---
title: "Chqbook - Reviews, Revenue and Downloads in India | Apple App Store"
description: "India's First #Neobank for Small Business Owners! Download the Chqbook app and Make your Small Business Big  Why must you download the Chqbook App? 100% Free, Safe and Secure, Made in India with Love "
---

# Chqbook — India

![Chqbook App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple125/v4/7a/40/b7/7a40b793-28e1-f0a2-1e7a-0a1c9055b352/AppIcon-0-0-1x_U007emarketing-0-0-0-7-0-0-sRGB-0-0-0-GLES2_U002c0-512MB-85-220-0-0.png/400x400bb.png)

**Developer:** [Chqbook](https://apptail.io/developer/chqbook-ZWac)
**Category:** Finance
**Rating:** 4.3/5 (164 ratings)
**Price:** Free
**Bundle ID:** com.chqbook.customer
**Store:** Apple App Store
**Country:** India
**Version:** 2.5.0 (released 2021-10-15)
**Original Release:** 2019-03-21

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1453655020)
**AppTail Page:** [https://apptail.io/app/chqbook-yLTb/india](https://apptail.io/app/chqbook-yLTb/india)

## Chqbook Description
India's First #Neobank for Small Business Owners!
Download the Chqbook app and Make your Small Business Big

Why must you download the Chqbook App?
100% Free, Safe and Secure, Made in India with Love

Chqbook is India's first Neobank for small business owners like Kiranas, Merchants, Chemists, and all others proprietorship businesses. Chqbook is the first in India to offer the power of a financial control centre to 60 million small business owners, as they emerge from the effects of the pandemic. It brings together banking, lending, khata, insurance & rewards.

Chqbook Khata
• Free Digital Khata to manage your customers, suppliers & orders
• Manage udhaar of your customers using Digital bahi khata
• Send reminders to your customers on SMS and WhatsApp
• Collect payments from customers by sending UPI payment links
• Create orders and send to your suppliers
• Create a free business card and share on WhatsApp.
• Get easy transaction statements
• Earn rewards on daily transactions
• Available Hindi, English, Hinglish Kannada, Telugu, Marathi & Bengali

Banking
• Banking made easy with Instant Fund Transfers
• Share bank details with IFSC in an easy and simple format using WhatsApp or SMS
• Easy account statements for viewing on your mobile phone
• Open a new Current Account with ICICI Business Banking
• Link your existing ICICI Bank Current Account 
• Earn Rewards on daily current account transactions
• Safety & Security of India's Largest Private Sector Bank
• Secure Biometric Access, mobile-friendly and easy to use

Loans
• Apply for personal or business loans at best rates
• Fast process with excellent assistance 
• Speedy disbursal system
• Earn rewards on loan disbursal
 
Customers applying for Loan should note that:
Loans have a repayment tenure ranging from 2 to 5 years. Depending on individual’s profile & the lender, the APR of a loan may vary from 14% - 32%

For example, on a personal loan of ₹4.5 lakh @ interest rate of 15.5% & repayment tenure of 3 years, the EMI will be ₹15710. Total payout here would be:
Principal Amount: ₹300000
Interest (@15.5%): ₹79700
Processing Fees (@2%): ₹6000
Documentation charges: ₹500
Amortisation Schedule charges: ₹200
Total cost of the loan: ₹386400

In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable. Depending on the lender, prepayment options may or may not be available & applicable charges for the same may vary

Insurance
• Members-only insurance plans
• Secure your life, health and shop
• No medicals
• No documentation
• Instant Policy

Free Credit Report
• Take financial fitness test
• Credit Report worth ₹1200/- for Free

Credit Cards
• Zero Joining Fees on India's best credit cards
• Earn rewards on card issuance
• Lifetime Free Credit Card available from top banks

Rewards
• Earn Chqbook Coins
• Redeem coins for offers from top brands across entertainment, health, lifestyle, food and travel
• Buy Binge Pack at ₹499/- and get 15 offers worth ₹3500/-


About the Chqbook.com
Chqbook.com, a Gurugram and Bangalore based fintech start-up, is India's first neobank for small business owners offering world-class financial services through its five pillars of banking, khata, lending, insurance, and rewards. Founded in 2017 by Vipul Sharma, Rajat Kumar, Sachin Arora, and Mohit Goel, Chqbook's vision is to make India’s small business owners financially fitter. It serves more than 700,000 customers across India's top 500 cities. It uses alternate data, working closely with credit bureaus, partners, and financial institutions to deliver tailor-made financial products and services to small business owners. Chqbook is the winner of many prestigious awards like the Fintech Rocketship Award 2019 from the UK's Department of International Trade, Tech30 at YourStory TechSparks 2019, and 2018 SuperStartups Asia Awards.

## Chqbook Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/00/40/ac/0040ac59-0b78-f01d-b661-630664a79360/4929c017-89c0-40f1-ad7e-9945684ef5a4_sixfiveScreenshot_1-01.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/6a/9d/d1/6a9dd1bd-80e8-73c8-6f8f-f7113a7d63c1/c17eaa31-db4e-4d37-acd3-419c84a1f444_sixfiveScreenshot_2-01.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/d6/7e/de/d67ede57-9d4a-ae05-b48c-c6f1a246373b/0a28135b-4b49-4172-9a35-68553917353d_sixfiveScreenshot_3-01.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple114/v4/cb/01/b0/cb01b00b-328d-5726-9e68-8cb25ebb46a7/2e67f10d-7b1e-4e95-8dc1-7045d26bd6cc_sixfiveScreenshot_4-01.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple114/v4/bc/3a/62/bc3a626b-46e1-36a2-2e40-c788e0d22b3f/b8db9d6c-c41d-4417-8a9c-d094db25233a_sixfiveScreenshot_5-01.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/fa/7c/02/fa7c02e2-b68a-3ed2-2141-2528761aa4f5/0ccf67c8-cce0-421c-89a0-5a5701e91c51_sixfiveScreenshot_6-01.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/31/6a/49/316a4989-41ee-3437-7cda-82624cb30c95/0ad354e9-4519-4698-9e57-ea5975206606_sixfiveScreenshot_7-01.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/Purple124/v4/dc/5b/a2/dc5ba2b9-70a8-a3f7-3008-a525e496e8e4/f7449776-df56-49bf-8d58-851a0a9eff31_sixfiveScreenshot_8-01.jpg/1242x2688.png)

## Chqbook Rating Breakdown in India
- 5 stars: 116 (71%)
- 4 stars: 22 (13%)
- 3 stars: 3 (2%)
- 2 stars: 4 (2%)
- 1 stars: 19 (12%)

## Chqbook Reviews in India

### *---- "Not opening in iphone 15"
Stuck on launch icon
-- Tanuj78, 2026-03-15

### *---- "Problem in opening"
I’m facing a issue while opening the app. This issue comes frequently after few days. Resolve this issue asap.
-- Arora Sachin, 2025-08-02

### *---- "Nothing works"
College students build better working app than these guys
-- acropolitan.com, 2025-07-09

### *---- "Apps issue"
Suddenly stopped many times..bad service
-- citizensGlobal, 2025-02-14

### *---- "Worst App. Nothing works."
Please dont waste your time installing this app. 

I tried to link a bank account thats not working. 
tried to create a new one, out of the only option available to create with yes bank. It was not able to list the banks after taking all the information including a PinCode. Its a deadlock, what is this app useful for ? 

Its a big waste of time and a non sensical joke in the app store. 

Avoid it and save your time.
-- hungryape007, 2023-08-01

### **--- "Open account problem"
iPhone me branch open nhi hota hi
-- Vis2219, 2023-02-11

### ***** "BEST APP EVER"
This is the best app ever i used. I got 20L loan through this app.
-- gsusbsuec, 2022-04-30

### ***** "Good service"
Good initiative and can be helpful
-- Nileshpatel, 2022-02-20

### ***** "Awesome in app experience"
Such an amazing app. One can apply for banking account, loans, insurance in one go. Awesome user interface with rewards at each and every step.
-- ss_boyin, 2022-02-16

### ***** "Great app"
Great app , very useful
-- xcghyrwopn, 2021-11-26

[View all Chqbook reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Chqbook Discovered Keywords
- shop
- loan app
- personal loan app
- instant loans
- neobank
- credit
- personal
- shop tech
- payme
- lending

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## Chqbook Available In
- [India](https://apptail.io/app/chqbook-yLTb/india)
- [Australia](https://apptail.io/app/chqbook-yLTb/australia)
- [United States](https://apptail.io/app/chqbook-yLTb/united-states)
- [Kuwait](https://apptail.io/app/chqbook-yLTb/kuwait)
- [Switzerland](https://apptail.io/app/chqbook-yLTb/switzerland)
- [China](https://apptail.io/app/chqbook-yLTb/china)
- [Dominican Republic](https://apptail.io/app/chqbook-yLTb/dominican-republic)
- [United Kingdom](https://apptail.io/app/chqbook-yLTb/united-kingdom)
- [Hong Kong SAR China](https://apptail.io/app/chqbook-yLTb/hong-kong)
- [Brazil](https://apptail.io/app/chqbook-yLTb/brazil)
- [South Korea](https://apptail.io/app/chqbook-yLTb/south-korea)
- [Argentina](https://apptail.io/app/chqbook-yLTb/argentina)
- [Mexico](https://apptail.io/app/chqbook-yLTb/mexico)
- [Malaysia](https://apptail.io/app/chqbook-yLTb/malaysia)
- [Norway](https://apptail.io/app/chqbook-yLTb/norway)
- [New Zealand](https://apptail.io/app/chqbook-yLTb/new-zealand)
- [Saudi Arabia](https://apptail.io/app/chqbook-yLTb/saudi-arabia)
- [Thailand](https://apptail.io/app/chqbook-yLTb/thailand)
- [Canada](https://apptail.io/app/chqbook-yLTb/canada)

---

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