--- title: "Chinmay - Personal Loan App - Reviews, Revenue and Downloads in India | Apple App Store" description: "Online Loan App for Instant Personal Loan & Loan Against Mutual Funds Chinmay Finlease Limited is a trusted digital loan app offering Instant Personal Loans and Loan Against Mutual Funds to meet indi" --- # Chinmay - Personal Loan App — India > Instant Loan App ![Chinmay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/63/09/25/63092549-e010-576f-a6b4-ad5f4fa7c7e9/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [CHINMAY FINLEASE](https://apptail.io/developer/chinmay-finlease-ErTf) **Category:** Finance **Rating:** 4.4/5 (2,509 ratings) **Price:** Free **Bundle ID:** com.fintechchinmay **Store:** Apple App Store **Country:** India **Version:** 2.3.101 (released 2026-11-05) **Original Release:** 2024-01-31 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6476261363) **AppTail Page:** [https://apptail.io/app/chinmay-personal-loan-app-KBgp/india](https://apptail.io/app/chinmay-personal-loan-app-KBgp/india) ## Chinmay Description Online Loan App for Instant Personal Loan & Loan Against Mutual Funds Chinmay Finlease Limited is a trusted digital loan app offering Instant Personal Loans and Loan Against Mutual Funds to meet individuals' financial needs through a 100% digital and paperless loan process. Whether you need a quick online loan for emergencies or wish to unlock the value of your mutual fund investments without redeeming, our loan app provides a hassle-free way to borrow digitally. Chinmay Finlease Limited is an RBI-approved NBFC, registered under registration No. B.01.00558 and have been serving every individual across India since 11 December 1996. With 25+ years of lending experience, we adhere to strict data protection and regulatory norms, ensuring your personal and financial information is always safe & secure. Instant Personal Loan Online Loan Details • Loan Amount: ₹10,000 - ₹5,00,000 • TAT: 15 minutes • Repayment Tenure: 3 to 18 months • Interest Rates: 28% p.a. to 36% p.a. Eligibility Criteria • Indian Resident • Salaried professionals aged 21 to 55 years • Minimum monthly salary of ₹25,000 • Credit Score of 600 and above Documents Required • Aadhaar Card • PAN Card • Last 3 months’ salary slips or bank statements APR Disclosure & Associated Charges - Interest Rate: 28% p.a. to 36% p.a. - Annual Percentage Rate (APR): Up to 36% - Processing Charge: 5% of loan amount - Documentation Charge: 1.5% of loan amount - Online Convenience Charge: ₹200 - Bounce Charge: ₹500 per occurrence Notes: GST and other applicable charges may be levied in addition to the above charge structure. Illustrative Calculation Loan Amount= ₹30,000 Interest Rate= 28% p.a. Loan Duration= 180 Days Total interest on the personal loan= ₹4,142 Processing charge (5% of the loan amount) + Documentation charge (1.5% of the loan amount) + Online Convenience charge (₹200) = ₹2,150* 18% GST = ₹387 Total Deductions (Processing charge + Documentation charge + Online Convenience charge + GST)= ₹2,537 Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,463 Total Repayable Amount (Loan Amount + Interest)= ₹34,142 *Processing charge, Documentation charge, and Online Convenience charge are deducted upfront at the time of loan disbursal. Loan Against Mutual Funds Loan Details • Loan Amount: ₹10,000 - ₹3,00,000 • Repayment Tenure: 365 days • Interest Rate: 18% p.a. Eligibility Criteria • Indian Resident • Age between 18 and 60 years • Holder of eligible mutual fund investments of 20,000/- Documents Required • Aadhaar Card • PAN Card • Registered mobile number & email address linked to your investments APR Disclosure & Associated Charges - Interest Rate: 18% p.a. - Bounce Charges: ₹500 per occurrence - Processing Charge: 3.50% of loan amount - Documentation Charge: 1% of loan amount - Online Convenience Charge: ₹200 - Pledge & Unpledge Charge: As per RTA Notes: GST will be added to the above charges as applicable. Illustrative Calculation Loan Amount= ₹50,000 Interest Rate= 18% p.a. Loan Duration= 180 Days Total interest on the LAMF= ₹4,438 Processing charge (3.50%) + Documentation charge (1%) + Online Convenience charge (₹200) + Pledge & Unpledge charge (₹600) = ₹3,050 18% GST = ₹549 Total Deductions (Processing charges + Documentation charges + Online convenience charge + Pledge & Unpledge charge + GST)= ₹3,599 Net Disbursed Amount= Loan Amount - Total Deductions= ₹46,401 Total Repayable Amount (Loan Amount + Interest)= ₹54,438 Disclaimer: Final terms are subject to your credit profile and risk assessment. Why choose Chinmay? Instant Approval Quick Eligibility Check Safe & Transparent Paperless Process Simple Repayment Contact us: Email: support@chinmayfinlease.com Call: 7600012589 Address: 3rd & 4th Floor, House 14, Times Corporate Park, Thaltej, Ahmedabad, 380059 T&C Applied! ## Chinmay Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3b/36/32/3b36321c-9279-2ac2-38ef-2bec31cb54eb/Trusted_Loan_App_in_India.png/1290x2796.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/55/3a/b6553abd-2c86-aff0-8ede-6f7d22946930/Online_Loan_App.png/1290x2796.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/96/99/9b/96999bfd-3e01-ffce-f0a1-2480b1198c15/Personal_Loan_against_Mutual_Funds.png/1290x2796.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d6/69/d2/d669d2ea-d1da-c048-6d10-20a1da40fc03/Get_Emergency_Loan.png/1290x2796.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/65/fe/6d/65fe6dbe-9edf-d724-f67a-fb5f8d08a11d/Pre-approved_Personal_Loan.png/1290x2796.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/21/83/12/2183128f-b09f-8ab6-486b-359a2b42d3f0/Flexible_Repayment.png/1290x2796.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d3/35/54/d3355493-41eb-d0f3-01c9-428be9859b54/RBI_Registered_Loan_App.png/1290x2796.png) ## Chinmay Rating Breakdown in India - 5 stars: 1,997 (80%) - 4 stars: 139 (6%) - 3 stars: 38 (2%) - 2 stars: 29 (1%) - 1 stars: 306 (12%) ## Chinmay Reviews in India ### *---- "Worst loan app" Before they will say other rules and regulations once the loan is disposed they will say other rules and regulations even they will collect the higher interest after emi paid they will mention the part payment and in CIBIL they will mention settlement done worst app don’t take the loan in the app -- Loan king app, 2025-01-07 ### ***** "If you need emergency immediately u should go with this app" Osm really when I was not able to arrange money when loans was not approving loan for approved from this love this app -- NandiNandy, 2025-01-06 ### *---- "High rates of interest" Not flexible -- Chakri.winz, 2025-01-04 ### *---- "unnecessary payment deductions by this application and harassment messages send by them" unnecessary payment deductions by this application and harassment messages send by them -- Rajesh120, 2025-01-01 ### ****- "Great experience with chinmay" Except interest rates all good instant disbursal -- Banumathi15, 2024-12-31 ### *---- "Worst service" It’s not instant loan ..they are taking too much time to credit your account (2 days ) -- Sarath Ramakrishnan, 2024-12-28 ### *---- "🤯10% interest per month" This is beyond loot. When in urgency, they charge you so high blaming you are new. Processing fees is next level scam. Tried calling chatting customer care, no response. Wow!! This company is bragging they are RBI registered, but they are charging you like a gangster. This is cruel interest & in times of emergency, they want to sit on dead. Instead of helping, they are taking your help that too a heavy chunk of hard earned money. Haram lagega tum ko itna costly interest loan. We take loan in urgency, not salaried people are running a business, this is not even taken by businesses. They are looting you especially in your hardtimes. My hex has been delivered to you already. I transfer all my bad luck to you & your company, may you never rest in peace. -- mAck_tm_, 2024-12-28 ### ***** "Nice" Good loan application it help Me a lot when I am in need with low interest rate . With a quick disbursement -- Babbu0808, 2024-12-27 ### ***** "Tapeshwar yadav" It’s one of the awesome applications for loan keep doing the great work. -- Try@1616, 2024-12-23 ### ***** "User friendly app and easy allocation" I use this app and availed loan from them. The app is user-friendly very quick, and it’s very easy to access. The process is also very fast in allocating the funds. -- Lokesh Sarna, 2024-12-21 [View all Chinmay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Chinmay Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #173 | ## Chinmay Discovered Keywords - personal loan app - chinmay --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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