---
title: "Cowry - Payments App - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "What&#039;s new about this Cowry Payments App  Your phone is now your ticket. Browse bus and rail routes, buy tickets instantly, and scan your QR code to tap in and out, no card or cash needed.  What’s gre"
---

# Cowry - Payments App — Nigeria
> Payment for micro-transaction

![Cowry App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/41/18/f6/4118f6fb-94a5-c46d-fc92-4e9c39fdcd1f/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Touch and Pay Technologies](https://apptail.io/developer/touch-and-pay-technologies-DNAc)
**Category:** Finance
**Rating:** 3.9/5 (475 ratings)
**Price:** Free
**Bundle ID:** me.tap.cowry.ios.live
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 3.17 (released 2026-10-05)
**Original Release:** 2021-11-13
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id1556632029)
**AppTail Page:** [https://apptail.io/app/cowry-payments-app-Tpy/nigeria](https://apptail.io/app/cowry-payments-app-Tpy/nigeria)

## Cowry Description
What&#039;s new about this Cowry Payments App

Your phone is now your ticket. Browse bus and rail routes, buy tickets instantly, and scan your QR code to tap in and out, no card or cash needed.

What’s great about The Cowry Payments app?

• Top up pay as you go credit through bank transfers, or cash
• Check payment history
• Check all the bus routes
• Check your pay as you go balance
• Transfer credit among your friends and family
• Airtime Recharge
• Allow notifications when your pay as you go balance falls below a certain amount

Keeping on top of your spend is easy; see the date, time and cost of your journeys as far back as possible.

The Transport for Lagos Cowry and contactless app will request access to your camera. This is so that you can scan your bus QR code. We will never store the scanned pictures. 

Please provide any feedback using this link 

## Cowry Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/52/2e/20/522e2079-55f6-01ea-2efd-c61585a1f7b0/153722fd-dde2-410c-8c2b-e5184e421b20_Frame_12349.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/fa/1a/a6/fa1aa621-62d1-4a05-2ec4-97fd3f12c5b5/fd39bac0-3308-4399-9d2c-53a266d55ce4_Frame_12350.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/76/d2/96/76d296a0-8e7a-d26d-a108-b8183fce9d30/d00dee47-1cd2-4676-acd9-b16265493c9f_Frame_12351.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/47/72/29/477229ed-f99c-2a93-59dc-9d3d8da43f70/9c98ed9a-bd6d-4923-9201-c7972764f925_Frame_12353.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/84/03/0a/84030a2a-db8f-ff8d-2313-813d1d648e5b/16c646b9-ce68-42ff-9f2c-d7ea1def19c0_Frame_12354.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/50/45/e8/5045e8a0-3356-e46a-ec10-4d8153f4647d/e50c1b7f-bc26-4f33-9560-8ddacbc4d4c4_Frame_12352.png/1242x2688.png)

## Cowry Rating Breakdown in Nigeria
- 5 stars: 291 (61%)
- 4 stars: 35 (7%)
- 3 stars: 30 (6%)
- 2 stars: 27 (6%)
- 1 stars: 92 (19%)

## Cowry Reviews in Nigeria

### *---- "Waste of phone space"
I can’t top up my card from here why then is the point of this amazing waste of time app
-- NNONYYA, 2024-11-18

### *---- "App Refresh is very poor u can’t sub nd get ur quick balance cause the ticketers are not sincere"
Poor Refreshing over the app which u won’t be able to monitor ur balance quick
-- ebus d don, 2024-11-16

### *---- "“Surname already taken” error message"
I am shocked I couldn’t use my surname. as the error message was “surname already taken “ I thought this should be for “usernames” not for “surnames “ why do I need to change my surname because someone as used it that sounds very ridiculous. Pls I need help.
-- Tife akintola, 2024-10-16

### *---- "Card"
It’s waste service. When you can’t do anything related to the business of Cowry. What’s the use of this card. 
  First understand the main use of this card?
You can’t use for the main purpose at all, since it is launched till today. I have complaint many times, but they don’t bother.
  As well the drivers on the BRT is so adamant, they do not allow to tap out when you finish the journey.
-- anananannanananananana, 2024-09-18

### *---- "OTP"
I downloaded this app recently and up till date I’ve not been able to receive OTP 
I’ve tried receiving the OTP by putting the sim I used in registering in different phones and still haven’t gotten it 
Please do something about this
-- ë4máh, 2024-09-09

### *---- "Work on your App"
How does one change password or pin on the app that one didn’t create.. it’s been giving me issues I’m trying to top up from my wallet but it’s asking for payment pin that I didn’t even know I created
-- Ayo rachael, 2024-08-25

### *---- "Password creation error"
Total trash. I’m trying to create a password and there is an error. It would be better not to build an app that has the most basic error than to build it. Period!
-- sunbae_jay, 2024-08-15

### *---- "Fraud Alert"
If the team can implement tracking of ticketing machines, such that every receipt carries the information of the ticketing device and station that topped up a card. This will allow the company to catch ticketers that have been defrauding people by collecting money and not recharging the cards or not recharging up to the amount they were paid.

This fraudulent workers are really making live difficult for passengers . It is unfair that the fare is high and someone will still be defrauding me.
-- AnonConnector, 2024-08-04

### *---- "What does this app do?"
You truly have to wonder what this app is designed to do or what it actually does.

It is not possible to recharge the card from your bank or any external platform.
Sharing balance from card to account or wallet to card is not supported. 
The buses don’t accept scan for payment. 

The device for transfer at the terminals seem to go bad for days. 

So much has to be incorporated/improved.
-- @aklaw310, 2024-07-28

### *---- "Foolish app"
The app won’t allow you to sign in after registration 
It keeps bringing me back to home page 

Been trying to sign in for the past 8 months , I keeps bringing me back to input my phone number and password   again  again and again 

Rubbish !!!!!
-- Kkuz115, 2024-06-17

[View all Cowry reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Cowry Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #214 |

## Cowry Discovered Keywords
- micros inmotion
- transact

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## Cowry Available In
- [Nigeria](https://apptail.io/app/cowry-payments-app-Tpy/nigeria)
- [United States](https://apptail.io/app/cowry-payments-app-Tpy/united-states)
- [United Kingdom](https://apptail.io/app/cowry-payments-app-Tpy/united-kingdom)
- [Canada](https://apptail.io/app/cowry-payments-app-Tpy/canada)
- [Germany](https://apptail.io/app/cowry-payments-app-Tpy/germany)
- [United Arab Emirates](https://apptail.io/app/cowry-payments-app-Tpy/united-arab-emirates)
- [Belgium](https://apptail.io/app/cowry-payments-app-Tpy/belgium)
- [Brazil](https://apptail.io/app/cowry-payments-app-Tpy/brazil)
- [Belarus](https://apptail.io/app/cowry-payments-app-Tpy/belarus)
- [China](https://apptail.io/app/cowry-payments-app-Tpy/china)
- [Colombia](https://apptail.io/app/cowry-payments-app-Tpy/colombia)
- [Czechia](https://apptail.io/app/cowry-payments-app-Tpy/czechia)
- [Dominican Republic](https://apptail.io/app/cowry-payments-app-Tpy/dominican-republic)
- [Algeria](https://apptail.io/app/cowry-payments-app-Tpy/algeria)
- [Ecuador](https://apptail.io/app/cowry-payments-app-Tpy/ecuador)
- [Egypt](https://apptail.io/app/cowry-payments-app-Tpy/egypt)
- [Spain](https://apptail.io/app/cowry-payments-app-Tpy/spain)
- [Finland](https://apptail.io/app/cowry-payments-app-Tpy/finland)
- [France](https://apptail.io/app/cowry-payments-app-Tpy/france)
- [Ghana](https://apptail.io/app/cowry-payments-app-Tpy/ghana)
- [Greece](https://apptail.io/app/cowry-payments-app-Tpy/greece)
- [Hong Kong SAR China](https://apptail.io/app/cowry-payments-app-Tpy/hong-kong)
- [Croatia](https://apptail.io/app/cowry-payments-app-Tpy/croatia)
- [Hungary](https://apptail.io/app/cowry-payments-app-Tpy/hungary)
- [Indonesia](https://apptail.io/app/cowry-payments-app-Tpy/indonesia)
- [Ireland](https://apptail.io/app/cowry-payments-app-Tpy/ireland)
- [Israel](https://apptail.io/app/cowry-payments-app-Tpy/israel)
- [India](https://apptail.io/app/cowry-payments-app-Tpy/india)
- [Iceland](https://apptail.io/app/cowry-payments-app-Tpy/iceland)
- [Italy](https://apptail.io/app/cowry-payments-app-Tpy/italy)
- [Jordan](https://apptail.io/app/cowry-payments-app-Tpy/jordan)
- [Japan](https://apptail.io/app/cowry-payments-app-Tpy/japan)
- [South Korea](https://apptail.io/app/cowry-payments-app-Tpy/south-korea)
- [Cayman Islands](https://apptail.io/app/cowry-payments-app-Tpy/cayman-islands)
- [Lebanon](https://apptail.io/app/cowry-payments-app-Tpy/lebanon)
- [Sri Lanka](https://apptail.io/app/cowry-payments-app-Tpy/sri-lanka)
- [Luxembourg](https://apptail.io/app/cowry-payments-app-Tpy/luxembourg)
- [Latvia](https://apptail.io/app/cowry-payments-app-Tpy/latvia)
- [Madagascar](https://apptail.io/app/cowry-payments-app-Tpy/madagascar)
- [North Macedonia](https://apptail.io/app/cowry-payments-app-Tpy/north-macedonia)
- [Mali](https://apptail.io/app/cowry-payments-app-Tpy/mali)
- [Malta](https://apptail.io/app/cowry-payments-app-Tpy/malta)
- [Mexico](https://apptail.io/app/cowry-payments-app-Tpy/mexico)
- [Malaysia](https://apptail.io/app/cowry-payments-app-Tpy/malaysia)
- [Namibia](https://apptail.io/app/cowry-payments-app-Tpy/namibia)
- [South Africa](https://apptail.io/app/cowry-payments-app-Tpy/south-africa)
- [Argentina](https://apptail.io/app/cowry-payments-app-Tpy/argentina)
- [Austria](https://apptail.io/app/cowry-payments-app-Tpy/austria)
- [Australia](https://apptail.io/app/cowry-payments-app-Tpy/australia)
- [Azerbaijan](https://apptail.io/app/cowry-payments-app-Tpy/azerbaijan)
- [Barbados](https://apptail.io/app/cowry-payments-app-Tpy/barbados)
- [Uganda](https://apptail.io/app/cowry-payments-app-Tpy/uganda)
- [Uzbekistan](https://apptail.io/app/cowry-payments-app-Tpy/uzbekistan)
- [Vietnam](https://apptail.io/app/cowry-payments-app-Tpy/vietnam)
- [Norway](https://apptail.io/app/cowry-payments-app-Tpy/norway)
- [Nepal](https://apptail.io/app/cowry-payments-app-Tpy/nepal)
- [New Zealand](https://apptail.io/app/cowry-payments-app-Tpy/new-zealand)
- [Oman](https://apptail.io/app/cowry-payments-app-Tpy/oman)
- [Peru](https://apptail.io/app/cowry-payments-app-Tpy/peru)
- [Philippines](https://apptail.io/app/cowry-payments-app-Tpy/philippines)
- [Pakistan](https://apptail.io/app/cowry-payments-app-Tpy/pakistan)
- [Poland](https://apptail.io/app/cowry-payments-app-Tpy/poland)
- [Portugal](https://apptail.io/app/cowry-payments-app-Tpy/portugal)
- [Romania](https://apptail.io/app/cowry-payments-app-Tpy/romania)
- [Russia](https://apptail.io/app/cowry-payments-app-Tpy/russia)
- [Saudi Arabia](https://apptail.io/app/cowry-payments-app-Tpy/saudi-arabia)
- [Thailand](https://apptail.io/app/cowry-payments-app-Tpy/thailand)
- [Tunisia](https://apptail.io/app/cowry-payments-app-Tpy/tunisia)
- [Türkiye](https://apptail.io/app/cowry-payments-app-Tpy/turkey)
- [Kenya](https://apptail.io/app/cowry-payments-app-Tpy/kenya)
- [Grenada](https://apptail.io/app/cowry-payments-app-Tpy/grenada)
- [Cyprus](https://apptail.io/app/cowry-payments-app-Tpy/cyprus)

---

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