---
title: "Co-operative Bank – Business - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Business banking on the go. Easily manage your business accounts quickly and securely wherever you are with The Co-operative Bank Business Banking App.  Key features of the Business Banking App:  • Lo"
---

# Co-operative Bank – Business — United Kingdom

![Co-operative Bank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/c0/84/00/c08400ae-74b5-ff3f-fe57-7e3ded285e0b/AppIcon-1x_U007emarketing-0-11-0-85-220-0.png/400x400bb.png)

**Developer:** [The Co-operative Bank](https://apptail.io/developer/the-co-operative-bank-xaG) (United Kingdom)
**Category:** Finance
**Rating:** 4.7/5 (2,792 ratings)
**Price:** Free
**Bundle ID:** com.cooperativebank.bmob
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 24.7 (released 2026-03-03)
**Original Release:** 2021-04-13

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1535620461)
**AppTail Page:** [https://apptail.io/app/co-operative-bank-business-yTw/united-kingdom](https://apptail.io/app/co-operative-bank-business-yTw/united-kingdom)

## Co-operative Bank Description
Business banking on the go. Easily manage your business accounts quickly and securely wherever you are with The Co-operative Bank Business Banking App.

Key features of the Business Banking App:

• Log in securely with Face ID and Touch ID
• Pay new and existing payees and transfer money to your own accounts
• View and search two years of transactions
• Edit and delete payees quickly and easily
• View Direct Debits, standing orders and other scheduled payments
• Manage accounts for up to five businesses
• Share your bank details with customers via SMS, WhatsApp and more
• Apply for savings accounts, credit cards and more
• Get important updates with push notifications

You can use this app if:

• you are an existing business current account customer with maximum 12 accounts
• you already use The Co-operative Bank Business Online Banking; and
• you don’t have anyone set up as an approver of changes, i.e. payment approvals.

Gaining access

To gain access to our app you will need to register and agree to our Business Online Banking Terms and Conditions if you haven’t already done so and our Business Mobile Banking Service Terms and Conditions. Once you have done so, you will need your Customer ID, User ID and HID Approve mobile security app or physical plastic security token.

Is my phone compatible?

For security reasons, you’ll need a compatible device and operating system to use our Business Banking App. You won’t be able to use the app if your device is jailbroken.

You’ll need a device running iOS 15 or above.

If you are not able to update to this version, you can log into The Co-operative Bank Business Online Banking to access your accounts.

Terms of use

We collect non-personal user data to monitor how well the app works. For example, measuring how long you spend on a particular screen. We collect a limited amount of personal data to allow you to use the app, for fraud prevention purposes and to help us to fix problems and improve the app for everyone. Everyone is opted into this feature. If you do not want us to process your personal data in this way, please delete the app. If you download the app, you consent to sharing how you use it. Find out more about how we use this in our Privacy Policy, available within the app.

Staying safe

To protect our customers we use a range of security measures including the latest encryption technology.

There are still a few things you can do to protect yourself using the app. 

Remember to:

• only download the app from official app stores
• never share your login details with anyone
• keep your details out of sight when logging on in a public place
• always install the latest security and operating system updates.

Please note:
We won’t charge you for downloading or using the app. However, your mobile network provider may charge you for data use, depending on your tariff or contract. Contact your operator for details. You may also use this service when connected to a Wi-Fi network.

Apple, Touch ID and FaceID are trademarks of Apple Inc. registered in the US and other countries.

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.

## Co-operative Bank Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/da/da/f0/dadaf0c6-f4d4-abf4-058b-12f88b2994a0/01-appleTab.jpg/2048x2732.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7e/fe/3f/7efe3f9a-3ac5-fdaf-50fc-7af96682034f/02-appleTab.jpg/2048x2732.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/11/66/681166b9-3ef7-6607-373f-15e0930769a2/03-appleTab.jpg/2048x2732.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1b/32/9e/1b329e68-1b92-02c0-beb9-b1be3d3c62cb/04-appleTab.jpg/2048x2732.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3e/27/c7/3e27c793-205b-6167-ad9a-2fb59e554d85/05-appleTab.jpg/2048x2732.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/dc/8e/c4dc8e85-d6b4-ee21-e6c2-bd68a93de624/06-appleTab.jpg/2048x2732.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/94/0b/2e/940b2e11-7f41-8394-cea9-2180784c813e/07-appleTab.jpg/2048x2732.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5e/04/14/5e0414e4-b55a-9dab-21fd-6525788494c3/08-appleTab.jpg/2048x2732.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/3e/d8/aa3ed839-ed6d-e969-1bd0-f1e45e7dca70/09-appleTab.jpg/2048x2732.png)

## Co-operative Bank Rating Breakdown in United Kingdom
- 5 stars: 2,226 (80%)
- 4 stars: 344 (12%)
- 3 stars: 111 (4%)
- 2 stars: 32 (1%)
- 1 stars: 79 (3%)

## Co-operative Bank Reviews in United Kingdom

### *---- "App crashed again"
App crashed again and had to be reinstalled. Now it doesn’t offer a login anymore, it just says call to register for business banking! Even though I have been using it for 12 months.
-- DaveD_UK, 2024-11-18

### *---- "DR"
Just opened an account, it took a long time to complete the application online &amp; then had to submit the signature manually. 
Now trying to register for online banking. So many steps to follow &amp; finally I done have something called an Invite Code to enter. They haven’t sent or I can’t find it. 
Wasted nearly about two hours on this. 
Im going to  request to close the account, even before using it. 
There are other banks offer free business banking &amp; very easy to register online. 
This Co-operative bank is still in the 19th century, not recommend to anyone.
-- Dideepama, 2024-11-02

### *---- "Difficult"
Now lost the app again, it was coming up a black screen now no app icon
-- Denis Blackpool, 2024-10-11

### *---- "Frustrating, to say the least"
So, the app tells me I need to update… And when I check the App Store, the last update was 3months ago.
-- Lololgegedgdiwjcsudbvfuirbevdh, 2024-10-03

### **--- "Does the essentials - mostly"
Paying bills usually works.. but it is not unusual for the transfer not to be verified and a message pop up to call the bank to check to see if the transfer worked.. 

Now, I see a message when I log in to update the app but there is no update available…

The app is still a bit clunky..
-- Stodds, 2024-10-01

### **--- "Keeps asking me to update to the latest version even after re-installing"
Keeps asking me to update to the latest version even after reinstalling. This is the only version I can find and there is no option to update
-- Digger 999, 2024-09-26

### *---- "Shockingly bad App"
Primitive, restrictive and useless, can’t even add a beneficiary, when are you going to sort this “business” app out? Useless bank on PC too.
-- SkylarkLizzie, 2024-09-24

### *---- "Can’t use it for secure messaging, bcs we have Payment Approvals set up?!"
When you phone up, and are on hold for 40mins, the message tells you “you don’t need to wait, use the app to send us a secure message”. But you can’t even login if the account has Payment Approvals set up. Why not?! That shouldn’t prevent access to secure messaging; you can speak to me on the phone after all. Anyway, why isn’t secure messaging available online; we shouldn’t require an app to access it?
———
Update: Oh, there’s a separate app for messaging? Of course there is.
Thanks for pointing us in the right direction.
-- metalhippyrich, 2024-09-20

### *---- "Never gets fixed"
I’ve had to put up with rubbish software for as long as I’ve been with the Co-op. A twelve year old could write better programs. Each update “fixes something but makes another part worse. It now doesn’t let you type in a beneficiary, you have to scroll through the whole list. Then it either fails and tells you to not make the payment again but ring (if you have half an hour to spare on hold), or the white square of death appears with the blue circle of doom. This either freezes or whirs forever. The website is no better, that has forced you to do more and more keystrokes just to make a payment and again the drop down list of beneficiaries only will show the “A’s”. Do you ever try these things before launching (forcing) them on your customers?
-- Marcia£££, 2024-09-19

### *---- "This app causes so much stress"
I can never find payment information oh dear I may have to change banks
-- Willy Woody, 2024-09-09

[View all Co-operative Bank reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Co-operative Bank Discovered Keywords
- cooperative
- the co operative
- the co operative app
- business
- coop mobilbank
- ethical finance
- operative bank
- co-operative bank

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