Changed - Automate Debt Payoff

Do Debt Differently!

Published by: Changed
Downloads
Revenue

Description

"If you have Debt, you need this app" - Mark Cuban, Changed Investor
“…I already feel like it is helping me make a dent on my loan debt. It is super simple to use, and I enjoy checking to see how much I’m saving. I also love the updates they give you on how much you are saving when they send your round-up receipts. Overall, I think it’s a great resource!”
- Sam, a Changed member
“I’ve been able to send an extra $1,000 over the last year to my loans without effort! What a great idea. Using your spare change to pay your student loans.” -A review from Leslie
Roundup change, pay down your Credit Cards, Mortgage, Auto Loan, Personal Debt, or Student Loans, and Save with Stash My Cash. Get out of debt sooner, and save money with Stash My Cash! Download the app that has helped pay off over $60 Million worth of debt.
You have debt...we all do (including all of the founders of Changed), and it's the biggest burden in our lives. Committing to 10,15, 25, or 30 years of repayment is no joke. Changed shortens your repayment and gets you out of debt sooner.
How does The Changed App work?…
•Spare change roundups
Simply link your spending cards and we do the rest and save for you automatically. Changed aligns with your natural spending, makes small roundups to the next dollar, and applies the accumulated change toward your debt. Put your savings on Auto-Pilot!
•Stash My Cash
With Stash My Cash, you can automate your savings so you have some backup money in an emergency savings fund or you can set a goal to save for a big purchase. When you set up Stash My Cash, you can split your savings between paying off debt and saving. Or you can just send 100% of your savings to Stash My Cash. You're in control.
•Link Multiple Loans and Credit Cards
Changed covers all loan servicers. From Aidvantage, Rocket Mortgage, Mr. Cooper, Great Lakes, Huntington Bank, FLS, SoFi, MOHELA, Nelnet, Earnest, CommonBond, and many more. Link your loans and cards in your main hub and track your savings in your Changed dashboard!
•Boosting your savings
You also have the option to BOOST your savings directly in the app and knock out debt when you have an extra $20, $50 or $100 here and there.
•Scheduled your Boosts
Schedule transfers to save on your own terms. $15 every Friday? $1 every day? It's up to you and on your schedule.
•Automate savings and payments
Changed runs in the background to save for you and automatically send payments. Set-it-and-forget-it. Changed makes transfers to your personal FDIC-insured Changed account based on roundups from your everyday purchases. Once your Changed balance reaches your set threshold, we automatically send a payment to your loan servicer or credit card company to be applied as an extra payment! Whether you have a mortgage, student, auto, credit card, or personal loan, we're here for you. Sit back and take years off of your repayment!
•Rewards for Saving and sharing
Changed PERKS is the only program that rewards you for getting ahead of your debt. Earn points and bonuses for completing milestones in the app.
•Loan Resources
Resources to help you learn more about your debt and how to pay it off sooner.
**Average users save $60-$70/month in spare change roundups**
**Link multiple credit/debit cards to analyze for roundups**
**Changed starts at $4/mo**
**Roundups and savings are automatic! So are the time-and-money saving payments toward your loans or Stash My Cash!**
**Contact [email protected] if you have any questions! We’re here to help.**
Changed reduces the need to budget for additional payments toward your debt because it aligns with your natural spending and automates the whole process. Just use your credit/debit cards as you usually would and watch your accumulated change become a powerful tool to help pay down debt and be free from debt. Join the Payoff Debt Revolution and save thousands of dollars and gain years of your life back.
R.I.P. Debt!
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Changed FAQ

  • Is Changed free?

    Yes, Changed is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Changed legit?

    ⚠️ The Changed app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.

    Thanks for the vote

  • How much does Changed cost?

    Changed is free.

  • What is Changed revenue?

    To get estimated revenue of Changed app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.61 out of 5

4,008 ratings in United States

5 star
3,328
4 star
307
3 star
99
2 star
53
1 star
211
Ratings History

Changed Reviews

It’s been almost 2 months and I’m frustrated

Rockysmomma on

United States

It’s been almost 2 months and the app still is not functioning as intended. I paid for the year in full and the told me they won’t refund me even though the app isn’t usable at this time. Frustrated.

Trying so hard to be patient

Yvyvyvyvy on

United States

I have been using the app for almost two years. I am usually patient and empathetic when things happen that are out of a company’s control. I can only imagine the stress the people in charge are under right now. But I relied on this app to help me with my debt. The app is marketed to students taking out debt, some of the most financially vulnerable and naive people. I have a good bit of money that I have been saving up for two years that I cannot access. I have been patient for a while now but there’s only so much I can do when I can’t access my own money. I’m at a loss, like genuinely have no idea what to do because having faith in an app is so stressful. I feel dumb when I was only ever trying to be responsible.

Don’t use

ed02021 on

United States

They have issues with whoever “holds” the money and now I can’t withdraw money that I “saved” through the app.

Stay Away!

Chief kicker on

United States

Been waiting a month and still have not received my money. Do not trust this app with your funds.

Kiss your money good bye.

Betterlucktomorrow-rip on

United States

Cancelled my account and still haven’t received my money. Company is having technical issues and is pretty much holding everyone’s money. Chances of getting this back is slim.

Where are my funds????

Vonsniddlefritz on

United States

Haven’t had a transfer from my bank since the first week of May. Tried to transfer from changed to my bank and nothing there either. Sent numerous emails and NO replies. Very concerned that I may never get my money??!!! Also, the zen helped said you are not using them anymore so now there’s no way to reach you?

Not Worth Your Time

Klippy24 on

United States

I have been using this app for a couple of years. It used to work great, but now the transfers have stopped working. My last payment on my debts was on May 7th, which was almost a month ago. I reached out to customer support twice about two weeks ago to cancel/delete my account and get my funds returned, but I haven't heard anything back. I’m not sure what happened to this app, but it seems like they have less experienced/talented developers working on it now. Not worth your time.

App

Sparty32 on

United States

This could be a great App when it’s working properly. The transfer hasn’t worked for almost two weeks. I was told it should be up and running soon…NOT. Customer service is slow and generally takes about 24 hours before getting a response back. Very frustrating.

Changed nothing

McChelle on

United States

Very disappointed with this app. Never worked! I unable to sync to my bank. Support is automated so just a loop email chain with the same response that never fixed it. Waste of money… when I asked for a full refund. I was denied.

App doesn’t work, and I can’t get my money back

Frustrated with Changed app. on

United States

The app stopped transferring money from my bank account and currently I cannot transfer the money I do have it back out. Support did say it’s due to ongoing issues with their partner Synapse, but that isn’t my problem. My money is being held by this company and I’m not getting it back. Don’t waste your time with this app because they partner with unreliable companies.

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Keywords

Changed Competitors

Name
Qapital: Set & Forget Finances
Save. Invest. Share finances.
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Tally: Pay Off Debt Faster
Credit Card Manager & Planner
Ava: Build Credit History Fast
Save Money with Lower Interest
Grow Credit
Build Credit for Free
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Cambio: Rebuild today
Rebuild credit, save money
Grifin: Stock Where You Shop™
Positive, Daily Investing.
Tellus: Earn More Daily
Build wealth. No fees.
Chipper - Chip Away Debt Fast
Automate Debt Repayment

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App Info

Category
Finance
Publisher
Changed
Languages
English
Recent release
4.53 (2 days ago )
Released on
Jan 10, 2017 (7 years ago )
Last Updated
2 months ago
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