---
title: "Debt Manager - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "*** No. 1 Ranked Finance App in the UK &amp; US ***  &#039;Debt Manager&#039; has one aim - To help you GET OUT OF DEBT FAST!   5-Star - &quot;Debt cracked!!! Really helpful app, puts debt into a workable target.&quot;  5-St"
---

# Debt Manager — United Kingdom
> Get Out of Debt Fast

![Debt Manager App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e9/54/5c/e9545c00-53ce-7f40-5553-ff8dc07ec666/AppIcon-0-0-1x_U007emarketing-0-5-0-85-220.png/434x0w.png)

**Developer:** [MH Riley](https://apptail.io/developer/mh-riley-Jgq) (United Kingdom)
**Category:** Finance
**Rating:** 4.3/5 (107 ratings)
**Price:** Free
**Bundle ID:** com.mhriley.DebtSnowball
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 1.8 (released 2026-01-22)
**Original Release:** 2011-12-08
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id482482660)
**AppTail Page:** [https://apptail.io/app/debt-manager-zOb/united-kingdom](https://apptail.io/app/debt-manager-zOb/united-kingdom)

## Debt Manager Description
*** No. 1 Ranked Finance App in the UK &amp; US ***

&#039;Debt Manager&#039; has one aim - To help you GET OUT OF DEBT FAST! 

5-Star - &quot;Debt cracked!!! Really helpful app, puts debt into a workable target.&quot;

5-Star - &quot;Gets all your debts in order and shows how best to clear them. Top app.&quot;

5-Star - &quot;This app is fantastic, a real incentive to pay down your debt.&quot;

5-Star - &quot;Worth paying for! Will save you thousands!&quot; 

5-Star - &quot;This app is great value for money. Its like you have your own personal debt manager in your pocket.&quot; 

5-Star - &quot;Get all your debt information entered and instantly see the financial benefits for using this great app!&quot;

5-Star - &quot;Love love love this app.&quot;

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts. 

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface 
    - helps you see results quickly and clearly

√ Hints and tips
    - don&#039;t worry, we will guide you through the process

√ Summary shows your payoff progress
    - includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
    - Lowest Balance First
    - Highest Interest First
    - Highest Balance First
    - Custom Order

√ An unlimited number of debts can be entered
    - each debt can be individually analysed
    - payments may be entered as a percentage of balance
    - support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
    - either automatic or manual recording
    - allows you to keep track of your progress

√ Backup &amp; Restore 
- use popular Dropbox service for online storage 
- keep your data safe 
- manually sync between devices 

√ Choice of payment periods 
- handles monthly, weekly and fortnightly payments 

√ Extra Payments can be entered against each debt
    - helps pay off your debts even faster
    - can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt 
    - allows you to take into account expenses/purchases
    - can be entered Monthly, Yearly or as a One Off
    - will increase the debt balance

√ Try out various &#039;What-If&#039; scenarios e.g.
    - a change in interest rate
    - increased monthly payments

√ Export the debt details via Email
    - professionally formatted PDF or HTML
    - export individual debts or overall summary
    - includes full amortisation schedules
    - charts are attached to the email export
 
√ Interactive reports 
    - easy visualisation of the debt breakdown
    - compare debts side by side
    - press, hold and slide to see the costs per month
    - pinch to zoom

√ Set of Calculators are included to help you compute:
    - monthly payments
    - extra payments
    - payoff date
    - refinance benefits

√ Notification of payments due 
    - so you never forget to record a payment

√ Passcode protection 
    - keep your data safe

√ Full manual is embedded within the app 
    - has all the info you will ever need

## Debt Manager Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/af/8f/b7/af8fb7f5-9a02-7962-40ce-9e9cc3ef91d1/mzl.gczjjsba.png/640x960.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/b7/54/f9/b754f997-2817-3437-7155-29d4a3356825/mzl.ccrwgkpt.png/640x960.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/f4/24/3f/f4243fb6-8a6d-bac5-e861-33aa644c1bed/mzl.vkmbussx.png/640x960.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/3b/fe/b5/3bfeb5a6-e071-a941-e015-ea935ac53c6b/mzl.zqmrisnv.png/960x640.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/f1/ed/36/f1ed362d-30e8-4350-f6fa-a75f8ecfb322/mzl.nkapucep.png/960x640.png)

## Debt Manager Rating Breakdown in United Kingdom
- 5 stars: 71 (66%)
- 4 stars: 19 (18%)
- 3 stars: 4 (4%)
- 2 stars: 1 (1%)
- 1 stars: 12 (11%)

## Debt Manager Reviews in United Kingdom

### ***** "Great"
The one app I keep going back to consistently even over years.
-- WowSoil, 2025-02-09

### *---- "Problematics"
I am sure the developer put a lot of effort into this. However, I am frustrated using the app to say the least. The interface is so 90’s and the app feels like a DOS command line in its entirety. No flexibility (for the start of loan day and multiple start dates as expressed by others…) and not intuitive at all. At a time when your bank transactions are broken down and categorised by AI, this app is quite outdated. The experience is that of old cumbersome textbooks. Unfortunately, I will have to uninstall.
-- hakanakahpro, 2024-08-29

### ***** "Really helps to visualise the debt"
I have been using this for years and I find it really helpful to visualise the debt. Would recommend.
-- akindat, 2024-07-29

### ***** "Helped us take years off our debts"
I have used this app for years. The snowball strategy for paying down your highest interest debt and the  rolling the payment forward to the next worked brilliantly for us. Mortgage is due to be paid off 8yrs early.
-- Rach1eg, 2024-05-06

### ***** "Really useful and effective"
Didn’t initially wanted to pay for anything to record debt as obviously your downloading one of these apps as your trying to save money and pay of debt but for 99p really good app.

Can have as many debts as you like and makes it easier to keep track and make over payments.
Has everything you need and is cost effective.
-- DaniellHillss, 2022-01-26

### ***** "Life saver app!"
If you have debt and you want to pay it of early, this is the only app you will need. This app has truly changed my life!
-- Ktopd, 2022-01-26

### ***** "Handy App"
Great app for managing any debts or anything that you need to pay for.
-- JackieChan-97, 2021-08-30

### ***** "Fantastic app for projecting your debt free journey!"
This app has helped keep me motivated in paying down debt on credit cards and a car loan.  It really gives me confidence in the plan seeing things paid from month to month!  Thank you to the developers who created this!
-- Cully411, 2021-08-08

### ***** "Great app"
This will really help me with my debt repayments and make it fun to keep track of.
-- Maggie Parkinson, 2021-03-26

### ***** "Harv"
Very good
-- Keep Money, 2020-10-16

### ****- "Great app"
Easy to use and works to help sort out your finances
-- leef7869, 2020-09-22

### *---- "Can’t view on different device"
I had it on my iPad and wanted to view the data on my phone and realised you don’t have an account so can’t see the information anywhere else.
-- Asygonsei, 2020-07-05

### ***** "Great app"
Great app
-- zds77, 2020-06-22

### ***** "Great motivator to clear debts"
I feel like I can pay off all my debts using this app as it makes it easy to see timelines and end dates. Seeing an end goal is a great motivator.
-- emsnriley, 2020-05-05

### ***** "Great app"
Great app makes it easy to tackle all debts
-- Rej50, 2020-01-02

### ***** "Great app"
Took a bit to work out the set up however once all my details were added it works great. Love the percentage countdown, super motivating! We will be debt and mortgage free in no time, well by March 2028 to be precise!
-- Betsy-boo, 2019-11-20

### ***** "Snowball debt management"
Great idea good initiative
-- Gaynze, 2019-10-22

### ***** "Countdown of debt"
Counting downwards on money owed gives you a great indication as to when your cards etc will be paid off, especially if you snowball your payments this can take years off your debt if you stick to it.
-- Harrybag, 2019-09-29

### *---- "Hard to use"
The snowball function does not work properly, you cannot move the debts to a custom order, even though it gives you the option to make it custom, the function just doesn’t work. Also after inputting your debt amount and interest amount, the app will not let you adjust the minimum payment amount under what it calculates to be right, even if it’s wrong. Very confusing and frustrating.
-- Tacha F ;), 2019-04-23

### *---- "Help"
All my debts seem to default to the same start date. Nothing in the tutorial helps you with this. Waste of time because the information you get makes no sense .
-- carolemcs, 2019-03-12

[View all Debt Manager reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Debt Manager Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Paid | United Kingdom | Finance | #4 |
| Top Paid | Philippines | Finance | #5 |
| Top Paid | United Arab Emirates | Finance | #11 |
| Top Paid | Ireland | Finance | #12 |
| Top Paid | South Africa | Finance | #13 |
| Top Paid | Canada | Finance | #14 |
| Top Paid | Romania | Finance | #19 |
| Top Paid | Malaysia | Finance | #20 |
| Top Paid | India | Finance | #21 |
| Top Paid | Finland | Finance | #22 |
| Top Paid | Nigeria | Finance | #22 |
| Top Paid | Egypt | Finance | #22 |
| Top Paid | Indonesia | Finance | #23 |
| Top Paid | Lebanon | Finance | #25 |
| Top Paid | New Zealand | Finance | #25 |
| Top Paid | United States | Finance | #26 |
| Top Paid | Greece | Finance | #32 |
| Top Paid | Poland | Finance | #32 |
| Top Paid | Australia | Finance | #32 |
| Top Paid | Portugal | Finance | #35 |
| Top Paid | Dominican Republic | Finance | #36 |
| Top Paid | Ecuador | Finance | #37 |
| Top Paid | Czechia | Finance | #38 |
| Top Paid | Pakistan | Finance | #39 |
| Top Paid | Kuwait | Finance | #41 |
| Top Paid | Mexico | Finance | #42 |
| Top Paid | Norway | Finance | #42 |
| Top Paid | Azerbaijan | Finance | #43 |
| Top Paid | Singapore | Finance | #44 |
| Top Paid | Thailand | Finance | #45 |
| Top Paid | Vietnam | Finance | #50 |
| Top Paid | Hungary | Finance | #54 |
| Top Paid | Denmark | Finance | #55 |
| Top Paid | Philippines | Overall | #65 |
| Top Paid | Peru | Finance | #65 |
| Top Paid | Kazakhstan | Finance | #67 |
| Top Paid | Ukraine | Finance | #69 |
| Top Paid | Israel | Finance | #69 |
| Top Paid | Netherlands | Finance | #72 |
| Top Paid | Colombia | Finance | #73 |
| Top Grossing | Philippines | Finance | #81 |
| Top Paid | Sweden | Finance | #82 |
| Top Paid | Türkiye | Finance | #86 |
| Top Paid | Spain | Finance | #96 |
| Top Paid | Belgium | Finance | #100 |
| Top Paid | Chile | Finance | #101 |
| Top Paid | Brazil | Finance | #110 |
| Top Paid | Russia | Finance | #120 |
| Top Paid | Taiwan | Finance | #120 |
| Top Paid | Japan | Finance | #134 |
| Top Paid | Hong Kong SAR China | Finance | #141 |
| Top Paid | Italy | Finance | #146 |
| Top Paid | Switzerland | Finance | #153 |
| Top Paid | France | Finance | #158 |
| Top Paid | Germany | Finance | #173 |
| Top Paid | South Korea | Finance | #177 |
| Top Paid | Austria | Finance | #197 |
| Top Paid | China | Finance | #229 |
| Top Paid | United Arab Emirates | Overall | #359 |
| Top Paid | United Kingdom | Overall | #401 |
| Top Paid | South Africa | Overall | #450 |
| Top Paid | Malaysia | Overall | #476 |

## Debt Manager Discovered Keywords
- debt manager
- debt
- pay debt
- snowball payoff

## Apps Similar to Debt Manager
- [Easy Loan Payoff Calculator](https://apptail.io/app/easy-loan-payoff-calculator-Bd/united-kingdom)
- [Quick Checkbook Pro](https://apptail.io/app/quick-checkbook-pro-qcd/united-kingdom)
- [Owe: Debt Tracker &amp; Planner](https://apptail.io/app/owe-debt-tracker-planner-fNd/united-kingdom)
- [Debts Break](https://apptail.io/app/debts-break-tNe/united-kingdom)
- [Debt Payoff Plan Calculator](https://apptail.io/app/debt-payoff-plan-calculator-Ppf/united-kingdom)
- [Debt Payoff Box: Snowball Plan](https://apptail.io/app/debt-payoff-box-snowball-plan-gdm/united-kingdom)
- [Pay Off Debt: Debt Calculator](https://apptail.io/app/pay-off-debt-debt-calculator-Rmv/united-kingdom)
- [Simple Budget Envelopes](https://apptail.io/app/simple-budget-envelopes-BpN/united-kingdom)
- [Debts Monitor](https://apptail.io/app/debts-monitor-QTO/united-kingdom)
- [Bills Monitor Pro](https://apptail.io/app/bills-monitor-pro-blTd/united-kingdom)

## Debt Manager Available In
- [United States](https://apptail.io/app/debt-manager-zOb/united-states)
- [United Kingdom](https://apptail.io/app/debt-manager-zOb/united-kingdom)
- [Canada](https://apptail.io/app/debt-manager-zOb/canada)
- [Australia](https://apptail.io/app/debt-manager-zOb/australia)
- [Philippines](https://apptail.io/app/debt-manager-zOb/philippines)
- [South Africa](https://apptail.io/app/debt-manager-zOb/south-africa)
- [India](https://apptail.io/app/debt-manager-zOb/india)
- [Mexico](https://apptail.io/app/debt-manager-zOb/mexico)
- [Thailand](https://apptail.io/app/debt-manager-zOb/thailand)
- [Ireland](https://apptail.io/app/debt-manager-zOb/ireland)
- [Malaysia](https://apptail.io/app/debt-manager-zOb/malaysia)
- [Germany](https://apptail.io/app/debt-manager-zOb/germany)
- [Netherlands](https://apptail.io/app/debt-manager-zOb/netherlands)
- [New Zealand](https://apptail.io/app/debt-manager-zOb/new-zealand)
- [Spain](https://apptail.io/app/debt-manager-zOb/spain)
- [Saudi Arabia](https://apptail.io/app/debt-manager-zOb/saudi-arabia)
- [Finland](https://apptail.io/app/debt-manager-zOb/finland)
- [Greece](https://apptail.io/app/debt-manager-zOb/greece)
- [Denmark](https://apptail.io/app/debt-manager-zOb/denmark)
- [Sweden](https://apptail.io/app/debt-manager-zOb/sweden)
- [Singapore](https://apptail.io/app/debt-manager-zOb/singapore)
- [United Arab Emirates](https://apptail.io/app/debt-manager-zOb/united-arab-emirates)
- [Slovakia](https://apptail.io/app/debt-manager-zOb/slovakia)
- [Bulgaria](https://apptail.io/app/debt-manager-zOb/bulgaria)
- [Kazakhstan](https://apptail.io/app/debt-manager-zOb/kazakhstan)
- [Türkiye](https://apptail.io/app/debt-manager-zOb/turkey)
- [Croatia](https://apptail.io/app/debt-manager-zOb/croatia)
- [Belgium](https://apptail.io/app/debt-manager-zOb/belgium)
- [Estonia](https://apptail.io/app/debt-manager-zOb/estonia)
- [Portugal](https://apptail.io/app/debt-manager-zOb/portugal)
- [Cyprus](https://apptail.io/app/debt-manager-zOb/cyprus)
- [Indonesia](https://apptail.io/app/debt-manager-zOb/indonesia)
- [Madagascar](https://apptail.io/app/debt-manager-zOb/madagascar)
- [North Macedonia](https://apptail.io/app/debt-manager-zOb/north-macedonia)
- [Malta](https://apptail.io/app/debt-manager-zOb/malta)
- [Nigeria](https://apptail.io/app/debt-manager-zOb/nigeria)
- [Norway](https://apptail.io/app/debt-manager-zOb/norway)
- [Nepal](https://apptail.io/app/debt-manager-zOb/nepal)
- [Peru](https://apptail.io/app/debt-manager-zOb/peru)
- [Pakistan](https://apptail.io/app/debt-manager-zOb/pakistan)
- [Poland](https://apptail.io/app/debt-manager-zOb/poland)
- [Romania](https://apptail.io/app/debt-manager-zOb/romania)
- [Russia](https://apptail.io/app/debt-manager-zOb/russia)
- [Tunisia](https://apptail.io/app/debt-manager-zOb/tunisia)
- [Taiwan](https://apptail.io/app/debt-manager-zOb/taiwan)
- [Ukraine](https://apptail.io/app/debt-manager-zOb/ukraine)
- [Uzbekistan](https://apptail.io/app/debt-manager-zOb/uzbekistan)
- [Vietnam](https://apptail.io/app/debt-manager-zOb/vietnam)
- [Slovenia](https://apptail.io/app/debt-manager-zOb/slovenia)
- [Armenia](https://apptail.io/app/debt-manager-zOb/armenia)
- [Argentina](https://apptail.io/app/debt-manager-zOb/argentina)
- [Austria](https://apptail.io/app/debt-manager-zOb/austria)
- [Azerbaijan](https://apptail.io/app/debt-manager-zOb/azerbaijan)
- [Bahrain](https://apptail.io/app/debt-manager-zOb/bahrain)
- [Brunei](https://apptail.io/app/debt-manager-zOb/brunei)
- [Brazil](https://apptail.io/app/debt-manager-zOb/brazil)
- [Belarus](https://apptail.io/app/debt-manager-zOb/belarus)
- [Switzerland](https://apptail.io/app/debt-manager-zOb/switzerland)
- [Chile](https://apptail.io/app/debt-manager-zOb/chile)
- [China](https://apptail.io/app/debt-manager-zOb/china)
- [Colombia](https://apptail.io/app/debt-manager-zOb/colombia)
- [Czechia](https://apptail.io/app/debt-manager-zOb/czechia)
- [Dominican Republic](https://apptail.io/app/debt-manager-zOb/dominican-republic)
- [Algeria](https://apptail.io/app/debt-manager-zOb/algeria)
- [Ecuador](https://apptail.io/app/debt-manager-zOb/ecuador)
- [Egypt](https://apptail.io/app/debt-manager-zOb/egypt)
- [France](https://apptail.io/app/debt-manager-zOb/france)
- [Hong Kong SAR China](https://apptail.io/app/debt-manager-zOb/hong-kong)
- [Hungary](https://apptail.io/app/debt-manager-zOb/hungary)
- [Israel](https://apptail.io/app/debt-manager-zOb/israel)
- [Iceland](https://apptail.io/app/debt-manager-zOb/iceland)
- [Italy](https://apptail.io/app/debt-manager-zOb/italy)
- [Japan](https://apptail.io/app/debt-manager-zOb/japan)
- [South Korea](https://apptail.io/app/debt-manager-zOb/south-korea)
- [Kuwait](https://apptail.io/app/debt-manager-zOb/kuwait)
- [Lebanon](https://apptail.io/app/debt-manager-zOb/lebanon)
- [Sri Lanka](https://apptail.io/app/debt-manager-zOb/sri-lanka)
- [Lithuania](https://apptail.io/app/debt-manager-zOb/lithuania)
- [Luxembourg](https://apptail.io/app/debt-manager-zOb/luxembourg)
- [Latvia](https://apptail.io/app/debt-manager-zOb/latvia)

---

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