---
title: "CreditU - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Join thousands of satisfied users who have already transformed their financial future and lifted the burden of debt with CreditU, brought to you by American Consumer Credit Counseling, Inc. (ACCC).  M"
---

# CreditU — United States
> Budgeting &amp; Financial Literacy

![CreditU App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/37/26/a6/3726a645-e973-0d0a-e8f6-ac32b4e4c23b/AppIcon-0-0-1x_U007emarketing-0-9-0-sRGB-85-220.png/434x0w.png)

**Developer:** [American Consumer Credit Counseling](https://apptail.io/developer/american-consumer-credit-counseling-GKOf)
**Category:** Finance
**Rating:** 4.9/5 (991 ratings)
**Price:** Free
**Bundle ID:** com.accc.app
**Store:** Apple App Store
**Country:** United States
**Version:** 1.0.22 (released 2026-09-01)
**Original Release:** 2024-01-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1663259146)
**AppTail Page:** [https://apptail.io/app/creditu-OFXo/united-states](https://apptail.io/app/creditu-OFXo/united-states)

## CreditU Description
Join thousands of satisfied users who have already transformed their financial future and lifted the burden of debt with CreditU, brought to you by American Consumer Credit Counseling, Inc. (ACCC).

Many struggled with understanding their financial situation and finding the right tools to stay on track. CreditU is now their trusted partner in navigating personal finance. This user-friendly app helps you efficiently manage your credit, reduce debt, and optimize your budget anytime, anywhere.


How It Works

Advanced Debt Analysis and Budgeting: Our state-of-the-art algorithms evaluate your debts and generate personalized, efficient budget plans tailored just for you.
Integration with Debt Management Plan (DMP): Whether you’re a current participant or considering our proven DMP, CreditU offers tools to manage your plan effortlessly. Track payments, adjust budgets, and receive real-time updates directly on your mobile device.
Continuous Progress Monitoring: Watch your credit score improve and track your debt reduction progress. Celebrate each milestone with insightful updates.
Robust Security Measures: Your privacy and data security are our top priorities, with advanced encryption and strict privacy protocols in place.


The Value

CreditU is designed to simplify your financial life and help you achieve a more secure and prosperous future. Our app provides the tools and resources needed to take control of your finances, all in one place.

Start your journey toward a more secure and prosperous financial future with just a click! Download CreditU now and transform your financial life.


Why Choose CreditU?

- Advanced Debt Analysis and Budgeting: Leverage our state-of-the-art algorithms to evaluate your debts and generate personalized, efficient budget plans specifically designed for you.
- Seamless Integration with Our Debt Management Plan (DMP): CreditU offers versatile tools that cater to both current participants and those considering our proven DMP. For those already enrolled, CreditU enables effortless management of your plan. Easily track your payments, adjust your budgets, and receive real-time updates directly through your mobile device. If you are not yet part of our DMP, CreditU provides essential insights and resources to help you understand and effectively manage your finances.
- Continuous Progress Monitoring: Watch your credit score improve and track your debt reduction progress. Celebrate each milestone and stay motivated with insightful updates.
- Robust Security Measures: We prioritize your privacy and data security. Feel secure with our advanced encryption and strict privacy protocols.


Be part of a community that’s transforming their financial lives. 


Download CreditU today and start your journey toward financial freedom.


Our full terms of service may be viewed online at 

## CreditU Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/25/fa/fb/25fafb39-f154-0241-0a07-2e0627c13736/c676fe34-cb8a-4a7b-a095-4f84ebc5afad_CreditU_Panel_1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/37/45/25/3745255f-41a7-2aed-f3c3-aa1fb4023569/584a7971-9808-4d04-aecd-f9d00fcaebd2_CreditU_Panel_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/68/3b/cf/683bcf20-18a8-52c6-faab-0af84a74c57b/52949815-3258-4b7a-a862-fa205be4b515_CreditU_Panel_3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/91/7b/15/917b157b-2f73-4788-3488-8751dc43270f/ef8292a1-2c7b-46c1-88ae-40169e1aee61_CreditU_Panel_4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/c3/e5/a9/c3e5a96a-0368-710e-08af-73ba1a4678aa/9b708da5-ea53-42dc-b4cb-7dc846ade0fa_CreditU_Panel_5.png/1284x2778.png)

## CreditU Rating Breakdown in United States
- 5 stars: 952 (96%)
- 4 stars: 17 (2%)
- 3 stars: 3 (0%)
- 2 stars: 5 (1%)
- 1 stars: 14 (1%)

## CreditU Reviews in United States

### ***-- "Inconsistent"
I am not regretting my decision to enroll in a debt management program, as this really needed to happen. People at ACCC have been friendly but the information not always consistent. Communications need to be better. Yes, everything is in writing but the sheer volume of these documents does not allow one to focus on the content because there are far too many different documents. I wasn’t too concerned about it until my information started disappearing from the app. Soon after I enrolled I was able to see the percentage of debt paid off. This went away after 2 weeks. So I located where this was moved. Well, now the app changed again and I don’t see any of the documents I signed, or notices from ACCC. I only just made my 3rd monthly payment. It is incredibly frustrating to manage all this and now worry that it’s being managed properly because I can’t easily monitor it. I consolidated 13 creditors. Logging into each one all the time is not something that’s feasible. The fees charged are reasonable for what is provided, if it’s consistently provided. I cannot recommend this company to anyone until they change their app, and provide consistent updates.
-- Fearless is Freedom, 2026-09-19

### **--- "I’m finding that my balance continues to go up and they reported a late payment for one of my"
I feel my balance is on my account are getting increasing and that declining and I’m concerned
-- Christie Kyriacos, 2026-09-13

### ***-- "I’m so confused"
I don’t know what to do on here
-- glo51glo, 2026-09-10

### ***** "Was skeptical but was exactly what I needed!"
They walked with me every step of the way!!
-- Arluah, 2026-08-14

### ***-- "Not all features of the upper functional"
There is a star program and it’s not even functional. You can still do your budget, but there’s  supposed to be educational content and it’s not even there.
-- Nalarstubs, 2026-07-26

### **--- "Bank linking"
Can’t seem to link banks at all just wants me to manually enter everything
-- PiscesKayaker, 2026-06-11

### ***** "Helpful"
very
-- neykeyzx, 2026-04-24

### ***** "Grateful for the support"
I enrolled in a program 5 years ago to pay off two credit card accounts. After getting off the phone with ACCC, it has been confirmed that both accounts have been paid off in full. When one account was paid off in January, I continued making the same payments, and it was seamlessly then all applied to the second account, resulting in a pay off two months earlier than expected. I am so relieved to have completed the program and also feel grateful for the flexibility that they had on the rare occasion that I had to switch a payment date by a few days throughout the years.
-- Wren Marie, 2026-04-22

### ***** "Arthur from ACCC"
Arthur was very helpful and shared great insight for my situation. He was also very kind to speak with.
-- CamiCam540!, 2026-04-15

### ***** "Incredible program"
This program and app have saved my financial life! Due to life being life I became completely overrun with credit card debt and could not get out. This has made it so I can regain my life!
-- Mkutti, 2026-04-12

### ***** "Accurate, Proactive Assistance"
I unexpectedly had to reschedule the start of my program. Arthur patiently explained my options, promptly implemented my preferred start date, and updated my account dashboard.
-- New Lessons, 2026-04-06

### ***** "Incredibly helpful"
ACCC was instrumental in helping me get my debt under control. It would’ve been significantly more difficult without them.
-- Djxjcndnnd, 2026-03-31

### ***** "So helpful &amp; kind"
AJ &amp; Jamie are wonderful! I’m so thankful that this process of paying off my debt is smooth. A lot smoother than if I did it myself!! Definitely recommend
-- Cheerfreako1, 2026-03-26

### ***** "Customer Service"
Kim and AJ were wonderful. They answered all of my questions in a way that was easy to understand and made the entire process feel comfortable and stress-free. This is the second time I’ve used this service, and each time the experience has been consistently positive—everyone I’ve worked with has been incredibly helpful and kind. I would highly recommend this service to anyone who is looking for support in getting out of debt.
-- Big Spender 8, 2026-03-21

### ***** "Gratitude for ACCC - Shoutout to Arthur aka AJ"
Hello, who ever is in credit card debt, I recommend ACCC. They negotiated that high rate from Chase to 10%. I was able to breathe. Now that my debt’s paid off, I feel great, and thrilled to worked with ACCC!
-- KingE95, 2026-03-16

### ***** "Thanks Arthur"
As usual, another great interaction. Arthur was eager to help me this morning and I appreciate him explaining everything out to me. Grateful that I enrolled. There is light at the end of this financial tunnel.
-- Pakrou, 2026-03-13

### ***** "AJ was great"
AJ provided great customer service and actually recalled a previous conversation we had. He helped me quickly and efficiently.
-- stevielukenumber1, 2026-03-11

### ***** "I love ACCC"
They’re so convenient and understanding and Knowledgeable when it comes to your case.I’ve been using them since 2021.I’m almost finished paying everything off.That’s amazing.I’m so glad I went with them.They know what they are doing.I love working with me.They are truly amazing.
-- Arnetta221, 2026-03-04

### ***** "Excellent service"
I worked with AJ to discuss my current situation. He has attentive, and compassionate about my concerns.
-- Bob D in CT, 2026-03-02

### ***** "AJ to the rescue"
So, it took two phone calls to ACCC to get my problem resolved, and it was AJ who did it. He got to the bottom of why I was receiving communiques from one of my creditors requesting additional funds.  It took two 3-way calls, but he did it! I am so grateful to him and ACCC.  I would and have recommended them to anyone in need of credit counseling!
-- Native Columbine, 2026-02-19

[View all CreditU reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## CreditU In-App Purchases
| Item | Price |
|------|-------|
| Premium Purchase | $12.99 |





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