---
title: "Debt Magic: Payoff Planner - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Debt Magic is a completely FREE debt-payoff calculator that makes your plan crystal clear. Add your credit cards, student loans, auto loans, personal loans or mortgage and instantly see payoff dates, "
---

# Debt Magic: Payoff Planner — United States
> Free Debt Payoff Calculator

![Debt Magic App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b0/e2/58/b0e258a3-f2c2-6f5f-76c0-b60c67992c72/AppIcon-0-0-1x_U007emarketing-0-6-0-sRGB-85-220.png/434x0w.png)

**Developer:** [Changed](https://apptail.io/developer/changed-oCcb)
**Category:** Finance
**Rating:** 4.8/5 (19 ratings)
**Price:** Free
**Bundle ID:** com.dubbie.debtMagic
**Store:** Apple App Store
**Country:** United States
**Version:** 2.14 (released 2026-09-12)
**Original Release:** 2025-07-01
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6747996437)
**AppTail Page:** [https://apptail.io/app/debt-magic-payoff-planner-fScw/united-states](https://apptail.io/app/debt-magic-payoff-planner-fScw/united-states)

## Debt Magic Description
Debt Magic is a completely FREE debt-payoff calculator that makes your plan crystal clear. Add your credit cards, student loans, auto loans, personal loans or mortgage and instantly see payoff dates, total interest, and how much faster you can be debt-free.

What you can do:

- Compare methods: Snowball (smallest balance first) vs. Avalanche (highest APR first).
- See the impact of extra payments: add $10–$100+ and watch the payoff date move.
- Amortization made simple: track principal vs. interest over time with clean charts and tables.
- All debts, one place: credit cards, student loans, auto, mortgage, personal loans.
- Visualize your plan for your debt payoff: use the loan calculator and debt payoff calculator to map your path.
- Earn rewards and cash with our bonus rewards dashboard.



Debt Magic is free to use so you can focus on what matters, paying off debt faster.

## Debt Magic Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/64/65/ad/6465ada4-655f-2603-604f-ed0764be3213/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dd/06/a2/dd06a29a-2597-4da5-cde2-43e85a8ceb7d/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ee/01/b0/ee01b022-87ec-202d-65bd-5899ff90951e/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/04/9a/b6049a56-7d44-e864-c124-90a746f86be3/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7c/da/9d/7cda9dcd-8b28-4df5-bc93-5c8712082124/5.png/1242x2688.png)

## Debt Magic Rating Breakdown in United States
- 5 stars: 17 (89%)
- 4 stars: 0 (0%)
- 3 stars: 2 (11%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)

## Debt Magic Reviews in United States

### ***** "Debt Houdini"
Listen, I downloaded this app thinking it was just another boring money thing. NOPE. It’s basically Hogwarts for my debt. One minute I was staring at my student loans like Voldemort, the next—POOF!—the app had me saving money like a financially responsible wizard.

I swear I heard a choir of bald eagles singing the national anthem the first time it paid down a loan. My credit score went from ‘eh, we’ll see’ to ‘can I offer you a mortgage?’ in record time.

At one point, I was so hyped I tried waving my phone around yelling ‘Expelliarmus, Sallie Mae!’ My wife said I looked insane, but then she checked the app and said, ‘Wait…this actually works?’ She now calls it the most romantic thing I’ve ever done.

If you want your debt to disappear faster than pizza at a Super Bowl party, download this app immediately. It’s sorcery with spreadsheets, and I am HERE FOR IT.
-- Diamondbackman, 2025-08-18

### ***** "Awesome"
Great APP
-- DW8907, 2025-07-09

[View all Debt Magic reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)






---

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