---
title: "Coupl: Joint Banking - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Coupl is India’s first digital Joint Account app for couples. Open a zero balance joint account online in under 60 seconds and manage shared finances effortlessly.  Coupl combines a joint wallet, RuPa"
---

# Coupl: Joint Banking — India

![Coupl App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/9e/44/8a/9e448a0a-ee1b-efc4-1f7e-9e7f45ba663f/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/400x400bb.png)

**Developer:** [Coupl Software India Private](https://apptail.io/developer/coupl-software-india-private-evpf)
**Category:** Finance
**Rating:** 4.6/5 (128 ratings)
**Price:** Free
**Bundle ID:** money.coupl.ios
**Store:** Apple App Store
**Country:** India
**Version:** 2.38.19 (released 2026-08-19)
**Original Release:** 2023-08-23

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6449580815)
**AppTail Page:** [https://apptail.io/app/coupl-joint-banking-NQRn/india](https://apptail.io/app/coupl-joint-banking-NQRn/india)

## Coupl Description
Coupl is India’s first digital Joint Account app for couples. Open a zero balance joint account online in under 60 seconds and manage shared finances effortlessly.

Coupl combines a joint wallet, RuPay cards, expense tracker, budgeting tools, bill payments, and contactless payments - all in one secure money management app for couples.

Whether you're married, dating, moving in together, or sharing rent and bills, Coupl helps you split expenses, track spending, and stay financially aligned.

Open a Zero Balance Joint Account Online

• 100% digital onboarding
• Zero balance joint wallet
• Instant partner invite and linking
• No paperwork. No branch visits.

Say goodbye to waiting days to open a traditional joint bank account.

Shared Wallet with RuPay Cards

• Get two virtual and physical RuPay Platinum cards
• Use your Coupl card for online shopping and offline payments
• Top up your wallet instantly using UPI
• Pay electricity, water, gas, and other utility bills

Coupl makes managing shared expenses simple and transparent.

Tap to Pay with Google Pay (GPay)

Add your Coupl RuPay card to Google Pay and enable NFC Tap to Pay for secure contactless payments.

Just tap your phone at any offline store that accepts contactless cards and pay instantly. No need to carry a wallet or physical card.

Coupl supports seamless offline transactions across India.

Expense Tracker & Budgeting App for Couples

Coupl is more than just a joint account - it’s a complete expense tracker and budgeting app for couples.

• Automatic expense categorisation
• Real-time transaction tracking
• Spending insights and statistics
• Smart budgeting tools
• Set limits and control shared expenses

Track expenses, split bills automatically, and plan your finances together with full visibility.

Built for Every Kind of Couple

• Married couples
• Dating partners
• Couples moving in together
• LGBTQ+ couples
• Flatmates managing shared costs

If you’re looking for a joint account app, split expenses app, shared wallet, or couple budgeting app - Coupl is designed for you.

Safe, Secure & RBI-Compliant

We partner with RBI-licensed institutions to ensure your money is secure.

• Bank partners: LivQuik, IDFC First Bank
• Bill payments partner: Bharat BillPay by NPCI
• Card network partner: RuPay Platinum

All user data is stored in accordance with RBI guidelines.

Coupl is not a bank. The Joint Wallet and Cards are issued through our regulated banking partners.

Earn Rewards When You Spend Together

• Cashback from brands like Swiggy, BookMyShow and others
• Rewards on transaction milestones
• Exclusive travel discounts on ELIVAAS

Couples have evolved. Traditional joint accounts haven’t.

Download Coupl today and open your digital joint account in under 60 seconds.

Manage money together. Spend smarter. Stay in sync.

We continuously partner with brands couples love to bring more savings, cashback, and rewards.

## Coupl Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b9/ba/60/b9ba60fc-2122-5be9-59e1-7ddb5f7146a5/1.jpg/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bc/1a/9b/bc1a9bee-f334-8ce7-a1f5-fc68b8e27f77/2.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/62/db/ea/62dbea79-c4c8-4105-a86a-fd037efade6b/3.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/12/4b/9c/124b9cbc-b6fd-8f8e-d975-e170e00a14df/4.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c1/5a/5d/c15a5d9b-0bdc-8aba-e2e4-a278ff538662/5.jpg/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3b/57/09/3b570912-cb05-e3b4-809a-9350078321dd/6.jpg/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5a/a3/4f/5aa34fdb-2c04-8f22-21a9-99978ab8f992/7.jpg/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4a/34/22/4a34220e-b618-696e-4995-79400ef0e4a5/8.jpg/1290x2796.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/ce/a1/26cea146-14c4-fa60-798a-958bbe94a1ab/9.jpg/1290x2796.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/50/ce/af50ce96-907d-20c6-8f65-cfd6a1569236/10.jpg/1290x2796.png)

## Coupl Rating Breakdown in India
- 5 stars: 111 (87%)
- 4 stars: 5 (4%)
- 3 stars: 2 (2%)
- 2 stars: 1 (1%)
- 1 stars: 9 (7%)

## Coupl Reviews in India

### *---- "Fraud application"
No need to use coupl application.i had added 10k rs.but i was not able to pay bill with than money.their server always down.after some times there is showing to pay after 1 day without any reason.than I transferred my money to bank account again and here they charged me 63rs extra for no reason
-- sachin909, 2024-12-30

### ****- "GOOD"
IF MORE PAYMENT OPTIONS MADE IT WOULD BE GREAT
-- bhabagrahi786, 2024-12-06

### ***** "“Bank Bliss: Seamless Banking Experience with Coupl App”"
Coupl Banking App boasts a user-friendly interface and visually appealing design. It offers a seamless payment process for quick and effortless transactions.
-- Tanwar.rohan, 2024-11-20

### ***** "UPI"
Quick and fast UPI transfer and easy to use
-- Abdulage, 2024-11-11

### ***** "My Experience"
I was a been a early access member I have much profits and enjoyed going further with new features like physical card and scan & pay going to launch in near future,

I’ll recommend you to go check in the app , they have started rolling out full kyc for users to get 2L per month spending limits on wallet
-- VPro.Notes, 2024-10-11

### ****- "Great app and concept!"
Helped us sort out our household budget and bill payments easily
-- zammydraws, 2024-10-10

### ***** "vary good Application And Support"
Trusted Application ❤️✈️
-- My Self Vinay, 2024-10-10

### ***** "Very Clean and Trustworthy App"
I have used the coupl app it has very clean interface and very simple to use .The payment settlement speed by which the app operates is tremendous and I recommend this app by giving 5 out of 5 stars
-- casharmavishal, 2024-09-12

### ***** "Good, smooth App"
minimalist app with daily use fetaures
-- AgarwalShivam700, 2024-09-06

### ***** "Best App"
Best app for all your need. Bill payment done at ease
-- Chandrakant0123, 2024-09-04

[View all Coupl reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Coupl Discovered Keywords
- car expense tracker
- online shopping app
- automatic expense tracker
- coupl
- joint banking

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---

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