/8b5e8d92-e392-b402-aa1b-4979f173f65b/Asset_4_appstore-5.png/1290x2796.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5a/3d/3c/5a3d3c0b-4b9a-a44b-5409-ba48b25f0fb4/Asset_4_appstore-3.png/1290x2796.png) ## Capital Now Rating Breakdown in India - 5 stars: 2,738 (74%) - 4 stars: 331 (9%) - 3 stars: 59 (2%) - 2 stars: 53 (1%) - 1 stars: 532 (14%) ## Capital Now Reviews in India ### ***** "Great Service" Excellent service provided by Ms Jayashree and they give respect to the customer and very prompt in responding to the queries and supporting the customers. I would suggest Capital Now to my friends who are need. Thank you. -- Ravi.adn, 2025-01-02 ### *---- "Very lazy & No clue" They are keep on asking for same documents repeatedly for last 10days and no quick update or proper status. Don’t think it will be useful. -- Chandusri003, 2025-01-01 ### ***** "Nice App for quick loan" shiva -- Gosala Shiva, 2024-12-31 ### ***** "Best loan app" I needed a urgent transaction to be done and looking for funds. I took loan from capital now and the process is smooth and fast. Customer relationship manager is the best part they assist us on every single step . Thank you -- chandu4237, 2024-12-31 ### ***** "Loan" Excellent service -- Flex salary, 2024-12-30 ### ***** "Wonderful & hassle free" App is so sophisticated & easy… Go for this lender -- chaithanya_maddina, 2024-12-28 ### ****- "Good financial loan" Good -- Alex_*12344, 2024-12-26 ### **--- "Not recommended for emergency loan" This app collects all the documents and takes much time to confirm a loan. Not recommended for an emergency loan! -- Abheeraam, 2024-12-25 ### ***** "Quick and easy" This is an amazing app for taking a quick and stress free loan. Rajkumar helped me with the process and made it smooth. -- Heyyou3333, 2024-12-23 ### ***** "Very good app, people managing app also good" Very good app, quick disbursement and even they are very humble if due to some challenge repayment is delayed, go for it -- Rao Sandyy, 2024-12-20 [View all Capital Now reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Capital Now Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #142 | ## Capital Now Discovered Keywords - capital xtra - cash - personal loan app - capitalnow - tata capital loan - lenditt - debt calculator - cash loan - calculator - adani finance - diabetes personal calculator --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*