--- title: "CheQ: Bills, Credit Card & UPI - Reviews, Revenue and Downloads in India | Apple App Store" description: "What if paying your bills could actually pay you back? Welcome to CheQ — India's most rewarding credit card bill payment platform. Join 30 lakh+ users who earn rewards every month by paying their cr" --- # CheQ: Bills, Credit Card & UPI — India > Easy Repayments, Real Rewards ![CheQ App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/73/8a/90/738a90ed-3cfc-78ec-a328-283ae2b1a074/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png) **Developer:** [CheQ Digital Private](https://apptail.io/developer/cheq-digital-private-avFd) **Category:** Finance **Rating:** 4.2/5 (10,011 ratings) **Price:** Free **Bundle ID:** one.digital.cheq **Store:** Apple App Store **Country:** India **Version:** 5.2.7 (released 2026-10-30) **Original Release:** 2022-12-15 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6444677365) **AppTail Page:** [https://apptail.io/app/cheq-bills-credit-card-upi-SERj/india](https://apptail.io/app/cheq-bills-credit-card-upi-SERj/india) ## CheQ Description What if paying your bills could actually pay you back? Welcome to CheQ — India's most rewarding credit card bill payment platform. Join 30 lakh+ users who earn rewards every month by paying their credit card bills on CheQ. Manage all your credit card bills in one place & earn 1% CheQ Chips on every bill payment, which you can redeem to: Get discounts on upcoming bill payments Redeem vouchers from top brands like Amazon, Flipkart, Myntra, & more Redeem Chips for premium products like iPhone, PS5 & more during special offers. What can you do on CheQ? • Credit Card Bill Payments Pay your credit card bills seamlessly & earn rewards on every payment. • Instant Settlement Payments are instant & typically settled within 2 minutes. • Rewarding RuPay UPI Payments Scan. Pay. Earn 1.5% CheQ Points on all RuPay payments on UPI. Make bill payments 3X faster with CheQ UPI. • Utility Bill Payments with Credit Card Pay important bills using your credit card: Electricity FASTag recharge Insurance Water Mobile prepaid LPG cylinder Landline & broadband Quick tip: Use CheQ Chips to get discounts on utility bill payments, too. • Pay Rent with Credit Card • Education Fee Payments with Credit Card Pay: Tuition fees, School fees, College fees • CheQ Wisor Get personalised insights on how to optimise your credit cards with India's first Credit Card expert. • CheQ Insta Cash Access unsecured & secured credit offerings: Personal loans starting at 14% Loan Against Mutual Funds up to ₹5,00,00,000 with interest rates starting 10.49% • Get India's First LED Credit Card: CheQ AU Lifetime Free Credit Card Earn 12% Points on paying your utility bills, flight & hotel bookings, & on your favourite brands like Amazon, Flipkart, Unicorn Stores (Apple), Zomato & BigBasket. Get 5% rewards on 10,000+ brands like Myntra, Zepto, Uber & more across dining, travel, shopping & beyond. Earn 2.5% on CheQ UPI Earn 1% on everything else. • Book Flights & Hotels on CheQ Travel (only for CheQ AU Credit Card Holders) Get 12% rewards on flight & hotel bookings. Book at zero cost using CheQ Points. Enjoy the lowest fare guaranteed on every trip & stay Payments you can trust CheQ uses PCI DSS & CICRA-certified payment security protocols. All transactions are encrypted & protected end-to-end. Privacy Policy Our partner NBFCs Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited) Amica Finance Pvt. Ltd Poonawalla Fincorp Limited What we offer Min & Max Repayment Period: 3 to 84 months APR: 13.5% - 45% Sample Personal Loan Calculation: Let's say you borrow ₹5,00,000 for 3 years, then: Processing fee (3% of loan amount + 18% GST) cost to: ₹17,700 Interest rate: 20% p.a. (on reducing principal balance interest calculation) Your EMI will be: ₹18,582 Total amount to be paid: ₹18,582 x 36 = ₹6,68,952 Total interest paid: ₹1,68,952 Total cost of loan: ₹1,68,952 + ₹17,700 = ₹1,86,652 APR (Annual Percentage Rate): 21.92% Eligibility for Personal Loan: Age: 21-55 yrs Minimum in-hand monthly salary requirement: ₹25,000 above Nationality: Indian Eligibility for Loan against Mutual Fund: Age: 18-65 yrs Minimum Portfolio Size: ₹50,000 Nationality: Indian Interest rate for Loan against Mutual Fund: 10.49% Per Annum We support cards issued by HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, Yes Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, DBS Bank, South Indian Bank, American Express, HSBC Bank, etc. We support all cards issued on the VISA, Mastercard, RuPay, & Diners Club Networks. Contact Us: We're here to solve your concerns & value your feedback. Reach out to us at support@cheq.one. CheQ: Credit Card Bill Payments | CheQ Chips, Rewards & Cashback | Rent and Education Fee Payments with Credit Card | Unsecured Personal Loans with the lowest interest rates | Apply for CheQ AU Credit Card ## CheQ Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f8/12/29/f81229dd-00bd-193b-dc2d-28b8e2b3ee3d/1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f7/50/e7/f750e712-9589-a23d-0784-651baba317f3/2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/82/a6/fd/82a6fdd6-0a0d-dcff-0a33-f6ec890abb0d/3.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5d/f2/96/5df296b5-b54e-2397-a057-96839d1fbfa4/4.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7a/31/3c/7a313c11-a712-3936-9f24-0d10998eb5a0/5.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/00/3a/ed/003aed0d-dbeb-f860-857a-7902c8803693/App_Store_Creative_6.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/76/07/28/760728ed-070b-e10d-e148-773d54073d1e/7.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/51/1e/ff/511eff7a-8059-7d49-4aec-2bdcbfd1b225/8.png/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/18/93/00/189300e1-2113-7c37-1e20-9c52567bf698/9.png/1242x2688.png) ## CheQ Rating Breakdown in India - 5 stars: 6,932 (69%) - 4 stars: 1,134 (11%) - 3 stars: 274 (3%) - 2 stars: 178 (2%) - 1 stars: 1,493 (15%) ## CheQ Reviews in India ### *---- "Worst and Disappointing" Better to use mobiwiki app as of now…This app will be no more useful to any one and will lose its credibility and customers very soon…seems it can’t sustain in market and will disappear…initially it was good…but now it’s disgusting…useless coins and use less copouns….those coupons are avilable out side for free…I’m uninstalling the app very soon…previously cheq is the best app then CRED…bt now undoubtedly CRED is much better then this…hope some other better apps will come in to market which are much better then these. -- Gandreti Prasanna Kumar, 2024-12-30 ### *---- "Issue" Please please give option to pay through any upi if i press gpay it directly goes to my googlrpay app plz give update to any upiid so i can pay with other accounts in other mobile upi give update to any upi id system How can one have money only in his account give upi id anyone update -- Go minsi, 2024-12-27 ### *---- "Don’t use this app. Very very disappointment" No response from customer side. I paid rent through credit card amount was debited in card limit but not credited in bank account. They said wait for 2 -3 days . I waited for 3 days. After that they said it will be refunded. I m not able to use my credit limit for 6 days . They used my money without interest for 6 days. Very bad app -- ayyadurai k, 2024-12-27 ### *---- "Don’t like the offers" I don’t like the offers, the coupons which CheQ provide using chips coins are already available in apps,such as they provide “ Myntra 500₹ off on order above 2500₹ “coupon in 125 coins which is already present on myntra. CheQ only provide useless coupons 👎👎👎 -- …………………..User, 2024-12-26 ### *---- "Worst CC payment App" I’ve paid House rent using the app but the money has not been deposited into the account and its been 3 days Ive tried to contact their support team but that’s the most useless service Usually it takes 24 hours in cred Not using this app Anymore -- Cheq Fraud, 2024-12-14 ### *---- "Chips expired in 1 month" I had cheq chips which got expired in one month . I was given no notification , also there is no service in app to see chips history and expiry. -- PrinceMittal07, 2024-12-13 ### *---- "Fraud app" Worst experience cred is 1000 times better than this -- Shakoddin, 2024-12-13 ### *---- "Scammers" In application u guys write instant transfer but when transaction is done u guys block money for 2-3 days NYC scheme of doing fraud with public money. -- Gdyvdhh, 2024-12-10 ### *---- "Wrost app" One of the wrost app for credit card payment -- S shri, 2024-12-09 ### *---- "After recent update app is worst" User cant pay bill in advance they need to wait for bill generation then only it will allow to pay bill If some user wants to pay bill in advance that option was there earlier -- Riteshpatil13, 2024-12-09 [View all CheQ reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## CheQ Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #121 | ## CheQ Discovered Keywords - cheq - credit bill payments ## Apps Similar to CheQ - [HSBC India](https://apptail.io/app/hsbc-india-COq/india) - [CIBIL® Score & Report](https://apptail.io/app/cibil-score-report-TDu/india) - [Jupiter: Cards, UPI, Banking](https://apptail.io/app/jupiter-cards-upi-banking-MXu/india) - [Fi Money-Savings, Cards, Loans](https://apptail.io/app/fi-money-savings-cards-loans-tBw/india) - [AU 0101: Mobile Banking App](https://apptail.io/app/au-0101-mobile-banking-app-uHw/india) - [BharatPe UPI Payment, Loan App](https://apptail.io/app/bharatpe-upi-payment-loan-app-KqA/india) - [Niyo: Global cards for travel](https://apptail.io/app/niyo-global-cards-for-travel-Pvnb/india) - [BharatNXT:Business Payment App](https://apptail.io/app/bharatnxtbusiness-payment-app-tctb/india) - [BOBCARD: Credit Card & Rewards](https://apptail.io/app/bobcard-credit-card-rewards-RxWd/india) - [Uni Cards](https://apptail.io/app/uni-cards-HVue/india) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*