---
title: "Carmoola - Used Car Finance - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Carmoola, get your car finance sorted upfront!  In just a few taps, get a budget for your new wheels, walk into the dealership, and buy your dream car. Manage everything in one place, the Carmoola app"
---

# Carmoola - Used Car Finance — United Kingdom
> Swift & flexible car loans

![Carmoola App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/95/d9/95/95d995d5-1ce1-94b2-f2a3-88de27659b5e/AppIcon-0-0-1x_U007ephone-0-1-sRGB-85-220.png/434x0w.png)

**Developer:** [Carmoola Group](https://apptail.io/developer/carmoola-group-nMAc) (United Kingdom)
**Category:** Finance
**Rating:** 4.9/5 (5,353 ratings)
**Price:** Free
**Bundle ID:** com.carmoola.app
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 2.2.5 (released 2026-10-06)
**Original Release:** 2022-09-14
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1548955591)
**AppTail Page:** [https://apptail.io/app/carmoola-used-car-finance-yPx/united-kingdom](https://apptail.io/app/carmoola-used-car-finance-yPx/united-kingdom)

## Carmoola Description
Carmoola, get your car finance sorted upfront!

In just a few taps, get a budget for your new wheels, walk into the dealership, and buy your dream car. Manage everything in one place, the Carmoola app.

Why Carmoola?
- Find out how much cash you can splash in just 60 seconds
- Choose a car from reputable dealerships and online marketplace, and we’ll help you name it
- Spread the cost with a payment plan that suits you
- Need answers quickly? Carmoola’s UK-based support team is available every day from 8am til 8pm via phone, email, SMS or WhatsApp!


How does it work?
- Answer a few quick questions to find out how much you can spend
- Verify your ID with your full driving licence and a quick selfie
- Tell us about your new wheels and we’ll run a free history check for you
- Pay with your Carmoola card or send a Bank Transfer to the dealership in minutes
- Set up and manage your monthly finance payments in the app

And that’s it! Time to organise the road trip.


See if you can save money 
Got finance already? Did you know, you might be able to switch your current finance over to Carmoola and save money.

Representative 14.9% APR.


Carmoola is a car finance lender, not a broker, offering Hire Purchase (HP) and Personal Contract Purchase (PCP) car finance, allowing you to buy your car now and repay your loan monthly.

Hire Purchase (HP)
Budgets from £2,000 to £40,000
Borrow over 1 to 5 years
Buy a used car, or refinance your existing loan and save money
No mileage restrictions
Own the car once you’ve repaid your loan

Personal Contract Purchase (PCP)
Budgets from £4,000 to £55,000
Borrow over 1 to 4 years
Buy a used car (refinance not available)
Annual mileage restrictions
Pay the optional balloon payment at the end if you want to keep the car

Download the app today and start your application to see if you’re eligible for HP, PCP, or both!

Pay with Apple Pay
Add your Carmoola card to your Apple Wallet, and pay with your iPhone or Watch at the dealership!

---

Finance is subject to status and is only available to mainland UK residents aged 18 and over. Failure to keep up your repayments may result in your car being repossessed and your credit rating being negatively impacted, and may prevent you from accessing other financial products in the future. Any finance you may be offered by Carmoola will be based on your individual circumstances, affordability and credit profile. 


You can find our T&Cs here 

## Carmoola Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8d/88/3b/8d883b82-45b7-5023-5d88-cd9fc795f9f8/1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a1/3e/ab/a13eabb6-b8ec-3b45-d0fa-a2b0b9a5e63b/2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/76/b2/65/76b2653c-0736-c936-69a3-d93504224880/3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4f/49/c1/4f49c135-6622-b44b-a87a-1eb7c13c8f71/4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b3/b7/b6/b3b7b6b2-f3da-e4ba-115e-1f66baffa9b1/5.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5b/43/0b/5b430bd3-e757-7738-76a1-d39b057ae353/6.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d7/a4/3c/d7a43c5e-070e-8720-c31c-c65a22073d7a/7.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/69/16/17/691617ae-9a47-8951-3c7d-b5c5c253f886/8.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e2/46/ee/e246ee55-749a-a66c-6d13-0a48ec82ed8b/9.jpg/1242x2688.png)

## Carmoola Rating Breakdown in United Kingdom
- 5 stars: 4,978 (93%)
- 4 stars: 254 (5%)
- 3 stars: 39 (1%)
- 2 stars: 11 (0%)
- 1 stars: 71 (1%)

## Carmoola Reviews in United Kingdom

### ***** "Amazing - Highly Recommend"
Carmoola made my car financing experience so smooth and stress free! The app is so user friendly and the entire process was so quick and transparent from start to finish. I loved how flexible the loan options were and the approval process was honestly lightning fast. Their customer support team is incredibly responsive and helpful which is always a massive bonus. I couldn’t be happier with the service and I would definitely recommend carmoola to anyone looking for reliable car financing.
-- Miaminx2002, 2024-12-29

### ***** "The best car financing app on earth."
The best car financing app.
-- MwataK, 2024-12-27

### ***** "Quick smooth transaction"
My whole experience from start to finish has been quick and stressfree. After I finish the application, the same day I received the date to pick up the car customer support is always quick to respond And always treated me with a friendly service, thank you
-- Terryawilliams, 2024-12-22

### ***** "Used Car Finanace"
Brilliant service right from the start. App is really user friendly and they confirm all info super quickly. From the time of applying to actually having the finance in place took just over an hour. All this while lower APR than anywhere else. Highly recommend
-- Burbo87, 2024-11-25

### ***** "Refinance"
Had an great experience with the company and made refinancing my car so quick and easy and the communication from Sam was second to non, even on a Sunday morning! The app is so so simple to use. Runs rings around Any company I have used used in the past. HIGHLY recommend.
-- Lyds2074848, 2024-11-24

### ***** "The service"
Really good service
-- Billy whizz123, 2024-11-17

### ***** "Perfect"
Perfect service from start to finish. Very quick in arranging the finance!! Would definitely recommend
-- Ellie Cred, 2024-11-16

### ***** "Car finance"
Keep up the good work I have recommended a few friends and family to join,excellent service thank you very much
-- Kunakaalexnkosi, 2024-11-11

### ***** "So quick and easy to use"
Wanted to refinance pcp final balloon payment. Sorted out in minutes. Reasonable rates.
-- Pcpsettler, 2024-11-10

### ***** "Best customer service"
This is the best customer service experience I have ever had. The teams I have spoken to are so friendly and efficient. They don’t waste any time, and are very patient. I don’t ever write reviews but this is the first time I’ve been so pleased with something. From step 1 to the last step the whole process was easy and seamlessly. I’m so glad they gave me a chance, everyone usually declines me for credit but I’m glad Carmoola gave me a chance. Thank you so much for your service
-- cath_Weston, 2024-11-09

[View all Carmoola reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Carmoola Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #118 |

## Carmoola Discovered Keywords
- swift cars
- carmoola
- used car finance

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## Carmoola Available In
- [United Kingdom](https://apptail.io/app/carmoola-used-car-finance-yPx/united-kingdom)
- [United States](https://apptail.io/app/carmoola-used-car-finance-yPx/united-states)
- [Nigeria](https://apptail.io/app/carmoola-used-car-finance-yPx/nigeria)
- [Ireland](https://apptail.io/app/carmoola-used-car-finance-yPx/ireland)
- [Spain](https://apptail.io/app/carmoola-used-car-finance-yPx/spain)
- [South Africa](https://apptail.io/app/carmoola-used-car-finance-yPx/south-africa)
- [United Arab Emirates](https://apptail.io/app/carmoola-used-car-finance-yPx/united-arab-emirates)
- [Romania](https://apptail.io/app/carmoola-used-car-finance-yPx/romania)
- [Hong Kong SAR China](https://apptail.io/app/carmoola-used-car-finance-yPx/hong-kong)
- [France](https://apptail.io/app/carmoola-used-car-finance-yPx/france)
- [India](https://apptail.io/app/carmoola-used-car-finance-yPx/india)
- [Ghana](https://apptail.io/app/carmoola-used-car-finance-yPx/ghana)
- [Greece](https://apptail.io/app/carmoola-used-car-finance-yPx/greece)
- [Canada](https://apptail.io/app/carmoola-used-car-finance-yPx/canada)
- [Australia](https://apptail.io/app/carmoola-used-car-finance-yPx/australia)
- [Belize](https://apptail.io/app/carmoola-used-car-finance-yPx/belize)
- [Switzerland](https://apptail.io/app/carmoola-used-car-finance-yPx/switzerland)
- [Chile](https://apptail.io/app/carmoola-used-car-finance-yPx/chile)
- [China](https://apptail.io/app/carmoola-used-car-finance-yPx/china)
- [Colombia](https://apptail.io/app/carmoola-used-car-finance-yPx/colombia)
- [Cyprus](https://apptail.io/app/carmoola-used-car-finance-yPx/cyprus)
- [Czechia](https://apptail.io/app/carmoola-used-car-finance-yPx/czechia)
- [Germany](https://apptail.io/app/carmoola-used-car-finance-yPx/germany)
- [Denmark](https://apptail.io/app/carmoola-used-car-finance-yPx/denmark)
- [Dominican Republic](https://apptail.io/app/carmoola-used-car-finance-yPx/dominican-republic)
- [Algeria](https://apptail.io/app/carmoola-used-car-finance-yPx/algeria)
- [Ecuador](https://apptail.io/app/carmoola-used-car-finance-yPx/ecuador)
- [Estonia](https://apptail.io/app/carmoola-used-car-finance-yPx/estonia)
- [Egypt](https://apptail.io/app/carmoola-used-car-finance-yPx/egypt)
- [Finland](https://apptail.io/app/carmoola-used-car-finance-yPx/finland)
- [Grenada](https://apptail.io/app/carmoola-used-car-finance-yPx/grenada)
- [Guyana](https://apptail.io/app/carmoola-used-car-finance-yPx/guyana)
- [Croatia](https://apptail.io/app/carmoola-used-car-finance-yPx/croatia)
- [Hungary](https://apptail.io/app/carmoola-used-car-finance-yPx/hungary)
- [Indonesia](https://apptail.io/app/carmoola-used-car-finance-yPx/indonesia)
- [Israel](https://apptail.io/app/carmoola-used-car-finance-yPx/israel)
- [Iceland](https://apptail.io/app/carmoola-used-car-finance-yPx/iceland)
- [Italy](https://apptail.io/app/carmoola-used-car-finance-yPx/italy)
- [Jamaica](https://apptail.io/app/carmoola-used-car-finance-yPx/jamaica)
- [Jordan](https://apptail.io/app/carmoola-used-car-finance-yPx/jordan)
- [Japan](https://apptail.io/app/carmoola-used-car-finance-yPx/japan)
- [Kenya](https://apptail.io/app/carmoola-used-car-finance-yPx/kenya)
- [Cambodia](https://apptail.io/app/carmoola-used-car-finance-yPx/cambodia)
- [South Korea](https://apptail.io/app/carmoola-used-car-finance-yPx/south-korea)
- [Kuwait](https://apptail.io/app/carmoola-used-car-finance-yPx/kuwait)
- [Cayman Islands](https://apptail.io/app/carmoola-used-car-finance-yPx/cayman-islands)
- [Kazakhstan](https://apptail.io/app/carmoola-used-car-finance-yPx/kazakhstan)
- [Lebanon](https://apptail.io/app/carmoola-used-car-finance-yPx/lebanon)
- [Sri Lanka](https://apptail.io/app/carmoola-used-car-finance-yPx/sri-lanka)
- [Lithuania](https://apptail.io/app/carmoola-used-car-finance-yPx/lithuania)
- [Luxembourg](https://apptail.io/app/carmoola-used-car-finance-yPx/luxembourg)
- [Latvia](https://apptail.io/app/carmoola-used-car-finance-yPx/latvia)
- [Madagascar](https://apptail.io/app/carmoola-used-car-finance-yPx/madagascar)
- [North Macedonia](https://apptail.io/app/carmoola-used-car-finance-yPx/north-macedonia)
- [Mali](https://apptail.io/app/carmoola-used-car-finance-yPx/mali)
- [Macao SAR China](https://apptail.io/app/carmoola-used-car-finance-yPx/macau)
- [Malta](https://apptail.io/app/carmoola-used-car-finance-yPx/malta)
- [Mauritius](https://apptail.io/app/carmoola-used-car-finance-yPx/mauritius)
- [Mexico](https://apptail.io/app/carmoola-used-car-finance-yPx/mexico)
- [Malaysia](https://apptail.io/app/carmoola-used-car-finance-yPx/malaysia)
- [Nicaragua](https://apptail.io/app/carmoola-used-car-finance-yPx/nicaragua)
- [Netherlands](https://apptail.io/app/carmoola-used-car-finance-yPx/netherlands)
- [Norway](https://apptail.io/app/carmoola-used-car-finance-yPx/norway)
- [Nepal](https://apptail.io/app/carmoola-used-car-finance-yPx/nepal)
- [New Zealand](https://apptail.io/app/carmoola-used-car-finance-yPx/new-zealand)
- [Oman](https://apptail.io/app/carmoola-used-car-finance-yPx/oman)
- [Panama](https://apptail.io/app/carmoola-used-car-finance-yPx/panama)
- [Peru](https://apptail.io/app/carmoola-used-car-finance-yPx/peru)
- [Philippines](https://apptail.io/app/carmoola-used-car-finance-yPx/philippines)
- [Pakistan](https://apptail.io/app/carmoola-used-car-finance-yPx/pakistan)
- [Poland](https://apptail.io/app/carmoola-used-car-finance-yPx/poland)
- [Portugal](https://apptail.io/app/carmoola-used-car-finance-yPx/portugal)
- [Paraguay](https://apptail.io/app/carmoola-used-car-finance-yPx/paraguay)
- [Qatar](https://apptail.io/app/carmoola-used-car-finance-yPx/qatar)
- [Russia](https://apptail.io/app/carmoola-used-car-finance-yPx/russia)
- [Saudi Arabia](https://apptail.io/app/carmoola-used-car-finance-yPx/saudi-arabia)
- [Sweden](https://apptail.io/app/carmoola-used-car-finance-yPx/sweden)
- [Singapore](https://apptail.io/app/carmoola-used-car-finance-yPx/singapore)
- [Slovenia](https://apptail.io/app/carmoola-used-car-finance-yPx/slovenia)
- [Slovakia](https://apptail.io/app/carmoola-used-car-finance-yPx/slovakia)
- [Senegal](https://apptail.io/app/carmoola-used-car-finance-yPx/senegal)
- [El Salvador](https://apptail.io/app/carmoola-used-car-finance-yPx/el-salvador)
- [Thailand](https://apptail.io/app/carmoola-used-car-finance-yPx/thailand)
- [Tunisia](https://apptail.io/app/carmoola-used-car-finance-yPx/tunisia)
- [Türkiye](https://apptail.io/app/carmoola-used-car-finance-yPx/turkey)
- [Taiwan](https://apptail.io/app/carmoola-used-car-finance-yPx/taiwan)
- [Ukraine](https://apptail.io/app/carmoola-used-car-finance-yPx/ukraine)
- [Uganda](https://apptail.io/app/carmoola-used-car-finance-yPx/uganda)
- [Uruguay](https://apptail.io/app/carmoola-used-car-finance-yPx/uruguay)
- [Uzbekistan](https://apptail.io/app/carmoola-used-car-finance-yPx/uzbekistan)
- [British Virgin Islands](https://apptail.io/app/carmoola-used-car-finance-yPx/british-virgin-islands)
- [Vietnam](https://apptail.io/app/carmoola-used-car-finance-yPx/vietnam)
- [Suriname](https://apptail.io/app/carmoola-used-car-finance-yPx/suriname)
- [Armenia](https://apptail.io/app/carmoola-used-car-finance-yPx/armenia)
- [Angola](https://apptail.io/app/carmoola-used-car-finance-yPx/angola)
- [Argentina](https://apptail.io/app/carmoola-used-car-finance-yPx/argentina)
- [Austria](https://apptail.io/app/carmoola-used-car-finance-yPx/austria)
- [Azerbaijan](https://apptail.io/app/carmoola-used-car-finance-yPx/azerbaijan)
- [Barbados](https://apptail.io/app/carmoola-used-car-finance-yPx/barbados)
- [Belgium](https://apptail.io/app/carmoola-used-car-finance-yPx/belgium)
- [Bulgaria](https://apptail.io/app/carmoola-used-car-finance-yPx/bulgaria)
- [Bahrain](https://apptail.io/app/carmoola-used-car-finance-yPx/bahrain)
- [Bermuda](https://apptail.io/app/carmoola-used-car-finance-yPx/bermuda)
- [Brunei](https://apptail.io/app/carmoola-used-car-finance-yPx/brunei)
- [Brazil](https://apptail.io/app/carmoola-used-car-finance-yPx/brazil)
- [Botswana](https://apptail.io/app/carmoola-used-car-finance-yPx/botswana)
- [Belarus](https://apptail.io/app/carmoola-used-car-finance-yPx/belarus)

---

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