--- title: "Cashpal: Online Credit Loan - Reviews, Revenue and Downloads in Ghana | Apple App Store" description: "Welcome to Cashpal: No matter when or where, Cashpal provides instant credit loans, with flexible borrowing and repayments. Pay only for what you use, and manage your finances with ease. Cashpal Loa" --- # Cashpal: Online Credit Loan — Ghana > Loan up to 6,000 Ghanaian Cedi ![Cashpal App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/ab/44/6b/ab446bbf-4683-2d17-f279-cff314ce6d32/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.jpeg/400x400bb.jpg) **Developer:** [BHOKE FINANCE](https://apptail.io/developer/bhoke-finance-rKfiR) **Category:** Finance **Rating:** 4.3/5 (11,970 ratings) **Price:** Free **Bundle ID:** com.mb.cashpal.app.lending.as **Store:** Apple App Store **Country:** Ghana **Version:** 1.0.15 (released 2026-06-11) **Original Release:** 2025-06-05 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/gh/app/app/id6746786327) **AppTail Page:** [https://apptail.io/app/cashpal-online-credit-loan-BsNw/ghana](https://apptail.io/app/cashpal-online-credit-loan-BsNw/ghana) ## Cashpal Description Welcome to Cashpal: No matter when or where, Cashpal provides instant credit loans, with flexible borrowing and repayments. Pay only for what you use, and manage your finances with ease. Cashpal Loan Details: - Loan Limit: from GHC 100 to GHC 6,000 - Minimum Loan Term: 91 days - Maximum Loan Term: 180 days - Interest Rate: charge in 0.03% - 0.08% daily based on credit - Service Fee Rate: 3% of principal - Maximum Annualized Interest Rate: 36% (APR) Loan Calculation Example: Loan amount: 1,000 GHC Loan Term: 180 Days - Interest and fee Calculation: 1,000 * 0.05% * 180 + 1,000 * 3% = 120 GHC - Total Repayment Amount: 1,000 + 1,20 = 1,120 GHC - Annual percentage rate (APR) is 24.33% Why Choose Cashpal? - Easy Application: Apply anytime, anywhere, and get quick approvals. - Transparent Terms: Clear terms and conditions ensure you - Credit Building: Access loans with no hard credit checks, helping you save and build credit. - Easy Repayment: Flexible repayment options allow you to repay your borrowed funds on terms that fit your financial situation. - Flexible Loan Amounts: Increasing your loan limit and more loan options by repaying on time. Privacy Commitment: Your privacy is paramount. We never share your personal information without your explicit consent or sell your data to third parties. Contact Us: We continuously enhance our offerings to better serve you. If you have any questions or feedback, please reach out to us. Customer Service Email: cashpal@bhoketzloan.com ## Cashpal Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/07/ce/40/07ce4055-01f1-5ad6-9c9d-cdc0c4670916/StoreImg_1320x2868_1.jpg/1320x2868.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/78/b8/30/78b830fe-8e1c-1df5-118c-24a311870a4f/StoreImg_1320x2868_2.jpg/1320x2868.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b6/93/9a/b6939a34-2b52-0b1c-adaf-f42b0eeb8389/StoreImg_1320x2868_3_0611.jpg/1320x2868.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/06/ca/49/06ca4934-7f5f-5158-6361-bb65ec5b25e4/StoreImg_1320x2868_4.jpg/1320x2868.png) ## Cashpal Rating Breakdown in Ghana - 5 stars: 8,312 (69%) - 4 stars: 1,199 (10%) - 3 stars: 923 (8%) - 2 stars: 551 (5%) - 1 stars: 985 (8%) ## Cashpal Reviews in Ghana ### *---- "Poor communication" You give date for payment which is very short and come a day before the date to text with hash words, your service is very poor -- Bazaazolko, 2025-09-13 ### *---- "Threatening" This people will be threatening you that they will kill you and your parents if you are unable to pay within the due date. I will never recommend this app to anybody. They started threatening me even before the due date, they kept sending me threats day in day out. If I can even give them 0 star I would have given them. They will tell you that the due date for repayment is one month but after they send you the money then they give you only six days to pay your money. And they will charge you very highly. I was give a loan of 100 cedis and I was told to pay 146 cedis. -- kinghosly, 2025-09-12 ### *---- "The interest rate is too much" Try and reduce and the interest rate, it’s too high -- Monaj08, 2025-09-12 ### ***** "Legit" They’re very good ❤️🎉🥰 -- Stephzlove, 2025-09-11 ### *---- "High interest" The interest is too high -- wisdom wahab, 2025-09-10 ### *---- "Regret" Cheat!!! How u can I loan someone 100 and send 64 cds for me to pay 46 cds !!! Ur rate is too high I regret taken this loan ! -- Mzderby, 2025-09-09 ### *---- "Annoying" Does any know an alternate way to repay coz the app isn’t working and it’s so annoying I’m getting those silly messages -- Nk Hasmen, 2025-09-09 ### *---- "Bad reviews" Please why are you people scaring me or casting curses on me The time you gave me has not reached and you people are already giving me warnings and treating me What sort of behavior is that -- Lindaline Jessica, 2025-09-08 ### *---- "Useless loan app" Very useless with very high interest … it’s a scam -- Kweeeeeeee, 2025-09-06 ### *---- "Interest rate" The interest rate is too high and it very bad.Thank You -- rosysnowflik, 2025-09-05 [View all Cashpal reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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