--- title: "CardWise - 智能离线信用卡管家 - Reviews, Revenue and Downloads in China | Apple App Store" description: "CardWise 是一款专为重视隐私的用户打造的安全离线信用卡管理工具。我们致力于为您提供一个纯净的本地化数字卡包，让复杂的信用生活回归简单与安心。 【 CardWise 能为您做什么？ 】 • 随身卡包，支付快人一步 CardWise 是您的实体钱包数字化替身。您可以详细记录卡号、有效期及安全码（CVV）等关键信息。当您进行网购或在线支付时，无需翻箱倒柜寻找实体卡片，只需打开 App 验证身" --- # CardWise - 智能离线信用卡管家 — China > 完全离线存储，免息期、账单计算工具 ![CardWise App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/99/6c/94/996c9426-4b1c-2c03-2e0f-260bc26bceef/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-ghoIBb) **Category:** Finance **Rating:** 4.5/5 (4 ratings) **Price:** Free **Bundle ID:** site.cardwise.pro.app **Store:** Apple App Store **Country:** China **Version:** 1.6 (released 2026-08-03) **Original Release:** 2026-02-02 **Languages:** English, French, German, Japanese, Korean, Portuguese, Chinese, Spanish **App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id6758287460) **AppTail Page:** [https://apptail.io/app/cardwise-ajty/china](https://apptail.io/app/cardwise-ajty/china) ## CardWise Description CardWise 是一款专为重视隐私的用户打造的安全离线信用卡管理工具。我们致力于为您提供一个纯净的本地化数字卡包，让复杂的信用生活回归简单与安心。 【 CardWise 能为您做什么？ 】 • 随身卡包，支付快人一步 CardWise 是您的实体钱包数字化替身。您可以详细记录卡号、有效期及安全码（CVV）等关键信息。当您进行网购或在线支付时，无需翻箱倒柜寻找实体卡片，只需打开 App 验证身份，即可一键复制卡号信息，轻松完成付款。 • 隐私壁垒，数据完全离线 我们坚持“数据不离机”原则。无需注册账号，无需绑定网银。您的所有敏感卡片信息均采用银行级标准加密，并仅存储于您手机的本地安全芯片中。您的财务隐私只属于您自己，绝无上传风险。 • 智能决策，消费更划算 CardWise 不强制您记账，而是帮您做决策。消费前看一眼，智能算法会根据实时账单周期，为您推荐当前“免息期最长”的那张卡。助您巧妙利用免息规则，最大化资金的时间价值。 • 年费管家，拒绝冤枉钱 贴心的高端卡管理功能。为您记录每一张卡片的年费金额与扣款日期，并提前发送通知提醒。助您从容安排刷卡达标或积分抵扣，避免因遗忘而产生不必要的年费损失。 • 账单大局，一目了然 通过直观的时间轴设计，清晰展示所有卡片的账单状态。哪张卡已出账单、哪张卡即将到期，一切尽在掌握，助您轻松维护良好的信用记录。 即刻下载 CardWise，让每一次刷卡都更从容，更安全。 ## CardWise Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/64/24/33/64243374-96da-b902-be02-ef7aa777ec48/c950b479-3a08-4613-8acd-5a658bad7c3a.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/13/1c/2b/131c2bf3-7ac5-1440-bc27-6a12665cbeee/a63d0264-58ec-4135-a4c8-24ab0e5fb15d.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/37/58/d3/3758d3c1-5962-91f3-bceb-c16855796290/dccf2dea-2d06-4ff9-9fda-847bbb89d7f9.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/84/b4/d9/84b4d92a-ee74-2557-af5a-62cf5fbdf8f5/d5f8145f-853b-4ac9-a462-e2bca9ba587e.png/1284x2778.png) ## CardWise Rating Breakdown in China - 5 stars: 3 (75%) - 4 stars: 0 (0%) - 3 stars: 1 (25%) - 2 stars: 0 (0%) - 1 stars: 0 (0%) ## CardWise Reviews in China ### ***-- "建议" 不能加入消费和还款 -- 急急急急你们冬, 2026-03-13 ### ***** "好用" 很好用啊，J人狂喜 -- 威士忌加冰123, 2026-02-14 ### ***** "很棒的信用卡账单管理工具！" 对我管理信用卡很有帮助，还是完全离线加密存储👍 -- @Kaeddd, 2026-02-09 [View all CardWise reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## CardWise In-App Purchases | Item | Price | |------|-------| | 终身专业版 (一次性买断) | ¥18.00 | ## Apps Similar to CardWise - [NEO Progress](https://apptail.io/app/neo-progress-xNXn/china) - [CardVault - Offline Cardholder](https://apptail.io/app/cardvault-offline-cardholder-WJho/china) - [TodayKa-信用卡管家，还款状态与免息追踪](https://apptail.io/app/todayka-QAxv/china) - [DueDate - Credit Card Manager](https://apptail.io/app/duedate-credit-card-manager-wnVv/china) - [CardWise Wallet](https://apptail.io/app/cardwise-wallet-AEax/china) - [CardWise - Kreditkarte](https://apptail.io/app/cardwise-kreditkarte-YGox/china) - [SmartFolio - Portfolio Tracker](https://apptail.io/app/smartfolio-portfolio-tracker-SFqy/china) - [Recordatorio Tarjeta Credito](https://apptail.io/app/recordatorio-tarjeta-credito-lSHy/china) - [Minus. – Subscription Tracker](https://apptail.io/app/minus-subscription-tracker-Etgz/china) ## CardWise Available In - [China](https://apptail.io/app/cardwise-ajty/china) - [United States](https://apptail.io/app/cardwise-ajty/united-states) - [Australia](https://apptail.io/app/cardwise-ajty/australia) - [Germany](https://apptail.io/app/cardwise-ajty/germany) - [Algeria](https://apptail.io/app/cardwise-ajty/algeria) - [United Kingdom](https://apptail.io/app/cardwise-ajty/united-kingdom) - [Hong Kong SAR China](https://apptail.io/app/cardwise-ajty/hong-kong) - [India](https://apptail.io/app/cardwise-ajty/india) - [Japan](https://apptail.io/app/cardwise-ajty/japan) - [South Korea](https://apptail.io/app/cardwise-ajty/south-korea) - [Cayman Islands](https://apptail.io/app/cardwise-ajty/cayman-islands) - [Sri Lanka](https://apptail.io/app/cardwise-ajty/sri-lanka) - [Luxembourg](https://apptail.io/app/cardwise-ajty/luxembourg) - [Namibia](https://apptail.io/app/cardwise-ajty/namibia) - [New Zealand](https://apptail.io/app/cardwise-ajty/new-zealand) - [Peru](https://apptail.io/app/cardwise-ajty/peru) - [Senegal](https://apptail.io/app/cardwise-ajty/senegal) - [Uganda](https://apptail.io/app/cardwise-ajty/uganda) - [Uruguay](https://apptail.io/app/cardwise-ajty/uruguay) - [South Africa](https://apptail.io/app/cardwise-ajty/south-africa) - [Azerbaijan](https://apptail.io/app/cardwise-ajty/azerbaijan) - [Canada](https://apptail.io/app/cardwise-ajty/canada) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*