---
title: "ClearToRetire - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "ClearToRetire is a comprehensive FERS retirement calculator built for federal employees. Whether you're a regular FERS employee or in a special provision category (ATC, LEO, FF, CBPO), ClearToRetire g"
---

# ClearToRetire — United States

![ClearToRetire App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/81/e9/43/81e943d9-1396-b166-0bac-e9f9917f1989/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-KMSdCb)
**Category:** Finance
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** com.echovictor.DMK.ClearToRetire
**Store:** Apple App Store
**Country:** United States
**Version:** 1.1.1 (released 2026-04-14)
**Original Release:** 2026-03-24
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6760211356)
**AppTail Page:** [https://apptail.io/app/cleartoretire-Ibaz/united-states](https://apptail.io/app/cleartoretire-Ibaz/united-states)

## ClearToRetire Description
ClearToRetire is a comprehensive FERS retirement calculator built for federal employees. Whether you're a regular FERS employee or in a special provision category (ATC, LEO, FF, CBPO), ClearToRetire gives you a complete picture of your retirement income — pension, TSP, Social Security, and net take-home pay.

FERS PENSION CALCULATOR
• Full pension calculation using the FERS formula with your High-3 average salary
• Automatic High-3 projection based on current salary and expected raises
• Special provision support with 1.7% multiplier for ATC, LEO, FF, and CBPO
• SPLIT and MRA+30 formula options for special provision employees
• Sick leave credit, military buyback years, and non-covered service adjustments
• COLA projections (immediate or deferred to 62 based on eligibility)
• Age reduction calculations for early retirement

RETIREMENT ELIGIBILITY
• Automatic retirement path determination (Immediate, Early, MRA+10, Deferred)
• Special provision eligibility (age 50 with 20 years, any age with 25 years)
• Shows all qualified paths with recommended formula for highest pension
• FERS Supplement calculation for employees retiring before 62

TSP PROJECTIONS
• Traditional and Roth TSP balance tracking
• Pre- and post-retirement growth rate assumptions
• Withdrawal timing control — start at retirement or delay for additional growth
• Depletion age analysis so you know when funds run out
• Year-by-year balance projections through life expectancy

SOCIAL SECURITY
• Compare claiming at ages 62, 67, and 70
• Cumulative lifetime benefit analysis
• Automatic integration with your chosen claiming age

TAKE-HOME INCOME
• Net monthly and annual income after all deductions
• Federal tax calculation using current brackets
• State-specific tax rules — pension exemptions, SS taxation, no-income-tax states
• FEHB premium projections with annual growth
• Medicare Part B, Part D, and Medigap costs
• Survivor benefit cost analysis (full, partial, or none)

SCENARIO COMPARISON
• Compare two retirement years side-by-side
• See differences in pension, TSP, SS, net income, and estate value
• What-if slider on the Dashboard for instant year adjustments

TIMELINE VIEW
• Year-by-year breakdown from retirement through life expectancy
• Income transition highlights (retirement, supplement ends, SS begins, Medicare, TSP depletion)

ADDITIONAL FEATURES
• Non-TSP investment accounts with tax treatment and withdrawal planning
• Other income sources (rental, part-time, military pension, etc.)
• Income target tracking — set a monthly goal and see when you'll reach it
• Funds for beneficiaries projection (TSP + investments at life expectancy)
• Complete offline — no internet connection required
• All data stays on your device — nothing is collected or transmitted

ClearToRetire is for informational purposes only and is not financial, tax, or legal advice. Always verify estimates with your HR office, OPM, SSA, and a qualified financial advisor.

## ClearToRetire Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/00/d8/b900d814-c8fa-c730-577f-93ca8f502cd4/Simulator_Screenshot_-_iPad_Air_13-inch__U0028M3_U0029_-_2026-03-21_at_18.51.50.png/2048x2732.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/81/c9/33/81c9332c-1ff0-bf0a-0c6f-5bcd746ad66a/Simulator_Screenshot_-_iPad_Air_13-inch__U0028M3_U0029_-_2026-03-21_at_18.52.10.png/2048x2732.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/72/7e/14727e30-312f-e041-54e9-22d95db35457/Simulator_Screenshot_-_iPad_Air_13-inch__U0028M3_U0029_-_2026-03-21_at_18.52.17.png/2048x2732.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/e8/31/aae83104-ce47-1396-d2fb-62127251c5a8/Simulator_Screenshot_-_iPad_Air_13-inch__U0028M3_U0029_-_2026-03-21_at_18.52.29.png/2048x2732.png)




## ClearToRetire Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Paid | United States | Finance | #111 |

## ClearToRetire Discovered Keywords
- cleartoretire



---

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