Credit Saison India: Loan App

Credit Saison India - Loan App is an app from Kisetsu Saison Finance (India) Pvt Ltd, one of the leading neo-lending conglomerates in India.
Adhering to the RBI's Fair Practice Code, Credit Saison India is committed to ensuring transparency while lending loans to customers digitally.
This app is designed for Credit Line servicing purposes only. Enjoy your active Credit Line and access funds anytime, anywhere on your iOS device.
Calculate your monthly payments effortlessly with our smooth EMI Calculator, designed to help you plan better. Our real-time Credit Score updates ensure you always make smart financial decisions.
With Credit Saison India: Loan App you can easily monitor your payment history and thereby keep your finances on track.
Benefits Of Using Credit Saison India - Loan App:
1. Pay Interest Only On The Amount You Use: Experience the convenience of paying interest only on the amount you withdraw, saving you money on unused credit
2. Withdraw funds anytime: Borrow any sum of money (from ₹20,000) from your approved credit limit (up to 5 lakhs) for 3 months to 60 months.
3. No Hidden Fees or line set up fees: Credit Saison India doesn't charge any hidden fee for withdrawing money.
4. EMI Repayment Offers: You can select EMI options to repay the borrowed amount.
5. 100% Paperless: Credit Saison India provides a fully digital and paperless experience, ensuring easy approvals of credit lines
6. Safe And Secure Process: Our app's advanced encryption technology guarantees a safe and secure experience.
In short, Credit Saison India - Loan App offers the best features to its customers:
1. Credit Line ranges from ₹20,000 to ₹500,000
2. Tenure: Min. 3 months | Max. 60 months
3. Interest rate: Min 9.99% pa | Max 39.99% pa
4. Processing fee - Min 1% | Max 3%*
*Terms & Conditions Apply
Below is an example of how Credit Saison India - Loan App helps you access funds easier.
Example:
1. Principal amount: ₹100,000
2. Tenure: 12 months
3. Interest rate: 14 p.a%
4. EMI: ₹8,979
5. Interest Payable: ₹8,979
6. Processing fee (@ 1% + GST): ₹1,180
7. Total cost of loan: 107,748
8. Total amount disbursed: 98,628
9. BPI (Broken period interest): 192
10. APR: 16.65%
Additional Charges:
Overdue Interest Rate: 36% p.a.
Full prepayment charges: 5% of outstanding amount + taxes* Part prepayment charges: 5% of outstanding amount + taxes*
Swap charges (Cheque/NACH): ₹250/- + taxes
Dishonour charges: ₹450/-
Uses of Credit Saison India - Loan App:
1. Refinancing
2. Wedding loan for marriage expenses
3. Travel loan
4. Home renovation loan
5. 2 wheeler/4 wheeler loan
6. Personal loan
7. Mobile phone loan/Loan for a laptop/Consumer durables loan
8. Instant cash loan
9. Education loans
10. Medical emergencies
11. Debt consolidation loan
Contact Us:
More info about Privo: https://privo.in/
Our Parent Company info: https://creditsaison.in/
Privo's privacy policy: https://regulatory.creditsaison.in/privacy-policy-of-privo
Email us at: [email protected]/[email protected]
Call our customer care number: 18001038961
Address:
Kisetsu Saison Finance (India) Private Limited,
CIN U65999KA2018FTC113783
Registered office: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 560029