---
title: "Chola One: Digital Lending App - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Chola One is one stop shop for all the informational and transactional services related to CSEL Overdraft (OD) Personal Loan and Business Loans, SBPL Loan, Home Loan and Loan Against Property Loan.  T"
---

# Chola One: Digital Lending App — India
> Chola One

![Chola One App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/9c/2d/b8/9c2db845-54ba-7114-f5d1-209e10caf131/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Cholamandalam investment and finance company](https://apptail.io/developer/cholamandalam-investment-and-finance-company-YJQc)
**Category:** Finance
**Rating:** 3.4/5 (335 ratings)
**Price:** Free
**Bundle ID:** com.chola.one
**Store:** Apple App Store
**Country:** India
**Version:** 3.7 (released 2026-07-20)
**Original Release:** 2024-07-17
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6505143802)
**AppTail Page:** [https://apptail.io/app/chola-one-digital-lending-app-DcJq/india](https://apptail.io/app/chola-one-digital-lending-app-DcJq/india)

## Chola One Description
Chola One is one stop shop for all the informational and transactional services related to CSEL Overdraft (OD) Personal Loan and Business Loans, SBPL Loan, Home Loan and Loan Against Property Loan.

The loan process is 100% online with no paper work and easy loan process. You can get your loan hassle-free in just a few simple steps.

We regularly update our loan app with new features and latest interest rates, so you can be sure that you&#039;re getting a good deal with the Chola one. 

Our New instant loan app 2024 is designed to make it easy for you to get the financial support you need quickly. 

The following features are available and included in the iOS version

	•	Splash screens
	•	Login page with OTP authentication and Logout feature
	•	Home page for both existing and new to Chola users
	•	Pay Now feature
	•	View customer detail feature
	•	Service Requests module for viewing, raising, and tracking requests
	•	My Documents section

## Chola One Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/29/d8/64/29d864a7-de05-cc74-eee5-f0fedb3c1e3d/8.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6a/e0/cd/6ae0cde8-0e15-ed8f-b6d6-8b343c206546/7.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/8c/02/a58c0213-14c3-5bd9-803e-8029cdd95c8a/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a5/a5/c0/a5a5c0c0-e437-3f1b-61a8-3b1d2c9ac28b/2.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e8/ff/44/e8ff4483-d5ff-9fa6-79dd-4263d0d66976/2.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7c/05/37/7c053728-75d5-53e4-1030-99eea109b4e5/4.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3a/41/e8/3a41e87e-ca29-1ead-d44d-e93bbbfb2769/5.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/92/95/ca929509-d939-0097-2c9a-ebb9927cf88b/6.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ec/78/0c/ec780c84-066f-2488-8554-16b6b5dacc3e/9.png/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ff/41/6b/ff416baf-bb75-3c02-da81-f7a2ebf9235e/10.png/1242x2688.png)

## Chola One Rating Breakdown in India
- 5 stars: 176 (53%)
- 4 stars: 28 (8%)
- 3 stars: 7 (2%)
- 2 stars: 8 (2%)
- 1 stars: 116 (35%)

## Chola One Reviews in India

### *---- "."
Fraud application
-- Shubi gawade, 2025-01-08

### *---- "Worst services from day 1 onwards. No proper information from the staff."
Now my home loan is showing as active in app for 20 lakhs since Dec 30. still amount is not credited to my account . They have charged 12000+5000 even before processing the loan . And also unnecessary health insurances.
-- venuyadav, 2025-01-07

### ***** "Excellent service"
Excellent service provided by Ms Nancy to complete the process.
-- VyasUS, 2024-12-17

### ***** "Loan"
Quick and fast
-- Afootn, 2024-11-21

### *---- "Bad experience"
The person called me misleads me throughout the whole call conversation.
-- babar azam 0101011, 2024-11-19

### *---- "The unprofessional organisation"
I had applied the loan and it took 20 days to disburse the amount after many follow-ups. They don’t respond your call. There is no proper communication. The employee of Chola are unprofessionals.They irritated me asking repeated questions. And there rate of interest is high and I paid 52500 for 9 lakhs loan .
Very bad experience with the CHOLA MANDALM FINANCE
-- bu_nu, 2024-11-17

### *---- "Worst service"
Worst service
-- Sriharsha Penke, 2024-11-14

### *---- "You’ll be ripped off if you take loans from chola"
Don’t get loans from non banking finance. Unnecessary charges, 1000-2000 fine if you miss an EMI. Then penalty charges extra at the end. They’re just scammers
-- P Simar, 2024-10-23

### ***** "Transparent and affordable interest rates by chola"
Thank you for best financial services in terms of transparency of charges and instant approval and sanction of loans…
-- Sana Vivek, 2024-10-08

### *---- "The harass me by making 100 calls daily"
Their app doesn’t work but you get 100 messages and calls saying that you have left the loan in between the process Iam getting calls daily and its been 50 days that app technical glitch before selfie is not yet resolved and their customer services says ghey ate taking care and these idiots don’t even transfer the call nonsense app please dnt trust as they are fooling you
-- Harshasree, 2024-10-07

[View all Chola One reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Chola One Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #152 |

## Chola One Discovered Keywords
- chola one
- digital lending app



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