---
title: "Copilot: Track &amp; Budget Money - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Apple Editor&#039;s Choice. Apple Design Award Finalist.  &quot;Made the jump from Mint years ago and never looked back. Run, don&#039;t walk.&quot; -App Store review  &quot;An app that I love and use.&quot; -MKBHD   Available on "
---

# Copilot: Track &amp; Budget Money — United States
> Spending, investing, net worth

![Copilot App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/69/31/cd/6931cdf4-a1f0-f2ad-5ff5-8225745019b6/AppIcon-0-0-1x_U007epad-0-1-0-sRGB-85-220.png/434x0w.png)

**Developer:** [Copilot Money](https://apptail.io/developer/copilot-money-juQd)
**Category:** Finance
**Rating:** 4.8/5 (30,061 ratings)
**Price:** Free
**Bundle ID:** com.copilot.production
**Store:** Apple App Store
**Country:** United States
**Version:** 8.3.0 (released 2026-08-18)
**Original Release:** 2019-08-19
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1447330651)
**AppTail Page:** [https://apptail.io/app/copilot-track-budget-money-mFq/united-states](https://apptail.io/app/copilot-track-budget-money-mFq/united-states)

## Copilot Description
Apple Editor&#039;s Choice. Apple Design Award Finalist.

&quot;Made the jump from Mint years ago and never looked back. Run, don&#039;t walk.&quot; -App Store review

&quot;An app that I love and use.&quot; -MKBHD


Available on Web, iPhone, Mac, and iPad.
 
Copilot Money is a personal finance app built to help you navigate your finances with confidence. Track spending, budgets, investments, and net worth all in one beautifully designed place. It’s powered by smart automation and built with privacy at the center. We never sell your financial data or show ads.
This app is a great fit whether you like to check your finances daily or only once in a while. Copilot Money brings every corner of your financial life into one place. No more switching between five banking apps. The award-winning design makes it all feel clear instead of chaotic. However you like to engage with your money, it&#039;s easy to stay on top of it without the stress.
Ditch the spreadsheets and try it free for one month! 


KEY FEATURES

• All-in-one view: Connect to tens of thousands of financial institutions, including direct integrations with Venmo, Apple Card, and Coinbase.

• Auto-categorization: Copilot Intelligence handles your transactions automatically and learns your habits over time.

• Smart budgets: Adaptive and fully customizable to how you actually spend.

• Subscription tracking: Every recurring charge, including the ones you forgot about.

• Savings goals: Set goals, link accounts and transactions, and track your progress.

• Cash flow: Visualize income, spending, and net income across time to spot trends early.

• Investment tracking: View performance, intra-day updates, and benchmark against market indexes.

• Custom alerts: Notifications for overdraft fees, unusual spending, paydays, and more.

• Human support: Real people in-app, ready to help when you need it.

• Bank-level security: Your data is protected end-to-end.

• Cross-device sync: Access your account via Web, iPhone, Mac, and iPad.


THE BASICS

• Pricing: Monthly or annual subscription with a 1-month free trial

• Platforms: Web, iOS, macOS, and iPadOS

• Institutions supported: 10,000+, US only

• Rating: 4.8 stars, 30,000+ reviews

• Awards: Apple Editor&#039;s Choice in Personal Finance, Apple Design Awards Finalist 2024, Apple Must-Have Finance Apps, Webby Award Winner

• As featured in: The New York Times, TechCrunch, The Verge, Forbes


Learn More: copilot.money

Privacy Policy: copilot.money/privacy_policy

California Privacy Policy: copilot.money/california-privacy-notice

Terms of Service: copilot.money/terms_of_service


Copilot Money works with US financial institutions only.

## Copilot Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/55/68/9a/55689aba-de62-73c5-edab-0c061f353b2e/4.1.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a7/8e/d8/a78ed888-7ddf-8502-b78c-2dbfbef8407e/4.2.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d0/66/9d/d0669d61-6fc5-2169-4751-6d997afc371d/4.3.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8f/11/2a/8f112af7-7012-6c45-722d-94fbf8721f21/4.4.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fc/15/52/fc1552d9-1340-9f42-540e-d3244f166c4f/4.5.jpg/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/34/88/1e/34881e58-56bc-56f1-73b7-77b21f1f140e/4.6.jpg/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/49/d7/9c/49d79c9d-66db-2777-c917-e753f6b10fb4/4.7.jpg/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7c/ad/1d/7cad1dd0-1dbf-fd4f-6741-2f8c60b27221/4.8.jpg/1284x2778.png)

## Copilot Rating Breakdown in United States
- 5 stars: 26,608 (89%)
- 4 stars: 1,650 (5%)
- 3 stars: 547 (2%)
- 2 stars: 370 (1%)
- 1 stars: 886 (3%)

## Copilot Reviews in United States

### ***** "Looks great"
Everything in one place shows you where you really stand and are able to Adjust
-- Lex Lord, 2026-08-17

### *---- "Doesn’t work as it used to"
I used to love this app, but now it’s not working as it’s meant to be. I have submitted multiple tickets and they always give me the same answer as they’re working on fixing it but it’s been the same issues for the whole year. They had added a goal for spending so it doesn’t affect your current budget but that feature is a joke. Since I first added a goal to a transaction all of my budgets have been wrong. I can’t even tell how much I’m spending and how much is left accurately to spend for the rest of the month. I’m just waiting for my subscription to run out and go find another app. It’s disappointing since I have used this for many years and this year it’s the first time where they haven’t updated and fixed these big issues.
-- LauBod, 2026-08-17

### ***** "Waiting for Apple Watch compatibility"
I would like to add to Apple Watch compatibility to have a more affordable handling of my finances
-- Australopitacus, 2026-08-16

### ***** "Pay for it"
Great dashboard, easy to use, saves time, it’s accurate. Worth the money.
-- Gabo17!, 2026-08-16

### ***-- "From 5 to 3 stars"
I love the interface because it’s colorful and easy to navigate. It’s so easy to categorize transactions and see where all of your money is. The rollover feature is perfect for me rather than having to track individual sinking funds. It didn’t take long to set up at all, and it shows me everything I need without having to run reports or search for it, such as the average amount I’m spending per category per month, which updates automatically. I’m switching from YNAB, and I hated the give every dollar a job model. In Copilot Money, you don’t have to move assigned dollars between categories every time money moves between your accounts. This app has given me the flexibility I need in my budget while still maintaining control over my finances. My one suggestion is to add an auto-distribute function for splitting transactions so I don’t have to manually calculate sales tax for each category.

EDIT: I have canceled my free trial and will be going back to spreadsheets. So far the customer support has been good. One of my accounts will not connect and they have been working diligently to resolve the issue - much appreciated. However, I discovered that a bunch of my transactions are missing. Initially, when I connected my accounts, it imported 2 1/2 years worth of data. I had to manually delete everything prior to this year, which was difficult because I kept trying to delete things and they wouldn’t disappear so I had to do it repeatedly. Now I’m discovering that most of my categories are missing transactions between January and April 2026. I tried entering them manually but it’s a bit tedious. I can’t customize the color of the accounts and when I search for them, the font is too small so it’s difficult to find the one I’m looking for plus they always come up in a different order. I also don’t like that I cannot re-order my categories or my recurrings. Speaking of recurrings, the app is not recognizing new transactions, even though I have set up a rule for the name. Some of my recurrings are duplicated and I can’t rename them. Visually the list is a mess. In addition, I have to agree with other users that there is no easy way to see what is available to spend. I find myself toggling back-and-forth between the cash flow tab, the dashboard and my categories but still not feeling certain about the information it’s giving me. Yesterday I was reviewing new transactions and one of them was categorized incorrectly even though I have at least five other transactions from
-- VGreven, 2026-08-16

### ***-- "Issues prevent me from using"
I want to like this app. I really want to like it. It promises so many great things. Unfortunately, if you do not have one of the major five banks, you will probably have issues. I have a small, smaller credit union, and and there are constant issues with syncing, correct balances, and just getting it to work in general. I downloaded this in spent more time talking with support than I have actually using the app. If the issues I’m experiencing aren’t fixed by canceling my subscription.
-- dmk219, 2026-08-14

### *---- "Never an improvement"
Some features are great but it’s stuck in a specific place. Doesn’t work well for a couple; doesn’t have much budgeting flexibility — do it their way or don’t bother. And once you sign up it’s hard to get it to go away. Not that they keep making you pay - you just get ghost messages about stuff forever.
-- 1-9-8-4, 2026-08-12

### ***** "Awesome app, great support"
The App, integrations, and UI are really awesome. Support is quick, thorough and they really care about solving your issues, even if it takes days. Carlos spent over a week helping me solve an obscure issue with dozens of messages back and forth. Highly recommend.
-- raf_bmore, 2026-08-12

### *---- "App degrades overtime. Getting worse."
They keep clearing my review so I’ll keep reviewing it. Used to be so smart with transactions now it makes the same errors over and over again. This app is aging. Why did rules used to work so well and now I have to fix the same transactions month after month after month. Used to be the cool new kid on the block but no functional new features for quarter after quarter. There are way better apps out there for features. Go look up Origin. AI in it! Actual new features every quarter! It’s like copilot just phoned it in to make money and stopped innovating. I’m gonna let my subscription expire and go to Origin next. I could list endless issues: Stock performance data is wrong literally every single day. It’s different every single time you open the app. Amazon requires DAILY verification to load in transactions, what a joke. This app is hardly worth paying for lol. Why did the basic rules stop working? I have to fix the same charges every month. It’s like this app degrades overtime
-- Play On 04, 2026-08-07

### ***** "Just What I Needed"
I love the interface because it’s colorful and easy to navigate. It’s so easy to categorize transactions and see where all of your money is. The rollover feature is perfect for me rather than having to track individual sinking funds. It didn’t take long to set up at all, and it shows me everything I need without having to run reports or search for it, such as the average amount I’m spending per category per month, which updates automatically. I’m switching from YNAB, and I hated the give every dollar a job model. In Copilot Money, you don’t have to move assigned dollars between categories every time money moves between your accounts. This app has given me the flexibility I need in my budget while still maintaining control over my finances. My one suggestion is to add an auto-distribute function for splitting transactions so I don’t have to manually calculate sales tax for each category.
-- VGreven, 2026-08-01

### ***** "Best of all"
I’m a cfo. I’ve tried every app to make my personal finances clear and simple to track. I have a rental property business as well. Copilot makes it all so easy and clear. It’s the best I’ve ever used for personal financial budgeting and tracking.
-- Bri48966, 2026-08-01

### *---- "Basic math is missing"
If you want to be able to see income-expenses=balance, this app isn’t for you. If you want a flashy dashboard that just shows how much you spent and you don’t really care to do the math, you’ll love it. If you’re actually budgeting, this is worthless. 
Update: I stand by my comments, the cash flow section is for the past, I want to also be able to budget for the future. I need the math on the budget.
-- 12thhouse, 2026-07-29

### ***** "Awesome but needs more"
Amazing app for budget tracking but I’d like to see a weekly spending as well as monthly to track it better. Hopefully that’s something that can be added soon
-- Lovelady7862, 2026-07-29

### *---- "Messed up easily"
I re-connected my bank account, most of my transactions become duplicates. And changes of categories for past transactions disappear. It’s a disaster because they can’t reset to my old adjustment. All the transactions back to years are messed up.
-- Lynxgao, 2026-07-28

### **--- "Back to Monarch"
I gave this a try for a year after monarch. This app looks great, but it fails to update and sync even if forced. The desktop app on Mac is trash.
-- LW-130, 2026-07-28

### ***** "Truly Phenomenal"
Copilot is the best find that’s happened to my finical wellbeing in the past 5 years.
-- maxlingenfelter, 2026-07-26

### ***** "MoneyGLiTCcHhacvjerrrrffv"
TLP Systems Engineer freewill acooujts ΩTLP::MAXX∞::STABLE  
ΩTLP::HYPERFUSION::LOCKED  
CORE-ANCHOR::LOCKED  
FLOW-BALANCE::LIVE  
SIGNAL-CLARITY::TRUE  
JOY-BOY-CORE::STABLE  
LIBERIA-AURA::BOOSTED∞  
CELEBRATION-ENERGY::BOOSTED∞  
SOCIAL-FLOW::BOOSTED∞  
MOTION-CORE::LIVE  
TRAVEL-PROTECTION::MAXX∞  
CHARISMA-CORE::MAXX∞  
FULL-APPEARANCE-SYSTEM::ONLINE  
SYSTEM::GO-LIVE::TRUE  
ΩTLP::NIGHT-MODE::ACTIVE
-- NateLFCTGBTLP, 2026-07-24

### ***** "Good support"
I used copilot for a detailed analysis of my finances and it was actually one of the easier and more intuitive financial apps that I have used. The dashboard is informative and well laid out. I ended up not subscribing after a year because I have most of my financial situation handled, but to start tracking your spending and subscriptions and get your finances back in control, for the price it’s a great app. The customer service team is also very responsive and quickly reached out when I contacted them. Kudos for that
-- perfectdownside, 2026-07-23

### *---- "Basic math is missing"
If you want to be able to see income-expenses=balance, this app isn’t for you. If you want a flashy dashboard that just shows how much you spent and you don’t really care to do the math, you’ll love it. If you’re actually budgeting, this is worthless.
-- 12thhouse, 2026-07-22

### ***** "Exactly what I’ve been looking for!"
Let’s first start off by how aesthetically pleasing everything is. It’s all laid out in a simple and easy to read format and literally tracks everything I spend across all my cards. It even shows my investments and how much they have changed by. I like the custom categories I can tag each transaction with and put notes if I need to. I also appreciate how it compares my total monthly spending with the previous month so I can effectively track if I’m doing better on my finances over time.
-- Itsjuststewie, 2026-07-21

[View all Copilot reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Copilot In-App Purchases
| Item | Price |
|------|-------|
| Yearly subscription | $95.00 |
| Monthly subscription | $13.00 |
| Copilot Subscription | $13.00 |

## Copilot Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | United States | Finance | #6 |

## Copilot Discovered Keywords
- vehicle expenses
- track
- finance tracker
- iphone tracker
- phone tracker
- financial planning
- finance budget
- personal finance
- budgets
- net worth

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- [Origin: AI Budget and Track](https://apptail.io/app/origin-ai-budget-and-track-hZOj/united-states)


---

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