---
title: "Cheddar - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "GET PAID BEFORE YOU SPEND  Earn up to 10% instant cashback at Tesco, Sainsbury’s, ASDA, M&amp;S, Nike, Deliveroo and 200+ UK brands.  Unlike traditional cashback sites that make you wait 30–90 days, Chedd"
---

# Cheddar — United Kingdom
> Get paid before you spend

![Cheddar App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b5/95/9b/b5959b50-a3ed-569b-0dea-fd64f3e950e3/AppIcon-prod-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Cheddar Payments](https://apptail.io/developer/cheddar-payments-ExR)
**Category:** Finance
**Rating:** 4.8/5 (3,712 ratings)
**Price:** Free
**Bundle ID:** me.cheddar.app
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 3.10.1 (released 2026-09-14)
**Original Release:** 2022-02-07
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1551860445)
**AppTail Page:** [https://apptail.io/app/cheddar-SoG/united-kingdom](https://apptail.io/app/cheddar-SoG/united-kingdom)

## Cheddar Description
GET PAID BEFORE YOU SPEND

Earn up to 10% instant cashback at Tesco, Sainsbury’s, ASDA, M&amp;S, Nike, Deliveroo and 200+ UK brands.

Unlike traditional cashback sites that make you wait 30–90 days, Cheddar pays you before you shop.

• Buy a gift card in seconds.
• Get cashback instantly.
• Pay with the gift card in-store or online
• Redeem anytime. No fees. No minimum.

Rated 4.8 from 3,000+ reviews
Winner: Best App – Open Banking Expo Awards 2025
Winner: Best Newcomer – British Bank Awards 2024

HOW IT WORKS

1. Download free - no ID required
2. Choose a brand you already shop at
3. Buy a digital gift card in seconds
4. Cashback is added instantly
5. Use the gift card like your debit card
6. Redeem cashback to your bank anytime

That’s it. No waiting. No tracking. No rejected claims.

WHERE YOU CAN EARN

GROCERIES
Tesco (up to 5%)
Sainsbury’s (up to 4.25%)
ASDA (up to 3%)
Morrisons, M&amp;S, Iceland, Farmfoods

COFFEE &amp; DINING
Costa (up to 10%)
Starbucks
Caffe Nero
Pizza Express

TAKEAWAY
Deliveroo
Just Eat
Uber Eats

FASHION &amp; RETAIL
Nike
Adidas
JD Sports
Footlocker
Boots
Argos
Currys
Boohoo

HOME
Ikea
B&amp;Q
Dunelm
The Range

TRAVEL
Airbnb
Uber
Trainline
Eurostar

Plus 200+ more UK retailers. Rates vary by brand.

WHY CHEDDAR?

• Instant cashback - paid before you shop
• No waiting 30–90 days
• No tracking issues
• No fees ever
• Works in-store and online
• Cash earnings - not points
• Only £5 minimum redemption

SMART FEATURES

PERSONALISED SAVINGS
Securely link a bank account (optional) for insights on where you could earn based on your real spending.

RELOADABLE GIFT CARDS
Top-up the same card multiple times for weekly shops.

SPENDING INSIGHTS
Track spending categories and see your maximum saving potential.

CASHBACK BOOSTS
Unlock higher rates when you use Cheddar regularly.

SAFE &amp; SECURE

• FCA authorised and regulated
• Bank-level encryption
• Secure open banking connections
• No credit checks
• GDPR compliant

PERFECT FOR

- Weekly groceries
- Regular takeaways
- Coffee runs
- Fashion purchases
- Family budgets
- Everyday spending

Stop paying full price.
Start getting paid before you spend.

Download Cheddar today.

## Cheddar Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2b/d8/f6/2bd8f6cc-f89f-b39a-ca5e-bc0f096c12d3/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/30/af/07/30af079c-7fa7-1dee-cacc-2e2342c3da83/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/33/7f/f9/337ff9c2-3bc2-372d-57a5-8d597df19006/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d3/47/0e/d3470ee2-85b3-3c83-8004-88fda5ab02df/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d4/53/92/d45392ad-98d1-137b-1f04-56802e8e1a89/5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/64/05/a8/6405a895-c76b-ef45-9f0c-dbb3e0730f9d/6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/43/f9/36/43f9361c-5548-523e-b1f3-e6df774830da/7.png/1242x2688.png)

## Cheddar Rating Breakdown in United Kingdom
- 5 stars: 3,323 (90%)
- 4 stars: 187 (5%)
- 3 stars: 63 (2%)
- 2 stars: 35 (1%)
- 1 stars: 104 (3%)

## Cheddar Reviews in United Kingdom

### *---- "Stole my money"
I bought a £10 cafe Nero gift card and never used it. It never loaded on the app and at the time I never thought anything of it. When I finally came round to use it, it had £0 on it.
-- Asmoosy, 2024-12-28

### **--- "Takes too long to reach cash out amount"
Don’t bother x
-- Mil1334, 2024-12-27

### *---- "They want bank account access"
After asking to verify my email, phone number, and then forcing me to give them access to my bank account the cashback rates are lower than offered by other apps who don’t require you to link your bank account! I closed my account immediately afterwards, it doesn’t make sense to give them access to so much of your personal data when they’re offering you worse rates than elsewhere too
-- HarryHightower, 2024-12-26

### *---- "Noo they"
No they never alerted me by email about any credit Expiring they don’t do much of the 90days Cashback when u use you’re card in places like Starbucks  and I find it unhelpful when there’s no mandated pin for the app when logging in to use the app.  They got rid of Krispy Krem donut shop voucher even tho it did work if u was logged out of KrispyKrem or how ever u spell it.  I think there’s prob more they could do for the app but apart from that it’s not as good now nor ever
-- anthony1122883, 2024-12-21

### ****- "Great app"
Great app and would be 5 stars if they have added payments with AMEX! Thank you :)
-- Maria_K44, 2024-12-02

### *---- "can’t use code while registering"
Just 5 pounds🙃
-- michaelwang66, 2024-12-02

### *---- "Seems greedy"
Takes ages to earn cashback. There’s a high limit before you can redeem. If you don’t redeem quickly enough, they steal your cash back for themselves. I’ve deleted due to this.
-- AndyEnrique, 2024-11-26

### ***** "If I could rate higher I would."
My story with Cheddar started around 3 months ago now. I was on holiday and bought an Air b n B gift card. Went to book my accommodation and they wouldn’t allow me due to fears of a ‘party’. I might only be 33 but my party days are truly over! I was stranded in France and had to rebook using a different site. Spending twice the money!!

I reached out to cheddar to inform them of what Air b n B had done. This complaint was then picked up by the owner of cheddar who personal called me to advise this wasn’t good enough. He took the time to speak to me as a human being and promised me he would personally help me. He went on a journey for around 2 months and fought my corner relentlessly. Yesterday cheddar moved me my money back. I honestly cannot recommend this company more. The owner went above and beyond and trust restored my faith in humanity. Thank you will never be enough but thank you anyway.
-- lamb23455, 2024-11-20

### ***** "Great app"
Easy to use and redeem cash earned.
-- Sophieandkay, 2024-10-31

### ***** "Easy to use and make money"
Instant use gift cards are a game changer . Making money while shopping really adds up . I search cheddar now before making any purchase .  £5.14 made in one day . Win win
-- Wendywoo0206, 2024-10-22

[View all Cheddar reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Cheddar Discovered Keywords
- cash back app
- cashback rewards
- cashback uk
- topcashback
- jam doughnut
- cheddar
- cashback
- get cashback
- instant cashback

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