--- title: "Credit Direct Mobile - Reviews, Revenue and Downloads in Nigeria | Apple App Store" description: "Credit Direct: All your money moves in one app The Credit Direct app gives you secure access to the financial tools you need to borrow, pay, and grow your money, all in one simple app. * Send, Re" --- # Credit Direct Mobile — Nigeria > Send, receive, & grow money ![Credit Direct Mobile App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/d1/6c/44/d16c44a6-f326-f302-15ca-8a125f56c118/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png) **Developer:** [CREDIT DIRECT](https://apptail.io/developer/credit-direct-wdtJb) (Nigeria) **Category:** Finance **Rating:** 3.7/5 (333 ratings) **Price:** Free **Bundle ID:** com.creditdirectmobile.ng.cdlMobileApp **Store:** Apple App Store **Country:** Nigeria **Version:** 1.4.14 (released 2026-09-07) **Original Release:** 2025-05-25 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6505102415) **AppTail Page:** [https://apptail.io/app/credit-direct-mobile-WJhv/nigeria](https://apptail.io/app/credit-direct-mobile-WJhv/nigeria) ## Credit Direct Mobile Description Credit Direct: All your money moves in one app The Credit Direct app gives you secure access to the financial tools you need to borrow, pay, and grow your money, all in one simple app. * Send, Receive & Earn Interest on your Wallet Balance - Send and receive money with zero transfer fees. - Earn 10% p.a. on your wallet balance. * Apply, Track, and Manage your Loans with Ease - Apply digitally, no agent needed. - Track and repay all loans in minutes. - Available to salaried employees, federal and state civil servants freelancers, and more. * Grow Your Money with Yield (Up to 21% p.a.) - Fixed Yield: Fixed Yield allows you set money aside for a defined period while earning attractive returns. Structured for long-term goals like rent, car purchase, wedding plans, etc. Lock funds for 1–12 months, earn up to 21% p.a. (₦50,000 minimum investment). - Flex Yield: With Flex Yield, you can earn returns while still having some access to their money. Fund your Flex Yield with ₦50,000 and above and earn 15% p.a, with interest paid into your Flex Yield wallet on the first day of every month. You can also access up to 4 free withdrawals per month. - Target Yield — Put aside money in small amounts over a period to fund a specific goal, whether it is a vacation or for school fees. Contribute as little as ₦1,000 daily, earn 15% p.a when you meet your goal. - Gift a Yield — Give someone an investment plan. It is a thoughtful and practical way to appreciate loved ones while helping them grow money. The recipient earns up to 21% per annum once the gift is claimed. * Pay Bills & Buy Airtime/Data - Pay electricity bills, cable TV, and buy airtime/data for yourself or loved ones in a few taps. Customer Support Get answers to all your questions 24/7 from CLARA. On the app, simply select Account > Settings > Need help? To reach CLARA on all available channels. Secure & Trusted Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN). A Fintech arm of FCMB Group, Credit Direct has served millions of Nigerians for close to two decades. ## Credit Direct Mobile Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/6f/b0/6d6fb0d8-cc27-75b7-2fd3-bc166de96841/App_Store_1320__U00d7_2868Artboard_4__U00281_U0029.jpg/1320x2868.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ab/ee/60/abee6010-1fe3-0df2-124d-e457257863b9/App_Store_1320__U00d7_2868Artboard_7__U00281_U0029.jpg/1320x2868.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/58/84/40/5884408f-82dd-82d7-4e46-c5304058df65/App_Store_1320__U00d7_2868Artboard_2__U00281_U0029.jpg/1320x2868.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f0/0a/b5/f00ab58f-7bb8-0d05-a6ec-4b2a1be458c6/App_Store_1320__U00d7_2868Artboard_3__U00281_U0029.jpg/1320x2868.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/08/d6/cd/08d6cd80-27df-4e41-c7ca-1338374f9607/App_Store_1320__U00d7_2868Artboard_5__U00281_U0029.jpg/1320x2868.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ff/cf/44/ffcf44b2-496a-b3a1-0dab-d0197e403a3f/App_Store_1320__U00d7_2868Artboard_6.jpg/1320x2868.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a2/a3/b4/a2a3b485-0f58-f469-5825-0033759eea7e/APP_PREVIEW-1_U00283_U0029.png/1320x2868.png) ## Credit Direct Mobile Rating Breakdown in Nigeria - 5 stars: 205 (62%) - 4 stars: 14 (4%) - 3 stars: 12 (4%) - 2 stars: 15 (5%) - 1 stars: 87 (26%) ## Credit Direct Mobile Reviews in Nigeria ### ***** "It very smooth" Try it now -- God's favour🥹, 2026-09-30 ### *---- "The app is not working" The app is not working well at all -- adotij, 2026-09-25 ### ***** "Mr" Malaabu -- Malaabu, 2026-09-24 ### ***** "Not Well known but surprised of the quality." A nice banking app ✌️ -- Ekwu N’ato Esiri N’ite, 2026-09-12 ### ***** "Great app" I love everything about this app Recommendable 💯 -- Hgbgffhfthjdkfigkg, 2026-08-27 ### ***** "Hmm" Can’t say -- Nurrrrer, 2026-08-26 ### ***-- "Good for starting let it last and genius history" I love it at start but waiting for disappointment because trust no one! But CDL keep on good work I love you -- ifaladeaa, 2026-08-26 ### ***** "Credit Direct Mobile" This Credit Direct Mobile is amazing -- Fizuwizu, 2026-08-22 ### *---- "I wouldn't recommend, Not user friendly" I bought an item with them, and now there's no way to pay back, the amount is in my Wallet and it's yet to be debited. I have borrowed money from another platform and i must say this is the first time I'm having difficulty with repayment or having access to know when I'm to supposed to pay. This is not user friendly. It will soon be 19th which will be late repayment, i linked a card during the process. The card was also not debited. So how do people repay this loan? Won't this make more and more people default? Their BNPL is not organized. -- Jerryjfk2026, 2026-08-18 ### ***** "Bugs" This app still needs further updates,there are still bugs that needed to be fixed,Bank is not sending OTP for financial assessment,I linked another bank ,is still not working -- Miogbopa!, 2026-08-12 ### *---- "It's not making any sense" Bad -- Dillard boo, 2026-07-24 ### *---- "Life wrecking loan" I cursed the day I came across your agent that introduced this company loan to me. I can’t wait to be done paying off your loan and have peace again. Tell me why you people will charge two time of the loan given. How is that human? I wish I had known better… -- anuh0696, 2026-07-23 ### *---- "Useless app for people to use" I regret never would I -- jojo0smart, 2026-07-09 ### ****- "Hundred percent sure this app is helping people" Hundred percent sure -- Aminu hamza, 2026-07-03 ### ***** "Means of identification" The app is amazing and the upgrades are good. It will be nice though to be add the National Identification (NIMC) as a mode of verification too and also be able to upload the document instead of taking a picture. Thank you. -- Snagzy, 2026-07-01 ### *---- "Mr" No rate poor app -- motreq, 2026-06-30 ### ***** "Daniel" Ogabor -- lologzyyv&$$2$$, 2026-06-25 ### ***** "Still waiting for my loan" I’ve applied for a loan since 5am till now it’s still reviewing -- Fineboyad, 2026-06-25 ### ***** "N" Lovely app -- Nenyeuwa, 2026-06-18 ### *---- "Terrible service" I paid off my loan yet Credit direct keeps deducting from my account. All ways to get them to stop has failed. Very terrible service -- Robounce, 2026-05-26 [View all Credit Direct Mobile reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Credit Direct Mobile Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Nigeria | Finance | #119 | ## Credit Direct Mobile Available In - [Nigeria](https://apptail.io/app/credit-direct-mobile-WJhv/nigeria) - [United States](https://apptail.io/app/credit-direct-mobile-WJhv/united-states) - [United Kingdom](https://apptail.io/app/credit-direct-mobile-WJhv/united-kingdom) - [Canada](https://apptail.io/app/credit-direct-mobile-WJhv/canada) - [United Arab Emirates](https://apptail.io/app/credit-direct-mobile-WJhv/united-arab-emirates) - [Sweden](https://apptail.io/app/credit-direct-mobile-WJhv/sweden) - [Panama](https://apptail.io/app/credit-direct-mobile-WJhv/panama) - [Netherlands](https://apptail.io/app/credit-direct-mobile-WJhv/netherlands) - [Ghana](https://apptail.io/app/credit-direct-mobile-WJhv/ghana) - [Ireland](https://apptail.io/app/credit-direct-mobile-WJhv/ireland) - [Malaysia](https://apptail.io/app/credit-direct-mobile-WJhv/malaysia) - [Australia](https://apptail.io/app/credit-direct-mobile-WJhv/australia) - [Poland](https://apptail.io/app/credit-direct-mobile-WJhv/poland) - [Senegal](https://apptail.io/app/credit-direct-mobile-WJhv/senegal) - [Colombia](https://apptail.io/app/credit-direct-mobile-WJhv/colombia) - [Armenia](https://apptail.io/app/credit-direct-mobile-WJhv/armenia) - [Ecuador](https://apptail.io/app/credit-direct-mobile-WJhv/ecuador) - [China](https://apptail.io/app/credit-direct-mobile-WJhv/china) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*