---
title: "Creditt+ Instant Personal Loan - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Creditt+ is an instant personal loan app built for salaried individuals who need quick financial support. The app offers a simple digital process that lets users apply in minutes and receive funds dir"
---

# Creditt+ Instant Personal Loan — India
> Get Personal Loan for Salaried

![Creditt App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f6/79/58/f6795869-fbe4-2a5e-4355-854e4e4e495d/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [CREDIFY TECHNOLOGIES PRIVATE](https://apptail.io/developer/credify-technologies-private-uplb)
**Category:** Finance
**Rating:** 4.3/5 (8,616 ratings)
**Price:** Free
**Bundle ID:** com.creditt
**Store:** Apple App Store
**Country:** India
**Version:** 6.1.5 (released 2026-10-04)
**Original Release:** 2019-02-03
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1330936066)
**AppTail Page:** [https://apptail.io/app/creditt-instant-personal-loan-Jnxe/india](https://apptail.io/app/creditt-instant-personal-loan-Jnxe/india)

## Creditt Description
Creditt+ is an instant personal loan app built for salaried individuals who need quick financial support. The app offers a simple digital process that lets users apply in minutes and receive funds directly in their bank account after approval, helping manage short-term expenses without lengthy paperwork.

Personal Loan Offerings at Creditt+ (₹8,000 – ₹35,000) With 40 lakh+ registered users and 9 lakh+ loans already disbursed, our reach reflects how more borrowers are choosing a faster, simpler way to access credit when it&#039;s actually needed:

• Loan Amount: ₹8,000 to ₹35,000  
• Repayment Period: Up to 91 days  
• Repayment Structure: Single repayment within the selected tenure with no foreclosure charges.  
• Personalized Experience: Pay interest only for the days you borrow.  
• Transparency: No hidden charges involved.

Key Features &amp; Grievance Handling
• Digital Eligibility &amp; Paperless Application: The Creditt+ app is built to make borrowing easy and convenient. Users can check eligibility quickly through a digital process and complete a fully paperless application.
• Direct Disbursal: Once a loan is approved, the amount is disbursed directly to the borrower&#039;s verified bank account, ensuring funds reach only the confirmed applicant with no intermediaries involved.
• Dispute Resolution: Borrowers can raise concerns or disputes anytime through the in-app complaint section. All grievances are tracked and resolved in line with RBI fair practices guidelines for NBFCs.

Types of Personal Loans Available at Creditt+
• Instant Personal Loans: Instant loans designed to help users access funds for immediate financial support.  
• Loans for Travel: Loans that can be used to cover travel expenses such as tickets, accommodation, or other trip-related costs.  
• Loans for Education: Personal loans that can help manage education-related expenses.  
• Loans for Women: Loans that can support women who need quick access to funds.  
• Personal Loan at Low Interest: Creditt+ aims to provide personal instant loans with competitive borrowing costs.

3 Easy Steps to Apply for a Personal Loan at Creditt+
• Step 1: Register on the App
Download the Creditt+ app and create your account using your mobile number.
• Step 2: Enter Details and Check Eligibility
Choose from the loan amount offered to you. Once approved, the loan amount is transferred directly to your eKYC-verified bank account.
• Step 3: Select Loan Amount and Receive Funds  
Choose from the loan amount offered to you. Once approved, the loan amount is transferred to your bank account.  

Calculating Your Personal Loan Repayment with Creditt+ *
• Loan Amount: ₹20000
• Interest Rate: 14% PA  
• Repayment Period: Up to 91 days  
• Processing Fees: 5%
• In-hand Loan Amount: ₹20000 (loan approved) – ₹1000(processing charge) = ₹19000. 
• Total Personal Loan Interest: ₹698 (20000x 14%/365 x 91)  
• Total Loan Repayment: ₹ 20698
• Annual Percentage Rate (APR)*: 34%

*For illustrative purposes only

Personal Loan Eligibility Criteria at Creditt+ Applicants must meet certain basic criteria to apply for a loan through Creditt+:
• Must be an Indian resident
• Age 18 years or above
• Full-time salaried employment
• Minimum monthly salary of ₹20,000
• Active bank account in the applicant’s name
• A minimum Credit Score of 680

Loans availed through Creditt+ are offered by RBI-registered NBFC lending partners, including:

1. Aureus Finvest Private Limited (Formerly known as Shivdurga Trading Private Limited)
2. Sampati Securities Limited

Creditt+ acts as a digital loan facilitation platform and connects eligible customers with its RBI-registered lending partners. Creditt+ does not independently sanction or disburse loans.

Contact Creditt+ Customer Support : You can reach out anytime between 10 AM and 7 PM from Monday to Sunday (except national holidays).
• Phone: +91 22 45811515
• Email: customer.support@creditt.in

## Creditt Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ac/08/c6/ac08c630-1df7-4353-a45e-9638b05b28cb/mockup_01.png/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/ca/5e/efca5e8b-8b1d-fa95-9dc8-b31d5f0f454d/mockup_02.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b5/e6/ad/b5e6ad58-2c7f-4ae1-92e8-aaca8ba6be1b/mockup_03.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2f/df/43/2fdf4327-a2e2-972f-1826-66cea371a6f2/mockup_04.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1a/05/79/1a0579f0-81f0-897c-aa97-ea01d62b5e6e/mockup_05.jpg/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/1a/ca/de1aca26-80c3-dbf1-8c30-56c49fa2b756/mockup_06.jpg/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/57/e2/0e/57e20ed1-2e7c-3636-03e6-6097b039bdb5/mockup_07.jpg/1290x2796.png)

## Creditt Rating Breakdown in India
- 5 stars: 6,422 (75%)
- 4 stars: 673 (8%)
- 3 stars: 204 (2%)
- 2 stars: 136 (2%)
- 1 stars: 1,181 (14%)

## Creditt Reviews in India

### *---- "Useless app its showing error all the time"
Useless app
-- Mhmed nizam, 2024-12-27

### *---- "Customer support"
Executive behaviour was very rude.
-- Amit1289, 2024-12-23

### *---- "Fraud hai"
Ye application pura Fraud hai agar galati se loan le liye to ye log gundo ke jaise bat karte hai bat karne ki bhi tamiz nahi hai dhamki dene lagte hai ye log gangaster ke jaise
-- जितु गाजीपुरिया, 2024-12-19

### *---- "Not disbursement still"
Worst app  23000 loan I taken now they demanding 90000 to loan close
-- yashyas22161, 2024-12-16

### ***** "Easy process instant loan"
Bohot acha aap hai bakiyo se 10 min me paise account me aagye. 5 min ki process thi aur paise aagye mai to yahi suggest kiya hai mere dosto ko ap bhi yahi use kijiye bahut acha app hai mujhe koi problem nhi aai. Manual kam hai pr fast kam hai
-- Akashbonge, 2024-12-15

### *---- "Worst loan app"
Worst loan app I ever used they are giving loan to other 😂😂 first please do something about your servers and service then you give loan
-- G GH Johnny cg mmv, 2024-12-14

### *---- "WORST TEAM"
I dont like the process even uploading bank statements application no taking and agents not taking . Even team was not responding calls . Hey Creditt i want you to delete my information any thing and delete my account
-- Lhelhdludludpudpudupuddu, 2024-12-12

### ***** "Process was smooth"
The process was super quick and easy. Got my loan in no time, and the app was so simple to use.
-- Vaishnaviiiiiiii, 2024-12-11

### *---- "Worst app"
I will not recommend this app.After taking loan,there is no such intimation of due date.There is no such message,call,mail regarding paying the due amount.If balance will not there automatically it will charge auto debit penalty!This is worst.In app support also not good.Customer care also worst.They don’t have sense how to talk with people.
-- Subharsi, 2024-12-09

### ***** "Very nice experience with this application"
Great experience with Creditt+ the loan process was quick and easy, with minimal documentation. Customer support was helpful, and I received my loan instantly. Highly recommend this app for anyone looking for fast and hassle-free loans.
-- Mr_Shreyyy, 2024-12-09

[View all Creditt reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Creditt Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #113 |

## Creditt Discovered Keywords
- personal loan app
- creditt

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