---
title: "Current - Mobile Banking - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Power up your paycheck when you switch to Current. Get paid faster, save smarter, and build credit with ease—all in one app. Join over 6 million members already banking with Current today.  With Curre"
---

# Current - Mobile Banking — United States
> Get Paid Early. Build Credit.

![Current App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/7f/50/1a/7f501a42-62b8-0e73-5548-b478a86b3b32/AppIcon-0-0-1x_U007ephone-0-1-0-P3-85-220.png/434x0w.png)

**Developer:** [Finco Services](https://apptail.io/developer/finco-services-IdS)
**Category:** Finance
**Rating:** 4.8/5 (193,380 ratings)
**Price:** Free
**Bundle ID:** com.current.currentapp
**Store:** Apple App Store
**Country:** United States
**Version:** 8.7.1 (released 2026-04-23)
**Original Release:** 2016-04-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1077366211)
**AppTail Page:** [https://apptail.io/app/current-mobile-banking-weO/united-states](https://apptail.io/app/current-mobile-banking-weO/united-states)

## Current Description
Power up your paycheck when you switch to Current. Get paid faster, save smarter, and build credit with ease—all in one app. Join over 6 million members already banking with Current today.

With Current you can:

— Advance up to $750⁶: Access more of your paycheck if you qualify.

— Overdraft fee-free⁵: Breeze from payday to payday without hidden fees.

— Get paid up to 2 days early²: Receive your direct deposit as soon as your employer sends it.

— Build credit while you bank.

— Earn 1% cash back on dining and groceries⁴.

— Enjoy 24/7 member support.

— Access 40,000+ fee-free ATMs nationwide¹.

— Add cash in-store at locations like CVS, Walgreens, and McDonald’s.

— Earn up to a 4.00% bonus on savings³ and save automatically with Round-Ups.


See current.com/docs for full terms and conditions and current.com/legal_disclaimers for more info.

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC.
¹ Most AllPoint® ATMs are fee-free. To see if an ATM qualifies for fee-free ATM transactions, please check the Mobile App.
² Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Delays by the employer, payer, or their banks may result in delayed access to funds beyond our control.
³ Boost Bonuses are credited to your Savings Pods within 48 hours of enabling the Boost feature and on a daily basis thereafter, provided that the Savings Pod has accrued a Boost Bonus of at least $0.01. No minimum balance required. The Boost rate on Savings Pods is variable and may change at any time. The disclosed rate is effective as of August 1, 2023. Must have $0.01 in Savings Pods to earn a Boost rate of either 0.25% or 4.00% annually on the portion of balances up to $2000 per Savings Pod, up to $6000 total. The remaining balance earns 0.00%. To earn a Boost rate of 4.00%, you must receive at least one Eligible Payroll Deposit equalling a minimum of $200 over a 35-day period. T&C: current.com/boost_terms_of_service
⁴ For eligible customers only. You may earn Points in connection with your Build Card purchases at retailers whose merchant code is classified as: Dining (e.g., restaurants) and Groceries (e.g., supermarkets) and by completing other actions that Current designates as subject to the Current Points Program. The amount of Points granted for different actions as well as the purchase requirements necessary to earn Points will vary, and is subject to Current’s sole discretion. After qualifying, please allow 3-5 business days for points to post to your Current account. Points will expire 365 days after they settle. T&C (including specific eligibility criteria): current.com/current_points_terms_and_conditions
⁵ Actual overdraft amount may vary and is subject to change at any time, at Current’s sole discretion. In order to qualify and enroll in the Fee-Free Overdraft feature, you must receive a minimum of $200 or more in Eligible Direct Deposits into your Current Account over the preceding 35-day period and fulfill other requirements subject to Current’s discretion. Negative balances must be repaid within 60 days of the first Eligible Transaction that caused the negative balance.  T&C: current.com/overdraft_protection_terms_of_service
⁶ For eligible customers only. Paycheck Advance is offered by Finco Advance LLC, a financial technology company, not a bank. T&C: current.com/docs/paycheck_advance_terms

## Current Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/55/5c/b5/555cb5bc-de23-cd6c-ed0a-db92a594ac85/v1_6p5_iOS_-_8_-_1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e5/b1/07/e5b10777-aa82-76f8-7deb-c573f3fbc2fa/1.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3f/8c/ce/3f8cce8c-c1cd-5aa8-31b0-5035cd79709d/v1_6p5_iOS_-_8_-_3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e6/fe/ed/e6feed44-59c2-e47c-b1f7-7f05831a7417/v1_6p5_iOS_-_8_-_4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/36/d3/ee36d375-e5f2-d5b0-19f6-f263ee2acb21/v1_6p5_iOS_-_8_-_5.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b1/b5/f7/b1b5f774-05ca-5068-202c-4acb78bbc030/v1_6p5_iOS_-_8_-_6.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/13/87/0f/13870f5d-5166-adbb-f103-a08f69b2ceaf/v1_6p5_iOS_-_8_-_7.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b2/99/65/b2996525-4553-a31a-9cdc-68c55a89800f/v1_6p5_iOS_-_8_-_8.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e3/84/6f/e3846f6b-45d7-25c3-8e85-3b411a41a170/v1_6p5_iOS_-_8_-_9.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/63/6d/c4/636dc413-c26c-6250-7b7e-7147c5d5e23f/v1_6p5_iOS_-_8_-_10.jpg/1242x2688.png)

## Current Rating Breakdown in United States
- 5 stars: 173,444 (90%)
- 4 stars: 9,599 (5%)
- 3 stars: 2,901 (2%)
- 2 stars: 1,168 (1%)
- 1 stars: 6,268 (3%)

## Current Reviews in United States

### *---- "So disappointed"
Listen up people keep an eye on your money in your current account make sure to keep your card locked someone tried to make a purchase and got declined because my card was locked.. hey current fix it NOW
-- Bullish!t, 2025-01-02

### ***** "Life Changing"
This card has helped me get my credit back on track
-- Trianglesallday, 2025-01-02

### *---- "Worst bank ever"
I gave this bank a try earlier this year & during the holidays they have decided to restrict my account for fraud & told me to wait 3-5 days for the fraud team to reach out & until this day I haven’t received my account back, mind you my employer had already made a report on them for not sending a whole check back because the account number was messed up and the bank won’t return the money after 2 months.. this “Bank” is TRASHHH, customer service supervisor don’t know anymore than the regular employees, bad attitudes, It has been officially 9 business days and all the say is they don’t know the time frame it will take for them to fix or even give me an update.
-- Martinez Murillo Briana, 2025-01-02

### ***** "Best app"
Best app hands down
-- Zachary Tiar, 2025-01-02

### ***** "A great card to have"
I love how you can effortlessly build your credit & it’s easy to navigate
-- iGoddess1, 2025-01-01

### *---- "Customer service is nonexistent"
They will do everything in their power to not help you with your accounts not only that but they will just end the chat on you when you are in the middle of chatting with A  person who wasn’t a AI generated response. If you want an app that works don’t get this one
-- Libbybibb46290, 2025-01-01

### ***** "The best online banking"
I love having my current account it’s so much nicer then chime I have had nothing but great experiences with my account and the customer service team is amazing
-- BeccaS1212, 2025-01-01

### ***** "Current is awesome 🤩"
I’ve been using current over 5years now, not one issue 👏🏾👏🏾
-- Stoner0, 2024-12-31

### ***** "Always there.."
Only bank that I have and I absolutely love them,For being an online bank I haven’t ever had a bad experience in 4 years of being a customer.
-- Bankroll1986, 2024-12-30

### *---- "Stupid update"
All the app cares about is the looks of it, they keep making it more complicated every time they do a dumb update to transfer money to and from a savings pod. If you have all your money in savings pods and nothing in the actual spending account you cannot transfer it back unless you delete the savings pods. The whole app just looks stupid. Absolutely ridiculous. That one star is too much.
-- YandereKitty981, 2024-12-30

### ***** "Card review"
Love my card. It’s the best card I’ve ever had. It also has helped me so much with building up my credit score.
-- SuperKalClark30, 2024-12-30

### ***** "Awesome!!. 😊"
Since using this great app, I’ve had no troubles. It’s easy navigation, it had all the essentials you need right in the palm of your hand. Overall, the app is very compatible with how you set your settings.
-- shannerz2289, 2024-12-30

### **--- "Blocked my card cuz of “suspicious”"
Use my card a few times then all of sudden card is blocked. Talked to an idiot customer representative who doesn’t know how to fix a simple issue. Already planning to close this account in the near future when I get sorted out.
-- DeezDaC, 2024-12-29

### *---- "Predators"
This app preys on people in need and they scam you and send false reports to crediting agencies. STEER CLEAR. It is very important you never download this app. They are reporting late payments and I’ve never ever used the app. PREDATORS.
-- ljfinley, 2024-12-29

### *---- "Unreliable"
Took this card to use for the first time while traveling and they blocked your instant transfers after the first one, then you hav to make an ACH transfer which will fully take 5 business days. Just not good for emergencies or traveling
-- Katyy100, 2024-12-28

### *---- "Bad"
Current said my card was in the mailbox and it was not so I waited and after I ordered my third card I was done and I am now on green light so go to green light and leave current!!!
-- Ursoyd glc money)&:5, 2024-12-28

### *---- "Horrible"
Used for years. All of the sudden , just not a good option.
-- Girl on pointe, 2024-12-28

### ***** "Overall Review"
I’ve been using Current since about 2020 and I’ve personally had 0 issues! I get paid 2 days earlier sometimes 3 days early when I set up direct deposit with my employer. Also when you’re in a struggle you can get fee free overdraft to help you out in the meantime and it starts at $25 and goes up from there or you can do a paycheck advance that is a life saver as well. The build card has also been slowly helping me build credit! Current overall works really really well for me and I have no regrets!
-- Marcusscrawford, 2024-12-28

### ***** "All smiles"
I’ve left chime to use current and have had nothing but positive things to say about this service
-- Rockstar is my new name, 2024-12-28

### ***** "MUST READ"
Simple to use just wish there was a way I could send my friend money not compatible with Venmo? Or idk how to work it I do recommend acorn or chime tho if your looking for to start or boost your credit score!
-- Bsydnfc, 2024-12-28

[View all Current reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Current Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United States | Finance | #44 |
| Top Free | United States | Overall | #443 |

## Current Discovered Keywords
- banking
- debit
- current
- bank
- mobile banking app
- banking apps
- mobile bank
- free banking
- free debit card
- mobile payments

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---

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