---
title: "CreditSea: Personal Loan App - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Need a Quick Loan? Get a Personal Loan with CreditSea!  CreditSea makes borrowing simple and hassle-free. Get a personal loan of up to ₹2,00,000 directly in your bank account with minimal paperwork an"
---

# CreditSea: Personal Loan App — India
> Easy Instant Personal Loan App

![CreditSea App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f0/15/e0/f015e010-ffc2-42dd-5a88-7dcbb921da4a/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-tKgUb)
**Category:** Finance
**Rating:** 4.4/5 (3,671 ratings)
**Price:** Free
**Bundle ID:** com.creditsea.app
**Store:** Apple App Store
**Country:** India
**Version:** 1.0.95 (released 2026-09-08)
**Original Release:** 2025-04-04
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6743390338)
**AppTail Page:** [https://apptail.io/app/creditsea-personal-loan-app-swkv/india](https://apptail.io/app/creditsea-personal-loan-app-swkv/india)

## CreditSea Description
Need a Quick Loan? Get a Personal Loan with CreditSea!

CreditSea makes borrowing simple and hassle-free. Get a personal loan of up to ₹2,00,000 directly in your bank account with minimal paperwork and a fully online process.

What We Offer:
- Loan Amount: ₹5,000 - ₹2,00,000
- Interest Rates: 12% - 32.5% per annum
- Loan Tenure: 6 - 60 months
- Processing Fee: Up to 5.1% + GST
- Fast Transfer: Funds disbursed quickly
- No Collateral Required
- Foreclosure & Part-Prepayment Options

Eligibility Criteria:
- Indian citizen
- Minimum age: 24 years
- Monthly income: ₹20,000+ (personal), ₹25,000+ (household)
- Valid ID and address proof
- Aadhaar-linked mobile number
- Salaried employee with at least 2 months in the current company

Documents Required:
- PAN Card
- Income proof: (bank statement showing salary credit)

Example Loan Calculation:
- Loan Amount: ₹2,00,000 for 3 years
- Processing Fee: ₹8,260
- Interest Rate: 24% p.a. (reducing balance)
- EMI: ₹8,020 per month
- Total Payable: ₹2,88,720
- APR: 30.15%

Fees & Charges:
- Foreclosure: 4% of principal outstanding + GST
- Part-Prepayment: 4% of principal prepaid + GST
- EMI Bounce: ₹500 or 4% of overdue principal (whichever is lower)
- Late Payment: 36% p.a. on overdue amount

How to Apply:
- Download the CreditSea App
- Sign up and complete your profile
- Upload required documents
- Select loan amount and tenure
- Receive funds in your bank account

Permissions We Require:
- Location: To verify service availability and ensure regulatory compliance
- Camera: To capture KYC documents and selfie for identity verification
Application Requirements:
- Mobile number and email
- Full name, date of birth, PAN card
- Employment details and income proof
- Address proof (permanent & current)
- Reference contact
- Bank account details for loan disbursement

Why Choose CreditSea?
- Fast and easy application
- 100% digital process
- No hidden charges
- Trusted by thousands of users

 Download the CreditSea App and get your loan approved today!

## CreditSea Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/42/20/0b/42200bdd-67f9-fee5-5704-74e41ab21f9d/2.jpg/640x920.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/0a/70/d20a702b-a0db-0a0a-551a-0f8cb739f84e/3.jpg/640x920.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6c/8d/7f/6c8d7fdd-740c-a8dd-de65-824d2dba2ceb/1.jpg/640x920.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0b/b3/27/0bb32709-72e7-9f6e-22ca-df6cd55e9e59/4.jpg/640x920.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e3/9b/d0/e39bd0c6-c8a2-cfdf-2c52-80f84497b490/5.jpg/640x920.png)

## CreditSea Rating Breakdown in India
- 5 stars: 2,858 (78%)
- 4 stars: 258 (7%)
- 3 stars: 82 (2%)
- 2 stars: 67 (2%)
- 1 stars: 406 (11%)

## CreditSea Reviews in India

### ***** "Great experience with CreditSea"
Best loan app
-- Gurpreet kaur dua, 2025-04-05

### ***** "Best Personal Loan App"
I was recently looking for loan and get to know about this app from my friend, so I downloaded and applied for a loan. I received my loan within minutes, CreditSea team were very well responsible for my loan query. Thanks a lot CreditSea Team.
-- Gunjan Wadhwani, 2025-04-05

[View all CreditSea reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## CreditSea Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #101 |




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